Avsnitt
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In early 2024, Kenya struck a headline-grabbing deal with Germany to create 250,000 job opportunities for skilled and semi-skilled Kenyans. With youth unemployment at a staggering 84% and millions of jobless young people, this initiative was hailed as a potential game-changer. But is it really a win for Kenya, or just a shortcut to solving deeper economic issues?
Critics call it a "government-sponsored brain drain," arguing that relying on "circular migration" policies signals a lack of real investment in job creation back home. Others point out that remittances from abroad already outshine Kenya's top exports, making these deals attractive but possibly unsustainable in the long run.
Join us as we explore the highs, lows, and the global ripple effects of this controversial plan. Is this Africa's future or just a temporary fix for a growing problem? Share your thoughts in the comments! 🌍✈️
Find the chapters to the video here:
* 00:00. What's the controversy behind Kenya's job deal with Germany?
* 03:36. Was Latin America's 1980s economic crisis the origin of modern Africa's economic woes?
* 11:50. Why the IMF's Structural Adjustment Programs were a nightmare for Africa's development
* 22:44. What the World Bank says about its work in Africa
* 24:57. What does the data say about the truth of Kenya's development since independence?
* 36:59. Why is low industrial job growth such a big problem for Africa's development?
* 42:10. Th economic ideologies behind Africa's failure to develop sustainably
* 47:48. How America's slavery mirrors the dictatorship of toxic ideologies that keep Africa poor
* 56:55. Why an impactful version of capitalism is Africa's ticket to economic success
Click here (or on the image below) to watch the full video, exclusively on YouTube!
Click here for the official transcript!
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Quote of the week → “Knowledge is power… and we have a moral duty to share and empower others” - Andrew J. Sherman
Watch the intro video here!
I just found out how Andrew Sherman went from broke student to becoming a global thought leader in business and law!
Andrew is a 28 time author who’s been acknowledged by magazines like Fortune, Inc. and many more as one of the world’s top minds in small and large business!
I just had a conversation with him on our podcast and here are my top 3 takeaways:
* Your gifts can turn into revenue streams - Andrew started freelance writing to pay bills when he was in college but he quickly discovered he had a gift for it and that led him to publishing a book by his first year as a practicing lawyer!
* Entrepreneurs are stewards of investor money - Andrew calls the investor-entrepreneur relationship a marriage, based on trust. Entrepreneurs have to make themselves into trustworthy partners in order to succeed.
* Money is a commodity - Andrew warns that you shouldn’t take investor money unless it comes with more… unless it comes with expertise, networks and time, it may not be worth it.
Andrew became successful by applying empathy, building trust and being resourceful and we can do that too.
Hey, there’s so much more to this story, listen to the full episode to find out… and if you like inspiring and actionable business stories subscribe!
Special thanks to Andrew for coming on the podcast! He is a charming, funny and intelligent human being who I’ve been privileged to meet and talk to.
Learn more about him and his books on his:
LinkedIn Page - Andrew's LinkedIn!
Wikipedia page - Andrew's Wikipedia!
Brown and Rudnick’s Website Page - Andrew's Page!
Amazon Author’s Page - Andrew's Author Page!
If you like this episode, feel free to share it on your social media platforms…
Feel free also to support us on our platforms…
We’d love to hear your thoughts and comments on this episode’s ideas so feel free to…
or message us…
Until next time,
Max
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Saknas det avsnitt?
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I found out how Loic Ballester bootstrapped an international tech company from East Africa!
Join us in this inspiring episode as we delve into the remarkable journey of Loic Ballester, the visionary founder who, along with his co-founders, turned a small market research consulting firm in Uganda into an international powerhouse. Over eight transformative years, Loic and his co-founders, steered his company through a remarkable evolution, ultimately emerging as a bootstrapped Enterprise SaaS leader in Field Force Automation Software.
Discover the secrets behind their incredible success story as we explore their expansion from Uganda to Kenya, and how they managed to captivate the market, serving nearly 100 clients across almost 50 countries spanning three continents. With unwavering dedication and an unshakable vision, Loic has not only grown his company but empowered tens of enterprises worldwide.
