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  • In this episode, we are sitting down with Gemma Russel, the new co-host from Aberdeen, and covers various topics, including personal backgrounds, career transitions, and property investments. Gemma shares her unique journey and insights, offering inspiration and practical advice for listeners interested in property and personal development.

    Key Points:

    Introduction of Gemma:

    Gemma joins the podcast as a new co-host. She discusses her background and previous reluctance to travel to Glasgow due to personal reasons.

    Gemma's Career Journey:

    Started with various jobs, including working in windows, at her dad's bookies, and offshore as a stewardess and radio operator. Transitioned to recruitment and later found success in network marketing with Forever Living, earning significant income. Emphasizes the importance of personal development, citing influences like "The Secret."

    Challenges and Learning:

    Gemma shares her experience of managing multiple jobs and the struggle of balancing work with being a single mother. Talks about the financial ups and downs and the importance of understanding business fundamentals, not just sales.

    Personal Impact:

    Discusses the impact of her mother's suicide on her life and the importance of mental health awareness. Highlights her passion for helping others through her work as a clinical hypnotherapist.

    Property Investments:

    Transitioned into property investment, starting with a mentorship program and purchasing properties in Carrick and a five-bed house in Fochabers. Shares experiences and lessons learned from property renovations and the challenges of managing multiple projects simultaneously. Successfully flipped properties, highlighting a significant profit from a three-bed house in Carrick.

    Service Accommodation:

    Discusses the profitability of her Airbnb in Fochabers, catering to groups, families, and events. Explains the licensing process and the challenges of managing service accommodations.

    Future Goals:

    Plans to scale up the service accommodation business and continue investing in properties. Emphasizes the desire to achieve financial freedom and give back to the community.

    Follow Gemma on Instagram!

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    Prime Property Auction: ⁠⁠https://www.instagram.com/primepropertyauctions⁠⁠

    John: ⁠⁠https://www.instagram.com/john_property_auctioneer⁠⁠

    Luis: ⁠⁠https://www.instagram.com/luis_property_auctioneer⁠⁠

    Visit Prime Property Auction website: ⁠⁠https://primepropertyauctions.co.uk/⁠⁠

    🔗⁠⁠⁠⁠ Subscribe and watch episodes on our YouTube channel⁠⁠⁠⁠

    **DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.

    🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 ⁠⁠⁠⁠ Book your place at the networking events here⁠⁠⁠⁠

    ⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.

    Connect with us on social media:🔗 ⁠⁠⁠⁠Join our private Facebook group ⁠⁠⁠⁠

    🔗 ⁠⁠⁠⁠Follow us on Instagram ⁠⁠⁠⁠

    📩 Email us:

    [email protected]

    [email protected]

  • In this episode, we sit down with Ajmal Mushtaq, the founder of Boss Pizza. Ajmal shares his remarkable journey from a law career to creating a successful pizza business. With insights on entrepreneurship, personal branding, and property investment, this episode is packed with valuable advice and inspiration for anyone in the property or business world.

    Journey to Success:

    Education and Career:

    Studied law and worked at Accenture in London for 10 years.

    Took over his father's restaurant, transforming it into the largest takeaway operation in Britain within five years.

    TikTok and Personal Branding:

    TikTok Influence:

    Gained significant following by delivering concise business content.

    Prefers TikTok’s quick content delivery over longer YouTube videos.

    Business Philosophy and Martial Arts Influence:

    Martial Arts Background:

    European Champion in Taekwondo.

    Attributes drive and discipline to his martial arts training.

    Emphasizes continuous self-improvement.

    Building Boss Pizza:

    Starting Boss Pizza:

    Launched during COVID-19 and quickly gained popularity.

    Competes with Domino's by offering quality pizzas at competitive prices.

    Franchising and Expansion:

    Currently operates four stores with plans for 20 within the next year and 300 in five years.

    Stresses the importance of stringent franchise agreements.

    Scaling and Systems:

    Systems and Processes:

    Highlights the necessity of robust systems before scaling.

    Spent three years building a strong foundation for Boss Pizza.

    Employee Management:

    Pays employees well and offers career progression.

    Outsources non-core functions like accounting and legal work.

    Property Investments:

    Portfolio:

    Mixed portfolio of residential and commercial properties.

    Prefers commercial properties due to fewer regulations.

    Focuses on strategic long-term investments.

    Final Thoughts and Advice:

    Advice to Young Entrepreneurs:

    Gain corporate experience before starting a business.

    Importance of patience, continuous learning, and strategic planning.

