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  • 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan



    Dave Ramsey and Dr. John Delony answer your questions and discuss:


    "My aunt is trying to steal our inheritance. Should I help my mom cover lawyer fees?"

    "I haven't filed taxes in 15 years, how do I apply for tax forgiveness?"

    "I'm $180,000 in debt. How can I clean up this mess?"

    "Should I go into student loan debt for a bachelor's degree?"

    "How much should we spend to save our dog?"




    Next Steps:

    ✅ ⁠⁠⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠⁠⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠⁠⁠send us an email.⁠⁠⁠⁠⁠⁠

    đŸ“± ⁠Watch the full episode for free in the Ramsey Network app.

    đŸ’” ⁠Start your free budget today. Download the EveryDollar app!⁠

    ❀‍đŸ©č Get trusted insurance coverage that fits your budget.

    đŸ‘©‍❀‍💋‍👹 Get tickets for Money & Marriage Getaway.

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    💾 To find out more about student loan refinancing, check out⁠⁠⁠⁠⁠⁠ Laurel Road⁠⁠⁠⁠⁠⁠


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    đŸ’” Learn more about ⁠⁠⁠⁠⁠⁠Timothy Plan⁠⁠⁠⁠⁠⁠


    🏛 Get started with ⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY

    🔐 Visit⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠ for your free instant quote today!




    Explore more from Ramsey Network:

    💾 ⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠

    🧠 ⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠

    🍾 ⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠

    💡 ⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠

    💰 ⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠

    đŸȘ‘ ⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠

    📈 ⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠



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  • 📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠
    đŸ“± Watch the full episode for free in the Ramsey Network app.

    Dave Ramsey & Jade Warshaw answer your questions and discuss:


    Husband doesn't want to share his inheritance

    My mom took out credit cards in my name

    My terminally ill wife hid debt from me.

    Sister-in-law wants us to pay for her vacation.

    Am I doing the right things to leave a legacy?

    My friend is committing fraud, what can I do?




    Next Steps:

    ✅ ⁠⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠⁠send us an email.⁠⁠⁠⁠⁠

    💰⁠Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!⁠

    đŸ’” Start your free budget today. Download the EveryDollar app!

    🏠 Get organized and prepared to buy or sell a home.



    Connect with our Sponsors:


    🛒 Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠Aldi⁠⁠⁠⁠⁠


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    đŸ“±Go to ⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠ to switch today!

    đŸ„ Learn more about⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠


    🏡 Get started today with⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠


    🔒 Get 20% off when you join ⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠


    🏩 Go to⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠ for an exclusive account bundle!

    đŸ„— Save 15% on your first ⁠⁠⁠⁠⁠Field of Greens⁠⁠⁠⁠⁠ order with code RAMSEY

    ⛹ Find top Health Insurance Plans at ⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠


    💾 To find out more about student loan refinancing, check out⁠⁠⁠⁠⁠ Laurel Road⁠⁠⁠⁠⁠


    đŸ’» Visit⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠ today to learn more

    đŸ—‚ïž Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠⁠


    đŸ’” Learn more about ⁠⁠⁠⁠⁠Timothy Plan⁠⁠⁠⁠⁠


    🏛 Get started with ⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠ or call 844-2-RAMSEY

    🔐 Visit⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠ for your free instant quote today!




    Explore more from Ramsey Network:

    💾 ⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠

    🧠 ⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠

    🍾 ⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠

    💡 ⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠

    💰 ⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠

    đŸȘ‘ ⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠

    📈 ⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠



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  • 📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠
    đŸ“± Watch the full episode for free in the Ramsey Network app.

    Ken Coleman and George Kamel answer your questions and discuss:


    "I'm being quiet fired. What should I do?"

    " I have eight different lines of credit and I'm drowning in minimum payments. What can I do?"

    "Can I ask my employee for a breakdown of his personal finances so I can figure out how much to pay him?"

    "How do I budget with my girlfriend after we move in together?"

    "I lost money after my employer changed 401(k) providers. Is this normal?".




    Next Steps:

    ✅ ⁠⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠⁠send us an email.⁠⁠⁠⁠⁠

    💰⁠Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!⁠

    đŸ’” Start your free budget today. Download the EveryDollar app!

    🏠 Get organized and prepared to buy or sell a home.



