Avsnitt
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If you've ever engaged with a Financial Adviser and asked a question, chances are that you've heard "well that depends!"
What else needs to be consideredWhy that might be importantSome alternative solutions that need to be ruled out
Slowing down the decision process and taking some extra time can be frustrating when you just want to "get cracking with things". This episode, Tim attempts to answer why advisers might want to ask a few more questions before rushing to an answer.
Tim dives into the most common questions that are asked from new and existing clients such as,
Should I repay debt or invest more?
Should I sell my property?
Should I buy a property?
Should I increase my KiwiSaver contribution?
Should I change my KiwiSaver fund?
Am i doing all the right things?
In this episode, you will hear about,If you're thinking about engaging a financial adviser to ask questions that are specific to your needs, listen to this episode prior to you meeting.
Upcoming Seminars: https://foxplan.nz/foxplan-events
If you have a question, suggestions, or a topic you would like us to cover, please send an email to: [email protected]
For More Dollars & Sense Content: Click Here
Listen to all The Dollars & Sense Podcasts: Click Here
The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure -
When was the last time you opened your annual renewal letter for your personal insurance?
Even if you do open them, we know from reviewing insurances with clients that all the different terms and names get confused, mistaken or completely forgotten.
This weeks episode is designed to be a useful resource to save and replay each time you feel the need to review your insurance to ensure you can review with more confidence and understand what you're actually paying for.
Tim breaks down the intricate details of the 5 most commonly purchased insurance products so you can know what you're looking at!
If you feel you could sharpen your financial awareness around complicated insurance policies, tune in and put this knowledge in your tool kit for making smarter financial decisions!Upcoming Seminars: https://foxplan.nz/foxplan-events
If you have a question, suggestions, or a topic you would like us to cover, please send an email to: [email protected]
For More Dollars & Sense Content: Click Here
Listen to all The Dollars & Sense Podcasts: Click Here
The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure -
Saknas det avsnitt?
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In this weeks episode, we introduce Financial Adviser Terri Watson!
Terri describes her passion for helping Mums gain better financial literacy and how she helps empower them with tools and confidence to improve their comfort and confidence with all things money.
From humble backgrounds and personal struggles, Terri has managed to empower her own self and shares the experience which ultimately lead to her life long passion of sharing her knowledge to Mums in order to improve theirs and their families lives.
If you're looking to gain some helpful insights and relatable stories, tune in!Upcoming Seminars: https://foxplan.nz/foxplan-events
If you have a question, suggestions, or a topic you would like us to cover, please send an email to: [email protected]
For More Dollars & Sense Content: Click Here
Listen to all The Dollars & Sense Podcasts: Click Here
The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure -
You've probably heard these "Rules" mentioned plenty of times before.......
This week, Tim and Brodie discuss the 7 rules of investing: diversify, focus on long term, don't time the market, control costs, stay disciplined, don't react to past performance, and regularly review your goals.
If you're looking to learn in more detail what these simple rules actually mean or why they are important to long term success, listen in and challenge your current thinking with the perspective of two financial advisers.Upcoming Seminars: https://foxplan.nz/foxplan-events
If you have a question, suggestions, or a topic you would like us to cover, please send an email to: [email protected]
For More Dollars & Sense Content: Click Here
Listen to all The Dollars & Sense Podcasts: Click Here
The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure -
This week Tim and Brodie go head to head on Reverse Annuity Mortgages. What are they? Are they a suitable option in retirement, or should they be seen as a last resort?
You've probably heard the term "you can't eat your house" and cash flow can be an issue for people in retirement, so is a Reverse Annuity Mortgage a sensible option or should you stay well away from them?Upcoming Seminars: https://foxplan.nz/foxplan-events
If you have a question, suggestions, or a topic you would like us to cover, please send an email to: [email protected]
For More Dollars & Sense Content: Click Here
Listen to all The Dollars & Sense Podcasts: Click Here
The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure -
Habits, not one-time choices, determine someone's position in life. This week we explore studies showing how anticipation of a reward creates habits more than the reward itself and link it to common financial habits we see working with clients.
