Avsnitt
-
Property renovation mistakes can destroy your cash flow, equity and portfolio momentum, especially in a buyer’s market.
In this episode, Steve breaks down the 7 biggest renovation mistakes property investors make when trying to manufacture equity. With Australia moving into a more selective market after the 2026 budget changes, Steve explains why investors can no longer rely on easy growth, and why buying well, renovating strategically and controlling costs matter more than ever.
He also shares practical examples from Melbourne, Western Sydney, Logan, Point Cook, Williams Landing and Mooroolbark, showing how smart renovations can lift rent, valuation and long-term portfolio performance.
1:35 — Mistake 1: Buying The Wrong Property — Why Renovations Can’t Fix Bad Assets
3:14 — Mistake 2: Overcapitalising — Spending Money You Won’t Get Back
4:16 — Mistake 3: Ignoring Comparable Sales — Know The End Value First
5:15 — Mistake 4: Creating The Nicest House — Why Premium Doesn’t Always Pay
6:21 — Mistake 5: Renovating For Personal Taste — Design For Renters And Buyers
7:48 — Mistake 6: Loose Budgets — Holding Costs, Blowouts And The 10% Buffer
9:10 — Mistake 7: Cosmetic Uplift Only — The Real Value-Add Renovation Strategy
13:09 — The Final Rule — Match The Renovation To Your Portfolio Goal -
Steve reveals the Goldman Sachs investing lessons that shaped how he buys Australian property today, from value investing and market cycles to risk management, buffers and long-term compounding.
In this episode, Steve breaks down what he learned during his years at Goldman Sachs and how those high-finance principles now apply to building a property portfolio in Australia. He covers why buying under intrinsic value matters, how land-to-asset ratios can reveal hidden opportunities, why Melbourne looks undervalued compared to Brisbane, and how investors can use “boots on the ground” research instead of relying only on lagging data.
If you want to understand how professional investors think, and how to apply those lessons to property, this episode is packed with practical takeaways.
2:04 — Inside Goldman Sachs — Securities, Strategy & Life After The GFC
4:46 — High-Frequency Trading Explained — Why It Doesn’t Work In Property
6:44 — Lesson 1: Value Investing — Buying Assets Under Intrinsic Value
9:24 — Lesson 2: Cigar Butt Investing — Land-To-Asset Ratios Explained
12:06 — Lesson 3: Market Cycles — Why Brisbane Looks Overvalued And Melbourne Undervalued
13:26 — Lesson 4: Fundamental Research — Why Data Alone Is Not Enough
15:38 — Lesson 5: Long-Term Compounding — From $2M To $13M Portfolio Value
18:47 — The Real Goldman Lesson — Keep It Simple, Avoid Exotic Strategies
22:05 — Risk Management — Buffers, Insurance, LVR And Avoiding Forced Sales
25:27 — Final Takeaway — Build The Snowball And Protect The Downside
If you're ready to build a serious portfolio, remember to Subscribe!
HOW CAN I HELP?
🏠 Request Your FREE Strategy Session 👉 https://tinyurl.com/property-strats-book-a-call
🏠 My Buyer's Agency 👉 https://www.propertystrats.com.au/ -
Saknas det avsnitt?
-
Will the Australian property market crash in 2026, or is this the buying window most investors are too scared to act on?
Steve Ash breaks down the real risks facing Australian property right now, falling auction clearance rates, negative media, borrowing power pressure, tax changes, and why some parts of the market could weaken while others stay resilient. He also compares Australia to recent property downturns in New Zealand and Canada, where prices fell sharply after interest rate rises, weaker confidence and slowing migration.
If you are wondering whether to buy, wait, or avoid Australian property in 2026, this episode gives you a grounded strategy for cutting through the noise and finding real opportunities.
