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  • Have you ever felt a great deal of shame after you overspent? The truth is, you're human, and you're going to overspend. The trouble is if overspending starts to interfere with your money goals and the life you want to live. In this solo episode, I'm sharing my top seven tips to stop overspending and start spending with intention. I'll also share an exercise you can put into practice today to help you the next time you want to overspend.
    LINKS
    Learn more about my 4-month Money Transformation for Women
    Freebie - 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq 
    Follow me on Instagram 
    Leave a 5-star Review here https://ratethispodcast.com/etm. 
    Subscribe to our YouTube Channel https://www.youtube.com/@EveryonesTalkinMoney
    SPONSORS
    Thanks to ASPCA for sponsoring the show. To explore coverage, visit ASPCApetinsurance.com/ETM.
    Thanks to Notion for sponsoring the show. Notion is my go-to tool for managing notes, to do lists, and action items. Try Notion for free when you go to Notion.com/ETM.
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.
    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.  
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout. 
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • What’s one of the most overlooked pieces to building wealth? No, it’s not making more money. The secret is in understanding your money story. Your money story operates automatically in the background every second of the day, influencing how you spend and save your money. As our guest Kara Stevens, founder of The Frugal Feminista and author of Heal Your Relationship with Money, says, “Often, the money stories that we have held as adults aren’t even our money stories—they are inherited and unexamined money stories from our childhood.” The truth is your parents honestly were trying to do their best with money. It’s not their fault they got emotionally tripped up by money or made certain choices. But all those choices influenced your money story and where you are today. So, if you want to start growing wealth, you need to start by rewriting your money story and removing what doesn’t fit any longer.
    In this episode, you’ll learn:

    How to figure out your money story

    Understand how your money story is impacting you

    Learn Kara’s rewrite and reframe technique you can put into use


    LINKS
    Break-Up With Broke Bundle
    Get Kara's Book
    The Frugal Feminista website
    CONNECT WITH SHANNAH
    6-Month Money Journey for Ambitious Women
    Freebie - 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq 
    Follow me on Instagram 
    Leave a 5-star Review here https://ratethispodcast.com/etm. 
    Subscribe to our YouTube Channel https://www.youtube.com/@EveryonesTalkinMoney
    SPONSORS
    Thanks to ASPCA for sponsoring the show. To explore coverage, visit ASPCApetinsurance.com/ETM.
    Thanks to Notion for sponsoring the show. Notion is my go-to tool for managing notes, to do lists, and action items. Try Notion for free when you go to Notion.com/ETM.
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.
    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.  
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout. 
    Learn more about your ad choices. Visit megaphone.fm/adchoices

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  • In this vault, Ask Shannah, I'm sharing how to plan financially as a couple with a large age gap. My husband and I have a nine-year age gap, and there are a few things we need to do differently at different stages of life. Money as a couple is stressful enough, but there are a few things to consider when you have a large age gap. I'm sharing a bit from my relationship and other couples I've worked with.
    LINKS
    1:1 Money Coaching with Shannah
    Wild Business Growth podcast episode
    The Money Nerds podcast
    Freebie - 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq 
    Follow me on Instagram 
    Leave a 5-star Review here https://ratethispodcast.com/etm. 
    Subscribe to our YouTube Channel https://www.youtube.com/@EveryonesTalkinMoney
    SPONSORS
    Thanks to ASPCA for sponsoring the show. To explore coverage, visit ASPCApetinsurance.com/ETM.
    Thanks to Notion for sponsoring the show. Notion is my go-to tool for managing notes, to do lists, and action items. Try Notion for free when you go to Notion.com/ETM.
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.
    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.  
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout. 
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • What do you know about crypto? Illegal? A fad? A scam? Unregulated? The truth is there is still so much to be demystified. As you heard in the intro, our guest Tonya Evans, A law professor at Penn State, author of Digital Money Demystified, and keynote speaker, is sought after for her expertise in intellectual property, new technologies, and crypto, and believes that crypto is an important piece of wealth building, especially for women and women of color. Here’s the thing: this year, crypto is seeing its first signs of adoption and acceptance by traditional finance, with 11 exchange-traded funds now on the market. Tonya believes the future of crypto will be both normalized and commonplace. So before you go turning your nose up at crypto, I want you to learn from Tonya, who is here to separate fact from fiction.
    In this episode,

    We discuss why crypto is key to helping women build wealth

    The common myths around crypto that you must question

    What you need to know before investing


    LINKS
    Digital Money Demystified book
    Coindesk.com
    Coinmarketcap.com
    CONNECT WITH SHANNAH
    Thank you for being a part of our community! We couldn't do it without you. 