This episode is a testament to the entrepreneurial spirit and the boundless potential of taking risks to achieve remarkable outcomes. Don't miss this insightful conversation that offers invaluable lessons on business growth, resilience, and empowerment!
Find Loic’s company, Optimetriks (Field Pro App) on:
Website - https://www.fieldproapp.com/
Linkedin - https://www.linkedin.com/company/optimetriks/
Find his entrepreneurial community, French Tech Nairobi on:
Linkedin - https://www.linkedin.com/company/french-tech-nairobi/
Registration form - https://shorturl.at/abZ78
Find Loic’s Linkedin here
What do you think about these ideas? Do you agree or disagree with this perspective? Let me know in the comments!
Want to learn more about creating more wealth for yourself and the world?
Sharing is caring!
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This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theimpactfulcapitalist.substack.com -
I found out how Mahlomola Mokoteli is unlocking financial inclusion for African businesses!
In our latest episode, we dive into the transformative power of open banking as we sit down with a remarkable guest who is revolutionizing access to financial services for African businesses and bridging the gap for the underbanked.
Join us as we explore the inspiring journey of Mahlomola Mokoteli, a visionary entrepreneur dedicated to empowering Africa's underserved communities. In this thought-provoking conversation, Mahlomola shares his groundbreaking approach of leveraging open banking to bring about positive change and unlock a world of opportunities.
Open banking, with its innovative technological solutions and collaborative ecosystem, has the potential to reshape the financial landscape in Africa. Our guest, a trailblazer in this field, will unravel the transformative potential of open banking and shed light on how it can address the challenges faced by the underbanked.
With his groundbreaking solution, Mahlomola is breaking down barriers and ensuring that African businesses, regardless of their size or location, gain access to vital financial services. By fostering partnerships with traditional financial institutions, embracing fintech advancements, and implementing secure and user-friendly platforms, their open banking solution is empowering entrepreneurs to thrive and succeed.
Tune in to this enlightening episode as we embark on a journey to understand the potential of open banking in transforming the lives of the underbanked and driving the progress of African businesses. Prepare to be inspired by Mahlomola as he shares his insights, experiences, and vision for a future where financial services are accessible to all.
Listen now on your favorite podcast platform and join us in shaping a more inclusive, prosperous, and equitable future for Africa.
Until next time!
This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theimpactfulcapitalist.substack.com -
Greetings, fellow trailblazers of innovation!
In our quest to unearth inspiring entrepreneurs shaping the future, we are delighted to introduce you to Moses Mukundi, the visionary behind Eden Care—a revolutionary solution tackling Africa's most pressing challenges in a key industry: insurance.
A Startling Reality
Every year, a staggering 15 million people in Africa slip into poverty due to overwhelming medical expenses. Astonishingly, health insurance remains alarmingly underutilized, with a mere 0.2% penetration—an alarming statistic that highlights the urgent need for change.
The Spark of Inspiration
Enter Moses Mukundi, a relentless problem solver on a mission to transform this grim reality. During the crucible of the Covid-19 pandemic, Moses had a profound revelation that ignited the fire within him—the realization that traditional insurers across the continent were burdened by outdated systems in product development, distribution, and customer experience.
An Opportunity for Innovation
With this newfound understanding, Moses recognized an unparalleled opportunity for a fresh perspective on insurance in Africa. Simultaneously, he observed a remarkable shift toward digital transactions across the continent. In just five years, electronic health record systems catapulted from scarcity to nearly 90% penetration—an extraordinary leap that laid the groundwork for a new type of insurance service built upon this digital foundation.
Triumph Over Obstacles
Of course, Moses encountered numerous obstacles along his path to creating Eden Care. In his home country of Kenya, the exorbitant cost of registering a new underwriter loomed as a daunting barrier, reaching a staggering $6 million. Undeterred, Moses made the bold decision to relocate to Rwanda, where the cost was a more manageable $1 million. However, gaining government approval as an underwriter proved to be a formidable challenge, consuming years of determination and perseverance.
