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đ If you'd like to learn more about our financial planning visit: â â https://www.getrevise.com
Thinking about rolling your 401(k) into an annuity? Youâre not aloneâand asking that question puts you ahead of the game. With retirement on the horizon for many, figuring out how to turn a lump sum into steady, reliable income is more important than ever. But the decision isnât always straightforward. On this episode of the Slow Money Show by Revise, we cut through the noise and break down what it really means to roll over your 401(k) into an annuityâand whether itâs the right fit for your financial game plan.
Weâll cover:
What actually separates a 401(k) from an IRA annuityâand why it mattersHow to evaluate your current 401(k)'s performance, fees, and flexibilityThe key questions you must ask before making the switchHow to roll over without triggering taxes or penaltiesWho this strategy works best forâand when to avoid itWhether you're close to retirement or just tightening up your financial game, this episode gives you the clarity to move forward with confidence.The Slow Money Show is available on YouTube, Spotify, and Apple Podcasts! New episodes drop every Monday & Thursday on all platforms!
*Not financial or tax advice.
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đ If you'd like to learn more about our financial planning visit: â https://www.getrevise.com
In this episode of the Slow Money Show by Revise, we tackle one of the most misunderstood financial products: fixed indexed annuities. If you've ever felt confused or intimidated by these financial vehicles, you're not aloneâbut we're here to demystify it!
Join us as we explore:
The powerful features of FIAs, such as caps, floors, and participation rates.Real-life market insights and historical data to help you understand potential returns.The crucial differences between various types of annuities and why some can be better suited for your retirement plans.Creative use cases for FIAs, including how they can effectively replicate pension benefits.Whether retirementâs around the corner or still years away, this episode breaks it all downâso you can finally understand fixed indexed annuities and feel confident about your financial future.
*Not financial or tax advice.
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Saknas det avsnitt?
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đ If you'd like to learn more about our financial planning visit: https://www.getrevise.com
In todayâs episode, we tackle the chaos and volatility of the current market, empowering you to adjust for risk and uncertainty, regardless of whether you have a 401(k), IRA, or a taxable brokerage account.
Join us as we cover:
Why reducing risk is crucial in uncertain market conditions
How to shift your asset allocation from aggressive growth to defensive strategies
What to consider with your 401(k) and IRA options to navigate this turbulent market
The importance of knowing your investment choices, including target date funds, asset allocation funds, and money market options
Strategies for managing a taxable brokerage account, including tax loss harvesting and rebalancing
Whether you're optimizing for the long term or reassessing your strategy midstream, this episode offers clear guidance to help you move forward with confidence.
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đ â â â â Let us help with your retirement or financial plan: â â â â https://getrevise.comâ
Navigating the world of financial and retirement planning can be daunting, especially with all the misconceptions floating around. In this episode of the Slow Money Show by Revise, we dive deep into who financial planning is really for and break down several misconceptions that deter people from seeking the help they need.
Here's what we cover:
The difference between financial planning and retirement planning
Why financial planning isn't just for the wealthy
Common myths, like "it's not worth it" or "I can do it myself"
Real-life observations on who benefits the most from financial planning
The importance of understanding your career direction and lifestyle costs before diving into a financial plan
Whether you're just starting out or have accumulated wealth, understanding the nuances of financial planning is crucial for securing a brighter future, for yourself and your loved ones. Don't miss this insightful discussion that might just change your approach to managing your finances!
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â đ â â â â Let us help with your retirement or financial plan: â â â â https://getrevise.comâ
In today's episode of the Slow Money Show by Revise, we tackle a topic that affects every working American: guaranteed income planning. With the shift from pensions to 401(k)s, many are left wondering how to secure a reliable paycheck for life.
Join us as we explore:
The historical context of pensions and the rise of 401(k)s
Why the transition has made retirement planning more complex
How to replicate the benefits of a pension with modern financial tools
The concept of indexed annuities with withdrawal benefits riders
Real-life case studies illustrating how to build a personal pension
Key criteria to consider when creating your own guaranteed income stream
If you're ready to take control of your retirement and learn how to build a secure income plan, this episode is for you!
00:00:00 Introduction to Guaranteed Income
00:04:00 From Pensions to 401k Transition
00:07:50 Becoming Your Own Fund Manager
00:11:15 Creating a Personal Pension
00:16:00 Requirements and Savings Needed
00:19:30 Exploring Annuity Options
00:25:00 Conclusion and Key Takeaways
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đ â â â Let us help with your retirement or financial plan: â â â https://getrevise.comâ
In this episode of the Slow Money Podcast, we explore a powerful, tech-enabled strategy for high net worth and newly liquid investors: strategic rebalancing and tax loss harvesting. As portfolios grow beyond traditional IRAs and 401(k)s, managing taxes and maintaining your ideal asset allocation becomes more complexâbut also more impactful.
In this episode of the Slow Money Show by Revise, we will:
⢠Explain how ETF-based portfolios evolve for high net worth investors.
⢠Break down the importance of strategic rebalancingâand how it impacts volatility and taxes.