    Freebie - 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq 

    Follow me on Instagram 

    Leave a 5-star Review here https://ratethispodcast.com/etm. 

    Subscribe to our YouTube Channel https://www.youtube.com/@EveryonesTalkinMoney



    SPONSORS
    Thanks to ASPCA for sponsoring the show. To explore coverage, visit ASPCApetinsurance.com/ETM.
    Thanks to Notion for sponsoring the show. Notion is my go-to tool for managing notes, to do lists, and action items. Try Notion for free when you go to Notion.com/ETM.
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.
    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.  
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout. 
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • How do you really save money? The average American has 5-7 accounts, which can be a lot to remember; as our guest Brian Hamilton says, it's a cognitive load that creates financial anxiety. However, when saving money, the secret is working with what you have and creating healthy savings habits. You know how important saving money is, but when it comes down to the actual act of saving, it can be a tricky thing to master. Our guest, Brian Hamilton, is the Co-Founder and Chief Executive Officer at One, a digital challenger bank focused on restoring financial health for middle-class families through innovative credit and savings products.
    In this vault episode, he’s sharing how you can automate your savings to take conscious decision-making out of the process, and a few other stellar tips on saving some serious cash this year. By the end of this episode, you’ll get your brain fired up to create healthy savings habits.
    Links
    One
    How to Close Your Traditional Bank Account article
    How Does One Compare to Other Banking Services
    CONNECT WITH SHANNAH
    Thank you for being a part of our community! We couldn't do it without you. 

    Freebie - 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq 

    Follow me on Instagram 

    Leave a 5-star Review here https://ratethispodcast.com/etm. 

    Subscribe to our YouTube Channel https://www.youtube.com/@EveryonesTalkinMoney



    SPONSORS
    Thanks to ASPCA for sponsoring the show. To explore coverage, visit ASPCApetinsurance.com/ETM.
    Thanks to Notion for sponsoring the show. Notion is my go-to tool for managing notes, to do lists, and action items. Try Notion for free when you go to Notion.com/ETM.
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.
    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.  
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout. 
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Do you know what the most searched financial hashtag on TikTok is? It's side hustles. There are over 3 million hashtags about side hustles and many others about financial trends. The truth is, many people are just searching for money advice and unsure who to turn to. But the real question is: Should you be turning to TikTok for financial help? We need to talk about it.
    In this solo episode, we'll talk about:

    The eight most searched financial trends on TikTok

    What advice you should take and what you should avoid

    3 things that will change your money situation (without needing social media)


    LINKS
    BestBrokers Survey Data
    Whitney Hansen Side Hustle episode
    CONNECT WITH SHANNAH
    Thank you for being a part of our community! We couldn't do it without you. 

    Freebie - 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq 

    Follow me on Instagram 

    Leave a 5-star Review here https://ratethispodcast.com/etm. 

    Subscribe to our YouTube Channel https://www.youtube.com/@EveryonesTalkinMoney



    SPONSORS
    Thanks to ASPCA for sponsoring the show. To explore coverage, visit ASPCApetinsurance.com/ETM.
    Thanks to Notion for sponsoring the show. Notion is my go-to tool for managing notes, to do lists, and action items. Try Notion for free when you go to Notion.com/ETM.
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.
    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.  
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout. 
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Have you ever wondered why, despite hurdles like the gender pay gap and career interruptions, women who start investing frequently achieve higher returns than their male counterparts? Today on Everyone's Talkin' Money, I sit down with Jessica Spangler, author of "Invest Like a Girl," to uncover the secrets behind this financial phenomenon. We offer insights into how both women and men can harness their unique strengths to thrive as investors.
    The journey to financial literacy starts early, and the conversations had around the family dinner table can echo into our adult lives in profound ways. Our discussion takes a personal turn as Jessica, and I reflect on the differing financial narratives we were exposed to growing up, how they've sculpted our attitudes towards money, and, more importantly, how we can redefine what it means to be an investor. This episode peels back the layers of investment strategies, revealing that it's not the complexity but the consistency that often leads to success.
    In this episode,

    We discuss why women are better investors (and how men can adopt what women do well)

    How to prioritize your investment accounts and figure out what you should invest in first

    How to manage risk without breaking into a sweat


    LINKS
    Invest Like a Girl book
    Jessica's website
    Jessica on TikTok

    CONNECT WITH SHANNAH
    Thank you for being a part of our community! We couldn't do it without you. 

