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If you earn a wage in Australia, there is a good chance that you are being paid superannuation. Currently, employers have to contribute a percentage of your pay into a nominated super account.
Superannuation as we know it in Australia is now 29 years old, and some are calling for another review of the scheme in some radical ways.
This year has seen the controversial early release of superannuation for some Australians due to coronavirus just for starters while others believe superannuation could be accessed earlier so more Australians can use that money to buy a home.
We had the opportunity to chat with the Senator Andrew Bragg about his ideas for the future of super, including the idea that Australian's should be able to access their super in order to buy a home and other changes he calls "radical surgery".
Full show notes at https://www.finder.com.au/podcast
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Right now many of us are experiencing a lot of change, whole industries are on ice right now, while others have had to pivot fast. We are fast on track to record unemployment and with a recession nipping at our heels, plenty of career plans and dreams might be feeling a little crushed right now.
But are there opportunities in the ashes of the first half of 2020? And what might "work" look like in the future?
Kate Richardson was a high flying marketing executive who has worked in high profile organisations including the Sydney Opera House, Network TEN, NAKED communications before hitting her very own career crisis a few years ago. Kate then pulled the plug on both her career trajectory and her home town when she decided to move cities and pursue a completely different career as an executive career coach and career mentor.
Full show notes at https://www.finder.com.au/podcast
Find us on Insta at https://www.instagram.com/pocketmoneypodcast
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Listen and subscribe https://pod.link/1448147010
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Getting married isn't just a huge commitment between you and your partner, it's one of the biggest financial decisions you'll make in your life. While some couples budget and save to pay for their wedding, others go into debt to say 'I do'.
There are ways that you can plan your perfect day without blowing your budget. To find out how, we chatted with Genevieve Lehunt-Alderman of the 'I'm Getting Married' podcast. Gen breaks down how to plan a realistic wedding budget, what you should splurge on and what you can DIY as well as the common money mistakes that newlyweds make.
Full show notes at https://www.finder.com.au/podcast
Find us on Insta at https://www.instagram.com/pocketmoneypodcast
Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/
Listen and subscribe https://pod.link/1448147010
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With job losses, underemployment and job uncertainty many of us are trying to figure out some ways to make extra cash, set up an emergency savings fund or even look to changing careers altogether
In this episode, we talk to four people who are using the power of the side hustle to make extra cash by selling items online, selling their skills, upskilling, and a few other tricks to help bolster their bottom line.
We chat with Kylie Travers, better known online as The Thrify Issue who shares her range of tips and tricks that have seen her build a portfolio of side hustles.
Jake Falkinder of The Freedom Chaser tells us how he has taken his passion for writing and marketing and turned it into income by blogging for money
Stef Yip is Finder's travel editor by day but in her spare time, she is an experienced eBay seller of over 15 years, with a 100% positive feedback rating across 1,400+ reviews.
Finally, Em-Rose Hills tells us how she took her dual love of dogs and social media and combined them to not only make some pocket money but also used the skills she learned marketing her business on social media to upskill in her career.
Full show notes at https://www.finder.com.au/podcast
Find us on Insta at https://www.instagram.com/pocketmoneypodcast
Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/
Listen and subscribe https://pod.link/1448147010
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There’s no doubt 2020 has been a wild ride for stock investors. Thanks to coronavirus, the oil price war, and growing tensions between global powers, we’ve never seen a more volatile stock market.
In a single day in February, we saw share prices on the ASX drop by 7%, only to rise by 14% within a couple of hours. It was enough to leave the experts scratching their heads.
Fund manager Roger Montgomery of Montgomery Investment Management shares his insights about why the stock market is behaving so erratically and whether there might be another big crash on its way. Plus, his tips for beginner investors.
Full show notes at https://www.finder.com.au/podcast
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Listen and subscribe https://pod.link/1448147010
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2020 has simultaneously moved at lightning speed and also dragged on for what feels like forever. Alas, June is upon us and the end of the financial year is almost here. That means it's time to start thinking about taxes, take stock of your finances, and scout out the best EOFY deals.