    Follow Ajmal on social media:

    Instagram: instagram.com/ajmal_mushtaq/?hl=en

    TikTok: tiktok.com/@ajmalmushtaq

    -------------------------------------------------------------

    Prime Property Auction: ⁠https://www.instagram.com/primepropertyauctions⁠

    John: ⁠https://www.instagram.com/john_property_auctioneer⁠

    Luis: ⁠https://www.instagram.com/luis_property_auctioneer⁠

    Visit Prime Property Auction website: ⁠https://primepropertyauctions.co.uk/⁠

    🔗⁠⁠⁠ Subscribe and watch episodes on our YouTube channel⁠⁠⁠

    **DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.

    🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 ⁠⁠⁠ Book your place at the networking events here⁠⁠⁠

    ⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.

    Connect with us on social media:🔗 ⁠⁠⁠Join our private Facebook group ⁠⁠⁠

    🔗 ⁠⁠⁠Follow us on Instagram ⁠⁠⁠

    📩 Email us:

    [email protected]

    [email protected]

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  • In this milestone episode, we are partnered with Luis and John from Prime Property Auctions to explore their journey and insights into the property auction business. The discussion covers everything from business development and team building to marketing strategies and property education.

    Key Topics Discussed:

    Introduction

    Hosts express appreciation for Luis and John's support of the Scottish Property Podcast.

    Mention of a sponsorship deal, highlighting trust and satisfaction with Prime Property Auctions.

    Celebration of the podcast’s first sponsorship after 4 years, sponsored by Prime Property Auctions.

    Business Development and Culture

    Prime Property Auctions is moving to a new, larger office in Glasgow to accommodate their growing team.

    The new office will support more staff and better facilitate business discussions and advertising efforts.

    Importance of creating a positive work culture, where employees are motivated by interest in property and personal growth.

    Property Sales and Motivated Sellers

    Discussion on various aspects of property sales, including motivations of sellers, challenges, and strategies to overcome them.

    Common seller motivations include properties in dilapidated states, lack of capital for repairs, and tenant issues.

    Emphasis on understanding seller motivations and building trust with clients for successful sales.

    Marketing and Scaling

    Prime Property Auctions invests heavily in social media and advertising to build their brand and reach potential clients.

    Examples of successful marketing strategies and closing deals in challenging circumstances.

    Recruitment and Team Building

    Importance of hiring people with a genuine interest in property and a willingness to learn.

    Discussion on recruitment approach, training, and desired attributes in potential hires.

    Aim to create an environment where employees can grow and succeed by aligning personal goals with the company's objectives.

    Success Stories and Challenges

    Sharing success stories, such as selling a property significantly above its home report value by highlighting its potential as an HMO (House in Multiple Occupation).

    Discussion on challenges, such as managing client expectations and dealing with difficult-to-sell properties.

    Property Education and Industry Insights

    Value of property education and the reality of the property business.

    Caution against unrealistic claims made by some property courses; emphasis on hard work and practical experience.

    Insights into the differences between traditional education and property education, and the importance of applying learned skills.

    Follow them on Instagram:

    Prime Property Auction: https://www.instagram.com/primepropertyauctions

    John: https://www.instagram.com/john_property_auctioneer

    Luis: https://www.instagram.com/luis_property_auctioneer

    Visit Prime Property Auction website: https://primepropertyauctions.co.uk/



    🔗⁠⁠ Subscribe and watch episodes on our YouTube channel⁠⁠

    **DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.

    🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 ⁠⁠ Book your place at the networking events here⁠⁠

    ⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.

    Connect with us on social media:🔗 ⁠⁠Join our private Facebook group ⁠⁠

    🔗 ⁠⁠Follow us on Instagram ⁠⁠

    📩 Email us:

    [email protected]

    [email protected]

  • In this episode, hosts Stephen Clark and Nick Ponty are joined by Ricardo Giovanacci from Rosevale Lettings to discuss the latest news and events in the Scottish property market. They delve into the current challenges and opportunities, including rising rents, housing shortages, and government policies.

    Key Topics Discussed:

    UK Inflation and Mortgage Rates

    UK inflation rate has dropped to 2.3%, approaching the Bank of England's target of 2%. The Bank of England's base rate remains steady at 5.25%. Potential for mortgage rate cuts in the near future, contingent on economic and political developments.

    Scottish Government's Housing Emergency

    The Scottish Government has declared a housing emergency due to escalating rents and housing shortages. Measures to address the crisis include building more affordable homes and managing rental market pressures.

    Rental Market Trends

    Rising rents and housing shortages are major issues. Increased demand for rental properties, with many tenants struggling to find suitable accommodation. Landlords are facing challenges due to new regulations and rent controls.

