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Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - giving money to adult kids can be a tricky subject. Some parents like to give from their estate while still alive, and some feel the need to support their adult children. Clark discusses when and how you should help your adult children with money, without harming yourself financially.
Clark Stinks: Segments 1 & 2
Adult Children And Finances: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Medi-Share & other health care sharing ministries: What you need to know before signing up
Capital One Venture X Rewards Credit Card: 6 Things To Know in 2025
Why Gen Xers and Millennials Are Giving More Money to Their Kids Than Baby Boomers
How to Help Your Kids With Finances When They Move Back Home
Why Clark Is Prepared To Break His 'No Debit Cards' Rule
Budgeting & Saving Archives - Clark Howard
Why Clark Howard Is So Excited About His Wedding Band
What Brokerage Do You Recommend for First-Time Investors or Kids?
Best 529 College Savings Plans By State
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Clark wants to help you to save more, spend less, and if you’re struggling with debt - avoid ripoffs that target debt with more debt. Know how to get legit help if you’re in too deep. Also today - a warning for all travelers involving a serious, fast-growing crime happening here in the U.S. and abroad.
Dig Out Of Debt: Segment 1
Ask Clark: Segment 2
Travel Warning: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Warning: Here’s What Those Debt Settlement Companies Don’t Tell You
Clark Howard's 2025 Credit Card Debt Elimination Strategy
How To Get Out of Debt in 7 Steps
6 Things To Know Before Contacting the National Foundation for Credit Counseling
Why You Should Keep Old Credit Card Accounts Open
How and When To Cancel a Credit Card
Best Airline Credit Cards for 2025: Are They Right For You?
Best Travel Credit Cards: Top Rewards Picks for 2025
Follow Clark Howard's #1 Rule To Travel Cheap
How To Save Money With Google Flights
Best Free Streaming Services in 2025: Movies and TV for Cord Cutters
Credit Score Experts: How To Take Your Score from ‘Good’ To ‘Exceptional’
Clark.com resources
Episode transcripts
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Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Retirement Accounts in Panic? and Your Secret Weapon for Volatile Markets
Are you seeing unsettling headlines about 2025? You're not alone. Reports show a surge in retirement account trading, with a staggering 40% of people moving to stable value funds. Fiduciary financial advisor Wes Moss explains why "Tariff Terror" is driving these decisions – and the incredible reason why we should navigate uncertainty with confidence. Also, with market dips and volatility on the rise, how can you protect your portfolio? Wes introduces the "Dry Powder Principle” -- your strategic reserve of safety assets.
Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the March 18, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions: https://clark.com/ask
We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!
Learn more about Wes: Wes Moss, CFP®
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Today Clark focuses on one of the biggest purchases most of us make in life - cars. There are ways to get a vehicle for way less money than most people pay. Also, a look at the pros & cons of so called smart electric meters and time of use plans offered by utility companies - and how to decide which is best for you.
Best Low Cost Vehicles: Segment 1
Ask Clark: Segment 2
Smart Meters: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Best new cars in 2025: Consumer Reports reveals top picks for reliability, safety and more
Costco Car Buying Program: 4 Things To Know Before You Sign Up
How To Buy a Used Car / How to Buy a New Car in 5 Steps
Elliott Report: Home
What Is Term Life Insurance?
How To Buy Term Life Insurance in 7 Easy Steps
What Is Disability Insurance and How Does It Work?
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Later - the housing market has made a huge turn. Clark spells out several factors creating market shifts both buyers and sellers should take note of.
Clark Stinks: Segments 1 & 2
Current State Of The Housing Market: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Where You Should Never Buy Travel Insurance for a Cruise
InsureMyTrip Review: Why We Like It and How to Use It
CarMax vs. Carvana: A First-Hand Experience Selling a Car in 2024
How To Sell Your Car in 6 Steps
My 7 Rules for Using Credit Cards - Clark Howard
Best 529 College Savings Plans By State
Should I Contribute to a 529 Plan Only To Roll It Into a Roth IRA Later?
Home Buyers Are Finally Getting the Upper Hand Again
Roth vs. Traditional 401(k): What's the Difference?
