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  • In this episode, we delve into the wealth-building journey of our host, who shares insights on how to achieve financial success without relying on property investment. Highlighting that approximately 13% of Australians are millionaires, primarily due to property appreciation, our host emphasizes a different approach centered around underspending income. By making conscious choices—such as renting a lower-cost car, sharing living spaces, and avoiding unnecessary luxuries—he managed to save between $40,000 and $50,000. This savings strategy allowed him to enter the property business with his father, where he continued to prioritize saving while working hard. Tune in to discover practical tips on financial discipline and the philosophy that "money buys happiness," as discussed in his book.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    Timestamps

    [00:00:00] - Introduction

    [00:00:30] Wealth creation through underspending.

    [00:04:34] Increasing income through network marketing.

    [00:07:34] Financial independence in your 30s.

    [00:09:19] Wealth building strategies.

  • In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, shares insights on the top 10 investing mistakes that could be costing you financial growth and peace of mind. He emphasizes the importance of a long-term mindset in investing, cautioning against emotional decision-making. Lloyd discusses common pitfalls, including the tendency to chase hot stocks, as seen in the GameStop frenzy. Listeners will gain valuable strategies to avoid these mistakes, take control of their financial future, and enhance their wealth-building journey. Tune in for practical advice in under 15 minutes!

    Want to own your time and build real wealth? Comment "TIME RICH" and I’ll send you the book launch link!

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    Timestamps

    [00:00:00] - Introduction

    [00:01:23] Chasing hot stocks.

    [00:03:50] Understanding what you own.

    [00:07:47] Ignoring investment fees.

    [00:10:46] Vetting influencers for investments.

    [00:13:22] The importance of starting investing.

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  • In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, shares his personal journey to achieving a million-dollar net worth. He emphasizes that it's not just about revenue, but profit margin and net worth that define financial success. Lloyd discusses the importance of real estate in wealth accumulation, revealing how many millionaires in Australia have achieved their status through property investments. He reflects on his initial hesitations about buying real estate due to fears of being tied down by a mortgage. Throughout the episode, he provides valuable insights and strategies for listeners who may feel overwhelmed by investing or stuck in old financial habits. Lloyd underscores the importance of teamwork in success, highlighting that he did not achieve his milestones alone but with the support of his wife, Alicia. Tune in to learn how you can take control of your finances, grow your wealth, and work towards achieving your own financial freedom.

    Want to own your time and build real wealth? Comment "TIME RICH" and I’ll send you the book launch link!

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    Timestamps

    00:00:00 - Introduction

    [00:01:04] Millionaire without property investment.

    [00:03:00] Underspending for wealth building.

    [00:07:33] Becoming a millionaire strategy.

    [00:10:41] Financial independence in your 30s.

    [00:12:16] Wealth building strategies for success.

  • In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, challenges the common belief that hard work equates to financial success. He emphasizes the importance of buying back your time and leveraging resources effectively, suggesting that it's more beneficial to own a smaller percentage of a larger opportunity than to fully own something insignificant. Lloyd addresses the pitfalls of busyness and the glamorization of being time poor, arguing that true wealth is measured by the time we have, not just the money we earn. He provides insights into shifting mindsets and strategies for achieving financial freedom, encouraging listeners to focus on making their money work for them instead of being trapped in a cycle of constant busyness. Tune in to learn how to take control of your financial future and prioritize what truly matters.

    Want to own your time and build real wealth? Comment "TIME RICH" and I’ll send you the book launch link!

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    Timestamps

    00:00:00 - Introduction

    [00:01:26] The value of time over money.

    [00:03:42] Subscription-based income strategy.

    [00:08:37] Leveraging media for impact.

    [00:12:08] Leveraging capital for time.

    [00:14:44] Leveraging technology for efficiency.

    [00:17:05] Time rich vs. money rich.

  • In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, shares seven effective strategies for making money quickly, emphasizing that it may feel unconventional but is completely legal and legitimate. He highlights the importance of taking action and shifting your mindset to overcome financial stress and achieve success. Lloyd reassures listeners that the solutions he presents are based on his own experiences and have worked for him, helping thousands of business owners and professionals. Tune in to discover practical ways to generate fast income and take control of your financial future!

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    Timestamps

    00:00:00 - Introduction

    [00:01:01] Ways to make money fast.

    [00:02:57] Freelance digital content creation.

    [00:07:12] Selling e-books with Gumroad.

    [00:10:03] Selling items on Facebook Marketplace.

    [00:13:22] Product arbitrage for quick profits.

    [00:19:08] Turning skills into income.

