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Guest Warwick Walker: https://foxplan.nz/advisers
Takeaways
Being a police officer is both rewarding and stressful, and it teaches valuable life lessons such as the importance of teamwork and the ability to influence and listen to people. Many people go into policing because they want to make a difference in their community and help others in times of crisis. Transitioning from a career in policing to financial planning requires following a system and process, investing in education, and building relationships with clients and other professionals. Referrals are a key aspect of growing a financial planning business, and trust, credibility, and reliability are essential in building client relationships. Business owners who have accumulated wealth need to navigate the challenges of transitioning out of their businesses and preserving and enhancing their wealth, which requires working with a team of professionals and developing a mindset of saving and investing.Chapters
00:00 Introduction and First Jobs
03:10 Life as a Policeman
09:46 Challenges and Changes in Policing
14:08 Transition to Financial Planning
16:09 Following a System and Process
27:31 The Importance of Professional Partnerships
33:28 Helping Business Owners Transition
41:21 Balancing Wealth and Family
44:59 The Importance of Saving and Investing
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Guest Details Marc Hamilton: https://coveryours.co.nz/about/
Takeaways
Music and comedy can evoke emotions and create a sense of connection. Authenticity is important in creative endeavors and can attract like-minded individuals. Universal themes in storytelling and music resonate with people across cultures and time. Constructing a set or a song involves considering the emotional journey and engaging the audience. Dealing with hate or criticism requires thick skin and the ability to not take it personally. Finding humor in absurd or anger-inducing situations can be a source of comedy. The creative process involves finding inspiration in everyday experiences and emotions. Crafting comedy takes time and practice, and it's important to learn from failures and keep refining jokes. Art, including comedy, has the power to eloquently convey the harshness of the world in a socially acceptable way. The ability to shock and offend depends on the context and the audience, and it's important to understand the crowd and adapt accordingly. Working with troubled youth requires empathy, understanding, and the ability to separate their actions from their identity. Asking for help and finding someone to talk to can make a significant difference in difficult situations.Chapters
00:00 Introduction and Background
04:03 Finding Joy in Work and Life
07:07 The Power of Music
10:15 Humor and Writing Songs
16:17 The Emotional Impact of Music
25:07 Dealing with Criticism and Hate
27:18 The Craft of Comedy
29:20 The Process of Crafting Comedy
30:18 The Art of Comedy
31:37 Navigating Different Audiences
32:31 The Consequences of Offensive Comedy
34:09 Favorite Comedians
35:16 First Attempt at Comedy and Worst Bomb
36:31 Creating Original Material
37:28 Different Crowds and Testing Material
38:11 The Influence of Comedians
39:48 The Power and Influence of Individuals
40:24 The Role of Soft Power
42:45 Empathy and Understanding
43:16 Previous Work with Troubled Youth
47:44 Pharmaceutical Sales and Dark Humor
51:19 Dealing with Horrific Experiences
56:23 Seeking Help and Support
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Saknas det avsnitt?
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Guest Jon-Paul Hale: https://www.willowgroveinsurance.co.nz/about-us/about-us-j-p-hale-menu
Takeaways
The insurance industry can be complex and challenging, with various pitfalls and potholes that individuals may encounter. Understanding the client's needs and providing tailored solutions is crucial in the insurance industry. Underwriters play a significant role in assessing risks and determining coverage terms. Trust, education, and personalized advice are essential in the insurance industry. Insurance companies consider both medical and financial information when underwriting policies. Advisors play a crucial role in guiding clients through the application process and ensuring accurate disclosure. The misconception that insurance companies do not pay out claims is refuted, with statistics showing a high percentage of claims being paid. The current application process can be inefficient and time-consuming, and there is a need for improvements, such as allowing insurance companies to access medical notes with client consent.Chapters
00:00 Understanding the Challenges in Business
03:37 Approaching Insurance Sales
07:51 Building Rapport and Understanding Client Needs
09:25 Motivational Interviewing and Client Engagement
10:33 Empowering Clients to Make Decisions
