Avsnitt
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In this Q&A edition of the Australian Finance Podcast, hosts Owen Rask and Tahli Cavagnino tackle key listener questions that pop up during tax season and portfolio reviews.
This episode covers:
– How to ensure your ETF tax reporting is accurate
– Why rebalancing might not be as crucial for young investors
– What to document when doing your own tax
– How to choose the right financial adviser or accountant
They also share thoughts on gender equity in financial services and the exciting things happening inside the Rask office.
If you like this Australian Finance Podcast episode, subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts!
Follow us on Instagram and TikTok for more finance insights.
Topics Covered
– Women in Finance
– Documenting a Brokerage Account
– When and Why to Rebalance a Portfolio?
– Implications of Inheriting ETFs
– How To Find a Good Accountant or Financial Advisor
~~ Show partner resources ~~
π° Join Pearler using code “RASK” for $15 of Pearler Credit - https://bit.ly/Pearler
π Get 50% off your first two months using PocketSmith - https://bit.ly/R-PocketSmith
π View Betashares full range of funds - https://bit.ly/beta-25
~~ Rask resources ~~
π Explore all Rask services - https://bit.ly/R-services
π Learn about Rask Financial Planning - https://bit.ly/R-plan
π Start investing with Rask - https://bit.ly/R-invest
π Access Show Notes - https://bit.ly/R-notes
β Ask a question - just select the Finance Podcast - https://bit.ly/R-quest
π² Follow us on social media:
Instagram: @rask.invest - https://www.instagram.com/rask.invest/
TikTok: @rask.invest - https://www.tiktok.com/@rask.invest
DISCLAIMER
This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.
If you’re unsure, you should always consult a licensed and trusted financial planner. We cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Past performance is not a reliable indicator of future performance.
The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) - https://www.rask.com.au/fsg
Learn more about your ad choices. Visit megaphone.fm/adchoices -
In this Australian Finance Podcast episode, Owen Rask reveals a million-dollar mistake from early in his wealth-building journey.
He explains:
– The opportunity he missed in the property market
– Why he stuck with shares and ignored other strategies
– How combining property and shares could have accelerated his financial growth
– A powerful lesson in using every tool at your disposal for long-term wealth
If you liked this Australian Finance Podcast episode on investing lessons and personal mistakes, subscribe to the show on Apple, Spotify, YouTube, or wherever you get your podcasts!
Follow us on Instagram and TikTok for more insights.
Topics Covered
– The $1 million property mistake
– Shares vs property: a false choice?
– What is debt recycling and equity release?
– How to use property to supercharge investments
– The role of financial planning in building wealth
– Why dogma (shares only or property only) can be dangerous
– Lessons from missing the train on property
– Using loans strategically for tax efficiency
– Warren Buffett's influence—and where it can go wrong
– Rethinking financial tools: use the whole toolkit
Resources for this episode
π Learn more about investing smarter: – Free Property Course
~~ Show partner resources ~~
π° Join Pearler using code “RASK” for $15 of Pearler Credit - https://bit.ly/Pearler
π Get 50% off your first two months using PocketSmith - https://bit.ly/R-PocketSmith
π View Betashares full range of funds - https://bit.ly/beta-25
~~ Rask resources ~~
π Explore all Rask services - https://bit.ly/R-services
π Learn about Rask Financial Planning - https://bit.ly/R-plan
π Start investing with Rask - https://bit.ly/R-invest
π Access Show Notes - https://bit.ly/R-notes
β Ask a question - just select the Finance Podcast - https://bit.ly/R-quest
π² Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest
DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.
If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.
The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) - https://www.rask.com.au/fsg
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Saknas det avsnitt?
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In this episode of The Australian Finance Podcast, Owen Rask is joined by Rob Thomson from the Australian Tax Office (ATO) to help you tackle tax time in 2025. Rob shares the ATO's focus areas, common tax myths, and practical steps for getting your return right the first time. Topics include:
– The ATO’s "grand final" season: why tax time is so important
– The top 3 areas people get wrong on their tax return
– The 3 golden rules for claiming deductions
– How to avoid ATO scrutiny (and a nasty reassessment)
If you liked this episode on preparing for tax time, make sure to subscribe onβ Appleβ ,β Spotifyβ ,β YouTubeβ , or wherever you listen to great podcasts.