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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With the price of goods in flux, it helps to be in the know to protect your wallet. Clarkies know how Clark uses unit pricing to shop smart at the grocery store. You would think that the bigger the bag, the smaller the unit price. Not so. Clark fills you in on what manufacturers have been doing and what to keep in mind with all purchases moving forward. Also - Travelers be prepared: the Real ID flight requirement domestically, and travel authorizations for entry into Europe are upon us.
The Retail Pricing Game Now: Segment 1
Ask Clark: Segment 2
Flyers: Real ID Kicks In: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Costco Hearing Aids: 5 Things To Know Before You Buy
Miracle-Ear Hearing Aids: 5 Things To Know Before You Buy
Sam's Club Hearing Aids: 5 Things To Know Before You Buy
Connect Hearing: 5 Things To Know Before Your First Visit
HearUSA: 5 Things To Know Before Your First Visit
Travel Alert: REAL ID Deadline Coming Soon-Clark.com
What is ETIAS - European Union / Apply for an electronic travel authorisation (ETA)
6 reasons to add your Passport to Google Wallet
How Should I Safeguard My Passport When I Travel Abroad?
Best Free Password Managers: 10 Top Picks
How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion
Follow Clark Howard's #1 Rule To Travel Cheap
9 Free Federal and State Tax Filing Services for 2025
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Are you dreaming of an early retirement but worried about making costly mistakes? In this episode, Wes uncovers six critical errors to avoid before taking the leap. With recent trends of companies offering buyouts and encouraging early exits, it's more important than ever to be prepared. Wes explores the shift in retirement expectations, from the traditional model to the modern reality, and discusses how to navigate this changing landscape. Don't let these common mistakes derail your early retirement dreams.
Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the March 11, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.
We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!
Learn more about Wes: Wes Moss, CFP®
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Clark loves to travel and does so very often. Understandably, many people are nervous about flying these days. Clark discusses airline safety, and how you can save big bucks with discount carriers. Also today - the latest on used car prices.
A First Class Spirit Flight: Segment 1
Ask Clark: Segment 2
Used Car Prices: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
After a string of incidents, some flyers are sticking with a surprising carrier: Spirit
Southwest Offers Companion Pass as New Credit Card Signup Bonus- Clark.com
Your Passport Could Be Useless -- Even if It's Not Expired
What is ETIAS - European Union / UK Travel ETA
Should I Tip on a Cruise?
Best Credit Cards With No Foreign Transaction Fees
5 Money Tips To Know Before You Travel Abroad
Car Rental Insurance: Everything You Need To Know - Clark.com
Credit Card Car Rental Insurance: What You Need To Know - Clark.com
How To Buy a Used Car - Clark.com
Do I Need a Mechanic Inspection When Buying a Used Car from CarMax or Carvana?
Should You Allow Your Auto Insurance To Monitor Your Driving?
Liability vs. Full Coverage: Which Auto Insurance Do You Need?
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Sponsors
Credit Karma
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Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - this weekend marks daylight savings time, and Clark has an important assignment for you that can help ensure your insurance works better for you.
Clark Stinks: Segments 1 & 2
Walk & Talk Home Video: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Free File Fillable Forms | Internal Revenue Service
What Is an Annuity, and Why Does Clark Think They Stink?
The Only Two Exceptions to Clark Howard's Annuity Rule
Google Fi Review: My Experience as a 6-Year Customer (Pros and Cons)
Lightbox lab-grown diamond jewelry. Bringing light to life.
Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards
Clark Howard's 5-Point Annual Checklist You Should Follow
Protect Your Belongings by Videotaping Them Once a Year
What Can I Safely Use for Peer-to-Peer Payments?
What Is a Fiduciary Financial Advisor and Do I Need One?
How To Find and Choose a Financial Advisor
Shipping Costs at the Post Office Just Went Up
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Clark shares data showing how far your dollars will go in retirement depending on where you live in the country. The differences from state to state, even within the same region - are remarkable. Also - Clark discusses how tariffs affect the economy and what to prepare for as consumers and as workers
The Cost Of Living By State: Segment 1
Ask Clark: Segment 2
Tariffs: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Mapped: How Far $1 Million Gets You in Retirement, by U.S State
How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion
Are Money Market Funds a Safe Place To Stash My Savings?
Vanguard Review: Pros & Cons / Vanguard Personal Advisor Review
What Is a Fiduciary Financial Advisor and Do I Need One?
