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  • Dive into the concept of consumption smoothing, and its implications on personal finance and economic behaviour. This episode highlights the psychological challenges individuals face when making economic decisions, particularly in the context of frugality and lifestyle choices.

    I share insights and investing stories emphasising the need for individuals to adapt their spending habits and consider the long-term effects of their financial decisions. Are you spending too much? Or too little?

    Listen to episode 224 of the Urban Property Investor to get all the saving tips and tricks to help you create wealth for yourself.

    I discuss -

    00:00 - Understanding Consumption Smoothing

    12:03 - The Psychological Impact of Consumption Smoothing

    24:12 - Navigating Economic Challenges in Australia

    Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

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    And remember, I’m really good on 1.25 or 1.5 speed :)

    Take care,

    Sam

  • This episode we dive into the current state of housing supply in Australia, highlighting the challenges faced in meeting the growing demand due to population growth.

    We cover the inadequacies in housing production across major cities like Sydney, Melbourne, and Brisbane, and the rising costs associated with new developments.

    Tackling the emerging trend of 'Build to Rent' as a potential solution to the housing crisis, while ultimately concluding that the country is unlikely to meet its ambitious target of 1.2 million affordable homes by 2028.

    I discuss -

    00:00 - The Current State of Housing Supply in Australia

    23:49 - Challenges in Housing Production and Costs

    34:14 - The Rise of Build to Rent

    46:17 - Future Outlook and Market Predictions

    Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

    If you’re yet to subscribe, be sure to do so on your favourite channel.

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    And remember, I’m really good on 1.25 or 1.5 speed :)

    Take care,

    Sam

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  • In this episode of the Urban Property Investor we delve into the intricacies of real estate investment, focusing on the importance of growth rates and introducing my 'Rule of 10' spreadsheet.

    This method evaluates various factors that influence property growth, including city dynamics, suburb characteristics, street appeal, land value, and so much more!

    By applying this rule, investors can better assess potential properties and make informed decisions to maximise their investment returns. This episode is a money saver, you won’t want to miss out.

    I discuss -

    00:00 - Understanding Real Estate Growth Rates

    03:06 - The Rule of 10 Explained

    05:59 - Evaluating Property Factors for Growth

    08:48 - Analysing City and Suburb Dynamics

    12:08 - Assessing Street and Land Value

    15:00 - Evaluating Building Style and Size

    17:57 - Understanding Supply and Socioeconomic Factors

    20:53 - Finalising the Growth Rate Calculation

    23:47 - Real-Life Application of the Rule of 10

    30:09 - Conclusion and Key Takeaways

    Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

    If you’re yet to subscribe, be sure to do so on your favourite channel.

    Apple - https://pre.fyi/upi-apple

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    And remember, I’m really good on 1.25 or 1.5 speed :)

    Take care,

    Sam

  • This episode understands the crucial role demographics is playing in shaping the real estate market in Australia. There's significance in understanding population growth, ageing demographics, and the skills gap in the workforce.

    We delve into the changing dynamics of the housing market, particularly the impact of millennials entering the family formation stage and the implications of intergenerational wealth transfer.

    This is a conversation you won’t want to miss. Tune into episode 221 of the Urban Property Investor now!

    I discuss -

    00:00 - Understanding the Big Six of Real Estate

    03:27 - The Impact of Demographics on Real Estate

    06:45 - Australia's Aging Population and Its Implications

    12:04 - Skills Gap and Workforce Shortages

    19:45 - The Rise of Knowledge Workers and Changing Job Market

    27:09 - Millennials and the Shift in Housing Demand

    35:17 - Intergenerational Wealth Transfer and Future Market Dynamics

    Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

    If you’re yet to subscribe, be sure to do so on your favourite channel.

    Apple - https://pre.fyi/upi-apple

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    And remember, I’m really good on 1.25 or 1.5 speed :)

    Take care,

    Sam

  • This episode we delve into the ongoing debate surrounding tax reform in Australia, particularly focusing on negative gearing and capital gains tax. We discuss political dynamics at play, including the influence of key senators and the implications of proposed reforms on property investors, and so much more!

    It’s so important to understand negative gearing, its impact on the housing market, and potential solutions for improving housing affordability without destabilising the economy. All these understanding will help you as an investor. Listen to episode 220 now!

