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  • In this episode, Allison Baggerly sits down with Jen Smith and Jill Sirianni to chat about their new book, Buy What You Love Without Going Broke, and what frugal living really means. Spoiler: it’s not about feeling deprived! They break down how being frugal can actually be fun and fulfilling, sharing how financial limits can spark creativity.

    If you want to learn how to enjoy life while staying on top of your finances, then this episode is for you!

    Get the book: Buy What You Love Without Going Broke

    Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired

    You Might Like:

    Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
  • Are you stuck in the cycle of credit card debt? This episode is all about tackling one of the most overwhelming financial challenges: credit card debt and how to escape it despite high-interest rates.

    You’ll walk away with practical strategies, including steps to pay off debt faster, ways to lower your interest rates, and tips to avoid falling back into the debt trap.

    If you’re ready to break free from debt and reclaim your financial freedom, this episode is for you!

    Check out the Budget My Paycheck Spreadsheet.

    Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired

    You Might Like:

    Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
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  • In this episode, I’m joined by TikTok star Adrian Brambila and wealth psychologist Dr. Brad Klontz, co-authors of Start Thinking Rich. We discuss how to shift from spending like a millionaire to building real wealth. Adrian shares his journey from van life to earning $1.7 million, while Dr. Brad explains how your money mindset can impact your financial success.

    What You'll Learn:

    The difference between spending money and building wealthHow to shift from a "poor" mindset to a "rich" mindsetPractical tips for investing and growing your wealthHow to teach your kids positive money habits

    You’ll walk away with actionable steps to change your relationship with money, start investing, and teach your kids smart financial habits—no matter where you are on your financial journey.

    Resources Mentioned:

    Start Thinking Rich by Adrian Brambila & Dr. Brad Klontz: StartThinkingRich.com/AllisonSave money on your electric bill with TriEagle Energy: https://trieagle.com/inspired

    You Might Like:

    Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
  • In this brief episode, Allison offers a heartfelt message of encouragement to stay the course on your financial journey. Happy Thanksgiving!

    You Might Like:

    Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
  • Need some extra cash for the holiday season? You're definitely not alone!

    Last year, the average American spent around $900 on Christmas. In today’s episode, I’m chatting with Nick Loper from The Side Hustle Show, and together we’ll share 30 ways to bring in extra money for the holidays.

    Get the full list here.

    Listen to The Side Hustle Show with Nick Loper

    Don’t forget to download my Budget My Paycheck Spreadsheet to make budgeting easier, and follow Inspired Budget on social media for more tips on how to manage your money!

    You Might Like:

    Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
  • In this episode, I sit down with forensic accountant Tracy Coenen, who has spent over 25 years uncovering financial fraud in corporate cases and high-net-worth divorces. Tracy shares why it’s so important for women to be informed about their family’s finances, even if they think divorce is never on the horizon. We discuss practical steps you can take to protect yourself financially, common mistakes women make in marriage, and how to spot red flags if your partner is hiding money.

    What You'll Learn in This Episode:

    Why women need to protect themselves financially, even in a happy marriageHow to track down hidden money and spot financial red flagsThe key financial information every woman should know about her family’s financesHow to start building financial independence, even within a marriage

    Resources Mentioned:

    Planning for Divorce - Free GuideDivorce Money Guide

    You Might Like:

    Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
  • In this episode, I’m taking you behind the scenes of how I budget for our family of four. If you've ever felt overwhelmed trying to keep up with bills, savings, and day-to-day expenses, this episode will help simplify the process for you.

    I’ll walk you through my exact budgeting method, from creating a bill payment calendar to tracking spending in real time using my favorite tool—my Budget My Paycheck Spreadsheet. Whether you’re new to budgeting or looking to streamline your current system, these steps will help you get more organized and reduce financial stress.

    Don’t forget to download my Budget My Paycheck Spreadsheet to make budgeting easier, and follow me on social media for more tips on how to manage your money!

    You Might Like:

    Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
  • In this episode, Kara Perez, founder of Bravely Go and author of Green Money, joins me to talk about how we can align our financial decisions with sustainability. Kara breaks down simple steps you can take to make greener choices with your money, from switching banks to supporting local businesses.

    She also shares why it's important to focus on systems rather than just individual actions when it comes to making a real impact. If you're curious about how you can be more eco-conscious with your finances, this episode is for you!

    Kara also gives us a sneak peek into her new book, Green Money, and offers practical ways to start making small but impactful changes in how we handle our money.

    Check out Kara’s Book: Green MoneyFind out more about Kara Here: Bravely Go

    You Might Like:

    Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
  • In this episode, we’re diving deep into the world of MLMs (multi-level marketing companies) and why so many of them, like Bodi (formerly Beachbody) and BeautyCounter, are switching to affiliate marketing models. What’s the difference between these models, and how does it impact the people who’ve built their income around MLMs?