11:53 The Difference Between Sales and Advice
14:29 Developing Skills and Personalizing Delivery
15:31 Setting Boundaries for Advisors
18:15 Staying Educated in the Insurance Industry
26:47 The Role of Underwriters in Insurance
30:59 Underwriting and Financials
32:14 Predicting Mortality
34:30 Role of Advisors and Brokers
36:19 Reinsurance and Risk Spreading
38:39 Financial Strength Ratings
41:17 Misconceptions about Insurance Payouts
44:30 Buying Insurance Online
45:58 Application Process and Claim Rates
51:15 Improving the Application Process
53:38 Value of Advice and Automation
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Guest Martin Robinson: https://sharenz.com/advisers/martin-robinson/
Takeaways
Defining success: Martin defines success as having the time, money, and health to attend any sporting or cultural event. Financial planning: Martin humorously defines good financial planning as when your payment to the undertaker bounces. Lessons from surf life saving: Martin emphasizes the value of meeting new people, learning from mentors, and staying physically active. Finding joy in passions: Martin's love for football and surf life saving has brought him joy and lifelong connections. Learning from experiences: Martin shares stories from his career in finance, highlighting the importance of perseverance and adaptability. Computerization revolutionized the mortgage industry, making it easier to track and manage mortgages. Commission rates for mortgages in the late 1980s were high, with advisors earning a significant amount per mortgage. Diversification is crucial in the mortgage industry to mitigate risks and avoid relying on a single client or industry. Building relationships with real estate companies can be an effective way to find prospects and convert them into clients. The formation of Apex Financial and its transformation into Share demonstrates the power of collaboration and camaraderie in the financial advisory industry.Chapters
00:00 Definition of 'having made it'
03:29 The significance of football in Martin's life
04:51 The definition of good financial planning
06:33 Martin's experience in debt collecting
09:06 The role of surf life saving in Martin's life
11:28 Working at General Finance and IFC
13:33 Working in factoring and financing invoices
15:55 Working at General Finance and Olly Newland's company
19:44 Martin's achievements in surf life saving
20:46 Staying agile and competing in surf life saving at an older age
21:38 Building relationships in the mortgage advisory business
24:00 Starting a mortgage advisory business and dealing with challenges
24:29 Early Days of Mortgage Brokering
26:56 Approach to Getting Mortgages Across the Line
30:08 Formation of Apex Financial
38:03 Formation of Share
42:37 Size and Success of Share
43:33 Factors Contributing to Success
45:27 Passion for Sports and Cultural Events
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Guest Aaron D'Souza: https://www.lesafs.com/
Takeaways
Maintaining a healthy lifestyle requires discipline and finding strategies to make exercise and healthy eating easier. As we age, it becomes more important to prioritize our health and be proactive in maintaining a healthy weight and staying active. Dancing can be a fun and enjoyable way to stay active and express oneself creatively. India has undergone significant growth and development, with improvements in infrastructure and a focus on becoming a developed country. Learning how to swim is an important skill that can save lives and provide a sense of confidence and safety in water. Water polo is a challenging and impressive sport that requires strength, endurance, and skill. Being present and supportive as a parent is crucial for building a strong connection with children. Self-improvement and learning from mistakes are essential for personal growth. Meditation can help reduce stress and improve clarity of thought. Taking action is key to making progress and achieving goals. Being aware of one's thoughts and reactions can lead to better decision-making and emotional well-being.Chapters
00:00 Building Healthy Habits
02:37 The Challenge of Eating Healthy
03:32 Cravings and Dietary Changes
04:32 Health, Aging, and Staying Active
05:31 Dancing and Performing
06:44 Theater and Behind the Scenes
09:43 Dance and Western Influence in India
11:30 Sports and Childhood Memories
12:47 Changes in India Over Time
13:50 India's Political and Infrastructure Development
14:56 Swimming and Overcoming Embarrassment
22:25 Water Polo and Competitive Sports
24:54 Balancing Family and Personal Fulfillment
27:59 Building a Strong Relationship with Children
30:12 Effective Communication with Children
33:33 The Power of Books and Personal Development
36:31 Taking Action and Learning from Mistakes
41:13 The Benefits of Meditation
46:50 Observing Thoughts and Responding vs Reacting