    Connect with our Sponsors:


    🛒 Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠Aldi⁠⁠⁠⁠⁠




    đŸŒ± Get 10% off your first month of⁠⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠⁠




    đŸ“±Go to ⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠ to switch today!



    đŸ„ Learn more about⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠




    🏡 Get started today with⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠




    🔒 Get 20% off when you join ⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠




    🏩 Go to⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠ for an exclusive account bundle!



    đŸ„— Save 15% on your first ⁠⁠⁠⁠⁠Field of Greens⁠⁠⁠⁠⁠ order with code RAMSEY



    ⛹ Find top Health Insurance Plans at ⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠




    💾 To find out more about student loan refinancing, check out⁠⁠⁠⁠⁠ Laurel Road⁠⁠⁠⁠⁠




    đŸ’» Visit⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠ today to learn more



    đŸ—‚ïž Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠⁠




    đŸ’” Learn more about ⁠⁠⁠⁠⁠Timothy Plan⁠⁠⁠⁠⁠




    🏛 Get started with ⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠ or call 844-2-RAMSEY

    🔐 Visit⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠ for your free instant quote today!




    Explore more from Ramsey Network:

    💾 ⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠

    🧠 ⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠

    🍾 ⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠

    💡 ⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠

    💰 ⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠

    đŸȘ‘ ⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠

    📈 ⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠





    ⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • 📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠
    đŸ“± Watch the full episode for free in the Ramsey Network app.

    George Kamel and Jade Warshaw answer your questions and discuss:


    "Should we go through with a lawsuit to sue my brother?"

    "How do I pay off debt and spend time with my daughter after my wife left us?"

    "Should we take out a loan to build a mother-in-law suite?"

    "Are mortgage companies that offer 1% down a legitimate way to get a house?"

    "Should I continue paying my car off or have it voluntarily repossessed?"

    "How can we work out way out of debt that we're underwater on?"

    "Should I move in with my mom in order to pay off debt?"

    "I feel bad spending money on a pool even though I'm on Baby Step 7"




    Next Steps:

    ✅ ⁠⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠⁠send us an email.⁠⁠⁠⁠⁠

    đŸ’” Start your free budget today. Download the EveryDollar app!

    📈 For help with investing, get connected with a SmartVestor Pro.
    ❀‍đŸ©č ⁠Get trusted insurance coverage that fits your budget.



    Connect with our Sponsors:


    🛒 Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠Aldi⁠⁠⁠⁠⁠




    đŸŒ± Get 10% off your first month of⁠⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠⁠




    đŸ“±Go to ⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠ to switch today!



    đŸ„ Learn more about⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠




    🏡 Get started today with⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠




    🔒 Get 20% off when you join ⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠




    🏩 Go to⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠ for an exclusive account bundle!



    đŸ„— Save 15% on your first ⁠⁠⁠⁠⁠Field of Greens⁠⁠⁠⁠⁠ order with code RAMSEY



    ⛹ Find top Health Insurance Plans at ⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠




    💾 To find out more about student loan refinancing, check out⁠⁠⁠⁠⁠ Laurel Road⁠⁠⁠⁠⁠




    đŸ’» Visit⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠ today to learn more



    đŸ—‚ïž Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠⁠




    đŸ’” Learn more about ⁠⁠⁠⁠⁠Timothy Plan⁠⁠⁠⁠⁠




    🏛 Get started with ⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠ or call 844-2-RAMSEY

    🔐 Visit⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠ for your free instant quote today!




    Explore more from Ramsey Network:

    💾 ⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠

    🧠 ⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠

    🍾 ⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠

    💡 ⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠

    💰 ⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠

    đŸȘ‘ ⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠

    📈 ⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠




    Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

    ⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • 📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠
    đŸ“± Watch the full episode for free in the Ramsey Network app.

    Jade Warshaw and George Kamel answer your questions and discuss:


    "How do we move forward with a bridge loan and a house that isn't sold?"

    "My wife wants a divorce. How do I handle my finances while going through this?"

    Jade and George discuss their biggest financial mistakes,

    "My husband and I don't agree on where to live in retirement. How do we come to an agreement?"

    "Should I sign up for a debt relief program?"

    "My realtor doesn't want me to sell my rental. Is she right?"

    "How do I cut up my credit cards when I love the reward points?"