    We’ll cover:

    What MLMs really are and why they target womenWhy some MLMs feel eerily similar to pyramid schemesThe big shift to affiliate marketing and how it’s leaving many coaches blindsided

    Plus, I share my thoughts on feeling torn: I empathize with people losing income, but I’m also relieved that some shady practices are coming to an end. Tune in to hear the full story!

    Article: Breaking My Silence on Beachbody

    Check out the Budget My Paycheck Spreadsheet

    You Might Like:

    Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
  • In this episode, Allison Baggerly chats with Germaine Foley about her remarkable journey to paying off $200,000 of debt while still enjoying life. Germaine shares the turning point that led her and her family to take control of their finances and how they achieved financial freedom without sacrificing the things they love.

    What You’ll Learn:

    The Turning Point: Discover the moment that motivated Germaine to take action on her family’s debt and why daycare costs were the final straw.The “Do Both” Method: Learn how Germaine developed her unique approach to managing money, which allowed her to pay off debt while still taking vacations and enjoying life’s pleasures.Practical Tips: Get actionable advice on how to balance paying off debt with living a fulfilling life, including setting financial goals and identifying what truly matters to you.

    If you want to turn your financial life around without giving up what makes you happy, then this episode is for you.

    Links Mentioned:

    Sign Up For Germaine’s Wealth Class

    Listen to The Wealthy Woman’s Podcast

    Check our her Instagram @germainefoleycoaching

    You Might Like:

    Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
  • Thinking about buying a home? Already own one? In today’s episode, I’m breaking down the hidden costs of homeownership that most people don’t plan for. From unexpected maintenance costs (hello, $2,000 plumbing bill!) to rising insurance premiums and HOA fees, I’m sharing real-life stories and tips to help you prepare for the true cost of owning a home.

    What You’ll Learn:

    The surprising costs that hit homeowners (like repairs and rising property taxes)How home insurance in some areas is becoming more expensive and limitedThe golden rule for making sure your mortgage (and all its hidden costs) don’t break your budget

    Don’t miss this episode—it could save you a ton of money and stress down the road!

    Check out the Budget My Paycheck Spreadsheet

    You Might Like:

    Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
  • If you're on a debt-free journey, staying motivated is key—and one of the best ways to do that is by hearing from others who are right there with you!

    In this episode, Jo Harris opens up about how she and her husband knocked out $51,000 in debt. She shares some great tips on boosting your income through side hustles, finding a budget that works for you, and getting on the same page with your partner when it comes to money.

    If you're looking for inspiration and practical advice to keep going, then this episode is for you!

    Links Mentioned:

    The Virtual Mama WebsiteSide Hustle Launch Plan

    You Might Like:

    Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
  • In this episode, I’m tackling the financial pressure we’re all feeling as the cost of living keeps rising. From insurance premiums to everyday expenses, it can feel like we’re drowning. But you’re not alone—and you’re not powerless.

    Join me as I share practical steps to help you take back control of your finances. I’ll show you how to reassess your budget, prioritize the essentials, shop around for better deals, and build an emergency fund—no matter how small. Plus, I’ll offer encouragement for anyone feeling overwhelmed, because better days are ahead.

    What You'll Learn in This Episode:

    How to adjust your budget to reflect rising costsTips for cutting back and prioritizing the essentialsHow to shop around for lower insurance ratesStarting an emergency fund, even if you feel stretched thinEncouragement for managing financial stress

    Check out Allison's New Budget My Paycheck Spreadsheet

    You Might Like:

    Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
  • Zoe Pritchard, a YouTuber and personal finance content creator, shares her journey of paying off $35,000 of student debt and improving her relationship with money. Growing up, money was a tense topic in her family which had a direct impact on her own financial wellness.

    In this episode you’ll learn:

    What happened when Zoe started openly discussing her financial struggles on YouTube.How she paid off $35,000 of student loan debt.What she has done to alleviate her financial anxiety.

    If you have debt, or struggle with stress around money then this episode is for you!

    Check out Zoe's Youtube Channel
    Catch up with Zoe on Instagram @zoexpritchard

    You Might Like:

    Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
  • In this episode, I’m diving into the TikTok trend of underconsumption and sharing my thoughts on why it’s actually just normal spending. We’ve been so influenced by social media to keep buying and upgrading that sticking to what we already have seems like a radical idea.

    Let’s talk about what underconsumption really is, why it’s trending, and how it can change the way you think about money.