You can follow Rask onβ Instagramβ andβ TikTokβ for quick financial tips.
Topics Covered
– Why tax time matters to the ATO
– The ATO’s three key focus areas for 2025:
1 – Work-related deductions
2 – Working from home expenses3 – Omitted income (side hustles, ride share, etc.)
– What is the “tax gap” and why it matters
– The three golden rules of tax deductions
– Record keeping tips that can save your bacon
– How to apportion work vs personal expenses
– Tips for claiming donations
– The ATO’s weirdest deduction attempts (Nintendo Switch?!)
Episode resources
– ATO website
– ATO myDeductions App
~~ Show partner resources ~~
π° Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler
π Get 50% off your first two months using PocketSmith – https://bit.ly/R-PocketSmith
π View Betashares full range of funds – https://bit.ly/beta-25
~~ Rask resources ~~
π Explore all Rask services – https://bit.ly/R-services
π Learn about Rask Financial Planning – https://bit.ly/R-plan
π Start investing with Rask – https://bit.ly/R-invest
π Access Show Notes – https://bit.ly/R-notes
β Ask a question – just select the Finance Podcast – https://bit.ly/R-quest
π² Follow us on social media:
Instagram: @rask.invest – https://www.instagram.com/rask.invest/
TikTok: @rask.invest – https://www.tiktok.com/@rask.invest
DISCLAIMER
This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.
If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.
The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg
Learn more about your ad choices. Visit megaphone.fm/adchoices -
In this Australian Finance Podcast Q&A episode, Owen Rask is joined by Rask Financial Adviser Tahli to tackle real listener questions. In this candid and relatable conversation, they cover:
– Investing in Asian and Emerging Market ETFs
– How to think about position sizing in a portfolio
– What it’s really like to switch careers (from fitness to finance)
– Why relatable and accessible financial advice matters
– Tahli’s unique money splurge and what it says about values
Whether you're building your ETF portfolio or wondering if a finance career is right for you, this episode has something for everyone.
If you like this Australian Finance Podcast episode, don’t forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts!
Follow us on Instagram and TikTok for more investing insights.
Topics Covered
– Meet Tahli: From Fitness Coach to Financial Adviser
– What Inspired the Career Switch?
– Early Money Influences & Finding Your Financial Identity
– Listener Q: Are Asian ETFs Worth It? (IAA, VAE, EMKT, IEM)
– How to Think About Risk & Position Sizing
– Why Emerging Markets Can Be Risky But Diversifying
– Investing for Different Goals with the Same ETFs
– Random Splurges Under $50: Acai Packets & Everyday Joy
– The Importance of Relatable Financial Content
– Q&A Hosting Twist: Tahli Interviews Owen
Resources for this episode
– Vaneck’s EMKT ETF– iShares IEM ETF– Luxury Car Tax Rates and thresholds– EV Incentives– Tax structuring explained article
– Investing in ETFs for kids tax overview
~~ Show partner resources ~~
π° Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler
π Get 50% off your first two months using PocketSmith – https://bit.ly/R-PocketSmith
π View Betashares full range of funds – https://bit.ly/beta-25
~~ Rask resources ~~
π Explore all Rask services – https://bit.ly/R-services
π Learn about Rask Financial Planning – https://bit.ly/R-plan
π Start investing with Rask – https://bit.ly/R-invest
π Access Show Notes – https://bit.ly/R-notes
β Ask a question – just select the Finance Podcast – https://bit.ly/R-quest
π² Follow us on social media:
Instagram: @rask.invest
TikTok: @rask.invest
DISCLAIMER
This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.
If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.
The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.
Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg
Learn more about your ad choices. Visit megaphone.fm/adchoices -
In this short episode of The Australian Finance Podcast, Owen Rask takes you through three ASX-listed companies with serious long-term growth potential. If you're keen to identify standout shares—or you’d rather play it safe with ETFs—this one’s for you.
– Why growth matters more than dividends for some investors
– What to look for in a high-quality growth stock
– A simple ETF to consider if individual shares aren’t your thing
If you enjoy this episode on growth investing, make sure to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts!
Follow us on Instagram and TikTok for more money & investing tips.