How can we use this information to break bad financial habits and form better ones, and how do we implement these changes?Upcoming Seminars: https://foxplan.nz/foxplan-events
If you have a question, suggestions, or a topic you would like us to cover, please send an email to: [email protected]
For More Dollars & Sense Content: Click Here
Listen to all The Dollars & Sense Podcasts: Click Here
The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure -
This week we have a straightforward discussion about the dreaded 'R' word, recession. It certainly feels like we've been dancing around the word for years now, but now we are actually starting to feel the effects. Redundancies, high interest rates, inflation, falling house prices to name a few. So what defines a recession, how does it actually impact people's lives, and more importantly - what can you do about it?
Upcoming Seminars: https://foxplan.nz/foxplan-events
If you have a question, suggestions, or a topic you would like us to cover, please send an email to: [email protected]
For More Dollars & Sense Content: Click Here
Listen to all The Dollars & Sense Podcasts: Click Here
The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure -
Inflation is on everyone's mind these days. But what exactly is it, how is it calculated, and why does it feel worse than the official numbers suggest? Join us this week to explore why many Kiwis feel like inflation is higher than what we may be seeing in the media or driven by a government agenda.
Upcoming Seminars: https://foxplan.nz/foxplan-events
If you have a question, suggestions, or a topic you would like us to cover, please send an email to: [email protected]
For More Dollars & Sense Content: Click Here
Listen to all The Dollars & Sense Podcasts: Click Here
The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure -
What are the 8 great mistakes, who is prone to them, and how do you overcome them? This week we dive head first into the world of investment and what we believe to be the biggest mistakes people do when it comes to investing, us included! Are you making any of these mistakes or have you been guilty in the past?
Upcoming Seminars: https://foxplan.nz/foxplan-events
If you have a question, suggestions, or a topic you would like us to cover, please send an email to: [email protected]
For More Dollars & Sense Content: Click Here
Listen to all The Dollars & Sense Podcasts: Click Here
The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure -
Welcome to Anna Seabrook who joins the podcast this week to discuss legal topics related to property, relationships, and estate planning!
We talk about the conveyancing process when buying/selling property, what to watch out for when going into property with partners or friends, relationship property agreements, trusts, contracting out agreements, and wills.
We thoroughly enjoyed having Anna from Hayman Lawyers on the show, and if you have any questions or would like to talk to Anna about your situation you can contact her at: [email protected] or find out more about Hayman Lawyers here.Upcoming Seminars: https://foxplan.nz/foxplan-events
If you have a question, suggestions, or a topic you would like us to cover, please send an email to: [email protected]
For More Dollars & Sense Content: Click Here
Listen to all The Dollars & Sense Podcasts: Click Here
The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure -
This week we weigh the pros and cons of investing in shares versus property. Outlining the benefits of each - property offers tangible assets, rental income, leverage, and control, while shares provide liquidity, diversification, dividends, accessibility, and professional management.
Discussing downsides like market risk, illiquidity, and high costs for property and volatility, lack of control, intangibility, and fees for shares.
So what's better?Upcoming Seminars: https://foxplan.nz/foxplan-events
If you have a question, suggestions, or a topic you would like us to cover, please send an email to: [email protected]
For More Dollars & Sense Content: Click Here
Listen to all The Dollars & Sense Podcasts: Click Here
The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure -
Do you know what your money personality is? This week, Tim and Brodie discuss the different money personalities which you can find at sorted.org and look at the pros and cons of each personality. Understanding how we think about and interact with money can be incredibly helpful with changing financial behaviors and making smarter decisions.
Upcoming Seminars: https://foxplan.nz/foxplan-events
If you have a question, suggestions, or a topic you would like us to cover, please send an email to: [email protected]
For More Dollars & Sense Content: Click Here
Listen to all The Dollars & Sense Podcasts: Click Here
The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure -
This week Tim and Brodie debunk common financial myths that they hear as advisers. Covering offset mortgages, KiwiSaver taxes, insurance premiums, retirement debt, home affordability for young people, and more.
Upcoming Seminars: https://foxplan.nz/foxplan-events
If you have a question, suggestions, or a topic you would like us to cover, please send an email to: [email protected]
For More Dollars & Sense Content: Click Here
Listen to all The Dollars & Sense Podcasts: Click Here
The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure -
In this weeks episode join us for an informative history lesson on the biggest stock market crashes throughout the 20th and 21st centuries. Starting with the infamous 1929 stock market crash that saw the Dow Jones plummet 89% over several years right through to the short-lived 2020 coronavirus crash.