1:48 — New Zealand & Canada: What A Real Correction Looks Like
3:27 — Why Australia May Not Follow The Same Path
7:29 — Policy Changes, Investor Hesitation & Lower Transactions
9:08 — Why Affordable Units Could Outperform
10:11 — Crash Or Buying Opportunity? Steve’s Verdict
11:43 — The Regional Market Risk Investors Should Watch
13:27 — How To Buy Well During The Fear Cycle
If you're ready to build a serious portfolio, remember to Subscribe!
HOW CAN I HELP?
🏠 Request Your FREE Strategy Session 👉 https://tinyurl.com/property-strats-book-a-call
🏠 My Buyer's Agency 👉 https://www.propertystrats.com.au/ -
Best asset classes to invest in 2026?
In this episode of My Next Property, Steve breaks down how he would rank residential property, commercial property, ETFs, bonds, crypto, and cash in today’s post-budget investment market.
Steve shares why residential real estate still sits at number one for him, why commercial property could be facing a correction, why stock market ETFs may be overvalued, and why bonds are suddenly back on the radar. He also explains the role of “dry powder” and why sitting on cash could be a smart move while waiting for better opportunities.
This is not financial advice, but if you’re an Australian investor trying to understand where the best opportunities may be over the next few years, this episode gives a practical ranking of the major asset classes to watch.
1:05 — #1 Residential Property — Leverage, Yield & Building Wealth Safely
2:14 — Commercial Property Warning — Skinny Yields, Vacancy Risk & Small Business Pressure
4:50 — Stocks & ETFs — Why Index Investing Still Makes Sense
8:49 — Bonds Are Back — Why Defensive Assets Look Interesting Again
9:44 — Crypto Exposure — High Volatility, Small Allocation & Upside Risk
10:39 — The Cash Strategy — Why Dry Powder Matters Right Now
11:52 — Final Ranking Revealed — Steve’s Top 5 Asset Classes
14:23 — Why Commercial Property Ranks Last — Waiting For A Better Buying Window
If you're ready to build a serious portfolio, remember to Subscribe!
HOW CAN I HELP?
🏠 Request Your FREE Strategy Session 👉 https://tinyurl.com/property-strats-book-a-call
🏠 My Buyer's Agency 👉 https://www.propertystrats.com.au/ -
Australian property investors are facing major changes after the latest budget, negative gearing updates, tighter borrowing power, and a shifting 2026 property market.
In this episode of My Next Property, Steve breaks down the 5 next steps investors should take now to protect their strategy, spot opportunity, and avoid making costly mistakes in a changing market. He also gives a strong warning about buying off-the-plan or house-and-land packages purely for tax benefits, and why tax strategy should never replace investment strategy.
If you’re serious about building a long-term property portfolio in Australia, this episode will help you tune out the noise, act strategically, and avoid “parking” when the market gets uncertain.
0:18 — Step 1: Revisit Your Why — Resetting Your Property North Star
1:58 — Step 2: Talk to Your Team — Broker, Accountant & Borrowing Power
4:02 — Step 3: Scrutinise Your Strategy — Growth vs Cash Flow
6:31 — Step 4: Realise the Opportunity — Buyer’s Market Bargains
9:10 — Step 5: Don’t Park — Why Waiting Can Cost Investors
11:31 — The Big Warning — Off-the-Plan, House & Land, and Tax Traps
14:17 — Final Checklist — Why, Team, Strategy, Opportunity, Action
If you're ready to build a serious portfolio, remember to Subscribe!
HOW CAN I HELP?
🏠 Request Your FREE Strategy Session 👉 https://tinyurl.com/property-strats-book-a-call
🏠 My Buyer's Agency 👉 https://www.propertystrats.com.au/ -
5 affordable Australian property markets under $600K where investors can still find strong rental yields, tight vacancy rates, and potential capital growth.