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Guest Keanan Beyers: https://www.lifetime.co.nz/find-an-adviser/view/keanan-beyers/
Takeaways
Living in Cape Town can be challenging due to crime and the need to be constantly vigilant. A diagnosis of type 1 diabetes can have a significant impact on one's life and requires careful management. Growing up in challenging circumstances can shape one's perspective and behavior. Finding a balance between enjoying life and making responsible decisions is important. Partying and a carefree lifestyle can sometimes be an attempt to fill a void or mask deeper issues. Maturity often comes from facing difficult circumstances and making tough decisions. Strict upbringings can limit a person's ability to explore their identity and enjoy their youth. Rebellious phases and partying may provide temporary escape, but they do not solve underlying issues. Discovering that you are not the biological parent of a child can be emotionally devastating and lead to a loss of trust. Betrayal and financial struggles can be challenging, but holding on and staying focused can lead to positive change. Patience and perseverance are key in overcoming difficult situations and finding a better path forward.Chapters
00:00 Growing Up in Cape Town
01:28 New Chapter
04:52 Overcoming Adversity and Leaving South Africa
07:48 Living with Type 1 Diabetes
09:49 Early Life Challenges and Wrong Choices
13:35 Navigating Boarding School and Cultural Differences
17:34 Struggles at Home and Financial Constraints
24:32 Finding Balance and Making Life Choices
25:41 Filling a Void and Seeking Maturity
27:42 Strict Upbringing and Lack of Freedom
28:48 Limited Independence and Struggles with Expression
31:05 Party Lifestyle and Avoidance of Responsibility
35:25 False Paternity Claim and Betrayal
38:20 Moving Forward and Starting Fresh
43:26 Saying Goodbye to the Pretend Son
47:51 Deception and Manipulation
49:18 Words of Encouragement
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Guest Jane Benton: https://g3freedom.co.nz/
Takeaways
The sense of community and connection in rural areas can provide a fulfilling and meaningful life. Prioritizing personal relationships and family over work can lead to greater happiness and fulfillment. Financial planning is important for providing security, peace of mind, and the ability to pursue goals and dreams. Resilience is necessary to navigate challenges and setbacks in life. Commitment is essential in modern relationships to build trust and create lasting connections. Forming genuine connections and relationships can be challenging in the digital age. Online dating apps may not accurately portray a person's true self. Commitment is essential for building lasting relationships. Forgiveness and maintaining a positive perspective are crucial for personal growth and moving forward. Quality time and meaningful conversations are key to maintaining strong bonds in long-term relationships.Chapters
00:00 Introduction and Childhood in Rural Southwest England
01:35 The Value of Community and Connection
05:50 Creating a Supportive Work Environment
07:33 Questioning Traditional Work Structures
09:51 Negotiating Work-Life Balance
10:58 Balancing Career and Family
13:52 Uncovering Financial Goals and Values
19:51 Preparing for Market Volatility and Losses
21:52 Personal Resilience and Making Life Changes
24:28 Commitment and Modern Love
25:56 The Importance of Connection
26:53 The Challenges of Online Dating
27:51 The Role of Hormones in Dating
28:46 The Importance of Commitment
29:46 Maintaining a Long-Term Relationship
30:51 Determining the Worth of a Relationship
32:11 Forgiveness and Moving On
33:57 Putting Life in Perspective
35:50 Maintaining Civil Relationships
37:12 Making the Most of Life
39:01 Dealing with Tragedy and Loss
40:43 The Perception of Success
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Ian Dallas: https://www.linkedin.com/in/iandallasnz/?originalSubdomain=nz
Takeaways
There is a movie centered around refereeing that is dramatic and intense. The experience of a referee in rugby involves managing people and effectively communicating with them. Upbringing plays a significant role in shaping personal attributes and values. Acknowledging and listening to people's concerns and objections is crucial in insurance sales. Building trust with clients requires empathy and open communication. Ask clients what is important in their lives and what could put those things at risk to understand their insurance needs. Estate planning and enduring powers of attorney are important aspects of risk management. Being honest, empathetic, and providing value to clients builds trust and long-term relationships. Vulnerability and open communication can lead to deeper connections and understanding. Mistakes are opportunities for growth and learning. Admitting and discussing them with others can help in finding solutions. The compounding effect of goodwill and consistent content creation can lead to long-term success in professional services.Chapters
