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In episode 69 of the In Her Wallet Podcast, our host Sofiia dives into one of the most common financial dilemmas faced by car shoppers: should you buy, finance, or lease your new car? We explore everything from the upfront costs and monthly payments to the long-term financial implications of buying vs financing vs leasing. Sofiia also covers important considerations like depreciation, maintenance responsibilities, and the potential for equity building. We've done all the number crunching for you, so this episode offers realistic comparison to guide you through the financial mechanics behind each choice. Tune in to navigate your car buying journey with confidence!
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If this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you!
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In episode 68 of the In Her Wallet Podcast, we peel back the layers on why filling up your grocery cart or dining out suddenly feels like a luxury splurge. Our host Sofiia is joined by Sang Le, the founder of Peko Produce, Western Canada's first delivery service for "peculiar" and surplus groceries, offering savings of up to 40% off regular grocery store prices. Together, they discuss questions like why food prices seem to be on an endless climb and what happens to food that doesn't make it off the shelves. This episode is rich with practical tips on how to navigate rising grocery and restaurant bills without sacrificing quality of your meals or lifestyle.
As a special treat for our listeners, use code 'inherwallet50' for an exclusive 50% off your first order with Peko Produce. Let us know how you like it!Support the show
If this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you!
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Saknas det avsnitt?
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In episode 67 of the In Her Wallet Podcast, join Sofiia on a deep dive into the world of TFSA, RRSP, and the newly introduced FHSA. We discuss key benefits, differences, and strategic uses of each account to supercharge your financial journey. Whether you’re saving for that dream holiday, planning a majestic retirement, or gearing up for your first home purchase, understanding all three accounts is crucial to take advantage of the huge tax benefits they offer. Tune in as Sofiia shares clear, actionable tips tailored to women managing multiple financial goals at a time, empowering you to leverage these tools to their fullest potential.
Support the show
If this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you!
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In episode 66 of the In Her Wallet Podcast, we're diving deep into the world of credit cards - the good, the bad, and the fine print that banks might not be so keen on sharing. Joined by Shannon Terrell from NerdWallet, we discuss how to choose the right credit card that doesn’t just fit your needs, but also empowers your financial independence and goals. Whether you're aiming to boost your credit score, earn rewards, or find a low-interest lifeline, this conversation explores strategies to navigate the credit card maze confidently. Perfect for young professionals looking to make smart financial decisions, this episode is your guide to making credit cards a powerful ally in your financial journey.
Support the show
If this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you!
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In episode 65 of the In Her Wallet Podcast, we're diving into the world of tipping culture. It's a tradition with deep roots that's facing rapid changes in today's society. Sofiia takes you on a journey to discover the origins of tipping and why it's sparking debates now more than ever. Ever wondered about the 'right' amount to tip or why we're suddenly tipping in places we never thought we would? We've got you covered. This episode tackles these burning questions and provides actionable tips for consumers and businesses alike, aiming to ease the stress around tipping practices. Join Sofiia as she tackles the critical question: Has tipping culture gone too far?
Support the show
If this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you!
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In episode 64 of the In Her Wallet Podcast, Sofiia is joined by Wealthsimple's Tax Expert Caroline Corbeil for a conversation on filing personal income taxes in Canada. From learning the difference in filing taxes as employed vs self-employed, to understanding tax brackets and strategies to maximize deductions, this episode covers everything you need to know to file taxes in 2024! Plus, we explore how significant life changes, such as getting married, buying a home, or becoming parents, can impact your tax filings. If you want to be equipped with actionable tips and insights relevant to most recent tax system changes, this episode is for you!
Support the show
If this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you!
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In this debut episode of Season 3, our host Sofiia dives deep into the heart of the gender wealth gap, a challenge that touches every woman's financial journey (whether you know it or not). We explore the multifaceted reasons behind this disparity—from the infamous pink tax to the time spent in the workforce—and bring to light actionable strategies that each of us can utilize, in our own lives, to shrink that frustrating wealth gap. Whether you're navigating the workforce, managing household finances, or looking to grow your investments, this episode is your guide to understanding and overcoming the obstacles to financial success.
Support the show
If this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you!
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Season 3 of In Her Wallet is on the horizon, and we're kicking things off with a bang! This special trailer episode offers a sneak peek into what's in store for you, our community. Hosted by Sofiia, a Vancouver-based financial educator and the founder of "In Her Wallet", this season is set to explore the intricacies of how money works, uncover the factors influencing our financial decision-making, and demonstrate how we can leverage behavioural psychology to live our best lives without sacrificing our financial futures—all through the lens of real-life stories and actionable advice tailored for women.
New episode drops on Wednesday, March 6.Support the show
If this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you!
