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With the growing demand for immediacy and a seamless experience in personal finance, credit unions must keep up to remain competitive. While many of these institutions have remained competitive with lower rates, they often lag behind banks and other lenders in the digital lending space in convenience. In an era of instant credit, speeding up […]
The post In a Digital World, Credit Unions Find Their Footing appeared first on PaymentsJournal.
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In the past, the chief financial officer’s role has been somewhat relegated to the financial aspects of a business. Now, CFOs face a challenging array of responsibilities that include payments modernization, fraud mitigation, and the selection and implementation of technological solutions. In a recent PaymentsJournal podcast, Jeff Feuerstein, SVP of Paymode-X Product Management and Market […]
The post We Speak Tech: How CFOs are Reinventing the Enterprise appeared first on PaymentsJournal.
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Saknas det avsnitt?
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Organizations have faced the challenge of deriving insights from their data for a long time. Some enterprises have the ability and resources to do this, but others are far behind. Artificial intelligence (AI) has the capability of catapulting data analysis into the future, allowing enterprise analytics to fit into the daily, general health and success […]
The post Where Will AI Take Data Analytics? The Sky Is the Limit appeared first on PaymentsJournal.
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Instant payments systems have gained traction in countries that had cash-based payments infrastructures. While services like FedNow and the RTP network have launched in the U.S., instant payments haven’t taken hold due to the firmly established financial system. In a recent PaymentsJournal podcast, Abeer Bhatia, CEO of Personal Lending & Head of Enterprise Payments at […]
The post A Powerful Nexus: The Present and Future of Instant Payments appeared first on PaymentsJournal.
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Organizations turn to fintechs for payment solutions that are as efficient and seamless as the transactions they facilitate. However, behind these smooth interfaces lies a labyrinth of challenges. Security concerns, regulatory compliance, and constant technological upgrades are just a few of the hurdles fintechs must navigate to provide what appear to be simple solutions. For […]
The post Making a Complex Payment Situation Simple for Your Customers appeared first on PaymentsJournal.
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With gift card spend projected to reach $267.3 billion by 2028, it’s clear that gift cards are an influential force in the market. And the rise of digital gift cards, a trend that continues to gain momentum, is opening up new avenues to engage younger generations. During a recent PaymentsJournal podcast, Blackhawk Network’s (BHN) Sarah […]
The post Building Brand Advocacy Through Gift Card Programs appeared first on PaymentsJournal.
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Reconciliation is an essential aspect of the accounting process that improves transparency, maximizes decision-making, and ensures regulatory compliance. However, many merchants and payments organizations still rely on inefficient processes that can result in errors, financial losses, or violations. In a recent PaymentsJournal podcast, Nick Botha, Global Payments Sales Manager at Autorek, and Don Apgar, Director […]
The post A Single Source of Truth: Automation’s Impact on Payments Reconciliation appeared first on PaymentsJournal.
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The United States is a unique banking market, with more than 11,000 financial institutions and some of the most stringent regulations in the world. With the launch of FedNow last year, The Clearing House’s RTP network, and a new messaging standard in ISO 20022, U.S.real-time payments have finally arrived. There’s only one problem: The infrastructure here […]
The post Getting the U.S Banking Market Ready for Instant Payments appeared first on PaymentsJournal.
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The end-of-the-year flurry of holiday shopping is a classic example of business seasonality. As fraud professionals have long observed, fraud activity also follows seasonal patterns, with seasonal upticks and slow-downs. The challenge has been reacting to seasonality with precision in real-time, instead of just recognizing them in the rear-view mirror. And new data shows that […]
The post Seasons of Fraud: How Fraud Patterns Shift Throughout the Year appeared first on PaymentsJournal.