Topics Covered
– Why growth > dividends (for some investors)
– 5 things Owen looks for in a growth stock
– Share #1: Xero (ASX: XRO) – cloud accounting powerhouse
– Share #2: XRF Scientific (ASX: XRF) – materials testing tech
– Share #3: RPM Global (ASX: RUL) – mining software leader
– The ETF back-up plan: MVW – a diversified Aussie growth basket
– Core vs satellite: how ETFs & shares fit together
– Why you should still think about valuation (but not obsess!)
– The power of time in growth investing
– Risks of owning individual companies
π Learn more about these companies:
– Xero Ltd (XRO)
– XRF Scientific (XRF)
– RPM Global (RUL)
π‘ Rask strategy: core ETFs + satellite shares
~~ Show partner resources ~~
π° Join Pearler using code “RASK” for $15 of Pearler credit – https://bit.ly/Pearler
π Get 50% off your first two months using PocketSmith – https://bit.ly/R-PocketSmith
π View Betashares full range of funds – https://bit.ly/beta-25
~~ Rask resources ~~
π Explore all Rask services – https://bit.ly/R-services
π Learn about Rask Financial Planning – https://bit.ly/R-plan
π Start investing with Rask – https://bit.ly/R-invest
π Access show notes – https://bit.ly/R-notes
β Ask a question – just select the finance podcast – https://bit.ly/R-quest
π² Follow us on social media: I
nstagram: @rask.invest – https://www.instagram.com/rask.invest/
TikTok: @rask.invest – https://www.tiktok.com/@rask.invest
This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.
If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.
The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg
Learn more about your ad choices. Visit megaphone.fm/adchoices -
In this Australian Finance Podcast Q&A episode, Owen Rask and financial planner Alex Luck (from Everest Wealth Group) answer your burning money questions. Tune in to hear them break down:
– Whether paying off your HECS debt early is a smart move
– The difference between managed funds and ETFs
– Stepped vs level insurance premiums explained
– Renting out your home without triggering CGT
– The proposed $3 million super tax (Division 296) and why it matters
If you enjoy this style of episode, hit subscribe and send us your questions. Listen each week on Apple, Spotify, YouTube, or wherever you get your podcasts!
Follow us on Instagram and TikTok for more finance tips and Q&As.
Topics Covered
– Should you make voluntary HECS repayments?
– How HECS debt affects borrowing capacity
– Managed funds vs ETFs: key differences
– What is a stepped insurance premium vs a level premium?
– Should you rent out your home short term?
– How the 6-year CGT rule works
– What is the $3 million super tax (Division 296)?
– Why taxing unrealised gains is so controversial
– Long-term implications for young Australians’ super
– Tips for getting qualified tax and financial advice
Resources for this episode π FIRE: 10 things activity – Download PDF π’ Get financial advice from Everest Wealth Group
~~ Show partner resources ~~
π° Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler
π Get 50% off your first two months using PocketSmith – https://bit.ly/R-PocketSmith
π View Betashares full range of funds – https://bit.ly/beta-25
~~ Rask resources ~~
π Explore all Rask services – https://bit.ly/R-services
π Learn about Rask Financial Planning – https://bit.ly/R-plan
π Start investing with Rask – https://bit.ly/R-invest
π Access show notes – https://bit.ly/R-notes
β Ask a question – just select the finance podcast – https://bit.ly/R-quest
π² Follow us on social media: Instagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest
DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.
If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.
The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg
Learn more about your ad choices. Visit megaphone.fm/adchoices -
The FHSS First Home Super Saver Scheme is a great way to save for your first home. But it's complicated.
Join Owen Rask, founder of Rask, and Gemma Mitchell, financial adviser of 15+ years and Superannuation specialist as they dive into your most important FHSS questions!
- What is FHSS?
- How does FHSS?
- Is FHSS worth it?
- Who can use the FHSS?
- Super Saver v Savings Account
- Is the FHSS risky?