In this episode, Steve Ash is joined by Kurt to break down cash flow property opportunities across Cairns, Melbourne, Sydney, and Perth. They unpack where the numbers still stack up, from Cairns units delivering huge yields, to boutique Melbourne apartments in Kingsville and St Kilda, Sydney’s Auburn unit market, and Perth’s Rivervale momentum play.
If you’re looking for affordable investment properties in Australia, positive cash flow suburbs, or the best places to buy under $600K, this episode gives you practical areas to research next.
0:58 — #1 Cairns Units — 10% Yield, Tight Vacancy & Undersupply
5:37 — #2 Kingsville — Melbourne Units Around 6.9% Yield
7:10 — #3 St Kilda — Boutique Blocks, Low Costs & Scarce Supply
10:04 — #4 Auburn — Sydney Units With Strong Rental Demand
14:22 — #5 Rivervale — Perth Momentum, Low Vacancy & 6% Yields
16:33 — The Final Strategy — Balance Yield, Growth & Net Holding Costs
If you're ready to build a serious portfolio, remember to Subscribe!
HOW CAN I HELP?
🏠 Request Your FREE Strategy Session 👉 https://tinyurl.com/property-strats-book-a-call
🏠 My Buyer's Agency 👉 https://www.propertystrats.com.au/ -
Australia’s 2026 Federal Budget has just triggered one of the biggest property investing shake-ups in decades, with proposed changes to negative gearing, capital gains tax, borrowing capacity, investor strategy, SMSF property investing, and the future of cash flow assets.
In this episode, Steve is joined by Kurt to break down what these tax changes could mean for everyday Australian investors. They unpack how removing negative gearing from established dwellings may impact borrowing power, why some investors could lose over $200K in serviceability, and why the classic “buy 2–3 growth properties and hold forever” strategy may need to evolve.
They also explore where the new opportunities may appear: from cash-flowing units and SMSF investing to owner-occupier markets, affordable suburbs, and contrarian buying moments while other investors panic.
1:23 — Investor Confusion: What Mortgage Brokers Are Hearing Now
3:47 — Negative Gearing Changes: What Actually Happened
9:21 — The Supply Problem: Why This May Not Fix Housing
12:14 — Capital Gains Tax Changes: Should Investors Sell?
17:31 — Borrowing Power Breakdown: Mum & Dad Investor Scenario
20:47 — Rentvesting Impact: $200K+ Borrowing Capacity Drop
31:07 — SMSF Property: The Opportunity The Budget Didn’t Touch
33:30 — Next Steps: Don’t Panic, Review Your Strategy
If you're ready to build a serious portfolio, remember to Subscribe!
HOW CAN I HELP?
🏠 Request Your FREE Strategy Session 👉 https://tinyurl.com/property-strats-book-a-call
🏠 My Buyer's Agency 👉 https://www.propertystrats.com.au/ -
Brisbane property investing in 2026 is moving fast, and Steve breaks down exactly where investors should be looking if they want exposure to one of Australia’s strongest momentum markets.
With vacancy rates near zero, stock levels close to all-time lows, and buyer demand still running hot, this episode unpacks why Brisbane continues to surprise the market. Steve compares Brisbane against Melbourne, Perth and Adelaide, explains why the $900K–$1.3M price bracket has become the new sweet spot, and reveals five key suburbs plus one bonus unit play worth watching.
If you’re considering Brisbane property in 2026, this episode will help you understand where the opportunity may still exist, and what to avoid when chasing momentum.
1:40 — Brisbane vs Melbourne — Momentum, Value and Landlord Risk
4:40 — #1 Bray Park — Moreton Bay Demand, Land Content & 0.4% Vacancy
6:42 — #2 Springfield — Ipswich Growth, Train Access & Family Appeal
8:20 — #3 Strathpine — Dual Living, Granny Flat Potential & Rezoning
10:29 — #4 Capalaba — Redlands Owner-Occupier Demand & Coastal Access
12:55 — #5 Redbank Plains — Cheapest Pick, Big Blocks & Key Risks
15:44 — Bonus: Coorparoo Units — Inner Brisbane Momentum Under House Prices
18:43 — Final Verdict — The 5 Suburbs Steve Would Watch Now
If you're ready to build a serious portfolio, remember to Subscribe!
