Avsnitt
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The government currently spends about a billion dollars a fortnight on superannuation payments, it's a growing problem that we're running out of time to address. So who shouldn’t be counting on getting the pension in future?
Shamubeel Eaqub, Simplicity chief economist and head of policy, joins Nadine Higgins with some hot takes about the future of NZ's pension scheme and his thoughts on proposed changes to KiwiSaver.
See omnystudio.com/listener for privacy information.
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Landlords, capital gains tax and the future of property investing. Owner of 43 properties and founder of Opes Partners, Andrew Nicol, joins Nadine Higgins to explain why he thinks mum-and-dad investors have become an easy political targe and why he still has faith in housing despite the market slump.
He also shares his thoughts on what New Zealanders should be doing to prepare for retirement and where he stands on the idea of a capital gains tax.
See omnystudio.com/listener for privacy information.
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Saknas det avsnitt?
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SpaceX has gone public in the biggest IPO in history, with OpenAI and Anthropic expected to follow.
Together, the three companies could be worth more than US$3 trillion. So are they the investment opportunity of a lifetime, or the next great tech bubble?
Fisher Funds portfolio manager Sam Dickie joins Nadine Higgins to break down the hype, the risks and what investors need to know.
See omnystudio.com/listener for privacy information.
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Could an old job be holding money you’ve forgotten about?
In this episode of The Prosperity Project, Nadine Higgins speaks to NZBritannia founder Alun Rees-Williams about the UK pension money many Kiwis lose track of after working overseas. Some people discover multiple pension schemes from different jobs, and in rare cases, the amounts can be life-changing.
They discuss why these funds are so easy to forget, how UK pensions differ from KiwiSaver, what to consider before transferring money back to New Zealand, and why the worst mistake is simply losing track of what exists. Even if you’ve never worked in the UK, it’s a useful reminder to keep tabs on every retirement account attached to your working life.
See omnystudio.com/listener for privacy information.
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The IRD is ramping up crypto enforcement and some investors are discovering they owe tax on gains that have long since disappeared. Crypto tax specialist Tim Doyle joins Nadine Higgins to explain why even small investors are now in the IRD's sights, the mistakes that create nightmare tax bills and what to do if you've fallen behind.
See omnystudio.com/listener for privacy information.
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Most of us enter negotiations with a level of awkwardness and trying not to sound greedy. It's not the strongest tactic, but nor is making demands based on your perceived value.
Negotiating expert and founder of Sheer Negotiations, Noa Sheer, joins Nadine to share her advice on how to handle everything from salary reviews to buying a house, The pair discuss the psychology behind successful negotiating and why women often undersell themselves before the conversation even starts.
There are simple mistakes that could cost you thousands, and a few tricks that could help you reach your negotiating goals.
Noa also explains why 'winning' isn’t always about money, and how understanding what really matters to both parties can completely change the outcome.
See omnystudio.com/listener for privacy information.
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New Zealanders owe 9.5billion dollars in overdue tax, with small business owners and the self-employed most likely to get behind.
Director of Future Focused Accountants, Catriona Knapp, joins Nadine to explain what can go wrong if you don't get on top of your tax obligations and why it's better to face the debt head-on than bury your head in the sand.
With the IRD cracking down on collecting overdue tax, now is the time to school up on what you need to know to avoid a knock on your door from the taxman.
See omnystudio.com/listener for privacy information.
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Interest rates are rising again, fuel prices are climbing and many homeowners are wondering what to do next. But according to Squirrel mortgage adviser Adam Clark, too many Kiwis are focusing on the wrong things.
In this episode of The Prosperity Project, Adam joins Nadine Higgins to unpack the psychology of mortgages, why obsessing over tiny rate differences can backfire, and the financial habits that quietly cost borrowers hundreds of thousands over the life of a loan.
They also dive into refinancing, cashback offers, fixing strategies, mortgage structures, EV lending and the dangerous temptation of “cheap debt”.
Plus:
Why banks hike rates before the Reserve Bank moves The truth about cashback “free money” Why fixing for the shortest term isn’t always smartestSee omnystudio.com/listener for privacy information.
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It's one thing to talk about money, and and something else entirely to talk to it. But for Rachel Davies, that shift changed everything.
Rachel and her Hi Money co-founder Angela Meyer join Nadine to unpack the emotional side of money. From avoidance and binge spending to deeply held beliefs about luck, scarcity and security, they argue most of us don’t have a knowledge problem, we have a relationship problem.
They share the therapy-style exercise that reframed their thinking, why so many people still rely on “it’ll work out somehow”, and the hidden costs women face, from the wage gap to the pink tax.
See omnystudio.com/listener for privacy information.
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Helping your kids get ahead financially sounds simple, but get it wrong and things unravel fast.