While tax time is always a bit confusing, the impacts of coronavirus have changed what and how we can claim this EOFY. In this episode of the Pocket Money podcast, we're joined by five of Finder's finance experts to answer all of your tax-time and EOFY questions. We cover everything from claiming work from home expenses and superannuation to investing in property and stocks, the Medicare Levy Surcharge, and what we can expect from the EOFY sales.
Full show notes at https://www.finder.com.au/podcast
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Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/
Listen and subscribe https://pod.link/1448147010
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In normal times we suspect most of us would prefer to put off thinking about what happens to our money after we die. But these are not normal times. In fact, it turns out in between our searches for toilet paper and hand sanitiser, "how to create a will" has been high on our Google search list in our new lockdown.
To help shed some light on how to write a will we spoke to National Manager, Estate Planning, Australian Unity Trustees Legal Services Anna Hacker. She explains why so many Australians are interested in estate planning right now, why wills aren't just for people with families and large assets, and what actually happens if you die and you don't have one.
Full show notes at https://www.finder.com.au/podcast
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Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/
Listen and subscribe https://pod.link/1448147010
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Comedian and journalist Emma Markezic was young, single, freelancing, renting, and partying hard when she was diagnosed with a potentially terminal cancer.
Despite that, Emma says she found that she coped better than some people might cope with a paper cut.
The journalist in Emma meant she wanted to do a deep dive into why some people are more resilient than others. She wrote her book Curveballs, after speaking to experts all over the world on how we can all develop skills to help deal with life's curly bits.
Whether it's from life in lockdown, living with financial uncertainty, or just prepping for a future curveball, this episode will help arm you with the right tools and attitude to cope financially and emotionally.
Full show notes at https://www.finder.com.au/podcast
Find us on Insta at https://www.instagram.com/pocketmoneypodcast
Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/
Listen and subscribe https://pod.link/1448147010
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Australians give a total of $9.9 billion to charities each year according to the most recent ACNC Australian Charities Report and we can only imagine that number will skyrocket in 2020 following this year's catastrophic bushfire season and COVID-19.
When you make a donation, you trust that the money is going where it's needed most, right? Well, it's not always that simple.
As we saw with the bushfire effort, surges in donations often present challenges for charity organisations that have the responsibility to distribute the funds. It can take months for the money to get where it's needed and it often gets tied up in necessary costs such as administration.
This question of "where is my money going?" has made headlines this year, but it's a valid and important question to ask every time you make a donation - whether it's to a well-known charity, Go Fund Me or a donation box at the supermarket.
We chatted to the Commissioner for the Australian Charities and Not-For-Profits Commission. Dr Gary Johns talks about where our donations go, what the responsibilities of registered charities are and what to look out for before you donate your time and money so you know it's going somewhere legit.
Full show notes at https://www.finder.com.au/podcast
Find us on Insta at https://www.instagram.com/pocketmoneypodcast
Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/
Listen and subscribe https://pod.link/1448147010
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A recession or any type of economic downturn can be an incredibly challenging and stressful time. As unemployment rises, incomes fall, stock markets crash and bills continue rolling in, it is natural to be worried about your money. But there are things that you can do to prepare.
On today’s episode of the Pocket Money podcast, Sally and Kate welcome a slate of experts to get the tips and strategies you can use to protect your finances. From savings and budgeting to superannuation, home loans and earning more with side hustles, this podcast will help you better understand what’s in your control, and how to be proactive.
Thanks to our guests Taylor Blackburn, Alison Banney, Kylie Purcell and Richard Whitten, Maurice Thach for joining us on this episode. Given that economists are predicting a recession or financial depression following the tidal wave of disaster caused by COVID-19, arming yourself with knowledge about your financial secirty is as important as ever.
Full show notes at https://www.finder.com.au/podcast
Find us on Insta at https://www.instagram.com/pocketmoneypodcast
Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/
Listen and subscribe https://pod.link/1448147010
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When it comes to consumer finance, the credit card has been on the top of the pack for years. Recently, however, the tides have begun to shift.
Buy Now, Pay Later is a new approach to cash flow management, and leading companies like AfterPay, ZipPay, and Klarna are attracting millions of customers across the globe.