HOW CAN I HELP?
🏠 Request Your FREE Strategy Session 👉 https://tinyurl.com/property-strats-book-a-call
🏠 My Buyer's Agency 👉 https://www.propertystrats.com.au/ -
In this episode, Steve breaks down his flagship "Value Spots" list: the exact suburbs across Melbourne, Sydney, Brisbane, Geelong, and Perth where he's actively buying for his own portfolio and for clients today.
Forget vague hotspot hype — these are data-backed picks with real median prices, yield figures, days-on-market stats, and growth numbers you can act on. He also draws the line between a true "value spot" and a speculative hotspot — and why that distinction matters for long-term wealth.
If you're an everyday Australian trying to build a serious property portfolio, this episode is your shortcut.
1:06 — The Selection Standard — What Makes a Suburb Worth Buying
2:07 — #1 Werribee — Houses, Land Value & 7.4% Annual Growth
3:46 — #2 & #3 Grovedale & Whittington, Geelong — Under the Radar, Flying Out the Door
5:42 — #4 Lakemba, Sydney — 18.2% Growth on Units Nobody Believed In
6:50 — #5 Melton, Melbourne — 6.6% Population Growth & The $550K→$620K Deal
8:35 — #6 Cranbourne North — Subdivision Potential & 7% Solid Growth
9:41 — #7 & #8 St Kilda & South Yarra — Melbourne Unit Market at Inflection Point
11:55 — #9 Annerley, Brisbane — The Unit Play Mirroring Sydney's Trajectory
13:47 — #10 Rivervale, Perth — 19.6% Growth & Why Houses Are Off the Table Now
15:33 — The Long-Game Framework — Doubling in 7–10 Years & How to Get the Full 20-Suburb Report
If you're ready to build a serious portfolio, remember to Subscribe!
HOW CAN I HELP?
🏠 Request Your FREE Strategy Session 👉 https://www.propertystrats.com.au/request-a-free-strategy-session/
🏠 My Buyer's Agency 👉 https://www.propertystrats.com.au/ -
Australia's property investors will face the biggest CGT and negative gearing reforms in decades!
In this episode, Steve breaks down every Labor Budget proposal before May 12th. From CGT discount cuts (50% down to 30%) to negative gearing restrictions on established properties, Stephen explains exactly what these tax changes mean in dollar terms, who they impact, and how to protect your investment property portfolio now. He also unpacks why immigration, vacancy rates at record lows, and a chronic undersupply of housing mean these tax reforms are unlikely to cool the market — and may actually make things worse for renters.
Whether you're a seasoned investor managing multiple properties or just starting out, this episode gives you a clear-headed framework to navigate uncertainty, review your portfolio structure, and spot real opportunities — including where smart money is quietly moving right now.
0:48 — The Housing Supply Crisis — Vacancy Rates, Immigration & 1.2M Homes Target
2:01 — Negative Gearing Restrictions Explained — Who It Actually Affects
3:52 — The CGT Discount Cut: From 50% to 30% — The Real Dollar Impact
6:11 — How to Protect Your Portfolio: Trusts, SMSFs & Purchasing Entities
7:51 — History Repeating: What Happened When Hawke & Keating Abolished Negative Gearing in 1985
9:04 — Victoria: The Contrarian Opportunity — Why Investor Lending Is Actually Rising
12:07 — Where the Real Opportunities Are Right Now — Affordable Markets & Two-Tiered Dynamics
14:29 — The Government's Muddled Housing Policy — And What Actually Needs to Change
16:11 — Final Takeaway: Be Strategic, Stay Calm, Control What You Can
If you're ready to build a serious portfolio, remember to Subscribe!