The Journey Continues
Yet, through unwavering resilience, Moses conquered each hurdle, fueled by an unwavering commitment to creating a healthier and happier world. His vision extends beyond mere products; it encompasses a lasting legacy that will shape the future of healthcare in Africa and reverberate through generations to come.
Embrace the Beginning
Today, we stand witness to the inception of a remarkable journey—one that holds the promise of transforming an entire industry. Moses Mukundi's quest to develop products that truly matter to society marks only the beginning of a legacy that will leave an indelible mark on the world.
As we eagerly await the next chapter of this extraordinary story, we invite you to join us in celebrating Moses's indomitable spirit and unwavering dedication to building a brighter future for all.
Inspired by Moses Mukundi's journey, what steps will you take to shape the future and leave your own remarkable legacy? Share your thoughts and aspirations as we embark on this transformative path together!
Until we meet again,
Max
Enjoyed this post?
Click here to discover how a visionary British founder is harnessing the power of data to revolutionize healthcare in Africa.
Click here to gain insights from an experienced American mergers and acquisitions lawyer on why taking risks is essential to achieving remarkable success.
Click here to explore the groundbreaking work of these innovative founders who are leveraging AI to create safer and more efficient pharmaceutical supply chains in Africa.
This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theimpactfulcapitalist.substack.com -
Jay Z, H.E.R, Meek Mill... these names and many more that have worked with our guests resonate powerfully in today's music industry as superstars who have achieved remarkable success. However, what sets them apart from the rest isn't just their talent, but their collaboration with two extraordinary individuals: Ciara Reed and Sharde Simpson, trailblazing entertainment lawyers who have revolutionized the music scene with their unique approach.
In a cut-throat industry like music, success requires a village. Building the right team is paramount for artists to ascend to new heights. This is where Ciara Reed and Sharde Simpson come in, empowering artists and embodying true partnership to ensure their triumph.
As the music industry expands its reach globally, artists from all corners of the world must be well-informed about their field to maximize their potential for success. In this episode, we delve deep into this crucial topic, shedding light on the invaluable knowledge shared by our distinguished guests.
Don't miss out on this entertaining and thought-provoking discussion!
What’s your opinion on all this?
Want to learn more about creating more wealth for yourself and the world?
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If you know someone who would find value in this post, please don't hesitate to share it with them via email, social media, or any other means. It would mean the world to us.
Enjoyed this episode?
Click here to discover why societal status games might be hindering your progress as we delve into the stories of Neo from The Matrix and Elizabeth Holmes.
Click here to learn valuable lessons on how to transform failures into successes, drawing inspiration from the remarkable journey of Steve Jobs.
Click here to uncover the importance of questioning assumptions, beliefs, and actions in strategic decision-making, inspired by the thought-provoking perspectives of The Joker and Steve Jobs.
Connect with Ciara and Sharde on their:
Linkedin
Website
Instagram
Connect with Max
Linktree
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In 2015, 2 out of 5 kids in Rwanda had stunted growth.
Why?
Inadequate access to nutritious food.
This was the environment that surrounded Segond Fidens, this week’s guest on the podcast.
This is what inspired his mission.
Africa is a continent that’s rich in natural resources yet, according to the World Health Organization (WHO), up to 45% of child mortality is caused by undernutrition in Africa.
In a world where obesity-related diseases kill more people than hunger in developed countries, how can we explain the tragic reality of children dying of starvation in Africa?
There are many reasons but the most glaring one is likely to be food loss.
According to the World Resources Institute1, Africa loses or wastes up to 50 percent of its fruits and vegetables, 40 percent of its roots and tubers, and 20 percent of its cereals. This not only represents a huge economic loss, but also a waste of natural resources such as land, water, and energy.
This creates a vicious cycle that undermines food security and nutrition for the most vulnerable populations.
Segond Fidens is a Rwandan entrepreneur who wants to change that.
In 2008, he was affected by the global financial crash which led him to go on the trip of a life time.
He waited his way to having some cash, took a loan and went to China where he set out alone on a month’s long 6000 km bike trip on a 300 dollar budget.
That trip inspired him to pursue his true calling. A calling to pursue a dream that everyone on the African continent must be fed adequately on a daily basis.