    I discuss -

    00:00 - The Tax Reform Debate in Australia

    10:50 - Political Dynamics and Property Investment

    20:25 - Understanding Negative Gearing and Its Implications

    30:54 - Proposed Solutions for Housing Affordability

    Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

    If you’re yet to subscribe, be sure to do so on your favourite channel.

    Apple - https://pre.fyi/upi-apple

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    And remember, I’m really good on 1.25 or 1.5 speed :)

    Take care,

    Sam

  • This episode explores the current economic landscape, focusing on the implications of the recent Federal Reserve rate cut in the United States and its potential effects on Australia.

    Is a recession coming or are we headed for a soft landing? The trends in employment, and the challenges of housing affordability in Australia. It’s all here in this critical episode with all the important updates on our economy and real estate markets. Listen in and take action.

    I discuss -

    00:00 - Economic Outlook: Recession or Soft Landing?

    02:52 - Understanding the Fed's Rate Cut and Its Implications

    10:32 - Employment Trends and Economic Resilience

    18:35 - Australia's Economic Landscape and Future Projections

    25:45 - Global Economic Indicators and Future Predictions

    Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

    If you’re yet to subscribe, be sure to do so on your favourite channel.

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    And remember, I’m really good on 1.25 or 1.5 speed :)

    Take care,

    Sam

  • 51% of the world's population lives in urban areas, with this figure expected to rise to 75% by mid-century. As part of this growth, implementation of infrastructure enhances productivity and economic growth as well as impacting real estate capital growth.

    As an investor it’s critical that you identify these opportunities and take action. Listen to episode 218 of the Urban Property Investor to get all of the knowledge you need.

    I discuss -

    00:00 The Importance of Infrastructure in Economic Growth

    05:10 Free Riding on Infrastructure: A Personal Experience

    12:41 Understanding Market Growth: Earned vs. Unearned Growth

    17:21 The Phases of Infrastructure Impact on Property Values

    23:40 Current Infrastructure Projects and Their Future Impact

    30:31 The Role of Aggregate Demand in Real Estate Investment

    Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

    If you’re yet to subscribe, be sure to do so on your favourite channel.

    Apple - https://pre.fyi/upi-apple

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    And remember, I’m really good on 1.25 or 1.5 speed :)

  • The economy is driven off money and confidence. These two things together create a multiplier effect, which leads to economic growth. When confidence is low and money is tight a high level of opportunity can arise.

    As an investor it’s critical that you can recognise these events and take action. Listen to episode 217 of the Urban Property Investor to get all the knowledge you need to never let an opportunity slip.

    I discuss -

    2:11 - How To Navigate Markets

    8:22 - Building Approvals Are A Measurement Of Money

    13:53 - Australia’s Economy Is Slowing

    18:10 - Confidence In Real Estate

    Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

    If you’re yet to subscribe, be sure to do so on your favourite channel.

    Apple - https://pre.fyi/upi-apple

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    And remember, I’m really good on 1.25 or 1.5 speed :)

    Take care,

    Sam

  • Is the bank fooling you into believing your next asset is the right one? Banks often lend to investors, well-knowing that the asset is bound to decline.

    Don’t be tricked by the banks and suits, learn all about how they are duping investors around the globe, and how to get your information the right way in this episode of the Urban Property Investor.

    I discuss -

    4:08 - Valuation Distortion

    5:11 - Banks Are Happy To Lend On Risky Assets

    13:22 - Banks Won’t Tell You It’s A Bad Investment

    23:05 - How The Banks Will Screw You

    Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

    If you’re yet to subscribe, be sure to do so on your favourite channel.

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    And remember, I’m really good on 1.25 or 1.5 speed :)

    Take care,

    Sam

  • Why do so many investors jump ship before they strike gold? Find out why so many homeowners don’t make serious profits, and how to not become one of them.

    It’s all about staying in the property game, a 15-20 year journey that you need to take advantage of. Don’t get ahead of yourself and reap in the rewards by listening to episode 215 of the Urban Property Investor.

    I discuss -

    3:00 - Do Homeowners Hold For 20 Years?

