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  • How can gig workers better plan their finances and access financial services? Are fractional jobs the perfect fit for modern hustlers? Is it a world where relying on just a traditional 9-to-5 job is no longer enough? Howie Lim speaks to Daphne Tan, head of business development at CMC Markets Singapore and Jenn Ong, managing director, head of retail, GXS Bank to find out.

    Synopsis: Every Monday, The Business Times breaks down useful financial tips.

    Highlights:

    02:36 The different alternative to full time employment

    04:13 Disadvantages to this kind of working

    07:43 Covid’s impact on employment

    10:26 How to manage your money

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected].

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Daphne Tan, head of business development at CMC Markets Singapore; and Jenn Ong, managing director, head of retail, GXS Bank

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe 

    Spotify: bt.sg/oeGN 

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Correspondents: bt.sg/btcobt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

  • Why does personal finance management always have to be so complicated and daunting? Actually, it isn’t and professor Steve Foerster from Ivey Business School has 3 simple steps. Correspondent Howie Lim gets the skinny from the professor.

    Synopsis: Every Monday, The Business Times breaks down useful financial tips.

    Highlights:

    01:09 Success hangs on a sound investment philosophy

    03:46 The 3 levers to financial success

    07:16 The trade-offs

    09:35 Obstacles to look out for

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected].

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Steve Foerster, professor of finance, Ivey Business School, Canada

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe

    Spotify: bt.sg/oeGN

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Correspondents: bt.sg/btcobt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

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  • Money Hacks by The Business Times delivers useful financial tips every Monday. Subscribe to the playlist in Spotify, Apple Podcasts, or wherever you listen to podcasts.

    But if watching is your thing, we've got you covered.

    Subscribe to the Money Hacks playlist in the podcasts tab of The Business Times YouTube channel and watch as Howie Lim gets the inside scoop on the best money hacks.

    Website: bt.sg/moneyhacks

    YouTube: The Business Times

    See omnystudio.com/listener for privacy information.

  • Worried about dementia's financial toll? Planning for dementia-related financial care isn't easy. Correspondent Howie Lim speaks to Helen Shen, group head of products at Singlife to explore effective ways to safeguard your finances from dementia's impact.

    Synopsis: Every Monday, The Business Times breaks down useful financial tips.

    Highlights:

    01:40 Financial assets of loved one with dementia

    05:08 The cost of dementia

    07:50 How to broach the subject

    12:39 Resources to help navigate

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected].

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Helen Shen, group head of products, Singlife

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe

    Spotify: bt.sg/oeGN

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Correspondents: bt.sg/btcobt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

  • How much are finance influencers impacting financial decision-making? These individuals offer advice and information on everything from bonds, equities, and crypto to traditional savings accounts and travel miles. But are they replacing traditional financial advisors?

    Howie Lim speaks to Dawn Cher, SG Budget Babe, a leading personal finance influencer based in Singapore and Brian Seetoh, financial services manager, PhillipCapital to find out.

    Synopsis: Every Monday, The Business Times breaks down useful financial tips.

    Highlights:

    03:54 Can finance influencers and financial advisors co-exist?

    08:03 Whether regulation will protect consumers better

    11:11 The battle between finance influencers and lifestyle influencers

    13:44 Spotting the legit finance influencers

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected].

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Dawn Cher, SG Budget Babe, a leading personal finance influencer based in Singapore and Brian Seetoh, financial services manager, PhillipCapital

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe

    Spotify: bt.sg/oeGN

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Correspondents: bt.sg/btcobt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

  • From 2025, CPF members above age 55 will no longer keep funds in their Special Accounts (SA). Balances in the SA will be transferred to the Ordinary Account (OA), reducing the interest rate from at least 4 per cent in SA to 2.5 per cent in OA. What does this mean for your retirement?

    Howie Lim speaks to Christopher Tan, CEO of Providend to find out.

    Synopsis: Every Monday, The Business Times breaks down useful financial tips.