    "My car was repossessed and sold. How do I pay off the balance now?"

    "Is it wrong to sell my wife’s engagement ring and band ? "




    Next Steps:

    ✅ ⁠⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠⁠send us an email.⁠⁠⁠⁠⁠

    🏠 Get organized and prepared to buy or sell a home.

    💰Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!

    đŸ’” ⁠Start your free budget today. Download the EveryDollar app!⁠



    Connect with our Sponsors:


    🛒 Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠Aldi⁠⁠⁠⁠⁠




    đŸŒ± Get 10% off your first month of⁠⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠⁠




    đŸ“±Go to ⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠ to switch today!



    đŸ„ Learn more about⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠




    🏡 Get started today with⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠




    🔒 Get 20% off when you join ⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠




    🏩 Go to⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠ for an exclusive account bundle!



    đŸ„— Save 15% on your first ⁠⁠⁠⁠⁠Field of Greens⁠⁠⁠⁠⁠ order with code RAMSEY



    ⛹ Find top Health Insurance Plans at ⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠




    💾 To find out more about student loan refinancing, check out⁠⁠⁠⁠⁠ Laurel Road⁠⁠⁠⁠⁠




    đŸ’» Visit⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠ today to learn more



    đŸ—‚ïž Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠⁠




    đŸ’” Learn more about ⁠⁠⁠⁠⁠Timothy Plan⁠⁠⁠⁠⁠




    🏛 Get started with ⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠ or call 844-2-RAMSEY

    🔐 Visit⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠ for your free instant quote today!




    Explore more from Ramsey Network:

    💾 ⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠

    🧠 ⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠

    🍾 ⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠

    💡 ⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠

    💰 ⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠

    đŸȘ‘ ⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠

    📈 ⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠



    ⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠




    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • 📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠
    đŸ“± ⁠⁠⁠Watch the full episode for free in the Ramsey Network app. ⁠⁠⁠

    George Kamel and Rachel Cruze answer your questions and discuss:


    "Should I help my new husband pay off his debt?"

    "Should my son hire an attorney to investigate a crypto scam?"

    "Should I keep my job if I'm only making $850 a month?"

    "I'm making $30-90k a month day trading. Should I get into real estate?"

    "Should my husband and I help my Dad before he loses everything?"

    Liam Payne, Who Died Without a Will, Left $32 Million Estate

    The 3rd anniversary of #horsegate 🐮

    "I don't feel like I'm getting what I deserve from the family business. How should I talk to my dad?"


    Next Steps:

    ✅ ⁠⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠⁠send us an email.⁠⁠⁠⁠⁠

    đŸ’”â â â â â â â â â â â â â â â â â â  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠

    💰⁠⁠⁠⁠⁠⁠Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!⁠⁠⁠⁠⁠⁠

    📈 ⁠For help with investing, get connected with a SmartVestor Pro.⁠⁠⁠⁠⁠⁠⁠⁠



    Connect with our Sponsors:


    🛒 Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠Aldi⁠⁠⁠⁠⁠




    đŸŒ± Get 10% off your first month of⁠⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠⁠




    đŸ“±Go to ⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠ to switch today!



    đŸ„ Learn more about⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠




    🏡 Get started today with⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠




    🔒 Get 20% off when you join ⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠




    🏩 Go to⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠ for an exclusive account bundle!



    đŸ„— Save 15% on your first ⁠⁠⁠⁠⁠Field of Greens⁠⁠⁠⁠⁠ order with code RAMSEY



    ⛹ Find top Health Insurance Plans at ⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠




    💾 To find out more about student loan refinancing, check out⁠⁠⁠⁠⁠ Laurel Road⁠⁠⁠⁠⁠




    đŸ’» Visit⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠ today to learn more



    đŸ—‚ïž Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠⁠




    đŸ’” Learn more about ⁠⁠⁠⁠⁠Timothy Plan⁠⁠⁠⁠⁠




    🏛 Get started with ⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠ or call 844-2-RAMSEY

    🔐 Visit⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠ for your free instant quote today!