00:00 Introduction and Movie Discussion
02:28 Experiences in South Africa
04:06 Police Encounters in South Africa
06:14 The Importance of Self-Control as a Referee
08:16 Managing People as a Referee
09:42 The Role of Upbringing in Refereeing
11:06 Recognizing Talent in Referees
12:29 The Importance of Stillness and Self-Control
13:55 The Impact of Upbringing on Self-Control
14:24 Dealing with Criticism as a Referee
16:31 Effective Communication in Arguments
19:55 Addressing Objections in Insurance Sales
21:59 Creating Comfort and Trust in Insurance Sales
24:33 Aligning Insurance with Life Goals
25:03 Understanding the Drivers for Insurance
26:10 Identifying Risks and Needs
27:19 The Importance of Estate Planning
28:34 Providing Value Beyond Insurance
30:13 Building Relationships and Trust
31:08 Retaining Clients through Understanding
33:50 The Power of Authenticity and Vulnerability
35:02 The Benefits of Acting with Integrity
36:22 Overcoming the Fear of Judgment
40:29 The Secret to Youth
41:24 Long-Term View and Adaptability
42:03 Living Longer and Embracing Change
43:00 Learning from Mistakes and Being Vulnerable
46:27 Unraveling Personal Challenges
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Guest Simon O'Neill: velocityfinancial.co.nzTakeaways
Show up and be present as a father, especially during the early years of a child's life. Find a balance between protecting your children and allowing them to face challenges and develop resilience. Learn from difficult experiences and use them as opportunities for personal growth and strength. Build a support network of friends and family who can provide guidance and understanding during tough times. Everyone has their own story and experiences, both good and bad. Encouraging men to be vulnerable and open up requires creating a safe environment and sharing personal stories. Regular check-ins and meaningful conversations are important for maintaining strong relationships. Staying strong during separations involves allowing oneself to grieve and seeking support from helplines or online groups. Strong emotions towards others often stem from past experiences and can be observed rather than reacted to. Building resilience and a positive mindset takes time and practice.Chapters
00:00 Origin Story
03:07 School and Resilience
05:32 Parenting and Family Dynamics
09:03 The Importance of Fatherhood
10:11 Lessons from Resilience
14:06 The Power of Vulnerability
18:44 Finding Hope in Tragic Endings
27:56 Encouraging Vulnerability in Men
32:40 Overcoming Separation and Loss
36:04 Taking Small Steps in Vulnerability
41:03 Dealing with Relationship Challenges
43:01 The Power of Surroundings and Mindset
43:31 Observing Thoughts and Emotions
44:41 Road Rage and State of Mind
45:47 Projections and Emotional Reactions
46:26 Understanding Strong Emotions
47:23 Resilience and Priorities
48:17 Insecurities and Perceptions
49:13 Personal Growth and Support Network
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Jonathan Marshall: https://www.linkedin.com/in/jonathan-marshall-aab05418/?originalSubdomain=nz
Takeaways
Starting a church can be driven by a desire to serve the community and provide a place of belonging.
Belonging should come before belief and behavior in a church community.
The Bible resonates with people because it has been tried and tested over generations and offers inspirational words for moral guidance.
Living by faith and accepting the grace of God is more important than trying to justify oneself through works.
The relationship between guns and nature can provide a sense of connection to the primal state and a responsibility to the environment.
Meaningful conversations and connections can be fostered in the context of hunting and outdoor activities. Outdoor activities like hunting provide unique experiences and challenges that can teach responsibility and help individuals appreciate life in different ways.
The absence of a father figure in a child's life can have a significant impact, as evidenced by the high percentage of prisoners who come from fatherless homes.
Society should embrace individuality and diversity, rather than trying to make everyone conform to the same standards and beliefs.
The LGBTQ+ movement raises complex issues, and while it is important to respect individual choices and lifestyles, there is a need for open and honest discussions about the consequences and challenges associated with certain decisions.
Empathy plays a crucial role in understanding and supporting others, even when their experiences or perspectives differ from our own.
Belonging and social connection are essential for human well-being, and society should strive to create an inclusive environment where everyone feels accepted and supported.