What Are Index Funds?
What Is an Annuity, and Why Does Clark Think They Stink?
Clark's Updated Way To Shop for Car Rental Deals
Cheapest Way to Rent a Car: Expert Tips
17 of the Best High-Yield Online Savings Accounts in February 2025
High-Yield Savings Account (HYSA) Calculator
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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10 Habits of the Happiest Retirees
Are you dreaming of a truly happy retirement? Fiduciary financial advisor Wes Moss reveals the 10 key habits of those who are living their best post-work lives, based on years of research. In today’s Ask an Advisor episode, Wes dives into both the financial and lifestyle choices that make all the difference.
Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the March 4, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.
We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!
Learn more about Wes: Wes Moss, CFP®
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Team Clark has long advised consumers in difficulty with financial institutions to file a complaint at ConsumerFinace.gov. Clark gives his take on what is currently happening with the Consumer Financial Protection Bureau and how they have served people in the past. Also today - Clarkies know how much Clark loves Costco. But it seems that lots of people love another warehouse club even more.
The Consumer Financial Protection Bureau: Segment 1
Ask Clark: Segment 2
Survey: Warehouse Club Satisfaction: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Are Credit Card Fees Tax Deductible?
Elliot Report - TEMU Customer Service Contacts
Best Travel Credit Cards: Top Rewards Picks for 2025
The Platinum Card® from American Express Review: Is It Worth It?
Is Chase Sapphire Reserve® Worth It?
Capital One Venture X Rewards Credit Card: 6 Things To Know in 2025
Capital One Venture X Business: 5 Things To Know
Costco Was Just Dethroned As the Top Warehouse Club for Customer Service
5 Reasons Sam's Club Is Better Than Costco
What Are Index Funds? / What Is an ETF?
This Simple Maintenance Schedule Will Make Your Car Last Longer
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Money doesn’t mean much without health and well-being, and Americans are enjoying one life’s simple pleasures less and less. We know what a hazardous distraction phones can be while driving. But a new study shows this and other distractions impact one’s ability to disconnect and focus on enjoying healthy meals - more important to health than we realize. Also today, a cautionary tale about health insurance plans that don’t comply with the ACA.
Banish Phone Distraction: Segment 1
Ask Clark: Segment 2
Non-Compliant Health Plans: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
The Best Time and Place To Buy a TV
ClarkDeals - The best deals on TVs available now
Health Plans That Don’t Comply with the ACA Put Consumers at Risk
How and When To Cancel a Credit Card
Should You Buy an Extended Warranty on Your Car?
Best Budgeting Apps in 2025: Our Top 6
Rocket Money Review: 6 Things To Know Before You Sign Up
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Sponsor: Surfshark
Surfshark Alternative Number: your online identity safeguard with Surfshark
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Remember when Spam was something that just came in a can? Now, it’s an annoyance that shows up on our phones and in our inboxes on a daily basis. Know how to manage these attempts at fraud. Also today, a follow-up on something Spain is doing that shows huge promise for water supplies around the world.
SPAM: A Lot!: Segment 1
Ask Clark: Segment 2
Water Supply Solution: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
How To Stop Spam Calls for Good
How To Stop and Report Spam Emails
How To Recognize and Report Spam Text Messages
Unwanted Calls | Consumer Advice / Do not call map
Capital One Venture X Business: 5 Things To Know
Best Travel Credit Cards: Top Rewards Picks for 2025
Why Clark Thinks These Are the Best 2 Travel Rewards Cards Right Now
Highest Cash Back Credit Card Calculator
Homeowners Insurance Archives - Clark Howard
US engineers turn salty seawater into drinking water with new cheap method
401(k) Rollover: How To Roll Over a 401(k)
10 Retirement Rule Changes for 2025 & Beyond
How To Save Money on Gas: 23 Ways
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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How much money do you need to retire? Fiduciary financial advisor Wes Moss outlines two straightforward methods to determine the amount you'll need for a comfortable retirement. Wes walks you through factoring in income streams like Social Security and pensions, alongside your individual spending goals, to arrive at your target number. Also, "doom and gloom" headlines can often dominate financial news. Should you listen? Wes shares his perspective.
Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 25, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.
Mentioned on the show:
Calculators - Clark Howard
We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!