    [00:19:18] Freelancing through LinkedIn outreach.

    [00:24:08] Fast ways to make money.

    [00:25:22] Solving problems quickly.

  • In this episode, we address the harsh reality facing individuals over 40 with no savings, emphasizing that it's not a personal failing but rather a systemic issue. The host discusses how economic challenges affect people across various regions, including the United States, the UK, Europe, and Australia. Real-life examples illustrate the struggles of professionals from diverse backgrounds, including those in high-paying jobs, who are now considering second jobs just to make ends meet. The conversation highlights the impact of increased immigration on infrastructure and job availability in Australia, leading to rising costs and inflation. Join us as we explore these pressing issues and their implications for the future.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    Timestamps

    00:00:00 - Introduction

    [00:02:06] Financial struggles in modern society.

    [00:03:20] Housing market struggles in Australia.

  • In this episode, Lloyd James Ross delivers a powerful wake-up call for anyone over 40 with no savings, emphasizing the urgent need to take control of personal finances. He highlights alarming trends, such as 25% of Americans using buy now, pay later apps for groceries, and questions the sustainability of current living costs. Lloyd challenges listeners to rethink their perceptions of wealth, arguing that true wealth lies not in material possessions but in financial freedom and security. He acknowledges the systemic issues contributing to financial stress, affecting individuals across various socioeconomic backgrounds in the U.S., UK, Europe, and Australia. With his experience as a seven-figure investor and entrepreneur, Lloyd offers insights and strategies to help listeners overcome old money habits and achieve financial success. Tune in for practical advice aimed at transforming your financial future!

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    Timestamps

    00:00:00 - Introduction

    [00:03:00] Financial struggles in modern society.

    [00:03:20] Importance of shelter over water.

    [00:07:46] Mortgage pressure and lifestyle change.

    [00:09:53] Gold Coast property market trends.

    [00:13:38] Financial strategies in crisis.

    [00:18:07] Lifestyle downgrades for financial freedom.

    [00:20:12] Wealth vs. Material Possessions.

  • In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, discusses the current economic landscape, emphasizing the challenges posed by a looming recession. He shares insights on how AI will enhance existing businesses rather than serve as a cure-all for financial woes. Lloyd stresses the importance of adopting sound financial habits, such as living below one's means and saving money, to build wealth over time.

    The episode also features Lloyd reacting to online opinions about investment opportunities, particularly regarding the stock market, and the unexpected chances presented by political events. Listeners will gain valuable mindset shifts and strategies to take control of their finances and work towards achieving financial freedom. Tune in for an engaging and educational discussion that blends financial advice with real-world reactions.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    Timestamps

    00:00:00 - Introduction

    00:01:18 – Best shot to invest

    00:03:25 – Crypto's big moment is coming

    00:06:40 – Half off doesn’t mean cheap

    00:09:20 – Stop funding fancy banks

    00:13:40 – Rich people don’t save, they multiply

    00:15:39 – Wealth hits you like a slow cold

  • In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, addresses the impact of global events like the U.S.-China trade war on personal finance and investing strategies. He emphasizes that reacting to crises is often misguided; instead, maintaining a consistent investment approach is crucial for long-term success. Ross advocates for financial education as the key to overcoming uncertainty and shares insights on how to make informed investment decisions. Tune in to learn how to navigate financial challenges and empower yourself to achieve financial freedom despite market volatility.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    Timestamps

    [00:00:00] Introduction

    [00:01:34] Trade war tariffs impact on wealth.

    [00:03:12] Trade deficit and manufacturing shift.

    [00:06:08] Trade war impact on consumers.

    [00:09:41] Crisis management in investing strategy.

    [00:13:39] Financial education for investing.

    [00:15:20] Portfolio volatility and investment strategies.

  • In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, challenges the conventional wisdom of diversification in investing. He introduces the concept of "de-worsification," arguing that spreading investments too thin across various assets can lead to lower overall returns. Ross emphasizes that while diversification is often promoted as a safe strategy, it may dilute potential gains. He cites Warren Buffett's preference for a bumpy 16% return over a smooth 12%, highlighting the benefits of focusing investments for greater returns. Tune in to learn how to break free from old money habits and take control of your financial future.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    Timestamps

    [00:00:00] Introduction

    [00:01:02] De-worsification in investment strategies.

    [00:05:03] Concentrated stock portfolio strategy.

    [00:06:39] Business vs. stock picking.

    [00:10:30] Investing in China's market.

    [00:12:40] Investing in undervalued China.