Wealth and succession lawyer Andrew Clements has seen what happens when it goes wrong, from family disputes to parents losing their homes. He joins Nadine Higgins to talk about why undocumented support can become a legal minefield, his one firm rule against guarantees, and why even advice from banks can put families at risk.
Plus, why treating support as a loan not a gift can protect both your money and your relationships, and the one conversation every parent should have before offering help.See omnystudio.com/listener for privacy information.
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Imagine having a financial adviser in your pocket. With AI innovations transforming what finance apps are capable of, that reality might not be too far away.
Instead of just tracking your spending, saving and investments, advances internationally are increasingly seeing the apps able to do everything from scanning the market for better deals or returns, to making recommendations and then executing them on your behalf.
Josh Daniell, the co-founder of Akahu – which connects bank accounts to third-party tools like tracking apps – joins Nadine to talk through the rapidly evolving world of finance apps.
See omnystudio.com/listener for privacy information.
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Recent KiwiSaver changes were meant to strengthen the scheme, but one expert says they risk doing the opposite.
Mary Holm joins Nadine Higgins to break down why cuts to government contributions hit low income earners hardest, and how current settings could deepen inequality over time.
So who is KiwiSaver working for? Why are some workers are missing out on employer support altogether? And what are the unintended incentives baked into the system?
Plus, the changes Holm wants to see, from government contributions for beneficiaries to emergency “sidecar” savings designed to stop people falling into debt when life hits.
See omnystudio.com/listener for privacy information.
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Is property investing actually dead? Investor Ilse Wolfe doesn’t think so, but she says the old way of doing it is. Ilse joins Nadine to share her strategies for making property investment work in 2026.
From surviving negative equity early on to building strong cashflow, Wolfe argues it’s still viable, if you’re willing to be active and rethink the playbook.
See omnystudio.com/listener for privacy information.
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Now, more than ever, it might seem like a good idea to invest in an electric vehicle, but does it make sense financially?
Johnathan Sergel, the AA’s chief mobility officer, joins Nadine to dive into the costs involved with owning and running an EV, and how those costs compare to running a petrol vehicle.
With rising fuel costs and EV sales surging, now's the time to do the maths and figure out what makes the best sense for you.
See omnystudio.com/listener for privacy information.
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Buying your first home is seen as a key milestone signifying success in your financial journey, while “just" renting is somehow seen as being behind.
But Luke Kemeys of the Keep the Change Podcast and Next Advisory sees it differently. For him, it’s a deliberate choice – and he thinks we need to look at renting differently.
Luke joins Nadine Higgins to explain why he thinks renting often makes more financial sense than owning your own home.
See omnystudio.com/listener for privacy information.
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Financial education is now embedded in maths classes for students in years 0-10, and from next year it will also form part of the social sciences curriculum. Until this year, financial education in schools has been haphazard, with research showing only 20 percent of students received it in some form.
Sorted in Schools learning lead Yasmin Frazer joins Nadine to discuss what our kids are being taught about money and why we need to be careful around money conversations at home.
See omnystudio.com/listener for privacy information.
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When news of events like the war in Iran hit share markets – everyday investors often act on instinct, but what do professional investors do? This week, Nadine is joined by Sam Dickie, a senior portfolio manager at Fisher Funds. Together they talk through what happens to investing when the world is on fire.
The Prosperity Project is now available on video! Watch now on nzherald.co.nz or YouTube
See omnystudio.com/listener for privacy information.
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Financial mentor David Very joins Nadine Higgins to unpack why 2025 hit so many New Zealanders so hard—and whether 2026 will bring any real relief. From high-income earners stretched by huge mortgages to pensioners squeezed by rising costs, he explains why financial stress is now cutting across every part of society. David breaks down where to start when you’re underwater, what actually works when tackling debt, the traps in consolidation and balance transfers, how to negotiate with lenders, and why KiwiSaver hardship should stay a last resort. If this year knocked you around, this episode helps you map a realistic way back to stability.
See omnystudio.com/listener for privacy information.
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BusinessDesk journalist Maria Slade joins Nadine to discuss her new investigative podcast, The Fall of the House of Du Val, which details how the company collapsed and what it reveals about the country’s investment rules.
Listen to The Fall of The House of Du Val on iHeartRadio, Spotify, Apple or wherever you get your podcasts.
See omnystudio.com/listener for privacy information.
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We hear a lot about how we need to save for retirement, but less is known about how to make that money last once you need to start drawing on it.
Tom Hartmann from the Retirement Commission joins Nadine to talk about Sorted's Retirement Navigator. The new tool processes customisable values in order to help those nearing retirement (or already there) figure out how much they have to live on and for how long.See omnystudio.com/listener for privacy information.
- Visa fler