Chapters
00:00 Introduction and Background
00:38 Getting Involved in the Church
02:00 Starting a New Church
03:13 Approach to Church and Belonging
04:05 Denominations and Rules
05:17 Beliefs and Values
07:52 Running a Church as a Career
08:40 Values of God in Society
10:07 The Bible and its Resonance
11:21 Favorite Stories from the Bible
15:22 Hunting and its Significance
22:11 Individuality and Unity in Society
30:07 Teaching Kids and Acceptance
37:04 LGBTQ+ Movement and Belonging
44:30 Teaching Values to Children
46:06 Acceptance and Understanding
47:10 Support for LGBTQ+ Youth
48:09 Being Gay Today
50:17 Empathy and Understanding
51:11 The Importance of Belonging
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Carie Townley mortgage broker at https://adviser.loanmarket.co.nz/whangarei/
Takeaways
Investing in the potential of clients without expectation and serving their problems is key to success as a mortgage broker. Building relationships and partnerships with referral sources is crucial for business growth. Storytelling can be a powerful tool in the mortgage application process, helping to engage clients and improve the likelihood of approval. Fear and addiction can be overcome by understanding their underlying causes and developing strategies to deal with them. Maintaining integrity in the face of adversity is important for long-term success. Doing the right thing for clients and putting their interests first leads to more successful settlements.Chapters
00:00 Introduction and Ranking
02:00 Competition and Fair Assessment
04:07 Fear and Overcoming Obstacles
06:14 Unusual Expenses and Interesting Stories
07:33 Dealing with Addiction and Gambling
08:59 The Pillars of a Fulfilling Life
10:32 Understanding Addiction and Fulfillment
12:39 Helping Customers Achieve Homeownership
14:31 Leadership and Positive Reinforcement
15:35 Lessons Learned and Personal Development
17:33 Taking Responsibility and Building Relationships
19:34 The Power of Storytelling in Applications
21:17 Understanding the Cost of Living
24:45 The Influence of Role Models and Generational Patterns
27:31 Maintaining Integrity in Adversity
30:16 The Value of Genuine Relationships
32:02 Building a Business and Finding Customers
36:47 Treating People with Respect and Integrity
40:46 Maintaining Humility and Self-Awareness
45:49 Advice for Young People and Mortgage Brokers
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Nigel Elson Founder of https://www.friendlyfinance.nz/
Takeaways
Being an expat himself, Nigel has a natural connection with expat clients and understands their financial needs. Traveling and experiencing different cultures makes people more open-minded and focused on enjoying life in the present. Planning for both the present and the future is crucial for financial success. Communication and compromise are key in relationships and business partnerships. Effective communication is crucial in financial advising to ensure understanding and build trust. Reading people's facial expressions can help gauge their level of comprehension. Addressing insecurities and concerns is important to make clients comfortable with the financial plan. Tailoring communication based on age and background is essential for effective communication.Chapters
00:00 Introduction
00:20 Feeling Like You Don't Belong
03:18 The Experience of Traveling and Living Abroad
05:01 The Challenges of Integrating into a Local Community
05:57 Unusual Life Experiences
07:05 The Differences Between the Ultra Wealthy and the Aristocracy
08:22 Attributes Required for Success
09:21 Instilling Work Ethic in the Next Generation
10:58 Maintaining a Long-Term Partnership
12:12 Effective Communication in Relationships
14:16 Understanding and Empathy in Arguments
19:00 Finding a Life Partner
21:01 Maintaining a Good Bond in a Relationship
22:27 Effective Communication in Sales
24:41 Simplifying Statement of Advice Documents
29:18 The Requirements for a Michelin Star Restaurant
32:27 Providing Service in the Financial Planning Industry
36:29 The Need for Higher Qualifications in New Zealand
44:52 Number of Insurance Advisors in New Zealand
45:33 Challenges in Reaching Remote Areas
47:13 Perception and Competency of Financial Advisors
48:22 Access to Financial Advice and Education
49:16 Importance of Life Insurance and Investments
51:00 Convincing People of the Importance of Insurance
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This podcast explores the complex relationship between being authentic and the subsequent impact on personal and professional life, drawing parallels with a study on zebras to metaphorize standing out and its effects. It features Nicola Shirley, a mortgage advisor from Vega Lend, who discusses her approach to handling leads, fostering meaningful client relationships, and the pivotal role of trust and authenticity in her profession. Shirley offers insights into the intricacies of client communications, the challenges and shifts within the lending industry, and the importance of insurance. She also reflects on the evolution of client referrals, provides advice for industry newcomers, and emphasises the significance of balancing professional service with personal connection.