    Investment Opportunities and Challenges

    Property investors need to adapt to evolving market conditions and regulations. Long-term investments in property remain viable despite current challenges. Portfolio landlords are adjusting strategies, such as reducing loan-to-value ratios to manage risk.

    Build-to-Rent Developments

    Large-scale build-to-rent projects are part of the solution to the housing crisis. Political and legislative changes are influencing investment decisions in this sector. Some developers are hesitant to invest in Scotland due to rent controls and regulatory uncertainty.

    General Election and Political Landscape

    The upcoming general election could significantly impact the property market. Political parties' policies on housing and taxation will be closely watched by investors and stakeholders.

    Short-Term Letting Regulations

    New regulations on short-term lets are causing disruptions, especially in Edinburgh. A black market for short-term lets is emerging due to stringent licensing requirements. The impact on tourism and local economies is a growing concern.

    Visit Rosevale Lettings and follow them in Facebook, Instagram, and LinkedIn.

    🔗⁠ Subscribe and watch episodes on our YouTube channel⁠

    **DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.

    🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 ⁠ Book your place at the networking events here⁠

    ⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.

    Connect with us on social media:🔗 ⁠Join our private Facebook group ⁠

    🔗 ⁠Follow us on Instagram ⁠

    📩 Email us:

    [email protected]

    [email protected]

  • In this episode, we are joined by Vikki Ridler, a renowned TikTok estate agent, to discuss her incredible success and insights into the Scottish property market. Vikki's innovative use of social media has significantly impacted her career, leading her to sell an impressive 35 houses a month.

    Key Topics Covered:

    Introduction

    Welcoming Vikki Ridler to the podcast. Vikki's popularity and her contributions to the Edinburgh networking event.

    Career Start

    Vikki's journey from starting at 16 in an office job to becoming an estate agent. Her initial reluctance and subsequent passion for the field.

    First Impressions

    Early experiences and the challenges Vikki faced. How she overcame obstacles with determination and support from her managers.

    Market Changes

    Evolution of the estate agency market. Rise of independent estate agents and the impact of social media.

    Social Media Strategy

    Using platforms like TikTok to attract buyers. Strategic video posting times to increase engagement and sales.

    Daily Routine

    Vicky’s daily schedule and work-life balance. Effective management of both professional and personal life.

    Marketing Techniques

    Importance of detailed property descriptions and quality photography. Various marketing methods explored by Vicky and the hosts.

    Client Interaction

    Building personal rapport with clients. How personal interactions can lead to better sales outcomes.

    Challenges and Opportunities

    Industry challenges such as competition and market fluctuations. Turning challenges into opportunities for growth.

    Advice for Aspiring Agents

    Tips for those looking to enter the real estate industry. Value of starting from the bottom and continuously learning.

    Follow Vikki's Instagram and TikTok account @vikki.ridler

    🔗 Subscribe and watch episodes on our youtube channel


    **DISCLAIMER**
    Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.

    🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
    🎟 Book your place at the networking events here

    ⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.

    Connect with us on social media:

    🔗 Join our private Facebook group

    🔗 Follow us on Instagram

    📩 Email us:

    [email protected]

    [email protected]

  • In this episode, we sit down with Ross Allan of Allan Properties to explore various facets of the property market, from financial gains to transitioning into the property business. Ross shares his journey, the challenges he faced, and the strategies that led to his success in both residential and commercial properties.Main Topics:Property Market and Financial GainsChallenges and Impact of COVID-19Transitioning to Property BusinessChallenges in Mortgage and Finding ContactsLessons Learned from...

  • In this episode Steven & Nick give some educational info on refurbs and the processes involved. Join us for tips and tricks and anecdotes on how to manage a project efficiently.We talk about the following:Doing too much on site can slow growthBringing people in can speed up the process Know what you are trying to achieve Understanding what your exit is for budget allocationSetting your budget up front in the buying process Going over budget is most likely in design stages&n...

  • Join us for the latest episode of the Scottish Property Podcast, where we delve into the ever-evolving landscape of the Scottish property market. Our special guest, Fraser Kelly from Keller Williams Estate Agents, joins us to dissect all the latest news and developments.Political Shifts: Discussing the impact of the Green party being ousted from government and the resignation of the First Minister on the housing bill in Parliament.Mortgage Rates: Exploring the implications of rising mortgage ...