Now, he is the founder and CEO of North Harvest, a company which, with their flagship product Park&Pick, acts as an online grocery store, coupled with a home delivery service in Kigali.
By understanding the data behind the consumption of food in Kigali, he works with farmers, who can then supply the city more effectively, with less waste across the value chain.
Are you someone who cares about food loss, the agricultural opportunity in Africa or the quest to find your calling?
If you are, don’t miss out on this thought-provoking discussion that will challenge your assumptions and inspire you to make a difference.
Do you agree or disagree with this perspective? Join the conversation!
Want to learn more about creating more wealth for yourself and the world?
Sharing is caring!
If you know someone who would find value in this post, please don't hesitate to share it with them via email, social media, or any other means. It would mean the world to us.
Not a subscriber yet?
What are you waiting for??
We have an amazing global community and the latest updates, events and resources that can help you make yourself and the world a wealthier place!
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Do you believe that making a profit and having a positive impact on the world are mutually exclusive?
The truth is, they are often closer than you think.
In this episode, we have the pleasure of speaking with Nick Vilelle - a serial entrepreneur and founding member of 'The Nairobi Business Angels Network' who brings with him a wealth of experience in the for-profit and non-profit sectors, giving us some contrarian insights on how marrying impact and profit can create the most impact for individuals and the world.
Coincidentally, this is the subject of our new newsletter, ‘The Impactful Capitalist’, where we are on a mission to create more wealth for you and the world.
Are you someone who wants to make a positive impact on the world, but also wants to create sustainable and beneficial outcomes for both yourself and the world, whether through a for-profit or non-profit organization?
Don't miss out on this thought-provoking discussion that will challenge your assumptions and inspire you to make a difference.
Do you agree or disagree with this perspective? Do you have any other examples of impactful and profitable ventures? Join the conversation!
Want to learn more about creating more wealth for yourself and the world?
Sharing is caring!
If you know someone who would find value in this post, please don't hesitate to share it with them via email, social media, or any other means. It would mean the world to us.
Not a subscriber yet?
What are you waiting for??
We have an amazing global community and the latest updates, events and resources that can help you make yourself and the world a wealthier place!
This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theimpactfulcapitalist.substack.com -
It’s taken Yashanth over fifteen years to:
Work with companies like Paypal, Mylan and Deloitte on Business Planning, Budgeting, GTM and New Market entry Strategies.
Experience founding his own company and building it up to a success before Covid took it down
Develop a sustainability model for hospitals in Tanzania that impacted 1500+ hospitals.
Rise up again to become a stronger entrepreneur than everHere are a few of his key insights from his episode so you can get where you want to be faster:
Persistence pays off: Yashanth's journey is a testament to the power of perseverance, even in the face of setbacks and challenges. If you stay committed to your goals and keep pushing forward, success is within reach.
Embrace failure as a learning opportunity: Yashanth's experience of building a successful company, only to see it crumble due to the pandemic, taught him the value of failure. By learning from his mistakes and adapting to new circumstances, he was able to bounce back stronger than ever.
Surround yourself with supportive people: Yashanth credits much of his success to the people he has worked with and learned from along the way. By building a network of mentors, advisors, and peers who believe in your vision, you can overcome obstacles and achieve your goals faster.
Stay true to your passion: Yashanth's love of entrepreneurship is what has driven him to overcome challenges and pursue his dreams. By staying true to your passions and leveraging your unique strengths and skills, you can find fulfilment and success in whatever you do.If you're ready to take your entrepreneurial journey to the next level, don't miss this inspiring episode with Yashanth!
Our socials - https://linktr.ee/maxgetuba?utm_source=linktree_profile_share<sid=bde0f8ad-3624-46e0-9270-8d9740777424
Yashanth's email - [email protected]
This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theimpactfulcapitalist.substack.com -
The pandemic exposed the fragility of our global supply chains. Is it time to rethink our reliance on international trade?
Alex and Tobias, the-co-founders of Viebeg, a VC backed health-tech company that uses AI to optimise medical supply chains in Africa definitely think so.