Guest Details: https://vegalend.co.nz/nicola-shirley
00:00 Introduction
00:39 Exploring the Impact of Authenticity on Business and Personal Connections
00:46 Navigating the Complex World of Leads and Referrals
04:10 The Art of Building Meaningful Client Relationships
05:01 Navigating Client Expectations and the Importance of Trust
07:03 The Delicate Balance of Knowledge, Ego, and Client Service
12:59 The Intricacies of Financial Advising and Building Trust
17:14 Understanding the Banking System and Navigating Financial Uncertainties
20:59 Navigating the Changing Landscape of Financial Advisory
22:15 The Shift to Modern Financial Practices
23:18 Client Relationships and the Importance of Regular Check-Ins
24:25 Adapting to the Evolving World of Lending
28:50 The Power of Networking and Authentic Relationships
33:58 Referrals: The High Bar of Trust and Authenticity
42:52 The Critical Role of Insurance in Financial Planning
46:51 Concluding Thoughts on the Financial Advisory Profession -
This extensive discussion delves into various facets of digital marketing and social media strategy with Lawrence Carey, the managing director of Squid Group, a leading creative marketing agency in New Zealand. The dialogue covers the importance of social media for businesses, how to leverage niche markets, the strategy behind Facebook ads, and the dynamics of retargeting and brand building. It also touches on the significance of creating tailor-made content and offerings for specific audiences to foster brand trust and ensure a consistent flow of clients. Additionally, personal anecdotes and experiences in the marketing field are shared, underscoring the complexity and evolving nature of digital marketing tactics and the need for a deep understanding of one's target audience to achieve tangible results.
Guest Details: https://www.squidgroup.co.nz/
Chapters
00:00 Introduction
01:03 The Journey to Niche Marketing Success
03:14 Exploring Global Opportunities and Lifestyle Balance
04:42 Mastering Niche Marketing Strategies
14:17 The Art of Promoting Music and Events
18:42 Leveraging Brand Experience and Social Proof
25:54 Unlocking the Secrets of Effective Advertising
26:43 Mastering Facebook Ads: Strategies and Insights
30:15 The Art of Crafting Compelling Hooks
33:08 Exploring the Psychology Behind Purchases
35:54 Debunking Facebook Ads: A Deep Dive
38:20 Navigating the Complexities of Retargeting Campaigns
43:37 The Power of Broad Targeting and Dynamic Creatives
47:29 The Debate on Retargeting: Efficiency vs. Engagement
52:57 Concluding Thoughts on Marketing Strategies -
In this podcast, Lara, the owner of My Future Plan, discusses her motivation to become a financial advisor and her dedication to financial literacy as a key to living a fulfilling life. Addressing misunderstandings around financial services, Lara emphasizes the importance of seeing financial advisors as a normal part of life, just like having a doctor. She delves into details about investing, avoiding the pitfalls of chasing returns, and the challenges of scaling in the financial advisory profession. Lara also discusses her vision of normalizing the role of financial advisors in New Zealand and making 'My Future Plan' New Zealand's most trusted advisors.
Guest Details: https://myfutureplan.co.nz/
Chapters
00:00 Introduction
01:10 The Meaning of Life and Self-Actualization
03:08 A Personal Journey: From Burger King to Financial Freedom
05:15 The Traditional Life vs. A Better Way to Live
07:41 The Power of Passive Income
11:08 Understanding Managed Funds and Investment
12:33 The Challenges of Financial Planning
21:19 Understanding the Emotional Aspect of Finance
21:42 The Gap in Financial Education
22:39 Personal Financial Struggles and Lessons
23:08 The Importance of Financial Planning
23:23 The Misconceptions about Mortgages
24:26 The Role of a Financial Advisor
25:07 The Value of a Financial Advisor
25:48 The Different Types of Financial Advisors
27:31 The Future of Financial Advising
31:56 The Challenges in the Financial Advising Business Model
39:32 The Importance of Building Relationships with Clients
41:43 Overcoming Bottlenecks in Financial Advising -
Jeff Royle, a volunteer with the New Zealand Coast Guard and the owner of the mortgage company, ilender, offers insightful descriptions of his experiences in both domains. Detailing his commitment to the Coast Guard, Royle discusses responding to emergencies, ensuring boat safety, confronting challenging situations and the intricacies of negotiations and leadership within their team. Transitioning to his expertise in mortgages, Royle provides an overview of non-bank lenders, the risks of mortgage default and the current stress in the mortgage market. He wraps up with the importance of communication with lenders during financial distress, advice on managing rejection and anticipates a good summer after an unusual weather year in Auckland.