Learn more about Wes: Wes Moss, CFP®
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Today, Clark recommends a simple measure we can take to help protect our financial accounts, and those of our aging loved ones, from fraud. Also - many are looking to book their summer travel, and the airlines are raising prices. Clark shares strategies to bend that price curve in your favor.
Trusted Contacts: Segment 1
Ask Clark: Segment 2
Navigating Airfares: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Why You Should Name a Trusted Contact
How to protect yourself against financial exploitation - Vanguard
How To Cancel & Get Rid of PMI Earlier
What's the difference between PMI and MIP?
National Association of Enrolled Agents
Best 529 College Savings Plans By State
Clark Howard’s Airfare Price Predictions for 2025
Follow Clark Howard's #1 Rule To Travel Cheap
NYTimes: Prices: A Mixed Outlook on Flights, Hotels and Cruises
Coming to a Tiny Airport Near You: New Airlines
Booking a Cruise? Here Are 5 Ways To Do It for Less
Tipping on a Cruise: Your Complete Big-Ship Tip Guide
InsureMyTrip Review: Why We Like It and How to Use It
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, changes at Amazon have impacted customer service. Clark discusses what’s going on and what you need to look for when purchasing.
Clark Stinks: Segments 1 & 2
Amazon Customer No-Service: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
How To Get Out of Debt in 7 Steps
Credit Card Car Rental Insurance: What You Need To Know
The Chase Sapphire® rental car insurance guide
8 Free or Cheap Cybersecurity Tips for Travelers
12 Keys To Keeping Your Home Wi-Fi Network Safe and Secure
Introduction to Treasury Inflation-Protected Securities (TIPS)
10 Ways To Save on Prescription Drugs
How to Buy a New Car in 5 Steps
Costco Car Buying Program: 4 Things To Know Before You Sign Up
10 Common Job Search Scams
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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One of the most popular pages on Clark.com is our Best High Yield Online Savings Accounts article, because we all want to get the most interest on our cash. Capital One was recently accused of cheating customers out of interest rate payments - so how do you ensure you are getting best rates? Also - several high profile celebrities have revealed that they have run out of retirement savings. It just goes to show that it’s not how much you make, but how much you save. Avoid the MPC (Marginal Propensity to Consume) trap that has drained dry even the wealthiest of earners.
Make More On Savings: Segment 1
Ask Clark: Segment 2
Retirement: Running On Empty: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Capital One Accused of ‘Cheating’ Customers Out of $2 Billion
Best High-Yield Online Savings Accounts - Clark.com
High-Yield Savings Account (HYSA) Calculator
How To Open a Roth IRA
Best 529 College Savings Plans By State
What Is an HSA Account and How Does It Work?
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Advertisers: policygenius.com
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Do you want to be a millionaire? Wes dives into the fascinating trend of "mini millionaires" and uncovers the secrets to their success. He explores data from the Federal Reserve and the Wall Street Journal, revealing the common traits of those achieving millionaire status. Are they earning massive salaries? How much does education matter? He breaks down the key factors. Plus, he revisits the timeless wisdom of "The Millionaire Next Door" and how its core principles still apply today. Also, Wes shares three powerful investing lessons from an interview with the legendary John Bogle, founder of Vanguard.
Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 18, 2025, Ask an Advisor episode of the Clark Howard podcast.
Submit your questions at clark.com/ask.
We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!
Learn more about Wes: Wes Moss, CFP®
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Mid February and as resolutions fade, make the choice to double down! Today, the Clark smart way to join a gym, and what to know about health trackers and your privacy. Also - Zelle is not the only payment app to be concerned about. Spotlight on Cash App and the safest way to transfer money.
How To Join A Gym: Segment 1
Ask Clark: Segment 2
Payment App Warning: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
How To Get a Gym Membership for Practically Free
Why Does Clark Howard Wear 2 Watches?
13 of the Best Free Workout And Fitness Apps
Consumer Reports - Your Exercise Bike Knows a Lot About You & Doesn't Keep Every Secret
IRS Direct File Expands to Millions More Taxpayers
9 Free Federal and State Tax Filing Services for 2025
Cash App Ordered To Pay Millions for Fraud, Security Issues
Safer Ways To Send Money - Clark.com
6 Things To Know Before You Buy Gas at Costco Wholesale
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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