  • In this episode Nick & Steven chat with Steven McKaveney about his life in IT, living and working in Dubai for years, his SA strategy across the country and his new AI deal sourcing website and patented software.We talk about the following:Starting in IT being a “cable monkey”Contracting and altercations Living in Dubai for 5-6 years Being paid £24,000 a month Working on apps for Banks in DubaiThe efficiency of the Arab cultureAttending a property course Doing SA in Ma...

  • In this episode Steven & Nick chat with Meryl Stewart from Envoy financial. We have an educational episode this week all about mortgages perfect for those starting out. Learn everything you need to know to start with property investment mortgages.We talk about the following:Using mortgages to leverage upWhy buy 1 property when you could buy 4?What is the end goal and why invest?Minimum salary thresholdLimited company vs personal Personal guarantees within limited companyRepayment mor...

  • In this episode Nick & Steven chat with Pedro Tang about moving from Venezuela to Scotland with nothing and how he built a 70 property portfolio in Fife.We talk about the following:Born in Venezuela, bred in ScotlandStudying business management Leaving a job to move to ScotlandMoving to Fife for the cheaper property pricesNot having a plan BMeeting his wife going diving Being a gas engineer to tradeDoing property with your partnerHis wife being diagnosed with cancerCarrying on w...

  • In this episode Nick & Steven chat with Andrew McGee about his gym business and building it up from nothing with a quality service. How he built his portfolio in Wishaw and how he plans to scale his business in the next few years with systems and skill. We talk about the following:Starting his first business at 16Being a boxer and competitive bodybuilder at 18Opening his first gym in 2013 in WishawCreating a network through the gym communityGiving the customer quality The power ...

  • In this episode Nick & Steven chat about the latest in the property market for March including the looming rent cap being lifted.We talk about the following:The end of the rent cap Potential need to sell if after raising rents the tenants contests Landlords raising rents to actual market value The difficult decisions facing landlords after interest rate risesHas Landlords goodwill after Covid come back to bite them?The Scottish government legislation in protection for tenan...

  • In this episode Nick & Steven chat to about his eclectic heritage and growing up in Russia. Moving to Germany for a scholarship and ending up in Glasgow in 2010 as a property investor.We talk about the following:Growing up in RussiaHis diverse family backgroundHis son being in the new Tetris movieAttending a course in 2016Buying a flat in Renfrew to get startedThe difference between lease option and assisted saleBuilding refurb debt on credit cardsShould foreign investors be allowed to bu...

  • In this episode Steven talks to Alan Keddie & Katie Hall from Premier Properties lettings and estate agent in Perth. From humble beginnings to a thriving and award winning partnership.We talk about the following:Buying properties before the crash of 2008Hitting negative equity as a result Buying first property at 19Realising you can have more than one mortgage Building a portfolio whilst driving an articulated lorryThe state of the Perth property market The ease of property...

  • In this episode Steven chats with Scott MacColl about his heritage in horticulture and landscaping business. Working smarter, not harder. Buying land with a 5 bed cottage and a fishery. Balancing family life, business and property investing while using a network and community to find deals.We talk about the following:Having a heritage in horticulture Building reputation for good quality work Letting staff go if their resignation doesn’t make life hardCreating packages for staff rete...

  • In this episode Nick & Steven are joined by Davy Hutton for the market update for the month of February.House prices are stable and may riseMore easily available mortgagesHas the investor mindset changedStuart Milne going bust Underinsuring issuesCommunism, corporations and tax Selling off public services to corporationsThe effect of attacks on ships in the red sea to the economy The impact of the bank of England base on mortgage lendingWe are now in an “official” economic ...

  • In this is episode Steven chats to Ewan Dudding of Go financial services about financing deals, brokering and mortgage services. How he has built a 50 property portfolio very quickly with in the last 4 years.We talk about the following:Working in the property industry AND being an investorBuilding up a relationship with clients How to creatively finance deals Scaling a property portfolio quicklyPurchasing 28 properties in 18 months Owning a 50 property portfolioDoing 15 grand r...

  • In this episode Steven & Nick chat with Luis Guarin from Prime Property Auctions about starting his own cleaning company at 18. Joining John Morris as a partner and focusing on progress in the property auction business with top notch content while building an investment property portfolio in the background with his new wife Gemma. We talk about the following:Joining Prime Property auctions in Oct 23Starting out working for free to gain experience Starting the Property Hub networ...

  • In this episode Nick & Steven chat with Taylor McDonald form 1st Seed Property about turning his life around as a young teen being kicked out of home and made homeless to purchasing commercial property, businesses & building a 10 property portfolio to become a pro investor before 30 years of age.We talk about the following:Being inspired to get into property by a friends dad Realising you can achieve anything seeing others successGetting kicked out of school at 15Working 40 hour ...