HOW CAN I HELP?
🏠 Request Your FREE Strategy Session 👉 https://www.propertystrats.com.au/request-a-free-strategy-session/
🏠 My Buyer's Agency 👉 https://www.propertystrats.com.au/ -
Is the Melbourne property market really on the verge of a crash, or is this the greatest buying opportunity of the decade?
In this episode, Steve Ash breaks down why Melbourne has become the most affordable capital city out of Australia’s "Big Five" and why current headwinds are creating a perfect storm for savvy investors. He also defines what a real "market crash" looks like and compare Melbourne’s current stagnation to the pre-boom cycles of Brisbane and Perth.
Whether you are looking for high-yield boutique units or long-term capital growth through "sweat equity," he outline three proven strategies to build wealth in Melbourne right now.
02:45 The Affordability Shift: Why Melbourne is now #5 in median price
06:44 Four Market Headwinds: Policy, Land Tax, and Compliance issues
08:50 Learning from History: Brisbane and Perth’s pre-boom stagnation
11:34 Strategy 1: High-Yield Units – Achieving 6.8% yields in "Blue Chip" areas
13:11 Strategy 2: The Value Play – Land banking and subdivision potential
14:03 Strategy 3: Capital Growth – Manufacturing $120,000 in "sweat equity"
16:03 The Verdict: Best and worst-case scenarios for the next 10 years
If you're ready to build a serious portfolio, remember to Subscribe!
HOW CAN I HELP?
🏠 Request Your FREE Strategy Session 👉 https://www.propertystrats.com.au/request-a-free-strategy-session/
🏠 My Buyer's Agency 👉 https://www.propertystrats.com.au/ -
In this episode of My Next Property, Steve breaks down the five Melbourne suburbs he’s currently recommending to clients, the data behind each pick, and the exact reasons these pockets are set up to outperform over the next property cycle.
While most investors are piling into Perth and Brisbane, Steve makes the contrarian case for Melbourne — covering vacancy rates, yields, owner-occupier concentration, hold periods, school zones. He also calls out the Melbourne suburbs to avoid (including Rockbank and parts of the north), the three biggest mistakes investors are making in Melbourne right now, and why Melbourne is a more compelling value play than Perth or Brisbane at this point in the cycle.
If you’re a value-focused investor looking for strong land-to-asset ratios, tightly held owner-occupier markets, and capital growth potential at the $800K mark, this is the Melbourne playbook.
0:33 Pick #1: Kilsyth – the land-to-asset ratio play 36km east of CBD
3:00 Pick #2: Moorabbin – the owner-occupier forever-home market
5:02 Pick #3: Noble Park – the gentrifying sleeper in Melbourne’s southeast
7:05 Pick #4: Seabrook – the tightly held southwest pocket near Point Cook
9:20 Pick #5: Berwick – premium schools, top socio score & price headroom
11:14 Melbourne suburbs to AVOID – Rockbank & the house & land trap
11:56 3 biggest mistakes investors are making in Melbourne right now
13:47 Melbourne vs Brisbane vs Perth – why Melbourne wins at this point in the cycle
16:18 The investor this strategy suits – holding long, extracting equity
If you're ready to build a serious portfolio, remember to Subscribe!
HOW CAN I HELP?
🏠 Request Your FREE Strategy Session 👉 https://www.propertystrats.com.au/request-a-free-strategy-session/
🏠 My Buyer's Agency 👉 https://www.propertystrats.com.au/ -
Steve Ash breaks down the Australian property market outlook for 2026 — cutting through the fear around interest rates, geopolitical uncertainty, and the AI job threat to show where the real opportunity is right now on My Next Property.
The market is splitting in two, and which tier you invest in will make or break your 2026 strategy. Steve goes deep on two contrasting markets — Perth's momentum-driven growth and Melbourne's undervalued comeback — and reveals the three data points he uses to spot a city at the start of its cycle.