Throughout the episode, hosts Tim and Brodie provide context around the factors leading to each crash, the extent of the declines, how long it took markets to recover, and what we can learn from them.Upcoming Seminars: https://foxplan.nz/foxplan-events
If you have a question, suggestions, or a topic you would like us to cover, please send an email to: [email protected]
For More Dollars & Sense Content: Click Here
Listen to all The Dollars & Sense Podcasts: Click Here
The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure -
We're mixing it up this week with something a bit different!
In this episode, Tim and Brodie share some inspiring, heartwarming, and cautionary client "war stories" to help listeners relate to different financial situations. Stories cover getting out of debt, avoiding bad investment advice, and realizing early retirement dreams.Upcoming Seminars: https://foxplan.nz/foxplan-events
If you have a question, suggestions, or a topic you would like us to cover, please send an email to: [email protected]
For More Dollars & Sense Content: Click Here
Listen to all The Dollars & Sense Podcasts: Click Here
The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure -
In this episode of the Dollars & Sense Podcast, hosts Tim Ellis and Brodie Haggerty have the privilege of interviewing Jenny Cheevers, a qualified Mortgage Adviser with 26 years of experience in the industry.
Jenny shares insights into what she's learnt over the years and explains the home buying process, from getting pre-approved to closing. She shares tips on maintaining good credit and encourages listeners not to lose hope in their journey of getting on the property ladder.For more information and to connect with Jenny please see the following links:
Website: https://www.jennycheevers.co.nz/
Instagram: https://www.instagram.com/jenny.cheevers/
Email: [email protected]Upcoming Seminars: https://foxplan.nz/foxplan-events
If you have a question, suggestions, or a topic you would like us to cover, please send an email to: [email protected]
For More Dollars & Sense Content: Click Here
Listen to all The Dollars & Sense Podcasts: Click Here
The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure -
In this episode of the Dollars and Sense podcast, hosts Tim Ellis and Brodie Haggerty discuss common financial issues faced by clients.
They address topics such as overwhelming debt, difficulty in getting ahead financially, challenges in involving partners in financial matters, concerns about helping financially irresponsible children, and the dilemma of diversifying company shares. The hosts delve into the underlying causes of these issues and provide potential solutions to help listeners overcome them.
Emphasizing the importance of proactive financial planning, setting clear goals, effective risk management, open communication with partners, and making informed decisions about insurance and investments.Upcoming Seminars: https://foxplan.nz/foxplan-events
If you have a question, suggestions, or a topic you would like us to cover, please send an email to: [email protected]
For More Dollars & Sense Content: Click Here
Listen to all The Dollars & Sense Podcasts: Click Here
The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure -
In this episode of the Dollars and Sense podcast, hosts Tim Ellis and Brodie Haggerty dive deep into retirement drawdown plans. They discuss three common strategies used by financial advisers and explore the pros and cons of each approach.
The first strategy they discuss is the 4% rule, which suggests withdrawing 4% of your retirement investment each year. They then explore the dynamic withdrawal strategy, which adjusts the withdrawal amount based on market returns. Finally, they introduce the bucket approach, which involves having a war chest of cash to cover essential expenses during market downturns.
Upcoming Seminars: https://foxplan.nz/foxplan-eventsUpcoming Seminars: https://foxplan.nz/foxplan-events
If you have a question, suggestions, or a topic you would like us to cover, please send an email to: [email protected]
For More Dollars & Sense Content: Click Here
Listen to all The Dollars & Sense Podcasts: Click Here
The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure -
This is the final episode of our three-part series on what it looks like working with a Financial Adviser. Following on from the theme of last week, this episode focuses on the key strategies we use when providing financial advice. This week we focus on confidence through investment management and certainty through risk management.
Upcoming Seminars: https://foxplan.nz/foxplan-events
If you have a question, suggestions, or a topic you would like us to cover, please send an email to: [email protected]
For More Dollars & Sense Content: Click Here
Listen to all The Dollars & Sense Podcasts: Click Here
The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure -
Welcome to part two of our three-part series on what it looks like working with a Financial Adviser. Now that we've got the process out of the way, this episode focuses on the key strategies we use when providing financial advice. This week we focus on the first strategy in our system - cash management.
Upcoming Seminars: https://foxplan.nz/foxplan-events
If you have a question, suggestions, or a topic you would like us to cover, please send an email to: [email protected]
For More Dollars & Sense Content: Click Here
Listen to all The Dollars & Sense Podcasts: Click Here
The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure - Visa fler