βοΈβοΈ FHSS resources βοΈβοΈ
Pearler FHSS: https://pearler.com/fhss
FHSS Calculator: https://www.csc.gov.au/calculators/fhsss-calculator/index.html#/welcome
Super 101 course: https://education.rask.com.au/courses/super-beginner/
βοΈβοΈ Rask resources βοΈβοΈ
Finance podcast: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/
Free community: https://community.rask.com.au/
π² Follow us on social media:
– Instagram: @rask.invest
– TikTok: @rask.invest
DISCLAIMER
This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. You should consider if the information is appropriate for your situation before acting on it. DON'T CHANGE SUPER FUNDS UNTIL YOU HAVE CONSIDERED YOUR INSURANCE NEEDS.
If you’re unsure, consult a licensed financial planner. The Rask Group is not a qualified tax accountant. You can access The Rask Group’s Financial Services Guide (FSG) here: https://www.rask.com.au/fsg.
Learn more about your ad choices. Visit megaphone.fm/adchoices -
In this Australian Finance Podcast episode, your hosts Owen Rask and Navarre Trousselot
(founder of Navexa) explain what Aussie investors need to know before tax time. They cover:
– What counts as investment income
– Understanding capital gains tax (CGT)
– Smart strategies to optimise your return
– Common tax-time mistakes and how to avoid them
If you like this Australian Finance Podcast episode on tax and investing, you’ll love our other investor guides. Don’t forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts!
Follow us on Instagram and TikTok for more investing tips.
Topics Covered
– What is investment income?
– The basics of capital gains tax (CGT)
– Shares, ETFs & crypto: how CGT applies
– What’s prefilled and what’s not
– DRPs & staking rewards: you still pay tax
– The power of capital losses
– CGT discount for long-term holds
– How marginal tax rates work
– Smart deductions: tools, software & home office
– Why Navexa helps investors stay organised
– EOFY deadlines & planning ahead
Resources for this episode πΊ Watch Navarre Trousselot’s last episode on YouTube: https://youtu.be/bJj1w-VereA π§Ύ Navexa portfolio tracker: https://www.navexa.com/au π Rask’s tax course: https://education.rask.com.au/courses/tax-course/
~~ Show partner resources ~~ π° Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler π Get 50% off your first two months using PocketSmith – https://bit.ly/R-PocketSmith π View Betashares full range of funds – https://bit.ly/beta-25
~~ Rask resources ~~ π Explore all Rask services – https://bit.ly/R-services π Learn about Rask Financial Planning – https://bit.ly/R-plan π Start investing with Rask – https://bit.ly/R-invest π Access show notes – https://bit.ly/R-notes β Ask a question – just select the finance podcast – https://bit.ly/R-quest
π² Follow us on social media: Instagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest
DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.
If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.
The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg
Learn more about your ad choices. Visit megaphone.fm/adchoices -
In this episode of The Australian Finance Podcast, your host Gemma Mitchell is joined by Lottie Dalziel – sustainability expert, founder of Banish, and author of 365+ Ways to Save the Planet, and your money at the same time.
They bust common myths about living more sustainably, explore the biggest impact changes you can make at home (that are good for both the planet and your wallet), and share practical tips to get started today – no perfection required.
Whether you’re eco-curious or already composting like a pro, this episode will leave you inspired to take action that actually sticks.
If you like this Australian Finance Podcast episode, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.
Resources for this episode
- Find Lottie- Banish | Eco-Friendly & Plastic Free Online Store | B Corp | Australia
- Buy Lotties book- Amazon | Booktopia | Dymocks | Readings | QBD Books
- Ask a question (select the Finance podcast): https://bit.ly/R-quest
~~ Show partner resources ~~
Join Pearler using code “RASK” for $15 of Pearler Credit
Get 50% off your first two months using PocketSmith
View Betashares range of funds
~~ Rask resources ~~
All services: https://bit.ly/R-services
Financial Planning: https://bit.ly/R-plan
Invest with us: https://bit.ly/R-invest
Access Show Notes: https://bit.ly/R-notes
Ask a question: https://bit.ly/R-quest
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #finance #asx
Learn more about your ad choices. Visit megaphone.fm/adchoices -
In this episode of the Australian Finance Podcast, Owen and Gemma are back for your weekly Q&A and answering your questions- covering investing in Gold, super, paying a lot of tax and much more! Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below.
Your questions answered today:
- Is it risky using the First home super saver scheme given super is invested?
- Help- I pay over $100k a year in tax- what can I do?
- Making changes to super from age 60- why isn’t everyone doing this strategy?