Guest Details: https://ilender.co.nz/
Chapters:
00:00 Introduction
00:31 Becoming a Coast Guard Volunteer
01:42 Life as a Coast Guard Volunteer
03:42 Training and Challenges in the Coast Guard
05:39 Respect and Leadership in the Coast Guard
07:53 Rescue Operations and Challenges
11:33 Survival Tips and Stories from the Sea
15:38 Unusual Rescue Stories
18:36 Dangers of the Sea and Final Thoughts
28:17 Survival Tips for Being Stranded at Sea
28:57 The Importance of Carrying Water on a Boat
30:03 Survival Stories and Human Adaptability
31:07 The Irony of Being Surrounded by Water but Unable to Drink
32:12 The Art of Negotiation in Lending
35:11 Understanding Non-Bank Lenders
43:35 The Importance of Facing Financial Challenges Head-On
44:14 The Consequences of Mortgage Default
56:27 Dealing with Rejection and Negative Feedback
59:08 Final Thoughts and Wishes for a Good Summer -
This podcast features an insightful conversation with Stephen Robertson, the owner of My Money, a finance consultancy primarily dealing with mortgages for high-profile clients. As he details his professional journey, Stephen delves into his origin, growing up in Palmerston North, New Zealand, and his interests in fishing, boating, and the military. With numerous anecdotes from his career, he explains how his role has evolved into more than just banking, involving understanding his clients' needs, handling their anxieties, and nurturing relationships. Stephen emphasizes the importance of providing clients with quality advice they can trust, especially in challenging financial situations. The discussion also reveals the intricate connections between financial decisions and personal emotions, underscoring the necessity of identifying the real needs of clients to deliver effective service.Guest details: https://www.mymoney.net.nz/
00:00 Introduction00:43 Personal Background and Childhood Memories01:53 Travel Experiences and Military Interests02:35 Passion for Boating and Fishing04:55 School Experiences and Learning Strategies09:00 Dealing with Stress and Anger10:16 Lessons from Financial Advising and Sales13:09 Understanding Client Needs and Aspirations16:19 Understanding the Person Behind the Mortgage16:54 The Importance of Connection in Mortgage Lending18:15 The Role of an Advisor vs. a Bank18:38 Navigating High Pressure Situations20:04 The Journey to Becoming a Mortgage Broker20:31 The Emotional Impact of Helping Clients21:15 Dealing with Rising Mortgage Rates21:37 The Consequences of Overpaying for a Property24:44 The Importance of Financial Planning and Budgeting28:03 The Dangers of Ignoring Financial Warning Signs30:40 The Impact of Poor Financial Advice33:51 The Joy of Helping First Home Buyers35:21 Wrapping Up the Conversation
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In an engaging dialogue that delves into the depth of life, relationships, and faith, Vinay Grover shares his personal experiences, insights and beliefs. Central to his discourse is the concept of intrinsic gratitude, winning over life's challenges and the significance of rising above negativity, while trying to attain a more positive, richer, and more meaningful existence. He discusses his journey from striving for 'bigger' to evolving towards 'better' and underlines the importance of commitment, trust, and overcoming jealousy. There's also a reflection on his relationship with God, spirituality's influence on his everyday choices and the transformative power of faith in his life.
00:00 Introduction and Life's Meaning
01:17 The Importance of Losing and Learning
02:09 Gratitude and Reality: Striking a Balance
03:13 The Journey from Bigger to Better
05:09 Managing Stress and Emotional Balance
07:56 Empathy and Emotional Connection
09:41 The Role of Family in Emotional Support
12:18 The Struggle of Balancing Work and Personal Life
21:33 The Power of Gratitude and Connection with God
30:16 Understanding Control and Surrender
31:21 Exploring the Concept of Suffering
31:57 Discussing the Idea of Heaven
32:21 The Role of Suffering in Faith
32:52 Life's Ups and Downs: A Metaphor
33:40 The Importance of Emotional Investment
34:15 Finding Fulfillment in Life
36:35 The Power of Choices
37:01 Navigating Modern Dating and Choices
44:17 The Complexity of Trust
47:13 Dealing with Jealousy
51:17 Understanding Hate and Its Impact
54:53 Final Thoughts and Reflections -
Ever wondered what it takes to navigate the ever-changing landscape of mortgages and finance? Join me as I chat with Craig Pettit, a seasoned advisor with over 45 years in the trenches.