    Highlights:

    01:05 Key changes to CPF from 2025

    06:54 Why the changes and what to do now

    11:23 Advice for the confused

    16:05 More tips to navigate the changes

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected].

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Christopher Tan, CEO, Providend

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe

    Spotify: bt.sg/oeGN

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Correspondents: bt.sg/btcobt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

  • In today's fast-paced financial world, staying updated with the latest economic trends and rate cuts can feel like a full-time job. Howie Lim guides you through the maze of financial information and strategies this week with Vuk Vukovic, CEO and CIO of Oraclum Capital.

    Synopsis: Every Monday, The Business Times breaks down useful financial tips.

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected].

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Vuk Vuković, CEO and CIO, Oraclum Capital

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe

    Spotify: bt.sg/oeGN

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Mark To Market Podcast at: bt.sg/btmark2mkt

    WealthBT at: bt.sg/btwealthbt

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

  • Asian fixed income shows strong performance and potential, despite global market fluctuations and economic uncertainties. It might be time to get onboard but how? Howie Lim finds out from Navin Saigal, head of fundamental fixed income, Asia Pacific at BlackRock.

    Synopsis: Every Monday, The Business Times breaks down useful financial tips.

    Highlights:

    02:14 Asian market outperformance

    03:54 Uncorrelated growth patterns

    06:32 Anticipated risks

    10:18 Long-term outlook

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected].

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Navin Saigal, head of fundamental fixed income, Asia Pacific at BlackRock

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe

    Spotify: bt.sg/oeGN

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Mark To Market Podcast at: bt.sg/btmark2mkt

    WealthBT at: bt.sg/btwealthbt

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

  • With the cost of living continuing to rise, investors are eager to discover ways to elevate their financial standing. Correspondent Howie Lim gets some actionable strategies for enhancing your income from Candy Valentino, author and financial analyst.

    Synopsis: Every Monday, The Business Times breaks down useful financial tips.

    Highlights:

    01:31 Diversifying your income streams

    04:06 Capitalising on assets

    07:11 The reality of passive income

    10:27 Embracing long-term strategies

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected].

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Candy Valentino, author, business growth expert, and financial analyst

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe

    Spotify: bt.sg/oeGN

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Mark To Market Podcast at: bt.sg/btmark2mkt

    WealthBT at: bt.sg/btwealthbt

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

  • An intriguing aspect of personal financial management is the strategic accumulation of air miles. This can transform your travel experience and save you significant amounts of money. Correspondent Howie Lim speaks to the experts to find out you can ‘fly free’.

    Synopsis: Every Monday, The Business Times breaks down useful financial tips.

    Highlights:

    00:59 Strategies to hack air miles

    02:49 The search for appropriate credit cards

    06:39 Why budget travel hasn’t dampened air miles accumulation

    09:20 Stay the course and then ‘fly free’

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected].

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Tim Philip from timtalksmoney.com; and Mark Tan, head of commercial, MoneySmart

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe

    Spotify: bt.sg/oeGN

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Mark To Market Podcast at: bt.sg/btmark2mkt

    WealthBT at: bt.sg/btwealthbt

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

  • What is the current state of digital assets and crypto? What are the dynamics at play and now that institutional investors seem to be excited about the space again, what would this mean for retail investors? Howie Lim speaks to Kunal Chowdhry, CEO of Apollo Singapore Investments for more insights.

    Synopsis: Every Monday, The Business Times breaks down useful financial tips.

    Highlights:

    02:04 Rise and fall of digital assets

    04:51 Why cryptocurrencies are top of mind again

    10:47 Which digital assets are worth the risk?

    14:20 The future of digital assets

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected].

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Kunal Chowdhry, CEO, Apollo Singapore Investments

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe

    Spotify: bt.sg/oeGN

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Mark To Market Podcast at: bt.sg/btmark2mkt

    WealthBT at: bt.sg/btwealthbt

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

  • Analysts are saying that tech stocks will move higher to end the year and through 2025 but others have turned bearish. So what do we do? And is there a way to navigate the space safely? Howie Lim speaks to Dom Rizzo, portfolio manager, global technology equity strategy at T. Rowe Price to find out.