- I want to add gold to my investment portfolio- where do I start?
Resources for this episode
- PreSales for Gemma’s book The Money Reset- https://amzn.to/42Uz0aK
- Ask a question (select the Finance podcast): https://bit.ly/R-quest
~~ Show partner resources ~~
Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
View Betashares range of funds: https://bit.ly/beta-25
~~ Rask resources ~~
All services: https://bit.ly/R-services
Financial Planning: https://bit.ly/R-plan
Invest with us: https://bit.ly/R-invest
Access Show Notes: https://bit.ly/R-notes
Ask a question: https://bit.ly/R-quest
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
Learn more about your ad choices. Visit megaphone.fm/adchoices -
In this Australian Finance Podcast episode, your host Owen Rask explores the big question: Is the Australian property market in a bubble in 2025?
You’ll learn:
- Why immigration is driving up demand
- What’s really going on with housing supply
- The impact of interest rates and borrowing power
- Whether house price-to-income ratios signal danger
If you like this Australian Finance Podcast episode on the 2025 property market, you'll love our series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts!
Follow us on Instagram and TikTok for more investing insights.
Topics Covered
- How strong immigration is affecting housing
- What 1% vacancy rates mean for renters
- Interest rates and mortgage affordability
- Why prices rose despite rate hikes
- Is the system overleveraged?
- Mortgage stress and default rates in 2025-
Price-to-income ratio: what’s too high?
- Household confidence and the wealth effect
- Government housing targets vs reality
- Can we build fast enough to meet demand?
- Final thoughts: are we in a bubble or not?
Resources for this episode π Learn more about Australian housing & property:
Free Property Investing Course (Rask Education)
~~ Show partner resources ~~ π° Join Pearler using code “RASK” for $15 of Pearler Credit - https://bit.ly/Pearler π Get 50% off your first two months using PocketSmith - https://bit.ly/R-PocketSmith π View Betashares full range of funds - https://bit.ly/beta-25
~~ Rask resources ~~ π Explore all Rask services - https://bit.ly/R-services π Learn about Rask Financial Planning - https://bit.ly/R-plan π Start investing with Rask - https://bit.ly/R-invest π Access Show Notes - https://bit.ly/R-notes β Ask a question - just select the Finance Podcast - https://bit.ly/R-quest
π² Follow us on social media: Instagram: @rask.invest - https://www.instagram.com/rask.invest/ TikTok: @rask.invest - https://www.tiktok.com/@rask.invest
DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.
If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.
The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) - https://www.rask.com.au/fsg
Learn more about your ad choices. Visit megaphone.fm/adchoices -
In this episode of The Australian Finance Podcast, host Gemma Mitchell is joined by award-winning financial adviser Deline Jacovides, founder of Mazi Wealth. Together, they break down the ins and outs of discretionary (family) trusts—what they are, how they work, and when they’re worth considering.β
In this episode, we cover:
What a discretionary trust is and how it works in Australia
When a trust structure makes sense—and when it doesn’t
Investing in shares vs property in a trust
The tax benefits of trusts (and when they actually apply)
Common misconceptions—like “trusts are only for the rich”
The real costs and admin involved in setting up and maintaining a trust
Whether you’re building wealth, planning for the future, or just curious about how trusts fit into the bigger financial picture, this episode offers practical insights to help you decide if a trust is right for you.
Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.
Resources for this episode
Delines last episode with Rask: Super & retirement in Australia: a financial adviser’s perspective - YouTube
Connect with Deline- About us | Mazi Wealth
Ask a question (select the Finance podcast): https://bit.ly/R-quest
~~ Show partner resources ~~
Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
View Betashares range of funds: https://bit.ly/beta-25
~~ Rask resources ~~
All services: https://bit.ly/R-services
Financial Planning: https://bit.ly/R-plan
Invest with us: https://bit.ly/R-invest
Access Show Notes: https://bit.ly/R-notes
Ask a question: https://bit.ly/R-quest
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
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In this episode, Pete Wargent from the Australian Property Podcast and Gemma Mitchell from the Australian Finance Podcast are back to dive into a big topic – raising financially confident, and competent kids. From choosing between private or public schooling, to saving (or not saving) for your kids, we cover it all. We chat about:
Private vs public schooling – the real pros and cons
Saving and investing for kids vs focusing on healthy household money habits
How you can set your kids up for success without necessarily saving a fortune
The money habits (good and bad) to watch for early on
Keen to hear more? Check out our other episodes on the Australian Finance Podcast. Want property tips? Make sure you check out other episodes of the Australian Property Podcast. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.