    Freebie - 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq 

    Follow me on Instagram 

    Leave a 5-star Review here https://ratethispodcast.com/etm. 

    Subscribe to our YouTube Channel https://www.youtube.com/@EveryonesTalkinMoney



    SPONSORS
    Thanks to ASPCA for sponsoring the show. To explore coverage, visit ASPCApetinsurance.com/ETM.
    Thanks to Notion for sponsoring the show. Notion is my go-to tool for managing notes, to do lists, and action items. Try Notion for free when you go to Notion.com/ETM.
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.
    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.  
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout. 
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Have you ever thought, “I’m doing all the “right” things with my money, but I’m still not achieving my goals. What’s going on?” This kind of thinking is very common, and I hear it repeatedly with my money-coaching clients. The truth is we all have some emotional baggage with money. Dr. Bradley Nelson, one of the world’s foremost experts on natural methods of achieving wellness and author of the best-selling book The Emotion Code, is joining us in this episode to talk about releasing trapped emotions so you can bring in abundance and money success.
    In this vault episode, we'll talk about:

    What causes emotional money baggage

    Some practical ways to lower money stress

    How do you rewire all those negative money beliefs that keep you stuck


    I invite you to check out my 10 Mindful Money Questions to Ask Yourself freebie at https://etmpod.link/10moneyq.
    LINKS
    The Emotion Code book
    The Body Code book
    SPONSORS
    Thanks to ASPCA for sponsoring the show. To explore coverage, visit ASPCApetinsurance.com/ETM.
    Thanks to Notion for sponsoring the show. Notion is my go-to tool for managing notes, to do lists, and action items. Try Notion for free when you go to Notion.com/ETM.
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.
    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.  
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout. 
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • In this episode, I share my hot take on a recent money confession from a listener: “I used my entire retirement fund, around $15,000, to pay for a 2-month European trip. I don’t have any retirement funds, and I’m in my 30s. I feel like I made a big mistake. I haven’t shared it with anyone until now. Was this the stupidest way to spend my money?" As we break down this money confession, I'll explore my tips and food for thought.
    LINKS
    My Favorite Financial Calculators
    Daily Drop - Credit Card Hacking Tips

    CONNECT WITH SHANNAH
    Thank you for being a part of our community! We couldn't do it without you. 

    Sign up for my signature course, Unf*ck Your Money https://www.etmlearn.com/unfck-your-money 

    Freebie - 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq 

    Sign up for Financial Coaching with Shannah https://etmpod.link/coach  

    To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter 

    Follow me on Instagram 

    Leave a 5-star Review here https://ratethispodcast.com/etm



    SPONSORS
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.
    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.  
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout. 
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • In this eye-opening episode, we delve deep into how trauma influences your financial behaviors more than you might realize. Financial traumas, often rooted in experiences like job loss, underpayment, or inherited money beliefs, shape your financial decisions subconsciously. For Afro-Latinas, Black women, and women of color, these traumas are frequently generational and systemic, affecting their financial outlooks profoundly.
    Featured Guest: Alejandra Rojas, Money Mindset Mentor and Founder of The Money Mindset Hub and Money Mindset Podcast
    Key Discussion Points:

    Identifying Financial Trauma: Learn how to recognize the signs of generational financial trauma that might influence your money habits.

    Cultural Identity and Money: Discover how embracing your cultural identity can enhance your relationship with money.

    Healing Financial Trauma: Practical steps to overcome financial trauma and create lasting change in your financial life.



    About Our Guest:
    Alejandra Rojas is an Afro-Latina money mindset mentor and trauma-informed expert who helps individuals uncover and heal from financial traumas. She shares valuable insights on transforming your financial mindset through her platform, The Money Mindset Hub, and her podcast.
    Why Listen?

    Understand the deep-rooted impacts of financial trauma.

    Gain insights into how generational and systemic factors influence financial behaviors in the BIPOC community.

    Learn actionable steps to improve your money mindset and financial well-being.


    Episode Highlights:

    The Invisible Hand of Financial Trauma: How financial trauma manifests and influences daily money decisions.