Here are 5 reasons why I think you should listen to my conversation with them:
Supply chains are the backbone of any business that deals with physical goods, as they provide the means to deliver products to customers in a timely and efficient manner.
According to a report by the Business Continuity Institute, "89% of organizations have experienced at least one supply chain disruption in the past 12 months, with 54% experiencing two or more disruptions."
Optimising supply chains can lead to cost savings, increased efficiency, and improved customer satisfaction
Viebeg's co-founders, Alex and Tobias, have extensive experience in supply chain management in Africa, one of the hardest-to-serve markets in the world, having connected over 600 hospitals to their platform in 5 years.
Viebeg is at the forefront of using innovative technologies such as AI to optimize supply chains, thus they have expertise into how technology is derisking supply chains in the 21st century.
This episode has something for anyone who has a business, is employed, or plans to start their own business in the future. Tune in and don’t miss out this opportunity to learn from masters as we keep on this journey to dream big and act bigger.
Link to our social media: https://linktr.ee/maxgetuba
This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theimpactfulcapitalist.substack.com -
Hey everyone!
I'm thrilled to announce that the latest episode of my podcast is now live! This week, I spoke with, Jansen Durham, an American former history major turned entrepreneur in Africa about his journey and how he's solving the problem of informality and unemployment among the youth in Africa.
One of the major themes we discussed was the importance of intuition in entrepreneurship and in life. As Steve Jobs famously said, "Have the courage to follow your heart and intuition. They somehow already know what you truly want to become."
My guest shared some great insights into how he's learned to trust his intuition and use it to guide his decision-making, even in the face of uncertainty and adversity. Whether you're an entrepreneur or just someone who's trying to find your path in life, I think his insights will be really valuable.
Link to our social platforms - https://linktr.ee/maxgetuba?utm_source=linktree_profile_share<sid=d72a3079-59fb-44fd-967e-6d55101f037f
This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theimpactfulcapitalist.substack.com -
Welcome to The SMEmpower podcast, where we bring you inspiring stories and expert insights to help you succeed in your business journey. In this episode, we have the pleasure of interviewing Dr. Folagbade Momoh, a Nigerian doctor turned tech entrepreneur who is working to revolutionize the healthcare industry with his innovative ideas.
Our guest shares his incredible journey of leaving his PhD program to pursue his passion for entrepreneurship. We explore the challenges he faced and how he overcame them, and how his experiences have shaped him into the business owner he is today.
The theme of this episode is "trying and moving forward- an entrepreneur's superpower," and our guest embodies this idea. He discusses how important it is to take risks, to be persistent, and to learn from your failures. His story is a powerful reminder that with the right mindset, anyone can achieve their dreams.
I have no doubt that you'll be inspired by our guest's story, and you'll learn valuable lessons that you can apply to your own business journey. Tune in to this episode of The SMEmpower podcast to learn how to harness the power of trying and moving forward in your own entrepreneurial pursuits.
Link to our other platforms - https://linktr.ee/maxgetuba
This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theimpactfulcapitalist.substack.com -
Join us on this episode as we speak with an inspiring entrepreneur, Eric Hsu, who left behind the traditional 9-5 lifestyle to pursue his passion for helping others achieve financial freedom. After selling his house and buying an RV, our guest now travels the country with his family as he runs his business helping individual investors buy SMEs.
With a background in law and a passion for entrepreneurship, our guest brings a unique perspective to the world of SME acquisition. In this episode, we explore the story behind his decision to leave behind a steady job and embark on this unconventional journey.
We discuss everything from a pragmatic way to think about risks in life and business to how individual investors can leverage knowledge on SME acquisition to chart a path to financial freedom.
Whether you are an aspiring entrepreneur or simply interested in the unconventional paths that people take to pursue their passions, this episode is not to be missed. So tune in, and join the conversation on our social media channels!
https://t.co/b2BKYpSFjn - link to all our other platforms
This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theimpactfulcapitalist.substack.com -
Join us on this episode as we speak with an inspiring entrepreneur who is reimagining finance in Africa. Our guest, Hamza Katende, is the CEO of a digital bank for kids, empowering young people to take control of their financial futures. With years of experience in fintech and data analytics, our guest has a unique perspective on the challenges and opportunities of building a business in Africa.