Rask Resources - these are included by default
Pete's Buyers Agency: https://www.allenwargent.com.au
PreSales for Gemma’s book The Money Reset- https://amzn.to/42Uz0aK
Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au
Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking
All services: https://bit.ly/R-services
Financial Planning: https://bit.ly/R-plan
Invest with us: https://bit.ly/R-invest
Access Show Notes: https://bit.ly/R-notes
Ask a question: https://bit.ly/R-quest
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
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In this Australian Finance Podcast episode, your hosts Owen Rask and Hugh Lam from Betashares take you inside the ATEC ETF – Australia’s homegrown tech fund. This episode covers:
What the ATEC ETF is and what companies it holds
Why investors are paying attention to Australian tech
How sectors like AI and cloud computing are driving growth
The role ATEC can play in a diversified portfolio
If you like this Australian Finance Podcast episode on the ATEC ETF, you'll love our other ETF breakdowns. Don’t forget to subscribe for weekly shows on β Appleβ , β Spotifyβ , β YouTubeβ , or wherever you get your podcasts!
Follow us on β Instagramβ and β TikTokβ for more investing insights.
Topics Covered
What is ATEC?
The index behind the ETF
Key holdings: Xero, Pro Medicus, NextDC
Tech sector in the ASX 200
How ATEC fits in a portfolio
Management fees & costs (0.48%)
Annual distributions & rebalancing
Understanding risk in tech ETFs
Why diversify into Australian tech?
Final thoughts & where to learn more
Resources for this episode π
β Learn more about ATEC: BetaShares ATEC ETF Overviewβ
~~ Show partner resources ~~ π° Join Pearler using code “RASK” for $15 of Pearler Credit –β https://bit.ly/Pearlerβ π Get 50% off your first two months using PocketSmith –β https://bit.ly/R-PocketSmithβ π View Betashares full range of funds –β https://bit.ly/beta-25β
~~ Rask resources ~~ π Explore all Rask services –β https://bit.ly/R-servicesβ π Learn about Rask Financial Planning –β https://bit.ly/R-planβ π Start investing with Rask –β https://bit.ly/R-investβ π Access Show Notes –β https://bit.ly/R-notesβ β Ask a question – just select the Finance Podcast –β https://bit.ly/R-questβ
π² Follow us on social media: Instagram: @rask.invest –β https://www.instagram.com/rask.invest/β TikTok: @rask.invest –β https://www.tiktok.com/@rask.investβ
DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.
If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.
The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) –β https://www.rask.com.au/fsgβ
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In this Australian Finance Podcast episode, your hosts Owen Rask and Phil from Skye Wealth sit down to talk all things life insurance. They explore:
The essential types of life insurance every Aussie should understand
How to review your existing policies, especially inside super
What income protection really covers—and what it doesn’t
The pros and cons of funding insurance through your super
Why trauma and child cover matter more than you think
If you like this Australian Finance Podcast episode on reviewing and rebuilding life insurance, don't forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts!
Follow us on Instagram and TikTok for more investing insights.
Topics Covered
Why life insurance still matters
The five types of life insurance explained
Income protection: what it covers (and what it doesn’t)
Total and permanent disability (TPD) demystified
Trauma insurance and child cover – yes, it’s a thing
Insurance inside super: pros, cons and what to watch for
How to review your existing cover (step-by-step)
Common mistakes with insurance setup
Should you use an adviser or go DIY?