    Synopsis: Every Monday, The Business Times breaks down useful financial tips.

    Highlights:

    00:56 What the deal with tech stocks is

    02:54 Understanding the sector

    04:26 Outlook for the tech sector

    07:39 Tips for retail investors

    10:47 The questions around AI

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected].

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Dom Rizzo, portfolio manager, global technology equity strategy, T. Rowe Price

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe

    Spotify: bt.sg/oeGN

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Mark To Market Podcast at: bt.sg/btmark2mkt

    WealthBT at: bt.sg/btwealthbt

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

  • While the debate continues as to whether the Fed’s jumbo rate cut was anticipated, we’re more concerned as to what will happen to our investments and money. Experts and market watchers weigh in with tips on where to put our money now.

    Synopsis: Every Monday, The Business Times breaks down useful financial tips.

    Highlights:

    01:49 Why understanding Fed decisions is important

    04:29 What the divided decision means

    06:02 Where the investment opportunities are

    12:10 More information may become available

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected].

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Charu Chanana, head of FX strategy and global market strategist, Daphne Tan, director of business development, CMC Markets Singapore and Daryl Ho, senior investment strategist, chief investment office, DBS Bank.

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Joann Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe

    Spotify: bt.sg/oeGN

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    ---

    Discover more BT podcast series:

    BT Mark To Market Podcast at: bt.sg/btmark2mkt

    WealthBT at: bt.sg/btwealthbt

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at : bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

  • Returns on whisky cask investments can be attractive over time but investing through cask ownership has become a minefield, breeding scammers out to profit from the relatively opaque market. Good thing Howie Lim speaks to experts to help us navigate.

    Synopsis: Every Monday, Howie Lim gets experts to break down useful financial tips.

    Highlights of the conversation:

    02:37 Why whisky cask and not whisky investing

    04:43 How to be sure whisky cask is for you

    07:42 Whisky cask investing is safer than most asset classes

    10:05 Should whisky drinkers get involved?

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected].

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Alexander Knight, CEO, Whisky Cask Club

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Joann Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe

    Spotify: bt.sg/oeGN

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Mark To Market Podcast at: bt.sg/btmark2mkt

    WealthBT at: bt.sg/btwealthbt

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

  • More young people crave independence and are moving out of their parents’ before getting married? How do you know when it’s time and if you have the means to do so? Howie Lim speaks to Tim Phillips from timtalksmoney.com and Seth Wee from Providend to find out when and how they did it.

    Synopsis: Every Monday, Howie Lim gets experts to break down useful financial tips.

    Highlights of the conversation:

    02:14 Budget considerations

    03:51 How investing will help

    07:09 Unforeseen expenses

    09:28 Should you buy or rent?

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected].

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Tim Phillips, timtalksmoney.com; and Seth Wee, client advisor, Providend

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Joann Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe

    Spotify: bt.sg/oeGN

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Mark To Market Podcast at: bt.sg/btmark2mkt

    WealthBT at: bt.sg/btwealthbt

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

  • Investors fled from risk assets when the Asian stock sell-off deepened in August. It was speculated that interest rates would need to be cut rapidly to stimulate growth. Was this a one-off or a signal of things to come? Howie Lim finds out from Paul Chew head of research, Phillip Securities Research.

    Synopsis: Every Monday, Howie Lim gets experts to break down useful financial tips.

    Highlights of the conversation:

    02:46 Investors should not focus on one data point

    05:50 Precedents in history to draw parallels

    09:26 How market interconnectedness plays a role

    11:08 All times are uncertain and volatile

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected].