In this episode, we explore the story behind our guest's entrepreneurial journey, and how they identified a gap in the market for a digital bank for kids. We also discuss the challenges of building a fintech business in Africa, including navigating regulatory frameworks and building trust with customers.
Our guest shares their insights on the role of data analytics in driving business growth, and how they have leveraged technology to create a user-friendly banking experience for young people. We also discuss the impact that their business is having on financial inclusion in Africa, and their vision for the future of banking on the continent.
Whether you are an entrepreneur looking to build a business in Africa, or simply interested in the intersection of fintech and social impact, this episode is not to be missed. So tune in, and join the conversation on our social media channels with the hashtag #DigitalBankingAfrica.
https://t.co/b2BKYpSFjn
This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theimpactfulcapitalist.substack.com -
Welcome to The SMEmpower Podcast! In this episode, we sit down with Ruby Alcantara, the CEO of a boutique, gender lens impact investment consulting firm, to discuss how she discovered her purpose and built a successful business around it.
Throughout our conversation, we explore the world of consulting and how finding your purpose can help you execute your business strategies with greater clarity and conviction. Ruby also shares her unique perspective on gender equity in business and the critical role that gender lens impact investing plays in driving positive change.
At The SMEmpower Podcast, we are passionate about helping entrepreneurs unlock their full potential by finding their purpose and aligning their actions with their values. This episode is a must-listen for anyone who wants to build a purpose-driven business that makes a meaningful impact.
Join the conversation and follow us on social media [https://t.co/b2BKYpSFjn ] to share your own journey of discovering your purpose and maximizing your impact. Don't miss out on this incredible episode - tune in now! #KnowingYourPurpose #MaximizingYourImpact #Consulting #GenderEquity #ImpactInvesting #EmpoweringSMEs
This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theimpactfulcapitalist.substack.com -
Welcome to this episode of 'The SMEmpower Podcast"! In today's episode, we sit down with Dr. Norris Krueger, a PhD holder in the field of entrepreneurship and an expert in creativity and innovation.
Dr. Krueger shares with us how creativity can be a powerful tool in turning limitations into opportunities. As entrepreneurs, we often face limitations, whether it be financial, resource-based, or otherwise. However, rather than seeing these limitations as roadblocks, Dr. Krueger encourages us to see them as opportunities for creative thinking and problem-solving.
If you're an entrepreneur looking to overcome limitations and take your business to the next level, this episode is a must-listen. Join us as we explore the power of creativity in entrepreneurship and learn how to transform limitations into opportunities.
This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theimpactfulcapitalist.substack.com -
Welcome to the first episode of SMEmpower, where we're dedicated to exploring the impact that small and medium-sized enterprises (SMEs) have on our communities and the world. We believe that these businesses are the backbone of our economy and the driving force behind innovation and progress. In this episode, we'll dive into our mission of highlighting the stories and efforts of these impact-driven SMEs and the difference they're making in their respective industries and communities. So sit back, relax, and join us as we embark on this journey to uncover the remarkable impact of SMEs on the world
This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theimpactfulcapitalist.substack.com -
In this episode, we're exploring the power of resilience and grit in the face of adversity. As entrepreneurs, we're all too familiar with the ups and downs of business, but it's how we navigate those challenges that sets us apart.
Join us as we hear from David Chen, the successful co- CEO of Kapsule, a health-tech startup, who has faced numerous obstacles on his journey to success. From financial challenges to personal struggles, David Chen has overcome it all, and he is here to share his valuable insights with us.
We'll dive into the strategies and mindsets that have helped David Chen push through the tough times and emerge stronger on the other side. From reframing challenges as opportunities to tapping into a sense of purpose and passion, there are countless ways to build resilience in the face of adversity.
So, if you're feeling stuck, discouraged, or overwhelmed in your own business, this episode is for you. Tune in now to discover how you can harness the power of resilience and overcome any obstacle on the path to success. Don't forget to subscribe, leave a review, and share with your network to help us spread the word and empower even more small business owners around the world!
This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theimpactfulcapitalist.substack.com