How Skye Wealth helps Aussies navigate cover
Final tips to make insurance work for you
How to ask your insurance questions
Resources for this episode
π Learn more about Skye Wealth and life insurance:
Skye Wealth – About Us
~~ Show partner resources ~~
π° Join Pearler using code “RASK” for $15 of Pearler Credit - https://bit.ly/Pearler
π Get 50% off your first two months using PocketSmith - https://bit.ly/R-PocketSmith
π View Betashares full range of funds - https://bit.ly/beta-25
~~ Rask resources ~~
π Explore all Rask services - https://bit.ly/R-services
π Learn about Rask Financial Planning - https://bit.ly/R-plan
π Start investing with Rask - https://bit.ly/R-invest
π Access Show Notes - https://bit.ly/R-notes
β Ask a question - just select the Finance Podcast - https://bit.ly/R-quest
π² Follow us on social media:
Instagram: @rask.invest - https://www.instagram.com/rask.invest/
TikTok: @rask.invest - https://www.tiktok.com/@rask.invest
DISCLAIMER
This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.
If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.
The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) - https://www.rask.com.au/fsg
Learn more about your ad choices. Visit megaphone.fm/adchoices -
In this episode of the Australian Finance Podcast, Owen and Gemma are back for your weekly Q&A and answering your questions- covering super, investing, property and much more! Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below.
Your questions answered today:
What is the epitome of wealth?
My super fund has been fined millions- should I be worried?
House flipping dilemma-should I renovate or pay off my loan?
What should I invest in for my 18 year old niece?
Rask advice updates and big moves!
PLUS what has Owen losing sleep.. Hint: it's a big financial commitment!
Resources for this episode
Tax on ETFs and Shares info- ATO tax on shares explained (full 2024 guide for share investors & traders) | Rask Media
PreSales for Gemma’s book The Money Reset- https://amzn.to/42Uz0aK
Ask a question (select the Finance podcast): https://bit.ly/R-quest
~~ Show partner resources ~~
Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
View Betashares range of funds: https://bit.ly/beta-25
~~ Rask resources ~~
All services: https://bit.ly/R-services
Financial Planning: https://bit.ly/R-plan
Invest with us: https://bit.ly/R-invest
Access Show Notes: https://bit.ly/R-notes
Ask a question: https://bit.ly/R-quest
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
Learn more about your ad choices. Visit megaphone.fm/adchoices -
In this Australian Finance Podcast episode, Owen Rask shares four Australian dividend shares that you can add to your investing watchlist. Whether you're chasing income, franking credits or long-term growth, you'll learn:
What dividends are and how they work
The difference between yield and total return
Why chasing high dividend yields can be risky
4 dividend shares (3 companies + 1 ETF) to research further
If you like this Australian Finance Podcast episode on dividend shares, you'll love our investing courses and weekly episodes. Don’t forget to subscribe on Apple, Spotify, YouTube, or wherever you get your podcasts!
Follow us on Instagram and TikTok for more investing tips.
Topics Covered
What is a dividend and how does it work?
The power of franking credits and tax efficiency
Common beginner mistakes with dividend investing
The growth vs. income "seesaw" analogy
MQG: Macquarie Group – stability & global reach
CLW: Charter Hall Long WALE REIT – property & yield
SOL: Washington H. Soul Pattinson – long-term growth
VHY: Vanguard High Yield ETF – diversify your income
How to pick sustainable dividend investments
Resources for this episode
π Learn more about dividend investing and shares:
π‘ Beginner Shares Course – Start Here
π Share Valuation Course (Intermediate)
π¬ Join the Rask Investing Community – It’s Free
π Get a Free Rask Account
~~ Show partner resources ~~ π° Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler π Get 50% off your first two months using PocketSmith – https://www.pocketsmith.com/rask/ π View Betashares full range of funds – https://bit.ly/beta-25
~~ Rask resources ~~ π Explore all Rask services – https://bit.ly/R-services π Learn about Rask Financial Planning – https://bit.ly/R-plan π Start investing with Rask – https://bit.ly/R-invest π Access Show Notes – https://bit.ly/R-notes β Ask a question – just select the Finance Podcast – https://bit.ly/R-quest
π² Follow us on social media: Instagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest
DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.
If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.
The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg
Learn more about your ad choices. Visit megaphone.fm/adchoices -
In this episode of The Australian Finance Podcast, Gemma Mitchell is joined by Amy Parfett from WedShed to talk about all things weddings — the trends, the must-haves, and how to save without sacrificing the celebration.
With the average Aussie wedding now topping $35,000, Amy shares tips on how to set a realistic budget, what’s changing thanks to the rising cost of living, and how to keep your big day true to you.