If you've been sitting on the fence waiting for the perfect time to buy, Steve makes the case for why that thinking could cost you.
1:45 Interest Rate Impact: How Borrowing Power Is Falling
4:49 The Two-Tiered Market Thesis — High End vs. Affordable
8:16 Perth Deep Dive — Momentum Play & Equity Growth Targets
11:10 Melbourne Deep Dive — 3 Data Points to Spot the Cycle
14:24 How to Be a Contrarian in a Scary Market
15:24 Answering the 4 Big Investor Objections Right Now
18:00 Real Deal Example: Lowball Offer Strategy in Point Cook
19:30 2026 Summary & Warren Buffett's Timeless Rule
If you're ready to build a serious portfolio, remember to Subscribe!
HOW CAN I HELP?
🏠 Request Your FREE Strategy Session 👉 https://www.propertystrats.com.au/request-a-free-strategy-session/
🏠 My Buyer's Agency 👉 https://www.propertystrats.com.au/ -
Hung Choy, Principal of Strategic Brokers, is back on My Next Property with Steve Ash, and this time he's putting his money where his mouth is.
Starting with just $150,000 in a trust, Hung is building a property portfolio from scratch in real time, with a goal of generating $150K in net passive income with none of his own money left in it. Hung breaks down exactly how he bought his first property in Perth $200,000 below market value, how he's already refinanced and pulled equity within two months of settling, and the step-by-step snowball strategy he's using to get to five properties in 24 months — without injecting another dollar of personal income.
Follow along as one of Australia's sharpest mortgage brokers proves the formula live.
2:19 - Why the First Property Is Always the Hardest (And How Hung Cracked It)
3:08 - The Perth Deal: Bought $200K Below Market Value — Here's Why It Was Missed
7:04 - From 7.44% Interest to Low 6%: The Refinance Strategy That Changes Everything
11:40 - The Equity Strip Explained: How to Fund Deal #2 Without Spending a Cent
13:23 - Where Property #2 Is Going: Perth Again or Melbourne Units?
19:34 - When to Sell (And When Not To): The Strategy Most Investors Get Wrong
22:05 - The End Game: Pivoting Into Commercial Property With a 90% Lend
30:20 - Simple Beats Fancy Every Time: The Core Formula Hung Will Repeat
33:13 - How to Follow the Journey + How to Reach Hung's Team
If you're ready to build a serious portfolio, remember to Subscribe!
HOW CAN I HELP?
🏠 Request Your FREE Strategy Session 👉 https://www.propertystrats.com.au/request-a-free-strategy-session/
🏠 My Buyer's Agency 👉 https://www.propertystrats.com.au/ -
Hung Choy, founder of Strategic Brokers — one of Australia's largest investment mortgage broking firms — sits down with Steve Ash on My Next Property to break down exactly what smart investors are doing right now.
From why negative news in the media is your biggest buying signal, to the hidden goldmine sitting inside Sydney's low-to-medium-rise units — Hung unpacks the value investing framework driving his clients' results today. He also shares a live case study he's running himself: starting with just $150K in a fresh trust and building a 10-property portfolio from the ground up, with every step documented on camera.
If you've been wondering whether you've missed the boat — Hung's answer might surprise you.
2:16 — The Market Right Now: Fear, Rate Rises & Opportunity
7:14 — What to Actually Look for in a Mortgage Broker
20:21 — The Hidden Value Play: Sydney Units Under $500K
23:42 — How to Spot Gentrification Before the Data Does
28:30 — Trusts vs Personal Names: Structuring Your Portfolio
35:15 — "You Haven't Missed the Boat" — Debunking the Property Clock
39:16 — The $150K Live Case Study: Building 10 Properties From Scratch
If you're ready to build a serious portfolio, remember to Subscribe!
HOW CAN I HELP?