Almost 2 million Australians had used Buy Now Pay Later services according to some research released by Roy Morgan in November last year. Young Australians are the most likely to shop with buy now pay later, with nearly 56% of customers between 14 and 34 years old, with those in the 25-34 range making up 33.5% of all users.
This new industry is not devoid of criticism. Some players have been critiqued for fostering poor budgeting habits, especially among young people. These services also fall outside of regular credit and financial regulation, which led to a Senate inquiry and involvement by ASIC.
To talk us through the ins and outs of this world, we’re joined this week by Jonathan Kelly, the Chief Growth and Innovation Officer for Flexigroup. Jonathan and Sally discuss the origins of this innovative new financial technology, why consumers are so keen, and why he thinks the days are numbered for credit cards and frequent flyer points.
This episode is proudly presented by Bundll.
Full show notes at https://www.finder.com.au/podcast
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Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/
Listen and subscribe https://pod.link/1448147010
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Just 3 months in, and 2020 has already been a whirlwind.
While the world locks down, we’re faced with a lot of uncertainty about the future. How long will this last? Will our loved ones be safe? Am I going to be able to survive financially?
On this episode, we sat down (remotely, of course) to dig into how the coronavirus will affect our everyday lives, and what we can do to set ourselves, and our community, up for the long haul. These are unprecedented times, and we’re all figuring it out together.
This conversation was recorded prior to the announcement of Australia’s March 30 $130B stimulus package. Follow along with all our coronavirus coverage, and learn how how you can get financial help during the coronavirus pandemic here.
This episode is proudly presented by Bundll.
Full show notes at https://www.finder.com.au/podcast
Find us on Insta at https://www.instagram.com/pocketmoneypodcast
Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/
Listen and subscribe https://pod.link/1448147010
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Learning how to invest is one of the most important lessons in building wealth, that you'll ever need.
This year has seen some of the most dramatic movements in markets around the world. Despite this new COVID-19-tinged reality, Australians continue to seek out information about how to invest their money. And we're so on board with that.
For this crash course on investing, Sally is joined by Finder's investments editor, Kylie Purcell. Kylie spends her days deep in the world of share trading and brings a wealth of expertise about global markets, weighing risks with rewards, and how you can take advantage of investment opportunities, even if you've just got a small amount of cash to put in,
So if you've ever said "WTF is an ETF?", thought about putting your money into ethical investments, or simply wanted to put some money into a company you think is going places, this podcast is the perfect place to start.
Full show notes at https://www.finder.com.au/podcast
Find us on Insta at https://www.instagram.com/pocketmoneypodcast
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Listen and subscribe https://pod.link/1448147010
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Budgeting isn't sexy, but it's essential. No matter where you are on the financial spectrum.
This episode of Pocket Money is all about getting your money sorted. We break down everything you should know about creating a budget and slapping down some of the most common excuses we've heard out there.
Kate is joined for this conversation by consumer finance expert Lisa Montgomery. Lisa came to the studio armed with some killer insight about managing your money and some great ideas for those of us that sometimes get bogged down in the details. So if you're looking for a new angle on personal finance, tips on getting started or plain guidance about being mindful in this age of distraction, give this episode a go.
This episode of Pocket Money is presented by bundll.
Full show notes at https://www.finder.com.au/podcast
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Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/
Listen and subscribe https://pod.link/1448147010
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Health insurance is complicated. So today on Pocket Money, we're going to clear up some of the myths when it comes to health cover in Australia. From hospital to extras, tax time to turning 31, this podcast will arm you with everything you need to know.
As Finder's health insurance publisher, our guest Alex Holderness spends her days diving into the ever-changing world of health cover to help Aussies understand the fine print, and help you save money.
This April, premiums are set to increase, and now is the perfect time to look at your cover. Not only should you determine whether or not you're using everything, but learn some more clever tricks you can cut down on your costs. Alex reveals to Kate her top tips for how to compare policies and providers and talks us through the hidden costs of couples cover, extras and more.
Full show notes at https://www.finder.com.au/podcast
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Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/
Listen and subscribe https://pod.link/1448147010
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When it comes to equity in superannuation, we've got a lot of work to do.
Women on average retire with 42% less in super than men, and as we learn on this episode of Pocket Money, there's no easy fix. It's a deep-rooted issue in Australian society that will take some big ideas to solve.