    Generational Trauma: The powerful effects of unspoken beliefs and emotions passed down through generations.

    Cultural Empowerment: Using cultural heritage to foster a positive financial mindset.

    Practical Healing: Strategies to move past financial traumas and build a healthier financial future.


    LINKS
    The Money Mindset Hub
    Top 5 Financial Growth Habits for BBIPOC Founders
    CONNECT WITH SHANNAH

    Sign up for my signature course, Unf*ck Your Money https://www.etmlearn.com/unfck-your-money 

    Freebie - 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq 

    Sign up for Financial Coaching with Shannah https://etmpod.link/coach  

    To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter 

    Follow me on Instagram 

    Leave a 5-star Review here https://ratethispodcast.com/etm.

    SPONSORS
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.
    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.  
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout. 
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Is creating a will and a trust the best money move you can make? I thought you’d never ask. I know it’s never fun to think about death and all the dark stuff, but a will and trust don’t have to feel like you’re watching a horror movie. Patrick Hicks, Head of Legal at Trust and Will, shares why creating a will and a trust might be your best money move this year in this vault episode. It's definitely one of my top money moves to make because it's not enough to just make money, you also need to protect it.
    LINKS
    Trust and Will https://trustandwill.com
    An In-Depth Look at Different Types of Trusts https://trustandwill.com/learn/types-of-trusts
    What is A Will https://trustandwill.com/learn/what-is-a-will
    CONNECT WITH SHANNAH
    Thank you for being a part of our community! We couldn't do it without you. 

    Sign up for my signature course, Unf*ck Your Money https://www.etmlearn.com/unfck-your-money 

    Freebie - 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq 

    Sign up for Financial Coaching with Shannah https://etmpod.link/coach  

    To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter 

    Follow me on Instagram 

    Leave a 5-star Review here https://ratethispodcast.com/etm. 


    SPONSORS
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.
    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.  
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout. 
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Have you ever thought that life would be so much easier if you knew the secrets to money? You're in luck! There are some tricks and just everyday money advice that I think you really need to know. Now, no one really talks about this stuff, and if they do, it’s brushed over because most assume you already know this stuff or that it isn’t important. We aren't going to do that! In this reboot episode, I’m sharing the top 13 money secrets that no one teaches you, but you should know them to be in the know. And, no, you don’t have to keep these a secret anymore. You'll learn why it's not really about what you earn but about what you spend, the #1 lesson for buying a car, how to keep your ego out of money decisions, the truth about money worries, and so much more.
    CONNECT WITH SHANNAH
    Thank you for being a part of our community! We couldn't do it without you. 

    Sign up for my signature course, Unf*ck Your Money https://www.etmlearn.com/unfck-your-money 

    Freebie - 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq 

    Sign up for Financial Coaching with Shannah https://etmpod.link/coach  

    To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter 

    Follow me on Instagram 

    Leave a 5-star Review here https://ratethispodcast.com/etm. 


    SPONSORS
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.
    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.  
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout. 
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • You know the famous stat that half of all marriages end in divorce? That stat is still true for first marriages, while second and third marriages fail at higher rates. According to statistics from a Forbes article, the average length of a marriage before divorce is eight years. As someone who has been through a divorce, I can tell you it is both emotionally and financially devastating. That’s an understatement. There’s a lot I wish I would’ve known in the process, which is why our guest, Jennifer Lee, founder of Modern-Wealth and a pro at helping people through transitions like divorce, is joining us to give you the ultimate divorce checklist if you find yourself going through a divorce.
    In this episode, you'll learn:

    What questions do you need to ask your attorney

    How to deal with the emotional side of divorce

    Financial strategies you need about everything from who gets the house to how to keep your money separate


    LINKS
    Modern-Wealth website + more about Jennifer
    Divorce Stats article Forbes

    WORK WITH SHANNAH
    Thank you for being a part of our community! We couldn't do it without you. 

    Sign up for my signature course, Unf*ck Your Money https://www.etmlearn.com/unfck-your-money 

    Freebie - 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq 

    To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter 

    Follow me on Instagram 

    Leave a 5-star Review here https://ratethispodcast.com/etm. 