🏠 Request Your FREE Strategy Session 👉 https://www.propertystrats.com.au/request-a-free-strategy-session/
🏠 My Buyer's Agency 👉 https://www.propertystrats.com.au/ -
In this episode, Steve breaks down exactly how to apply Warren Buffett and Benjamin Graham's value investing principles to the Australian property market.
From identifying undervalued suburbs and asset types to spotting distressed sellers and lazy agents, this episode gives you a practical, research-backed blueprint for buying property below market value. Whether you're hunting for units at a 58% discount to houses in Sydney, targeting Melbourne's underperforming suburbs, or exploring unit block deals where you can manufacture $600K in equity at entry, Steve covers the full playbook — macro, suburb, and micro level
.This is value investing applied to real estate, and it's one of the most actionable frameworks you'll find anywhere.
1:00 — The Chocolate Bar Analogy: What Value Investing Actually Means
3:15 — The Elastic Band Theory: How Mean Reversion Works in Real Estate
4:20 — Melbourne vs Brisbane: Where the Real Value Is Right Now
6:45 — Suburb-Level Value: Ripple Effect & Undervalued Pockets in Melbourne
8:00 — Micro-Level Strategy: How to Buy Houses Below Comparable Sales
11:47 — Finding Lazy Agents: A Contrarian Tactic That Actually Works
12:44 — Unit Block Investing: Manufacturing $600K Equity at Entry
14:52 — House & Land Packages: The Advanced Play for Cycle-Savvy Buyers
16:26 — Summary: The Full Value Investing Framework Across All Levels
If you're ready to build a serious portfolio, remember to Subscribe!
HOW CAN I HELP?
🏠 Request Your FREE Strategy Session 👉 https://www.propertystrats.com.au/request-a-free-strategy-session/
🏠 My Buyer's Agency 👉 https://www.propertystrats.com.au/ -
Steve Ash sits down with Andrew Hadjidemetri, founder of AFMS Group, to unpack one of the most real and practical property investment journeys you'll hear.
Andrew bought his first unit at 19, built a portfolio of nine properties, and launched his brokerage from the back of his car. Six years later, AFMS Group has helped over 500 families and boasts a 98–99% loan approval rate. From the rent vest vs. owner-occupier debate to the #1 mistake investors make when trying to scale, Andrew shares the exact mindset and finance strategies his most successful clients use to build wealth through property.
If you want to understand how to actually use a mortgage broker to map a five-year credit plan — not just get one loan — this episode is essential viewing.
0:43 — Buying at 19: Migrant Family, Dinner Table Lessons & First Unit
2:27 — CBA to Westpac: What Working in the Banks Taught Him About Property
5:11 — Why He Left Banking to Start AFMS Group From His Car
6:47 — The #1 Trait of His Most Successful Property Investor Clients
8:43 — His 9-Property Portfolio: The Full Journey & Key Deals Revealed
13:29 — Rent Vest vs. Owner Occupier: The Honest Breakdown
17:26 — The Lifestyle Trap: Why More Clients Are Renting in Bondi Instead of Building Wealth
21:18 — AFMS Group's Edge: Speed, 98–99% Approval Rate & 5-Year Credit Mapping
25:33 — The Biggest Mistake Investors Make When Trying to Scale
29:14 — Next Goals: Top 10 Broker, Commercial Property & What's Next
If you're ready to build a serious portfolio, remember to Subscribe!
HOW CAN I HELP?
🏠 Request Your FREE Strategy Session 👉 https://www.propertystrats.com.au/request-a-free-strategy-session/
🏠 My Buyer's Agency 👉 https://www.propertystrats.com.au/ -
Units are the most undervalued asset class in Australian property right now!
In this episode of My Next Property, Steve Ash reveals why house-to-unit price discounts have blown out to 57% in Sydney, 42% in Melbourne, and 37–38% in Brisbane and Perth — and why every property investor in Australia needs to be paying attention in 2025–2026.