Today on the podcast, we're joined by Kirstin Hunter, the Managing Director at Future Super. Kirstin and her colleagues are leading the charge to bring this conversation about gender inequality in our superannuation system into the limelight.
Sally, Kate and Kirstin uncover the scope of the issue, where it stems from, and some practical tips that both women and men can do to help remedy it one piece at a time.
Full show notes at https://www.finder.com.au/podcast
Find us on Insta at https://www.instagram.com/pocketmoneypodcast
Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/
Listen and subscribe https://pod.link/1448147010
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French bulldogs. Pugs. Chihuahuas. They are undeniably cute, and increasingly popular in Australia and around the world. They’re everywhere from the local park, to memes, tee-shirts coffee mugs.
Despite these quirky, squishy little faces, these dog breeds often come with a high price tag in terms of their own health and their owner’s wallet.On this latest episode of Pocket Money, Kate and Sally welcome Dr. Sarah Zito from the RSPCA to discuss how some of our cutest companions have been bred into dangerous territory. We also discuss what prospective owners for these breeds, and pets, in general, should consider before they welcome a furry friend into their lives.
Full show notes at https://www.finder.com.au/podcast Find us on Insta at https://www.instagram.com/pocketmoneypodcast Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/ Apple Podcasts https://podcasts.apple.com/au/podcast/pocket-money/id1448147010 Spotify https://open.spotify.com/show/1h2ZdyO9pm2pjtI8STNbhP -
Paying off debt can feel incredibly overwhelming, especially if you feel like you're alone on the journey. Well, as you'll find out in this episode, you're far from alone.
Today on Pocket Money, we explore the not-so-secretive world of the debt-free community on Instagram. We meet people all around the world about their experiences tackling debt, staying motivated and perhaps most interestingly, building one of the most close-knit communities online.
This episode of Pocket Money is proudly presented by Wisr.
Download Wisr app at https://wisr.page.link/x4vhkGj9vvt3p3mV8A special thank you to everybody who shared their stories with us for this episode.
Emma @lookingformycents Nika @debtfreegonnabe Emily @aussiedebtfreegirl Chelsa @debtfreeweirdos @the.budget.fanatic Mel & Murph @fitnfunds @debtfreemillennial Brent @driving2wealth Jacqui @thebarefootmillennial Tasha @tashagetsfrugal Andrew and SarahFull show notes at https://www.finder.com.au/podcast
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We are back.
Pocket Money is a podcast all about money and your life. Whether you’re curious, confident or just plain confused when it comes to your cash, we’ve got you covered.
On season two, we'll be diving tackling some even bigger topics, from the basics of investing in ETFs to the #debtfreecommunity and the hidden costs of owning a designer dog. We'll explore non-traditional investments like cannabis, finding a side hustle, and even the secret (financial) lives of online influencers.
So whether you're an Aussie (like us), or simply keen to better understand how money impacts our lives and our world, buckle up and subscribe to Pocket Money.
Find us on Insta at https://www.instagram.com/pocketmoneypodcast
Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/
Apple Podcasts https://podcasts.apple.com/au/podcast/pocket-money/id1448147010
Spotify https://open.spotify.com/show/1h2ZdyO9pm2pjtI8STNbhP
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Australia is in the middle of a catastrophic bushfire season. Lives have been lost, thousands of homes and properties destroyed, and our wildlife population has been decimated.
Today on Pocket Money, we are joined by Alex Holderness and Ally Koster, two insurance experts at Finder, who have been putting out loads of resources, guides and updates for those affected, and those who want to help.
We talk about how home insurance works, what financial relief is available, how you can help support local businesses, donate, and plan ahead to protect yourself in the future.
To read detailed info on the bushfires, check our information hub at https://www.finder.com.au/bushfires
Full show notes at https://www.finder.com.au/podcast
Find us on Insta at https://www.instagram.com/pocketmoneypodcast
Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/
Apple Podcasts https://podcasts.apple.com/au/podcast/pocket-money/id1448147010
Spotify https://open.spotify.com/show/1h2ZdyO9pm2pjtI8STNbhP
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