    Subscribe to our YouTube Channel https://www.youtube.com/@EveryonesTalkinMoney



    SPONSORS
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.
    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.  
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout. 
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Do you save for retirement or pay off your student loans? That’s the 64-million-dollar question I’ve been asked repeatedly. The good news is you might not have to choose between the two. Ever heard of the Secure Act 2.0? It was created in 2022, and some pretty cool features were rolled out in 2024, including the provision allowing employers to match retirement contributions in your 401K, 403b, etc., on your behalf when making student loan payments. OK, so what do you need to know? Robert Farrington, the creator of The College Investor and America’s Millennial Money Expert and Student Loan Debt Expert, is back on the show to break down all the ins and outs. I
    In this episode, you'll learn

    How the Secure Act 2.0 can help you with your money goals (and retirement savings)

    The current status of student loan debt forgiveness

    How you can roll over money from a 529 college savings plan to a Roth IRA


    LINKS
    The College Investor website - https://thecollegeinvestor.com
    The College Investor 529 Guide - https://thecollegeinvestor.com/529-plan-guide/

    LEARN MORE
    Thank you for being a part of our community! We couldn't do it without you. 

    Sign up for my signature course, Unf*ck Your Money https://www.etmlearn.com/unfck-your-money 

    Freebie - 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq 

    To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter 

    Follow me on Instagram 

    Leave a 5-star Review here https://ratethispodcast.com/etm. 

    Subscribe to our YouTube Channel https://www.youtube.com/@EveryonesTalkinMoney




    SPONSORS
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.
    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.  
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout. 
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • In this Ask Shannah episode, I’m covering some of my favorite tips to save money inspired by a question from Brett. This question comes from Brett – "Hi, Shannah, thanks for taking the time to answer my question. I’ve listened to this show since 2016, and even though you’ve changed it up over the years, it’s still one of my favorites. There are a lot of dude money podcasts, but I really like a softer approach and one that feels very non-judgmental. So thank you. I’m in my late 30s and doing pretty well financially, but I always seem to end the month without being able to save a lot of money. Am I doing something wrong? Can you give me any ideas of how much I save and any tips or tricks that you have to save money every month? Thanks a ton.”
    LINKS
    Thank you for being a part of our community! We couldn't do it without you. 

    Sign up for my signature course, Unf*ck Your Money https://www.etmlearn.com/unfck-your-money 

    Freebie - 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq 

    Sign up for Financial Coaching with Shannah https://etmpod.link/coach  

    To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter 

    Follow me on Instagram 

    Leave a 5-star Review here https://ratethispodcast.com/etm. 

    Subscribe to our YouTube Channel https://www.youtube.com/@EveryonesTalkinMoney



    SPONSORS
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.
    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.  
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout.
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Enjoy this special presentation of NerdWallet’s Smart Money Podcast, a podcast
    where NerdWallet’s objective finance journalists answer real-world questions that empower you
    to make smarter decisions with your money and help your finances thrive. In this special
    episode, the hosts turn financial blunders into learning opportunities to help you set up for future
    financial success. Then, they weigh the pros and cons of saving and investing versus paying off
    debt when a listener comes across an unexpected cash windfall. To get even more clarity on
    strategies to help you build your wealth, invest wisely, shop for financial products, and plan for
    major life events, follow NerdWallet’s Smart Money Podcast on your favorite podcast app. Visit
    nerdwallet.com/podcast to learn more.
    Links
    NerdWallet's Smart Money Podcast

    SPONSORS
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.
    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.  
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout. 
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • How do you reach financial independence when you’re a late starter and don’t have everything figured out in your 20s, 30s, or even your 40s? Bill Yount and Jackie Cummings Koski, hosts of the Catching up to FI podcast, have made it their mission to help you make up for lost time, and they’re sharing their secrets in this episode. Their action steps to reach financial independence as a late starter is all about the kiss method - keep it simple by starting to invest and save money, and stay simple - you don’t need to take on much more risk in your portfolio or create a complicated investing strategy. You need to start somewhere. Throughout both Bill and Jackie’s financial independence journey, they both agree that you can’t overlook the mental, psychological, and emotional part of your journey - working through shame, fear, your money story, and spending time processing those emotions so you can create a different future is key.
    In this episode, you’ll learn about the steps Bill and Jackie took individually to reach financial independence late in life, what advice they wish they had known earlier, and the steps you need to take to fast-track your financial independence journey.
    LINKS
    Catching Up to FI podcast
    Die with Zero book

    CONNECT WITH SHANNAH
    Thank you for being a part of our community! We couldn't do it without you. 

