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Do you know when the last time you cleaned out your financial portfolio was? Abe Abich discusses the importance of reviewing and consolidating investments, insurance policies, and other financial assets. He explains the concept of phase one and phase two financial planning, highlighting the shift from accumulating wealth to managing and preserving it in retirement. Abe also touches on the advantages of working with an independent financial advisor and the comprehensive planning process.
Schedule your complimentary appointment today: TheRetirementKey.com
Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement
Follow us on social media: YouTube | Instagram | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
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Retirement planning isn't just about saving money; it's about protecting your nest egg from market volatility. Abe Abich discusses the importance of understanding your investment allocation and risk tolerance as you approach retirement. With the market's ups and downs, retirees need a comprehensive plan that balances growth and income protection. Abe explains why it’s crucial to evaluate your portfolio's performance and costs to avoid unnecessary fees and losses.
Schedule your complimentary appointment today: TheRetirementKey.com
Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement
Follow us on social media: YouTube | Instagram | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
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Financial Advisor Justin Dobak discusses critical mistakes to avoid when planning for retirement. He covers topics such as overspending, miscalculating inflation, underestimating medical expenses, social security strategies, and the risks of retiring too soon.
Schedule your complimentary appointment today: TheRetirementKey.com
Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement
Follow us on social media: YouTube | Instagram | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
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Navigating the complexities of federal employee retirement can be overwhelming, especially with recent layoffs and buyout options under the Trump administration. For those close to or in retirement, Abe Abich explains that understanding the impacts on pensions, the Thrift Savings Plan (TSP), and healthcare is crucial. He dives into the options and considerations for federal employees facing these decisions, helping them make informed choices about their financial futures.
Schedule your complimentary appointment today: TheRetirementKey.com
Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement
Follow us on social media: YouTube | Instagram | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
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Certified Financial Planner Joshua Barbin discusses the essential factors to consider when choosing a financial advisor. He emphasizes the importance of personal fit, transparency in fees, investment philosophy, and the advisor's qualifications. Joshua also highlights the significance of building a trusting relationship with the advisor and ensuring compliance and a clean record.
Schedule your complimentary appointment today: TheRetirementKey.com
Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement
Follow us on social media: YouTube | Instagram | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
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With no major pullback in three years, Abe Abich explains why it's crucial to evaluate your retirement savings strategy. He focuses on the importance of balancing growth and safety in your retirement portfolio by diversifying your investments to protect against significant market losses. Abe shares real-life examples that highlight the risks of overexposure to stocks and the benefits of adjusting your asset allocation as you near retirement.
Schedule your complimentary appointment today: TheRetirementKey.com
Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement
Follow us on social media: YouTube | Instagram | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
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Abe Abich explores why many baby boomers are hesitant to spend their retirement savings despite amassing significant wealth. Concerns about leaving money to family, habits formed during COVID, and fears of illness or longevity contribute to their reluctance. Abe explains how a mindset shift and well-structured retirement income strategies can help retirees confidently enjoy their golden years. He touches on common income sources such as pensions, social security, and diversified investments to create a stable financial future.
Schedule your complimentary appointment today: TheRetirementKey.com
Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement
Follow us on social media: YouTube | Instagram | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
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Retirement planning continues to evolve and is becoming more complex. Abe Abich discusses the 3 things that need to be done to achieve a comfortable retirement:
1) Maxing out your retirement accounts.
2) Accurately assess your expenses.
3) Having a solid income plan in place.
A recent report by Investopedia suggests that accomplishing the American dream in retirement could cost $4.4 million, with retirement alone making up nearly 40% of this figure. Abe addresses these numbers and breaks down the various factors retirees need to focus on.
Schedule your complimentary appointment today: TheRetirementKey.com
Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement
Follow us on social media: YouTube | Instagram | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
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Do you know if your hard-earned savings are protected in retirement? Abe Abich explores the mindset of retirees, the importance of safeguarding your wealth, and balancing risk with growth. He highlights common risks like market fluctuations, inflation, and longevity, and discusses strategies to ensure your money lasts throughout your retirement.
Schedule your complimentary appointment today: TheRetirementKey.com
Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement
Follow us on social media: YouTube | Instagram | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
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Retirement isn't just about saving; it's about knowing how to spend. Abe Abich addresses why many retirees struggle with the fear of running out of money, preventing them from enjoying their hard-earned savings. Creating a plan that balances spending and saving is crucial to make the most of your retirement years. From downsizing to buying a dream vacation home, making informed decisions helps retirees spend the way they want to in retirement.
Get a second look at your retirement plan:
Schedule your complimentary appointment today: TheRetirementKey.com
Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement
Follow us on social media: YouTube | Instagram | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
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The relationship between interest rates and bonds is a seesaw, and right now, the seesaw is tipping. Abe Abich discusses that as the Fed lowers interest rates, many Americans are questioning where to place their money. With $2 trillion recently funneled into money market accounts, the drop in rates has many looking at bonds as a potential investment. Short-term bonds, in particular, are gaining attention.
Abe highlights that although money market rates were over 5% and have now dipped to around 4%, inflation eats into these returns, leaving investors with minimal gains. He explains why it’s important to not hold excess cash, as it might lose value over time. Exploring bonds, the stock market, structured notes, and annuities could provide better growth opportunities as interest rates continue to decline.