Plus, they chat about how parents can support their kids financially without overstepping or overspending.
If you enjoyed this chat, don’t forget to subscribe for more episodes on Apple, Spotify, YouTube or wherever you get your podcasts.
In this episode, Gemma and Amy dive into:
Wedding trends and how they are changing
How to set a realistic wedding budget
First weddings vs second (or third) – do people approach them differently?
Ways parents can financially support their kids
Balancing outside pressure (and opinions) when planning
How to stay true to your values and visions
Gift giving – what’s expected, and some modern alternatives
Resources for this episode
Connect with WedShed: Find Your Perfect Wedding Venue | Wedshed
Buy the Book: Get Wed by Amy Parfett | The complete guide to planning a wedding with minimum stress and maximum good vibes | 9781761069154 | Booktopia
Ask a question (select the Finance podcast): https://bit.ly/R-quest
~~ Show partner resources ~~
Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
View Betashares range of funds: https://bit.ly/beta-25
~~ Rask resources ~~
All services: https://bit.ly/R-services
Financial Planning: https://bit.ly/R-plan
Invest with us: https://bit.ly/R-invest
Access Show Notes: https://bit.ly/R-notes
Ask a question: https://bit.ly/R-quest
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
Learn more about your ad choices. Visit megaphone.fm/adchoices -
In this episode of The Australian Finance Podcast, your host Gemma Mitchell is joined by the newest member of the Rask Advice team – financial adviser Tahli Cavagnino.
They chat about Tahli’s path into financial advice and unpack a tricky client case from the week involving the family fallout that can happen when an inheritance is split between siblings.
The main focus of the episode? What to prioritise in your finances through every decade of life. From building a solid foundation in your 20s, to maximising your wealth in your 40s, and preparing for retirement in your 60s – Gemma and Tahli break it down with clear, practical tips for every life stage.
Whether you’re just getting started or fine-tuning your long-term plan, this episode is packed with guidance to help you stay on track.
If you like this Australian Finance Podcast episode, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.
Resources for this episode
Pre order Gemmas book here The Money Reset: Take Control of Your Money and Your Life : Mitchell, Gemma: Amazon.com.au: Books
Ask a question (select the Retirement podcast): https://bit.ly/R-quest
~~ Show partner resources ~~
Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
View Betashares range of funds: https://bit.ly/beta-25
~~ Rask resources ~~
All services: https://bit.ly/R-services
Financial Planning: https://bit.ly/R-plan
Invest with us: https://bit.ly/R-invest
Access Show Notes: https://bit.ly/R-notes
Ask a question: https://bit.ly/R-quest
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
#finance #asx
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In this Australian Finance Podcast episode, your host Owen Rask shares three budgeting strategies that actually work, so you can take control of your money without giving up the things you love. In this short but powerful episode, you'll learn:
Why budgeting isn’t about sacrifice
The importance of value-aligned spending
How to use the 50/30/20 budget as a beginner
How to make budgeting easier with free tools and apps
If you like this Australian Finance Podcast episode on budgeting, you'll love our series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts!
Follow us on Instagram and TikTok for more investing insights.
Topics Covered
Why most people struggle with budgeting
Rethinking budgeting: It’s not about sacrifice
The 10 things activity: What brings you joy?
Strategy 1: The 50/30/20 budget
Strategy 2: Use our free budgeting spreadsheet
Strategy 3: PocketSmith – the advanced budgeting app
Final thoughts & tools that can help
Resources for this episode π Learn more about budgeting:
π° Budgeting course with Rask
π Use our spreadsheet
π PocketSmith budgeting tool
~~ Show partner resources ~~ π° Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler π Get 50% off your first two months using PocketSmith – https://www.pocketsmith.com/rask/ π View Betashares full range of funds – https://bit.ly/beta-25
~~ Rask resources ~~ π Explore all Rask services – https://bit.ly/R-services π Learn about Rask Financial Planning – https://bit.ly/R-plan π Start investing with Rask – https://bit.ly/R-invest π Access Show Notes – https://bit.ly/R-notes β Ask a question – just select the Finance Podcast – https://bit.ly/R-quest
π² Follow us on social media: Instagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest
DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.
If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.
The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg
Learn more about your ad choices. Visit megaphone.fm/adchoices - Visa fler