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Paul Chew, head of research, Phillip Securities Research

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Joann Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe

    Spotify: bt.sg/oeGN

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Mark To Market Podcast at: bt.sg/btmark2mkt

    WealthBT at: bt.sg/btwealthbt

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

  • Companies should start placing a higher priority on both employee mental and financial well-being because the better your workers are, the better your company will be as well. How true is that and when did it become an employer’s responsibility to care for its employees’ finances? Howie Lim speaks to So Sin Ting from Endowus, Theodoric Chew from Intellect and Paul Gordon from Aon to find out.

    Synopsis: Every Monday, Howie Lim gets experts to break down useful financial tips.

    Highlights of the conversation:

    01:48 Relationship between financial preparedness and self

    03:40 Financial well-being is about more than financial health

    06:18 Is it really an organisation’s responsibility?

    10:34 Take care of your people, and they’ll take care of business

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    Send us your questions, thoughts, story ideas, and feedback to [email protected].

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Theodoric Chew, co-founder & CEO, Intellect; So Sin Ting, chief client officer, Endowus; and Paul Gordon, head of financial wellbeing, APAC, Aon

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Joann Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe

    Spotify: bt.sg/oeGN

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Mark To Market Podcast at: bt.sg/btmark2mkt

    WealthBT at: bt.sg/btwealthbt

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

  • With the US economy giving everyone whiplash in recent times and the Fed poised to cut interest rates, what does this all mean for your investments? Howie Lim speaks to Charu Chanana, head of FX Strategy and global market strategist at Saxo to find out.

    Synopsis: Every Monday, Howie Lim gets experts to break down useful financial tips.

    Highlights of the conversation:

    01:43 How the US economy is doing so far

    04:30 Which scenario will be better for you?

    09:02 Where exactly the US economy is headed

    13:13 Is ‘timing’ rebalancing your portfolio bad too?

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    Send us your questions, thoughts, story ideas, and feedback to [email protected].

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Charu Chanana, head of FX Strategy and global market strategist, Saxo

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Joann Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe

    Spotify: bt.sg/oeGN

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Mark To Market Podcast at: bt.sg/btmark2mkt

    WealthBT at: bt.sg/btwealthbt

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

  • After first gaining popularity in the early 1990s, investment-linked insurance policies have been a mainstay in the offerings of insurers. But how much has changed since then and do they have a place in your portfolio today? Howie Lim talks to CEO of Providend Christopher Tan and chief agency officer of Income Insurance Tan Chuan How to find out.

    Synopsis: Every Monday, Howie Lim gets experts to break down useful financial tips.

    Highlights of the conversation:

    01:33 How ILPs are like ‘cooking’ or ‘football’

    05:15 The skinny on wealth-accumulation ILPs

    09:38 Reasons to be cautious

    11:12 Benefits of ILPs

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    Send us your questions, thoughts, story ideas, and feedback to [email protected].

    ---

    Hosted by: Howie Lim ([email protected])

    With Christopher Tan, CEO, Providend and Tan Chuan How, chief agency officer, Income Insurance

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Joann Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe

    Spotify: bt.sg/oeGN

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    ---

    Discover more BT podcast series:

    BT Mark To Market Podcast at: bt.sg/btmark2mkt

    WealthBT at: bt.sg/btwealthbt

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

  • Debt can be scary but you’re not alone. There is help available and paths you can take. Howie Lim finds out what they are from Tan Huey Min of Credit Counselling Singapore and Seth Wee of Providend.

    Synopsis: Every Monday, The Business Times breaks down useful financial tips.

    Highlights of the conversation:

    03:48 Cheapest ways to get out of debt

    05:14 Are you ready to seek help?

    08:50 Things you can do

    11:58 Not as difficult as it may seem

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    Send us your questions, thoughts, story ideas, and feedback to [email protected].

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Seth Wee, client adviser, Providend and Tan Huey Min, general manager, Credit Counselling Singapore

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Joann Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe

    Spotify: bt.sg/oeGN

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    ---

    Discover more BT podcast series:

    BT Mark To Market Podcast at: bt.sg/btmark2mkt

    WealthBT at: bt.sg/btwealthbt

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.