    Explore more from Ramsey Network:

    💾 ⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠

    🧠 ⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠

    🍾 ⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠

    💡 ⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠

    💰 ⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠

    đŸȘ‘ ⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠

    📈 ⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠





    Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

    ⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠




    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • 📈 ⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠
    đŸ“± ⁠⁠Watch the full episode for free in the Ramsey Network app. ⁠⁠

    Rachel Cruze and Jade Warshaw answer your questions and discuss:


    "How do I teach my daughter good money skills?"

    "My wife doesn't want us to invest in the stock market, how do I convince her to do this?"

    "My fiancée won a medical malpractice lawsuit and will get $1.3 million, how should we use this money?"

    "Would it be a financial mistake to move to an expensive area in order to train in a prestigious program?"

    "My fiancée is concerned about the terms in our prenup, how do we work through this?".




    Next Steps:

    ✅ ⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠send us an email.⁠⁠⁠⁠

    đŸ’”â â â â â â â â â â â â â â â â  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠

    ❀‍đŸ©č Get trusted insurance coverage that fits your budget.
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    🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠

    🍾 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠

    💡 ⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠

    💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠

    đŸȘ‘ ⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠

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  • 📈 ⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠
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    John Delony and Jade Warshaw answer your questions and discuss:


    "I'm $350k in debt with a baby on the way,"

    "Is it realistic to have a wedding for $10,000?"

    "My fiancée bought a home with her mother 20 years ago. How do we get her off the mortgage?"

    "My dad retired at 49 then asked me to lend him money to pay off his debt"

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    Explore more from Ramsey Network:

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    🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠

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    💡 ⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠

    💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠

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  • 📈 ⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠
    đŸ“± Watch the full episode for free in the Ramsey Network app.

    John Delony and George Kamel answer your questions and discuss:


    "Should we financially support our mother after she was abusive to me and my siblings?"

    "How do I recover after being scammed out of half my life savings?"

    "How do I get my fiancé to commit to paying off his debt?"

    "How do we balance saving for our kids' future vs. having more fun in the present?"

    "How do we get out of the cycle of being underpaid and living in poverty?"

    "My husband has no interest in combining our finances"




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    Explore more from Ramsey Network:

    💾 ⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠

    🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠

    🍾 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠

    💡 ⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠

    💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠

    đŸȘ‘ ⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠

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  • 📈 ⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠
    đŸ“± Watch the full episode for free in the Ramsey Network app.

    George Kamel and Rachel Cruze answer your questions and discuss:


    "How do I get my husband to allow me to have my own money?"

    "Do I need to start building my credit score at 19 years-old?"

    "Should I be concerned that my girlfriend has no desire to work?"

    "Is my phone bill debt?"

    "How do convince my 17 year old son that day trading isn't a good way to make money?"

    "I'm getting divorced and drowning in debt, what do I do?"

    Current housing market trends,

    "Can I afford a million dollar house?"




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    Explore more from Ramsey Network:

    💾 ⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠

    🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠

    🍾 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠

    💡 ⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠

    💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠

    đŸȘ‘ ⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠

    📈 ⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠



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  • 📈 ⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠
    đŸ“± Watch the full episode for free in the Ramsey Network app.

    Ken Coleman and Rachel Cruze answer your questions and discuss:


    "Can I 'divorce' my entitled children?"

    "How do I recover from having my credit history wiped?"

    "My agent keeps insisting I should keep my four whole life insurance polices."

    "I struggle with giving money, does that make me a bad person?"

    "My husband wants to sell our house and rent in order to pay off debt, but I don't want to do that."

    "I'm worried I'm not going to be able to provide for my soon-to-be wife and child"

    "How do I help my in-laws while we are working the Baby Steps? They currently don't have any retirement savings."




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    đŸ’”â â â â â â â â â â â â â â  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠



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    Explore more from Ramsey Network:

    💾 ⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠

    🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠

    🍾 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠

    💡 ⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠

    💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠

    đŸȘ‘ ⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠

    📈 ⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠



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  • 📈 ⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠
    đŸ“± Watch the full episode for free in the Ramsey Network app.

    Dave Ramsey and Ken Coleman answer your questions and discuss:


    "How can I stay afloat since my husband stopped making child support payments?"

    "We keep going into the red every month. What should we default on?"

    "Should I disclose my net worth to my wife? I'm afraid of her bad spending habits getting worse"

    "Is it true that 85% of shares in the stock market are owned by three major companies?"

    "Should we move or remodel our house due to my wife's disability?"