    6:17 - Input Output Equation

    12:13 - Hopping Off Too Early

    19:11 - Leaf Blower From Hell

    Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

    If you’re yet to subscribe, be sure to do so on your favourite channel.

    Apple - https://pre.fyi/upi-apple

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    And remember, I’m really good on 1.25 or 1.5 speed :)

    Take care,

    Sam

  • Robert Toru Kiyosaki is an American businessman and author, known for the Rich Dad Poor Dad series of personal finance books and his iconic cash flow quadrant. In this episode we reinvent the Cashflow Quadrant with a property investor spin.

    Navigating our ways to financial freedom the Kiyosaki way, these strategies should not be underestimated. Listen in and find out just how you could turn your assets into so much more!

    I discuss -

    11:18 - 2 Key Assets To Build Wealth

    16:09 - Intellectual Properties

    17:07 - In The Business Of Property

    19:14 - Money Multiplies Money

    Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

    If you’re yet to subscribe, be sure to do so on your favourite channel.

    Apple - https://pre.fyi/upi-apple

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    And remember, I’m really good on 1.25 or 1.5 speed :)

    Take care,

    Sam

  • Urban versus regional, what's the better investment? Is regional investing the next asset to jump on? Understanding the difference between investing in rural and urban areas can be a big deal that can save you from big losses.

    Don't put your money in the wrong spot, know the difference, and invest like a pro. All the pro tips and tricks are here, listen to episode 213 now!

    I discuss -

    5:04 - 5 Properties In 5 Cities

    9:08 - Feeder Cities

    14:01 - Understanding Aggregate Demand

    42:19 - Economics Is Not Static

    Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

    If you’re yet to subscribe, be sure to do so on your favourite channel.

    Apple - https://pre.fyi/upi-apple

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    And remember, I’m really good on 1.25 or 1.5 speed :)

    Take care,

    Sam

  • Donald Trump could very well become President of the United States again with Joe Biden dropping out, what does this mean for Australia’s economy?

    This episode we go through the economics of Trump 2.0 and assess the effects his policies may produce for Australia.

    Get the early insight on what changes may come for you and Australia’s economy if Donald Trump is elected as President for the 2nd time. Listen into episode 212 now!

    I discuss -

    9:00 - America Trying Population Economics

    10:27 - Why Are Majority of Australia’s Jobs Basic Level?

    15:47 - Trump Putting The Boot In China

    27:21 - Australia Finding New Trading Partners

    Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

    If you’re yet to subscribe, be sure to do so on your favourite channel.

    Apple - https://pre.fyi/upi-apple

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    Google Podcasts - https://pre.fyi/upi-google

    YouTube - https://pre.fyi/upi-youtube

    And remember, I’m really good on 1.25 or 1.5 speed :)

    Take care,

    Sam

  • Can you tell a good property from bad? This episode is all about properties to avoid like the plague. These can be hidden in plain sight, these can look like cracking good deals.

    Don’t fall for the ticking time bomb properties. Know all the investor secrets and tips to make sure your next purchase isn't a wrong one. Listen into episode 211 now!

    I discuss -

    4:45 - Real Estate Mistakes Cost A Lot

    10:01 - Risk Levels Are Increasing

    12:51 - Have You Bought A Ticking Time Bomb?

    23:51 - Don’t Be This Investor

    Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

    If you’re yet to subscribe, be sure to do so on your favourite channel.

    Apple - https://pre.fyi/upi-apple

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    Google Podcasts - https://pre.fyi/upi-google

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    And remember, I’m really good on 1.25 or 1.5 speed :)

    Take care,

    Sam

  • As investors we know that not every investment is a success. In real estate, failures can do a lot of harm to your portfolio and your financial well being.

    I’m sure you’ve all heard bad experiences in real estate before, this episode is all about never having a real estate horror story of your own.

    Listen in and take notes, let's all become safer investors to better our future.

    I discuss -

    5:39 - Getting Value Out Of New Real Estate

    9:19 - The End Of A Properties Life Cycle

    11:48 - Will You Invest Till The End Of A Property's Life?

    20:03 - Houses Being Redressed

    Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

    If you’re yet to subscribe, be sure to do so on your favourite channel.