  • In this episode, host Lloyd James Ross is joined by his partner Alisha Fernandez as they tackle the complex intersection of love and finance. They discuss the importance of being with someone who shares your ambitions, highlighting how financial infidelity can impact relationships. Lloyd emphasizes that couples should be prepared for the responsibilities that come with both love and entrepreneurship. The conversation also touches on the challenges of starting a business as a couple and the dynamics of ambition within partnerships. Tune in to hear insights on navigating financial discussions and fostering a successful partnership in both life and business.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Alisha:

    https://www.instagram.com/alishafernandez87/

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    Timestamps

    [00:00:00] Introduction

    [00:02:39] Money talk on first dates.

    [00:04:43] Financial compatibility in relationships.

    [00:08:13] Financial ambition in relationships.

    [00:10:27] Joint vision board for couples.

    [00:15:42] Merging bank accounts in relationships.

    [00:18:45] Joint and individual bank accounts.

    [00:20:50] Financial communication in relationships.

    [00:24:13] Joint investment strategies for couples.

    [00:26:35] Starting a business as a couple.

    [00:30:31] Kids and financial stability.

    [00:33:00] Financial education for children.

    [00:39:50] Financial infidelity in relationships.

  • In this episode of the podcast, host Lloyd James Ross, a seven-figure investor and entrepreneur, addresses the challenges of living paycheck to paycheck and provides a roadmap to financial freedom. He emphasizes the importance of understanding your finances and developing better money habits rather than simply seeking more money. Lloyd outlines a five-step process designed to help listeners break free from financial turmoil and transition into wealth-building mode. This episode is particularly aimed at those feeling overwhelmed by their financial situation, offering actionable strategies to take control of their cash flow and ultimately achieve financial success. Tune in to learn how to escape the cycle of financial stress and start making your money work for you.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    Timestamps

    [00:00:00] Introduction

    [00:01:35] Know your exact numbers.

    [00:03:30] Paying yourself first.

    [00:06:58] Cutting lifestyle creep.

    [00:10:32] Building an emergency fund.

    [00:12:28] Building a side hustle early.

  • Better understand the stock market without losing your cool. In this episode, Lloyd James Ross unpacks why markets dip, how investors usually react, and what you can do instead. He breaks down the different types of downturns—because not every drop is a disaster—and explains why so many people panic when they don’t need to. Lloyd also shares why keeping your head clear matters and hints at ways to build financial stability no matter what the market’s doing. If you're aiming for long-term financial freedom, this is one you don’t want to miss.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    Timestamps

    [00:00:00] Introduction

    [00:02:08] Market crashes and corrections.

    [00:03:45] Dot-com bubble crash explained.

    [00:06:55] The property market collapse.

    [00:10:18] The 2008 financial collapse.

    [00:13:07] Market corrections and cycles.

    [00:17:48] Market corrections create opportunities.

    [00:19:16] Dollar cost averaging strategy.

  • Ever feel like you're working hard but not really getting ahead? In this episode, Lloyd James Ross—seven-figure investor and all-around money mindset guru—breaks down five habits that are secretly keeping people broke and stressed. 😬

    He gets real about stuff like credit card traps, missed chances to invest, and the kind of people you need to stop taking money advice from. Plus, he shares what actually helped him build real wealth—and it’s not what you’d expect. If you’re tired of spinning your wheels with money, this might be the wake-up call you didn’t know you needed. 👀

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    Timestamps

    [00:00:00] Introduction

    [00:01:04] Five habits keeping you broke.

    [00:04:08] Investing in skills for wealth.

    [00:08:40] Networking for life-changing opportunities.

    [00:09:21] Wealth building and life balance.

  • In this episode, host Lloyd James Ross, a seven-figure investor and entrepreneur, provides a comprehensive guide to achieving financial peace. He emphasizes the importance of understanding your financial baseline by tracking monthly expenses like rent, food, and bills. Lloyd reveals how common spending habits on coffee, dining out, and luxury items can hinder financial progress. He outlines a step-by-step system to master your finances, including building an emergency fund, eliminating high-interest debt, automating savings, and investing wisely. This episode is designed for anyone, from nurses to tradespeople and business owners, who wants to transform financial stress into success. Tune in to learn how to make your money work for you and take control of your financial future.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    Timestamps

    [00:00:00] Introduction

    [00:01:34] Financial baseline awareness.

    [00:04:55] Emergency fund importance.

    [00:07:00] Automating your investments for wealth.

    [00:09:40] Retirement accounts and investments.

    [00:12:19] Opportunity cost in spending.