    "My husband and I are in the process of separating, how do I support myself financially after the divorce?"

    Discussion of the stock market recovery.




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    đŸ’”â â â â â â â â â â â â  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠



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    🏡 Get started today with⁠⁠⁠ Churchill Mortgage⁠⁠⁠




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    🏩 Go to⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠ for an exclusive account bundle!



    đŸ„— Save 15% on your first ⁠⁠⁠Field of Greens⁠⁠⁠ order with code RAMSEY



    ⛹ Find top Health Insurance Plans at ⁠⁠⁠Health Trust Financial⁠⁠⁠




    💾 To find out more about student loan refinancing, check out⁠⁠⁠ Laurel Road⁠⁠⁠




    đŸ’» Visit⁠⁠⁠ NetSuite⁠⁠⁠ today to learn more



    đŸ—‚ïž Use promo code RAMSEY for 18% off at ⁠⁠⁠The Nokbox⁠⁠⁠




    đŸ’” Learn more about ⁠⁠⁠Timothy Plan⁠⁠⁠




    🏛 Get started with ⁠⁠⁠YRefy⁠⁠⁠ or call 844-2-RAMSEY

    🔐 Visit⁠⁠⁠ Zander Insurance⁠⁠⁠ for your free instant quote today!




    Explore more from Ramsey Network:

    💾 ⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠

    🧠 ⁠⁠⁠The Dr. John Delony Show⁠⁠⁠

    🍾 ⁠⁠⁠Smart Money Happy Hour⁠⁠⁠

    💡 ⁠⁠⁠The Rachel Cruze Show⁠⁠⁠

    💰 ⁠⁠⁠George Kamel⁠⁠⁠

    đŸȘ‘ ⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠

    📈 ⁠⁠⁠EntreLeadership⁠⁠⁠



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  • 📈 ⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠
    đŸ“± Watch the full episode for free in the Ramsey Network app.

    George Kamel & Jade Warshaw answer your questions and discuss:


    "How do I get out of $520K in mortgages that my deceased father took out in my name?"

    "My wife told me she wants a divorce. Should we stop paying off debt?"

    "How specific should a budget be?"

    "Should I pay off my HELOC in Baby Step 1 or 6?"

    "I can't get life insurance due to a heart transplant so should I invest more instead?"

    "I've been stuck on Baby Step 1 for three years. How do I stabilize my finances?"

    "My husband and I disagree on how to pay for our beach house. What should we do?"




    Next Steps:

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    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠send us an email.⁠⁠

    đŸŽŸïž ⁠⁠⁠⁠⁠Dave Ramsey and John Delony are going on tour this month! Get tickets today⁠⁠
    🏠 ⁠⁠Get organized and prepared to buy or sell a home. ⁠⁠

    💰⁠⁠⁠Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!⁠⁠⁠

    đŸ’”â â â â â â â â â â  ⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠



    Connect with our Sponsors:


    🛒 Stop paying more and start shopping smarter at ⁠⁠Aldi⁠⁠




    đŸŒ± Get 10% off your first month of⁠⁠ BetterHelp⁠⁠




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    đŸ„ Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠




    🏡 Get started today with⁠⁠ Churchill Mortgage⁠⁠




    🔒 Get 20% off when you join ⁠⁠DeleteMe⁠⁠




    🏩 Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ for an exclusive account bundle!



    đŸ„— Save 15% on your first ⁠⁠Field of Greens⁠⁠ order with code RAMSEY



    ⛹ Find top Health Insurance Plans at ⁠⁠Health Trust Financial⁠⁠




    💾 To find out more about student loan refinancing, check out⁠⁠ Laurel Road⁠⁠




    đŸ’» Visit⁠⁠ NetSuite⁠⁠ today to learn more



    đŸ—‚ïž Use promo code RAMSEY for 18% off at ⁠⁠The Nokbox⁠⁠




    đŸ’” Learn more about ⁠⁠Timothy Plan⁠⁠




    🏛 Get started with ⁠⁠YRefy⁠⁠ or call 844-2-RAMSEY

    🔐 Visit⁠⁠ Zander Insurance⁠⁠ for your free instant quote today!