He covers the full unit investing playbook: which cities have the biggest arbitrage opportunity, what types of units to buy (and what to avoid entirely), how to read a strata report, and why the cash flow math on units right now stacks up better than houses in most markets. Plus, we run the actual numbers — comparing 2 Melbourne houses vs 10 units at the same cost, and the results are hard to argue with.
If you're serious about building a property portfolio in 2025–2026, this episode is essential watching.
If you're ready to build a serious portfolio, remember to Subscribe!
HOW CAN I HELP?
🏠 Request Your FREE Strategy Session 👉 https://www.propertystrats.com.au/request-a-free-strategy-session/
🏠 My Buyer's Agency 👉 https://www.propertystrats.com.au/ -
The rules of trust lending just changed — and if you're building a property portfolio in Australia, you need to know what happened!
In this episode of My Next Property, expert mortgage broker Andrew Hadjidemetri from AFMS Group breaks down exactly how investors were using trust structures to bypass serviceability restrictions, and why the major banks — including Macquarie, CBA, and ANZ — shut it down from October 2025.
Andrew explains who's most affected, what the new lending policies look like across the Big Four, and what strategies actually still work for growing a multi-property portfolio under the new rules.
Whether you're just starting out or already scaling, this is essential knowledge for navigating the current lending landscape.
0:00 — The Trust Lending Strategy Explained
4:10 — Gaming the System: Stuffing Offset Accounts Before Reports
5:04 — What Triggered the Banks to Act in October 2025
12:53 — What the New Policies Look Like: CBA, ANZ, Westpac, NAB & Macquarie
16:26 — What Building a Portfolio Now Actually Looks Like
18:01 — How Open Banking Is Making It Harder to Hide Spending
19:54 — 3 Quality Properties vs 15 Cheap Ones: Andrew's Take
22:11 — Final Tips: Get a Good Accountant & a Good Broker
If you're ready to build a serious portfolio, remember to Subscribe!
HOW CAN I HELP?
🏠 Request Your FREE Strategy Session 👉 https://www.propertystrats.com.au/request-a-free-strategy-session/
🏠 My Buyer's Agency 👉 https://www.propertystrats.com.au/ -
Gold Coast or Sunshine Coast? Where would you buy in 2026?
In this episode, Steve breaks down the headline numbers, population growth forecasts, 2032 Olympic tailwinds, and infrastructure pipelines driving both markets. With median house prices now sitting above $1 million in each region, knowing where to put your money matters more than ever.
Steve goes suburb-by-suburb, comparing Bigger Waters on the Gold Coast against Sippy Downs on the Sunshine Coast — revealing which market has stronger deal economics, tighter vacancy rates, and the better entry point for investors right now.
Whether you're eyeing a house or a boutique unit play, this episode gives you a data-driven framework to make the call.
0:00 — Steve's Bold Claim: One clear winner between the two coasts
2:51 — Headline Numbers Side-by-Side — Median prices & vacancy rates for both coasts
3:50 — Sunshine Coast Deep Dive — Population forecasts, $5B health precinct, Olympic tailwinds
5:20 — Gold Coast Deep Dive — 400 new residents per week, 10% economic growth, $60B infrastructure
7:00 — The Real Risks — Price points, cycle timing, and where the opportunity still exists
8:31 — Steve's Gold Coast Pick: Bigger Waters — Data breakdown (yield, vacancy, owner-occupier %)
10:21 — Steve's Sunshine Coast Pick: Sippy Downs — Why this education-driven suburb stacks up
11:41 — The Verdict — Which coast wins and exactly where Steve would put his money today
If you're ready to build a serious portfolio, remember to Subscribe!
HOW CAN I HELP?
🏠 Request Your FREE Strategy Session 👉 https://www.propertystrats.com.au/request-a-free-strategy-session/
🏠 My Buyer's Agency 👉 https://www.propertystrats.com.au/ - Visa fler