This isn't your average dry financial talk. Craig's journey, from a young bank employee to a successful mortgage advisor, is packed with fascinating experiences and valuable insights. We'll delve into:
• The rollercoaster ride of economic climates: Craig will share his firsthand perspective on navigating various economic ups and downs, offering unique insights into the past and a glimpse into the future.
• Taming the interest rate beast: We'll explore the complexities of fluctuating interest rates and Craig's expert strategies for helping clients weather the storm.
• Unlocking the secrets of the New Zealand economy: Craig sheds light on the factors that make New Zealand's economy tick, discussing the banking system, property market, and the impact of changing interest rates on individuals.
• Beyond the numbers: personal anecdotes and investment wisdom: Get ready for a captivating blend of personal stories, practical advice, and Craig's investment strategies for navigating the current financial landscape.
Whether you're a seasoned investor or just starting out, this conversation is packed with valuable takeaways to help you navigate the world of finance with confidence.
So, grab your favorite beverage, buckle up, and get ready for an insightful and engaging discussion with Craig Pettit!
00:00 Introduction
00:13 Career Journey and Experiences
01:48 Reflections on Family Life and Moving Around
02:33 Insights into the Railways and Banking Industry
03:59 Changes in the Banking Industry and Technology
04:57 Government Involvement in Banking and Private Enterprise
05:38 Perspectives on Home Loans and Customer Characteristics
06:18 Thoughts on the Banking Industry Setup
10:15 Personal Career Journey and Transition to Mortgage Advising
10:56 Observations on the Banking Industry and Credit Scores
13:31 Discussion on the U.S. Economy and Currency
15:44 Insights into the New Zealand Banking System
18:10 Understanding the Impact of Inflation and Unemployment on Interest Rates
20:58 Reflections on Generational Differences and Property Investments
31:10 Advice for Navigating the Current Housing Market
42:29 Final Thoughts on the Robustness of the New Zealand Economy -
Apply to be a podcast guest: https://findadvice.nz/podcast
In this podcast, the host interviews Campbell Hastie, a mortgage broker, where they touch upon a variety of topics ranging from Campbell's controversial view on making a peanut butter sandwich to deep dives on the concept of consciousness. Campbell shares his unique perspective on the food he believes holds a special quality – the kind you'd catch, grow or kill yourself. He also compares the qualities of a good mortgage to a well-played game of hockey and emphasizes on trust as a major aspect of his business. Moreover, Campbell talks about his journey as a mortgage broker and how the focus on long-term rewards helped him survive during tough times. The conversation also includes an interesting take on the dynamics between life insurance and mortgage brokering.
Guests website: https://hastiemortgages.co.nz/
00:00 Introduction
00:22 Desert Island Meals and Food Preferences
00:57 The Magic of Self-Sourced Food
02:15 The Joy of Fishing and Hunting
02:54 Surviving in the Wild: A Reality Check
03:12 The Pleasures of YouTube and the Dilemma of TikTok
03:34 The Art and Science of Fishing
05:17 The Intriguing Life Cycle of Insects
05:56 The Thrill and Fear of Catching Fish
06:24 The Curious Case of Dolphins and Gannets
11:20 The Philosophy of Consciousness and Reincarnation
15:01 The School Life and Sports Experiences
17:37 The Art of Delivering Bad News
21:56 The Emotional Rollercoaster of Buying a House
23:31 The Art of Organizing Mortgages
24:06 The Journey of Becoming a Mortgage Broker
24:32 The Power of Word of Mouth in Business
25:09 Turning Crisis into Opportunity: Writing a Book
25:37 The Impact of PR and Media Exposure
26:49 The Importance of Consistency and Credibility
28:40 The Role of Referrals in Business Growth
29:28 The Art of Delivering a Good Job
31:53 The Importance of Trust in Business
37:56 The Power of Specialization in Business
41:30 The Value of Persistence and Resilience
50:03 The Power of Delayed Gratification
54:08 The Challenges of Compliance in the Mortgage Industry - Visa fler