    What you'll learn:

    What underconsumption is and why it’s gaining popularity.How social media pressures us to overspend and why that’s not sustainable.The financial benefits of being more intentional with your spending.How to balance spending on what you need and what brings you joy.

    This episode is perfect for anyone who’s feeling overwhelmed by the constant pressure to buy more and wants to be more mindful with their money.

    Links Mentioned: Budget My Paycheck Spreadsheet

    You Might Like:

    Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
  • In this episode of the Inspired Budget Podcast, Allison Baggerly talks with Whitney Hansen about her exciting journey into owning unique short-term rentals in Idaho. Whitney shares how she built her properties from the ground up and the money strategies that helped her make it happen.

    What You'll Learn:

    Whitney’s Rental Adventure: Find out how Whitney turned her dream into reality by creating a one-of-a-kind geodome in the Idaho mountains and why she chose to make it unique.Financing the Dream: Learn about the creative ways Whitney managed to fund her projects, using strategies like home equity lines of credit (HELOCs) and careful budgeting.Advice for Future Hosts: Whitney shares practical tips for overcoming challenges like finding reliable caretakers and embracing the quirks that make her properties special.

    Join us for this inspiring chat as Whitney Hansen shares her story of blending creativity with real estate and gives tips for anyone looking to follow in her footsteps.

    Connect with Whitney Hansen: @whitney_hansen_co

    Check out the Cascade Dome

    Check out the Flower Pot

    You Might Like:

    Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
  • Ever felt like your budget just isn't working, no matter how hard you try? You're not alone! In today’s episode, I'm diving into five common budgeting mistakes that are easy to make—and I've definitely made a few myself!

    We'll explore why these mistakes can throw a wrench in your financial plans and how recognizing them can save you from a lot of headaches.

    What You'll Discover:

    The hidden traps in budgeting that can derail your financial goals.Practical strategies to sidestep these pitfalls and keep your budget on track.Personal stories from my own experiences, sharing what worked and what didn’t.

    Listen in for actionable tips and a step-by-step guide to tweaking your budget like a pro. Perfect for anyone looking to make their money stretch further without the stress.

    Loved the insights from this episode? Drop us a review on your favorite podcast platform. Your feedback helps us grow and reach more people just like you!

    You Might Like:

    Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
  • In this inspiring episode, Allison sits down with Deacon Hayes to discuss his journey to becoming debt-free. Deacon shares how he and his wife paid off $52,000 in debt in just 18 months and the strategies they used to achieve financial freedom.

    What You'll Learn:

    Debt-Free Story: Hear about the moment when Deacon and his wife realized they needed to get serious about paying off their $52,000 in loans and credit card debt, and how they made it happen.Smart Strategies for Paying Off Debt: Find out how Deacon made tough choices, like selling his car that was worth less than he owed, to speed up their journey to becoming debt-free.Tips for Staying Motivated: Deacon shares his best advice for keeping your spirits up while paying off debt and why having a strong reason for doing it is so important.

    Join us for this inspiring conversation as Deacon Hayes shares useful tips and real-life advice for anyone wanting to get out of debt and take control of their money.

    Connect with Deacon Hayes:

    Website: Well Kept WalletInstagram:@wellkeptwallet$1,000 Savings Challenge: Find details on the Well Kept Wallet homepage.

    You Might Like:

    Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
  • Feeling like you need a reset with your money? In this short episode, Allison Baggerly shares how to lean into what she calls the "Second New Year" to get back on track with your finances and achieve your financial goals.

    What You'll Learn:

    Why the Second New Year is the Perfect Time for a Fresh Start: Discover why this time of year is ideal for hitting the reset button and refocusing on what matters most.Overcoming Summer Spending: Explore how the transition from summer to fall is an opportunity to reassess your spending habits and make necessary adjustments.3 Steps to Reset Your Finances: Allison shares practical tips to help you regain control of your money and set yourself up for success as the year draws to a close.

    Tune in to learn how you can finish the year strong with renewed energy and focus. Whether it's budgeting, goal-setting, or improving your money management skills, this episode is packed with actionable insights to guide you on your financial journey.

    You Might Like:

    Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
  • Tired of following what society says you should do? In this episode, I talk with Cait Flanders, author of Adventures in Opting Out about the challenges and rewards of opting out of societal norms. In this episode Cait shares examples of how she, and others, have opted out of different aspects of their lives, such as sobriety and unconventional career paths.

    You Will Learn:

    Why opting out of societal norms can be challenging, but rewarding.How to deal with opposition from others, especially those close to you.The importance of listening to your own voice and trusting yourself when it comes to opting out.

    Get Cait’s book.

    Check out Cait’s Substack.

    Follow Cait on Instagram.

    You Might Like:

    Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!