    Apple - https://pre.fyi/upi-apple

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    ⁣⁣

    Google Podcasts - https://pre.fyi/upi-google

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    And remember, I’m really good on 1.25 or 1.5 speed :)

    Take care,

    Sam

  • If you’re just now getting ready to purchase your first home you are well behind. The Australian dream is evaporating with the wealthy taking control of the real estate market, what should you do to stay on top of the marketplace?

    This question and many more get answered on episode 209 of the Urban Property Investor, from controlling the game all the way to inflation and price gouging. It’s all here to listen in now!

    I discuss -

    5:30 - Economically Buried Alive

    9:40 - Property Investors Control The Game

    11:24 - Big Time Investors Soaking Up The Market

    15:21 - Inflation And Price Gouging

    Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

    If you’re yet to subscribe, be sure to do so on your favourite channel.

    Apple - https://pre.fyi/upi-apple

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    And remember, I’m really good on 1.25 or 1.5 speed :)

    Take care,

    Sam

  • Are you getting the most out of your rents? The market is forever changing and evolving.

    Make sure you learn all the secrets to understanding cash flow to maximise the effect of your property investment portfolio.

    What's the point in investing if you aren’t doing it right? All the expert tips and strategies are here in episode 208, listen in now!

    I discuss -

    6:21 - Invest In The Fundamentals

    8:19 - Invest Where The Wealthy Are

    13:29 - Bad Management Will Affect Your Gain

    20:42 - Location Rent Theory

    Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

    If you’re yet to subscribe, be sure to do so on your favourite channel.

    Apple - https://pre.fyi/upi-apple

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    Google Podcasts - https://pre.fyi/upi-google

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    And remember, I’m really good on 1.25 or 1.5 speed :)

    Take care,

    Sam

  • The Reserve Bank of Australia has announced its fifth consecutive decision to leave interest rates unchanged after 13 rate hikes starting in May 2022.

    What will this mean for us investors? How will this change the landscape of real estate moving forward?

    In this episode let's predict the future and get ahead of the whirl wind of changes that are coming through. Tune in to episode 207 now!

    I discuss -

    2:18 - Participation Rates At All Time Record

    3:41 - Your Wealth Needs To Grow

    4:28 - Price Gouging

    6:04 - Where Interest Rates Are Heading

    Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

    If you’re yet to subscribe, be sure to do so on your favourite channel.

    Apple - https://pre.fyi/upi-apple

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    Google Podcasts - https://pre.fyi/upi-google

    YouTube - https://pre.fyi/upi-youtube

    And remember, I’m really good on 1.25 or 1.5 speed :)

    Take care,

    Sam

  • Do you want to minimise your tax? This episode will go through all the hot tips and tricks the pro investors use in order to minimise tax and maximise profits.

    You won’t want to miss a thing, take some notes, and get your money back. Listen to the Urban Property Investor episode 206 now!

    I discuss -

    3:56 - 3 Types Of Obsolescence

    6:05 - The Renovation Gap

    8:30 - 4 Quadrant Model

    13:32 - Escape Constant Repairs And Maintenance

    Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

    If you’re yet to subscribe, be sure to do so on your favourite channel.

    Apple - https://pre.fyi/upi-apple

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    Google Podcasts - https://pre.fyi/upi-google

    YouTube - https://pre.fyi/upi-youtube

    And remember, I’m really good on 1.25 or 1.5 speed :)

    Take care,

    Sam

  • Get the experts guidance on creating wealth through property investing, all the tips and tricks are here!

    From building a safety blanket through an investment moat, to taking the right advice from the correct people.

    The essentials to making yourself millions through real estate investing are only a podcast episode away. Tune into episode 205 of the Urban Property Investor now.

    I discuss -

    5:27 - Limited Work Spans And Longer Life Spans

    9:12 - Build Your Economical Moat

    11:59 - What They Don't Tell You About Super

    17:31 - Don’t Take The Wrong Advice

    Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

    If you’re yet to subscribe, be sure to do so on your favourite channel.

    Apple - https://pre.fyi/upi-apple

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    ⁣⁣

    Google Podcasts - https://pre.fyi/upi-google

    YouTube - https://pre.fyi/upi-youtube

    And remember, I’m really good on 1.25 or 1.5 speed :)

    Take care,

    Sam