  • In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, shares his insights on achieving wealth and happiness, challenging conventional wisdom about education and money. He argues that while school provides essential skills like reading and writing, it often discourages risk-taking and punishes mistakes—two crucial elements for financial success. Lloyd emphasizes that to get rich in your 20s, you must adopt a new mindset and avoid outdated money habits. He offers strategies for overcoming financial stress and achieving financial freedom, underscoring the importance of learning from mistakes in the real world. Tune in for valuable advice on making your money work for you and breaking free from traditional barriers to wealth.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    Timestamps

    [00:00:00] Introduction

    [00:01:09] School’s impact on financial success.

    [00:04:04] Inheriting money management skills.

    [00:08:51] Wealth-building strategies for young adults.

    [00:12:01] Mobile homes and depreciation.

    [00:12:36] Depreciation of assets discussed.

  • In this episode, host Lloyd James Ross, a seven-figure investor and entrepreneur, shares his insights on building wealth effectively, particularly for those earning between $100,000 and $150,000 a year. He emphasizes the importance of living lean and saving aggressively, advising listeners to forego the desire to appear wealthy in favor of genuine financial progress. Lloyd discusses how wealth-building strategies must evolve with income, highlighting that what works at lower income levels may hinder growth at higher ones. He provides practical steps for listeners at various income tiers, focusing on mindset shifts and strategic financial moves to achieve true financial freedom. Tune in to learn how to make your money work for you and break free from old habits that hold you back.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    Timestamps

    [00:00:00] Introduction

    [00:00:10] Wealth-building strategies for income.

    [00:06:30] Emergency fund building strategies.

    [00:08:04] Income growth phase.

    [00:10:42] Amplifying your income through skills.

    [00:13:41] Buying assets to build wealth.

    [00:18:03] Buy assets, scale your wealth.

  • In this episode, host Lloyd James Ross, a seven-figure investor and entrepreneur, shares five essential books on money that can help turn your child into a millionaire. He begins with a personal anecdote about his father's approach to money, emphasizing the importance of sales as a foundational skill for financial success. Lloyd discusses the mindset and strategies necessary for parents to instill financial literacy in their children, highlighting that wealth-building is not solely about earning a high income but rather about effectively using time to develop skills and invest wisely. Tune in to learn how to set your children up for financial success and avoid the common pitfalls of living paycheck to paycheck.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    Timestamps

    [00:00:00] Introduction

    [00:01:34] Teaching kids about money.

    [00:08:13] Teaching kids about sales.

    [00:12:45] Teaching kids about investing.

    [00:15:22] Teaching children about time value.

    [00:19:30] Teaching Kids Financial Principles.

  • In this episode, host Lloyd James Ross discusses the transformative impact of AI and automation on the job market and personal finance. He begins with a provocative example of Elon Musk challenging government workers to succinctly describe their jobs, highlighting the disconnect between technology and human capability. Ross illustrates how AI can save time and enhance productivity, comparing its benefits to having a lawyer, accountant, and analyst all in one. He shares a success story of a business that scaled newsletters to a valuation of $40 million, emphasizing the wealth opportunities AI presents. As a seven-figure investor and entrepreneur, Ross aims to empower listeners to break free from old financial habits and embrace strategies that lead to wealth growth and financial freedom. Tune in to discover how to leverage AI for financial success and navigate a changing economic landscape.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    Timestamps

    [00:00:00] Introduction

    [00:01:34] AI and wealth creation.

    [00:04:43] Creating content with AI.

    [00:06:01] AI for sales copywriting.

    [00:10:22] Leveraging AI for investment analysis.

    [00:12:38] Negotiating with AI assistance.

    [00:16:22] Launching a podcast for profit.

    [00:18:30] AI in newsletter business.

    [00:21:37] Leveraging AI for baking.

    [00:24:46] Wealth building strategies.

  • In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, delves into the key differences between wealthy individuals and those struggling financially. He emphasizes the importance of managing and decreasing debt, noting that the wealthy leverage debt to acquire income-generating assets, while the less fortunate often incur debt for non-productive purchases. Lloyd highlights that successful individuals track their spending and maintain a balanced approach to health and relationships, which he believes are indicators of financial success. He offers insights into mindset shifts and strategies to help listeners take control of their finances, grow their wealth, and ultimately achieve financial freedom. Tune in to learn how to make your money work for you and break free from the cycle of living paycheck to paycheck.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    Timestamps

    [00:00:00] Introduction

    [00:02:15] Seven habits of the wealthy.

    [00:03:29] Asymmetric returns in investing.

    [00:07:51] Wealthy use debt for assets.

    [00:10:17] Decreasing taxes legally.

    [00:12:54] Investing in well-being.

    [00:15:01] Love the process, not outcome.