Avsnitt
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Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money.
This week we’ve partnered up with KiwiBank, which has kindly leant us their expert Hayley Tito, senior product manager for everyday banking, and we’re talking savings, and how to actually want to do it.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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A highlight clip from the December 16th episode, “The hidden psychology that helps you build wealth”, with Dr Brad Klontz.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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Saknas det avsnitt?
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Shang Saavedra, now a work-optional financial coach, shares how she 'turbocharged' her finances in order to create time freedom.
When it comes to building towards a good financial future, you’ll need some spare cash in order to hit your goals, whether that’s paying off debt, investing, or whatever else.
In order to get there, there’s basically two options.
You need to earn more, or spend less, in order to have the funds that let you do the interesting things.
But what if you did a bit of both? Cutting back on spending at the same time as looking for opportunities to earn more, so you can truly turbocharge your finances towards your goals?
One person who’s been there, done that, and achieved financial independence is Shang Saavedra, who used that method to become ‘work optional’, with a flexible, financially secure lifestyle that let’s her prioritise family.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money.
This week I’ve partnered up with realestate.co.nz, who has kindly leant us their expert Vanessa Williams, and we’re talking about how you can learn to read the tea leaves of the property market, and make a smart prediction on what’s coming next.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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A highlight clip from the December 2nd episode, “I regret paying off my mortgage early”, with financial analyst Nick Carr.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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Shell Shields, who runs the page Christchurch Deals, shares how she finds a good bargain, which community is the secret weapon, and what she'd never cut back on.
I will die on this hill - one of the best ways to manage your money is to be around people with similar values to you, who are part of your team, and cheering you on.
This is particularly the case when it comes to trying to cut back and save.
If friends and family are on the same page as you, you can all work together to make sure that social occasions don’t break the bank, and share any secret deals you each find.
Taking this idea of a deal-hunting community to the next level is the woman behind Christchurch Deals.
Her Instagram page details plenty of bargains happening throughout Christchurch, and while she finds plenty of them herself, they’re also sent to her by followers, friends, and family.
It’s one happy community of bargain-hunters.
So here’s how she finds the deals, and the tactics you can use to find some in your own city.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money.
This week we’ve partnered up with EnableMe, which has kindly leant us their expert Katie Wesney, a head strategic coach. We’re talking the different types of mortgage you can get, and how they help you make the most of your cash.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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A highlight clip from the October 28th episode, "How financial freedom can lead to a career change", with Natasha Etschmann, also known as Tash Invests .
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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Clarissa Hirst, professional coach and marketing consultant, shares how a panic attack and burnout led to quitting the corporate world and launching her own business.
It’s something we’re often encouraged to do when we’re establishing our careers – work hard, take on extra projects, join networking groups and do extra with them too.
The problem is, there’s only so much of us to go around, and sometimes this can lead to you hitting the wall, and realising you can’t do it anymore.
That’s what happened to today’s guest, when she had a panic attack at one of the very events she’d been most looking forward to.
On doctor’s orders, she had to quit her job.
But as she decided on what to do next, she hatched a plan – to start a business.
Not exactly a recipe for a calm work life, you might think, as the self-employed life isn’t exactly known for being stress free.
But she had an idea for how to make it work.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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A highlight clip from the December 2nd episode, “I regret paying off my mortgage early”, with financial analyst Nick Carr.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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A highlight clip from the November 4th episode, "The no BS strategy for budgeting, investment, and ditching debt", with Glen James from the Money Money Money podcast.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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A highlight clip from the September 30th episode, "How house sitting with alpacas turned into a digital nomad dream", with Sarah Kelsey from the OneUp Project.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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Kellie Dawson, financial freedom seeker and mum, shares how her family were able to quit work and hit the road in Australia, for a year of nomad life in a van.
There’s a tension when we talk about money.
Often creating financial security for the future can mean giving things up now… but life is also for living, and you could get hit by a bus tomorrow.
So how do you balance it?
By setting goals, and a strategy, but being willing to change them along the way.
That’s exactly what today’s guest did.
They wanted to create financial freedom, setting the ambitious goal to not need to work by the time they hit forty.
But then, as they had kids, and those kids started to grow up, they wanted to change those goals.
Specifically, to be able to take a year off, travel around Australia, and spend quality time with the kids before the kids were too old to want to do it anymore.
So that’s exactly what they’re going to do, with the plane tickets booked for later this year.
Has it changed the strategy? A little bit.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money.
This week we’ve partnered up with Kiwibank, which has kindly leant us their expert MJ Vergara, senior economist, and we're talking the economy. Is it good, is it bad, and what does all of this mean for your wallet? Can you expect a pay rise in 2025, and what's going to happen with house prices?
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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Dr Brad Klontz, co-author of the new book Start Thinking Rich: 21 Harsh Truths to Take You from Broke to Financial Freedom, shares how money beliefs can hold you back.
Most of us have been there - you know what you should be doing with money, but you’re not doing it.
Why?
Well there’s a whole bunch of wiring deep in our brains that can trip us up and sabotage us.
That doesn’t mean it’s all a lost cause … it means that you need to take control of your mind, before you truly take control of your money.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money.
This week I’ve partnered up with realestate.co.nz, who has kindly leant us their expert Vanessa Williams, and we’re talking about house versus apartment.
There are some key differences between these property types, and it can seriously impact your money.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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Pepper Raccoon, artist and merch designer, shares her tactics for creating a proper living out of being an artist.
There’s a common belief that when you’re making career choices, you have to choose between doing what you love, or making money.
While that’s sometimes true, it’s doesn’t have to be true.
Even creatives, the ones most famous for becoming starving artists, can find systems to make a living without selling out to the man.
It does, however, take a strategy. After all, if it was easy, everyone would do it.
Well one such creative was nice enough to take time out of her day to walk me through exactly how she makes a good living as an artist.
Wellingtonian Pepper Raccoon has been going for seven years now, working as a fine artist who makes pins, t-shirts, and other merchandise.
It’s going so well that she’s even had to upgrade from being a sole trader, to a registered company, a big milestone.
Here’s how she makes it work.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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Frances Cook shares listener tips for being money smart over Christmas, for everything from presents, to food, and bringing in extra cash to fund it all.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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Nick Carr, financial analyst from Your Money Blueprint, shares why he regrets paying off his mortgage early, and the numbers behind why he would have invested into shares instead.
Paying off the mortgage early is a good thing… right?
Well, one New Zealander worked hard to do that, and then decided, he’d actually shot himself in the foot.
When a big accident happened, the money he’d sunk into the mortgage wasn’t available, when he could have done with some cash savings to get through a tough time.
Meanwhile, he later discovered investing into shares, and on looking back wished he’d put more money into those investments instead.
So when is paying off the mortgage early a good idea, when is it not, and how do you balance it all?
Here’s how he would handle it now if he had his time over again.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money.
This week we’ve partnered up with AMP, which has kindly leant us their expert, client adviser Devon Walen, and we’re talking about if there are times when putting more into your KiwiSaver can actually be a bad idea.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
- Visa fler