    Sign up for my signature course, Unf*ck Your Money https://www.etmlearn.com/unfck-your-money 

    Freebie - 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq 

    Sign up for Financial Coaching with Shannah https://etmpod.link/coach  

    To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter 

    Follow me on Instagram 

    Leave a 5-star Review here https://ratethispodcast.com/etm. 

    Subscribe to our YouTube Channel https://www.youtube.com/@EveryonesTalkinMoney



    SPONSORS
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.
    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.  
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout. 
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • You’ve heard many guests on this show talk about all the different ideas regarding investing. Most of them are in two camps - either day trading or value investing. If you like the idea of living your life, maybe you’re a parent, or you work full-time or run a business and don’t want to be stuck in front of the screen all day, then value investing probably makes sense for you. But what is value investing? That’s a good question that our guest, Kiana Danial, CEO of Invest Diva and an award-winning, internationally recognized personal investing and wealth management expert is here to explain. Kiana is also A five-time author with books including Cryptocurrency Investing For Dummies', and the co-authored 'Million Dollar Moms', which achieved #1 status on Amazon in eight different categories in 2020. You’ll learn what value investing is, how to choose companies to invest in, how to determine your investment tolerance, aka how risky you want to be, and loads of great actionable value investing questions to ask yourself.

    Links
    Make Your Money Work For You Masterclass
    Invest Diva website
    Connect with Shannah
    Thank you for being a part of our community! We couldn't do it without you. 

    Sign up for my signature course, Unf*ck Your Money https://www.etmlearn.com/unfck-your-money 

    Freebie - 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq 

    Sign up for Financial Coaching with Shannah https://etmpod.link/coach  

    To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter 

    Follow me on Instagram 

    Leave a 5-star Review here https://ratethispodcast.com/etm. 

    Subscribe to our YouTube Channel https://www.youtube.com/@EveryonesTalkinMoney



    SPONSORS
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.
    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.  
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout. 
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Are you struggling to finally break free from debt? In this Money 101 episode, I’m breaking down how to think about debt, strategies to pay it off, and why being completely debt-free should never be the goal. Just a quick note, this episode is not just for newbies. When I was a working financial planner I worked with people of all ages who just couldn’t figure out how to get a handle on debt. So, you are not alone if you’re struggling with debt. According to CNBC, the average American has over $90,000 in debt, according to 2021 numbers. You'll learn the two strategies to pay off debt, how to deal with the emotions around debt and a deep dive into my debt story.
    RELATED EPISODES

    The Toll Debt Takes on Your Mental Health

    From 10K in Debt to 800K in Net Worth

    Is All Debt Bad


    CONNECT WITH SHANNAH
    Thank you for being a part of our community! We couldn't do it without you. 

    Sign up for my signature course, Unf*ck Your Money https://www.etmlearn.com/unfck-your-money 

    Freebie - 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq 

    Sign up for Financial Coaching with Shannah https://etmpod.link/coach  

    To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter 

    Follow me on Instagram 

    Leave a 5-star Review here https://ratethispodcast.com/etm. 

    Subscribe to our YouTube Channel https://www.youtube.com/@EveryonesTalkinMoney



    SPONSORS
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.
    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.  
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout. 
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • This episode is dedicated to the much-hated and universally loathed budget. As you can tell, I’m not a fan, either. That’s because I believe that budgeting was never appropriately taught to you, so the fact that you hate budgeting isn’t your fault. It’s like a system set up to fail, so if you’ve never felt you could do budgeting correctly, or the numbers never work out, don't worry. In this vault Money 101 episode, I give you permission to ditch your budget and instead learn the power of tracking your cash.
    LINKS
    Monarch (great cash tracking, too)
    You Need a Budget

    Connect with Shannah
    Thank you for being a part of our community! We couldn't do it without you. 

    Sign up for my signature course, Unf*ck Your Money https://www.etmlearn.com/unfck-your-money 

    Freebie - 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq 

    Sign up for Financial Coaching with Shannah https://etmpod.link/coach  

    To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter 

    Follow me on Instagram 

    Leave a 5-star Review here https://ratethispodcast.com/etm. 

    Subscribe to our YouTube Channel https://www.youtube.com/@EveryonesTalkinMoney




    SPONSORS
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.
    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.  
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout. 
    Learn more about your ad choices. Visit megaphone.fm/adchoices