Get a second look at your retirement plan:
Schedule your complimentary appointment today: TheRetirementKey.com
Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement
Follow us on all Social Media platforms:
Instagram: Abich Financial
Facebook: Abich Financial Services
LinkedIn: Abich Financial Services
YouTube: Abich Financial Videos
See omnystudio.com/listener for privacy information.
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Have you ever wondered if your 401k is enough for a secure retirement? In this episode, Abe Abich addresses the pressing concerns many Americans face as they approach retirement. He discusses the importance of having a comprehensive plan that not only includes growth tools like 401ks and IRAs, but also reliable income streams that can replace your paycheck.
Abe also highlights the transition from traditional pensions to modern retirement savings plans and the challenges that come with it. He explores strategies for generating dependable income, hedging against inflation, and planning for healthcare in your retirement years.
Ready to begin building your retirement plan? Visit TheRetirementKey.com today and get a free copy of Abe’s book The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement when you schedule an appointment!
See omnystudio.com/listener for privacy information.
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A website posted a list of the “Stupidest Things Americans Overspend On” which included the likely culprits such as overpaying on car insurance, not getting the best price when online shopping and home repair bills. But the stupidest thing according to this website? Not getting a financial advisor.
In this episode, Abe Abich addresses why this is the case by highlighting the anxieties people and retirees face when investing in the stock market and the value a financial advisor can bring to ease these anxieties.
Ready to begin building your retirement plan? Visit TheRetirementKey.com today and get a free copy of Abe’s book The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement when you schedule an appointment!
See omnystudio.com/listener for privacy information.
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Justin Dobak, Financial Advisor at Abich Financial Services, discusses the importance of tailoring strategies based on individual savings and risk tolerance. He emphasizes that those with fewer savings need to prioritize safety and may not be able to pursue high returns due to shorter time horizons. Conversely, individuals with substantial savings can afford to be more aggressive in their investment strategies.
Justin also addresses the issue of debt management as retirement approaches, highlighting that the decision to pay off debt depends largely on interest rates, which were recently cut by the Fed.
Ready to begin building your retirement plan? Visit TheRetirementKey.com today and get a free copy of Abe’s book The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement when you schedule an appointment!
See omnystudio.com/listener for privacy information.
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Justin Dobak, Financial Advisor at Abich Financial Services, shares his upbringing and story of how he became a financial advisor and why planning for retirement is essential. He discusses each phase of life and what people need to be focused on in each stage when it comes to saving for retirement.
Justin also touches on other factors to consider when planning for retirement, such as budgeting, income sources, long-term care, and taking advantage of various financial tools to maximize savings.
Ready to begin building your retirement plan? Visit TheRetirementKey.com today and get a free copy of Abe’s book The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement when you schedule an appointment!
See omnystudio.com/listener for privacy information.
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The uncertainty around higher taxes continues as Trump expresses his desire to extend his own tax cuts beyond 2025. But how long will these historically low tax brackets stick around with US debt being out of control? In this episode, Abe Abich discusses what we should be thinking about before making the decision for a rollover, including the overall process, tax implications that come with it, and the various options to consider.
Ready to see if a 401k Rollover is right for you? Visit TheRetirementKey.com today and get a free copy of Abe’s book The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement when you schedule an appointment!
See omnystudio.com/listener for privacy information.
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Buddy Rizer, the Executive Director of Loudoun Economic Development, discusses leveraging Metro opportunities in northern Virginia, preserving Western Loudon, and maintaining the suburban balance to enhance business and residential life. He highlights the county's impressive evolution, from the development of the airport to becoming an internet hub with AOL. Addressing housing challenges, Buddy emphasizes investment in affordable housing and community building, ensuring that retirees and residents can continue to thrive.
Ready to get a second look at your retirement plan? Visit TheRetirementKey.com today and get a free copy of Abe’s book The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement when you schedule an appointment!
See omnystudio.com/listener for privacy information.
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Certified Financial Planner Joshua Barbin delves into the complexities of the Federal Employees Retirement System (FERS) and the Thrift Savings Plan (TSP). He explains how filing for benefits early while still earning income can reduce pension annuities and highlights the transition from the older CSRS system to FERS.
Justin covers the importance of disciplined investment strategies within the TSP and outlines the advantages of federal health insurance for retirees, emphasizing the five-year rule and the comprehensive coverage it offers.
Ready to discuss your retirement plan? Visit TheRetirementKey.com today and get a free copy of Abe’s book The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement when you schedule an appointment!
See omnystudio.com/listener for privacy information.
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While US debt continues to climb with the Trump tax cuts scheduled to sunset at the end of 2025, what implications could this have on retirees? In this episode, Abe delves into crucial year-end financial checkups and tax planning strategies that those nearing retirement should consider. He highlights the importance of adjusting to new tax brackets and discusses Roth conversions.
Ready to discuss your tax situation? Visit TheRetirementKey.com today and get a free copy of Abe’s book The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement when you schedule an appointment!
See omnystudio.com/listener for privacy information.
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Abe discusses LeBron James’ health routine and how his dedication to it can be applied to your financial future in retirement. Abe shares insights for creating income streams, protecting your savings, and maintaining a balanced approach to your retirement years.
Ready to build your retirement plan? Visit TheRetirementKey.com today and get a free copy of Abe’s book The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement when you schedule an appointment!
See omnystudio.com/listener for privacy information.
- Visa fler