    Explore more from Ramsey Network:

    💾 ⁠⁠The Ramsey Show Highlights⁠⁠

    🧠 ⁠⁠The Dr. John Delony Show⁠⁠

    🍾 ⁠⁠Smart Money Happy Hour⁠⁠

    💡 ⁠⁠The Rachel Cruze Show⁠⁠

    💰 ⁠⁠George Kamel⁠⁠

    đŸȘ‘ ⁠⁠Front Row Seat with Ken Coleman⁠⁠

    📈 ⁠⁠EntreLeadership⁠⁠



    ⁠⁠Ramsey Solutions Privacy Policy⁠⁠
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • 📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠
    đŸ“± Watch the full episode for free in the Ramsey Network app.



    George Kamel and Ken Coleman answer your questions and discuss:


    "Should we sell or keep a house we regret buying?"

    "How do I convince my husband to use our savings to pay off debt?"

    "I bought a house with my ex-fiancé and now the house is going into foreclosure."

    "How do I plan for future debt?"

    "Should I focus on paying off the negative equity on my truck?"

    "Do I need to get a credit card to build my credit?"

    "My nephew is refusing to take care of his parents and the burden is now falling on us. How do we get him to start contributing?"




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    Jade Warshaw and Ken Coleman answer your questions and discuss:


    "Are we using our sinking funds as a form of debt?"

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    "Do I need to honor my grandmother's wishes in regards to the inheritance she left us?"

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  • 📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠
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    Ken Coleman and Jade Warshaw answer your questions and discuss:


    "Should I drain my savings to pay off debt if I have a one-year-old?"

    "I'm 64 years old and my investments aren't making money,"

    "How can I get out of a debt relief program?"

    "How can I grow my savings while working on my career?"

    "Should we share details about our financial situation with our kids?"

    "How do I deal with a family member who brags about how much money she makes and spends?"

    "How do we get out of $1M in debt?"




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    Explore more from Ramsey Network:

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  • 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
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    Rachel Cruze and George Kamel answer your questions and discuss:


    "Am I wrong to feel resentment towards my sister for taking advantage of our parents?"

    "I feel like I might as well have truck payments considering how much I'm having to pay to fix my current truck,"

    "Is there ever an appropriate time to stop investing into retirement?"

    "I'm 46 and I just paid off my house, what's next?"

    "Is being outrageously giving important when it doesn't feel right?"

    "We're drowning in debt and don't know where to start,"

    "Should I sell my house or keep renting it out for the income?"




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    Explore more from Ramsey Network:

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    🍾 Smart Money Happy Hour

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  • 📈 ⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠
    đŸ“± ⁠Watch the full episode for free in the Ramsey Network app.⁠

    Ken Coleman and Jade Warshaw answer your questions and discuss:


    "Should I file for divorce to protect myself from my husband's dishonesty about his debt?"

    "I purchased a home with my in-laws seven years ago. How do we get out of this without hurting them?"

    "I'm being sued by two credit card companies. How do I get out of this mess?"

    "My teaching job is wearing me down. Should I stay for the benefits?"

    "I am supposed to go on a bachelorette trip with my friends but it's going to cost more than I expected"

    "Unexpected bills keep blowing up my budget. Should I sell my investment property?"




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    đŸ’” ⁠⁠⁠⁠⁠Sign up for a free training with our EveryDollar team! ⁠⁠

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    Explore more from Ramsey Network:

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    💰 ⁠⁠George Kamel⁠⁠

    đŸȘ‘ ⁠⁠Front Row Seat with Ken Coleman⁠⁠

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  • 📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Planâ đŸ“± Watch the full episode for free in the Ramsey Network app.Dave Ramsey & Jade Warshaw answer your questions and discuss: How do we handle debts when dissolving a family business? Our mortgage is going to be 50% of our income Is it necessary to at some point get a credit card? Is it ok to enjoy our money while we're still young? Our landlord is starting to become hostile; should we move? When is an emergency fund no longer necessary?Next Steps:✅ ⁠Help us make the show better by taking this short survey!⁠📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.⁠ 💰 ⁠Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!â đŸ’” ⁠⁠⁠⁠Sign up for a free training with our EveryDollar team! â đŸŽŸïž ⁠⁠⁠⁠Dave Ramsey and John Delony are going on tour this month! Get tickets today⁠⁠Connect with our Sponsors: 🛒 Stop paying more and start shopping smarter at ⁠Aldi⁠ đŸŒ± Get 10% off your first month of⁠ BetterHelp⁠ đŸ“±Go to ⁠Boost Mobile⁠ to switch today! đŸ„ Learn more about⁠ Christian Healthcare Ministries⁠ 🏡 Get started today with⁠ Churchill Mortgage⁠ 🔒 Get 20% off when you join ⁠DeleteMe⁠ 🏩 Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle! đŸ„— Save 15% on your first ⁠Field of Greens⁠ order with code RAMSEY ⛹ Find top Health Insurance Plans at ⁠Health Trust Financial⁠ 💾 To find out more about student loan refinancing, check out⁠ Laurel Road⁠ đŸ’» Visit⁠ NetSuite⁠ today to learn more đŸ—‚ïž Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠ đŸ’” Learn more about ⁠Timothy Plan⁠ 🏛 Get started with ⁠YRefy⁠ or call 844-2-RAMSEY 🔐 Visit⁠ Zander Insurance⁠ for your free instant quote today! Explore more from Ramsey Network:💾 ⁠The Ramsey Show Highlights⁠🧠 ⁠The Dr. John Delony Show⁠🍾 ⁠Smart Money Happy Hour⁠💡 ⁠The Rachel Cruze Show⁠💰 ⁠George Kamel⁠đŸȘ‘ ⁠Front Row Seat with Ken Coleman⁠📈 ⁠EntreLeadership⁠⁠Ramsey Solutions Privacy Policy⁠Learn more about your ad choices. Visit megaphone.fm/adchoices

  • 📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠
    đŸ“± Watch the full episode for free in the Ramsey Network app.

    Dave Ramsey and Dr. John Deloney answer your questions and discuss:


    "How do I protect myself and my children financially while going through a divorce?"

    "Should we buy an investment property with my daughter's settlement money?"

    "Am I being selfish if I don't pay for activities for my family at a destination wedding?"

    "How do I convince my husband that work isn’t the only thing that matters?"

    "My parents did not prepare for retirement, how do I help them?"

    "My husband hid debt from me and now he wants to get a debt consolidation loan. Is this a good idea?"

    "We committed to giving away a car, but it now needs expensive repairs. What should we do?"

    "We have $200,000 in debt, should we sell our home to pay down our debt?"


    Next Steps:

    ✅ ⁠Help us make the show better by taking this short survey!⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.⁠ 
    đŸŽŸïž ⁠⁠Dave Ramsey and John Delony are going on tour this month! Get tickets today⁠
    💰 Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!

    đŸ’” ⁠⁠⁠Sign up for a free training with our EveryDollar team!



    Connect with our Sponsors:



    🛒 Stop paying more and start shopping smarter at ⁠Aldi⁠




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    đŸ„ Learn more about⁠ Christian Healthcare Ministries⁠






    🏡 Get started today with⁠ Churchill Mortgage⁠




    🔒 Get 20% off when you join ⁠DeleteMe⁠




    🏩 Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!




    đŸ„— Save 15% on your first ⁠Field of Greens⁠ order with code RAMSEY




    ⛹ Find top Health Insurance Plans at ⁠Health Trust Financial⁠




    💾 To find out more about student loan refinancing, check out⁠ Laurel Road⁠




    đŸ’» Visit⁠ NetSuite⁠ today to learn more




    đŸ—‚ïž Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠




    đŸ’” Learn more about ⁠Timothy Plan⁠




    🏛 Get started with ⁠YRefy⁠ or call 844-2-RAMSEY




    🔐 Visit⁠ Zander Insurance⁠ for your free instant quote today! 






    Explore more from Ramsey Network:

    💾 ⁠The Ramsey Show Highlights⁠

    🧠 ⁠The Dr. John Delony Show⁠

    🍾 ⁠Smart Money Happy Hour⁠

    💡 ⁠The Rachel Cruze Show⁠

    💰 ⁠George Kamel⁠

    đŸȘ‘ ⁠Front Row Seat with Ken Coleman⁠

    📈 ⁠EntreLeadership⁠



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