⢠Introduce tax loss harvesting at the individual stock level to reduce taxable gains.
⢠Highlight how software has made it easier to manage diversified portfolios with precision.
⢠Share real-world examples of who benefits most, including entrepreneurs post-exit and those with recent liquidity events.
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đ â â Let us help with your retirement or financial plan: â â https://getrevise.comâ
Timing is everything when it comes to retirement planning. Learn how strategic timing decisionsâsuch as when to start drawing income, claim Social Security, and utilize fixed indexed annuitiesâcan significantly impact long-term financial security. Through a real-world case study, we break down how a retiree optimized their income strategy by carefully managing the sequence of withdrawals, tax considerations, and market risks.
In this episode of the Slow Money Show by Revise, we will:
⢠Examine the importance of timing in retirement income planning.
⢠Analyze how delaying or accelerating income sources affects long-term wealth.
⢠Discuss tax-efficient strategies for structuring withdrawals.⢠Highlight how fixed indexed annuities can provide stability while maintaining flexibility.
⢠Offer insights into balancing guaranteed income with market-driven investments.
00:00:00 Impact of an Extra Work Year on Retirement Savings
00:02:25 The Impact of Compounding Over 30 Years
00:04:55 Understanding Retirement Planning Strategies
00:09:21 Understanding Longevity and Retirement Planning
00:11:45 The Risks of Early Retirement and Overspending
00:14:17 Understanding Retirement Risk and Opportunities
00:16:31 Retirement Spending Strategy: Finding Your Financial Balance
00:18:54 Calculating Retirement Priorities
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đ â â Let us help with your retirement or financial plan: â â https://getrevise.comâ
Most people think they own bonds in their retirement accounts, but what they really own is bond exposure via bond funds.
And this exposure can lead to a loss in a wide variety of market conditions!
In this episode of the Slow Money Show by Revise:
Why your 60/40 portfolio might be riskier than you think- How bond funds and ETFs really work (spoiler: it's not just "safe money")The difference between owning bonds and owning exposure to bond pricesHow fixed indexed annuities can enhance yield without adding riskA real-life Monte Carlo case study that improved a clientâs retirement success rate from 87% to 97%If youâre approaching retirementâor just want to actually understand whatâs in your IRA or 401(k)âthis oneâs for you.
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đ â Let us help with your retirement or financial plan: â https://getrevise.comâ
This episode dives into the concepts of Roth conversions and how they can impact retirement planning, specifically through a case study of a couple looking to optimize their tax strategy. By analyzing their income sources, expenses, and tax brackets, the video details a tailored approach for converting funds from traditional IRAs to Roth IRAs to minimize tax liabilities over time.
Explains the financial situation of a retired couple with specific income goals and sources.Analyzes their cash flow, highlighting potential future tax liabilities without Roth conversions.Discusses the importance of filling up certain tax brackets through specific dollar amounts of conversions each year.Offers insights into how Social Security benefits influence the amount eligible for conversion.Emphasizes the long-term tax advantages of Roth conversions despite upfront costs.00:00:00 Understanding Roth Conversions and Their Tax Advantages
00:02:19 Understanding Tax Brackets: Strategies for the Future
00:04:40 Tax-Free Legacy Planning Strategies
00:06:45 Understanding Roth IRA Conversions and Tax Implications
00:09:10 Navigating The Risks of Over-Conversion Strategy
00:11:31 Unlocking New Opportunities with Roth Conversions
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đ Let us help with your retirement or financial plan: https://getrevise.com
Meeting with a financial planner or retirement planner for the first time can be daunting. Today, we'll discuss the key questions to ask yourself to get the most out of your planning meeting. You'll get a feel for the "why" behind key questions. Watching this video may even lend to a better retirement.
00:00:00 Designing Your Ideal Retirement Plan
00:02:36 Defining Retirement Dreams and Financial Goals
00:05:24 Exploring Exciting Retirement Dreams
00:08:00 Retirement Strategy Dilemma: Lump Sum vs. Monthly Paycheck
00:10:47 Understanding 401(k) and Retirement Strategies
00:13:17 Deferred Income Annuities Explained
00:16:03 Forecasting Future Costs with Inflation Considerations
00:18:34 Understanding Annuities and Their Benefits
00:21:16 Crafting a Retirement Plan That Lasts
00:24:06 Conclusion and Farewell
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â đ â Let us help with your retirement or financial plan: â https://getrevise.comâ
Boeing employees are facing a difficult choice after new compensation guidelines rolled out last week - keep their portfolio's as is or diversify the new risk management has just asked them to take on.
00:00:00 Boeing's New Bonus Compensation Structure
00:02:30 The Impact of Economic Conditions on Boeing Employees
00:04:58 Impacts of Changing Corporate Bonus Structures on Longterm Retirement Savings
00:07:21 Navigating Boeing Stock Slump Strategies
00:09:54 Understanding Boeing 401(k) Target Date Funds
00:12:22 The Underlying Problem with Target Date Funds
00:17:18 Personalizing Financial Planning and Retirement Strategies
00:19:42 Safeguarding Retirement Portfolios with Insurance