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Welcome to the final episode of Season 2 of the In Her Wallet Podcast! In this episode, we celebrate 47 episodes released in 2023 and reflect on the valuable lessons learnt along the way. Join Sofiia and 25 guests as we share the best takeaways on topics like your relationship with money, managing finances as a couple, taking care of aging parents, maximizing workplace benefits, negotiating, starting a business, where to start in your financial journey, how to choose companies to invest in, and more!
*Watch this episode in video format on YouTube*
This episode is a heartfelt thank you to our listeners and guests for their continued support. Tune in for valuable insights and wisdom gained from 47 consecutive weeks of sharing stories, experiences and advice with our amazing community!
If you like this episode, let Sofiia know! Take a screenshot of this page & tag her in your IG stories @sofiiasalimova & @inherwalletpodcast, or simply send her a DM! You can also support the production of In Her Wallet Podcast via this link.
Key takeaways:
00:00 What to expect from Season 2 Finale
03:33 Financial wellbeing series
04:00 Your relationship with money (EP52 Leisse Wilcox)
06:40 Money and mental health (EP47 Janine Rogan)
09:16 How to gain control of your life (EP51 Arunie Saldhi)
11:55 How to value your time (EP54 Lindsay Sparrow)
14:42 Money in relationships (EP42 Stephanie Wolfe)
18:00 Talking to aging parents about money (EP33 Leanne Kaufman)
20:40 Birth control and our finances (EP30 Dallas Barnes)
22:56 Career and business series
23:58 Understanding workplace benefits (EP20 Katrina Sinclair)
25:46 How to prepare for negotiations (EP60 Olessia Lapina)
27:30 How to negotiate post pandemic (EP22 The Thoughtful Co)
30:30 What to do when losing employment (EP26 Erin Brandt)
32:29 How to prepare financially to leave a job (EP34 Liza Akhvledziani)
35:43 Employee vs entrepreneur mindset (EP24 Lorin Winata)
38:05 One page business plan (EP44 Staci Millard)
40:00 Understanding government grants (EP17 Brianna Blaney)
42:27 Self-employed vs incorporated (EP43 Jami Monte)
46:17 Advice to new entrepreneurs (EP29 Olivia Lovenmark)
48:42 How to be productive as a solo founder (EP16 Kristine Locker)
51:13 Personal finance and investing series
52:10 How to fight math anxiety (EP45 Ms. Money & Math)
54:17 Where to start in your financial journey (EP56 Scheherazade Hasan)
56:38 How to choose companies to invest in (EP39 Lyndell Grey)
57:47 Be careful with taking advice from banks (EP28 Simran Kang)
01:00:00 Real estate investing formula for success (EP46 Victoria Cluney)
01:06:00 What is insurance (EP19 Cove Advisors)
01:07:00 One day goals system (EP48 Ashley Meadahl)
01:10:00 Message from Sofiia & Season 3 announcementSupport the show
If this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you!
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Welcome to Episode 61 of the In Her Wallet Podcast! This week Sofiia is bringing you a solo episode about 8 money lessons she learnt before turning 28. Sofiia is someone who moved countries at 17 on her own, studied economics in university, worked in the wealth management sector, reads finance books, holds an official accreditation in the investment management space, and has gone through lot of general trial and error on her own, she is sharing these money lessons based on things she did well, and some that she wishes she had done differently.
*Watch this episode in video format on YouTube*
Celebrate Sofiia's birthday with us! Take a screenshot of this page & tag her in your IG stories @sofiiasalimova & @inherwalletpodcast, or simply send her a DM! You can also support the production of In Her Wallet Podcast via this link.Support the show
If this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you!
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Welcome to Episode 60 of the In Her Wallet Podcast! This week Sofiia is joined by Olessia Lapina, a seasoned talent leader with 10 years of experience holding key roles in renowned global organizations like Tiffany&Co, Louis Vuitton Moet Hennessy and Fairmont Hotels. In this episode, Sofiia and Olessia talk about building a strong personal brand, ways it can advance your career, help grow network and increase personal income.
Olessia Lapina on Instagram and LinkedInLapina Consulting Website
Key takeaways:
00:00 What we're talking about today
02:10 Get to know Olessia
05:47 What is a personal brand in workplace
08:49 How to leverage personal brand for your career
10:04 Using online platforms like LinkedIn
14:47 For those just starting out & navigating a change
16:07 For those building brand within a company
18:30 Strategically using your brand to career transition
21:00 Does HR or Hiring Manager look at your Instagram?
23:07 How to navigate walking into new position/new company
26:45 How to communicate unique value you bring
28:48 Two real-life cases of career change & personal branding
33:37 Tip to start building your brand
35:09 What is financial freedom to you & how to achieve it
*Watch this episode in video format on YouTube*
If you like this episode, let Sofiia know! Take a screenshot of this page & tag her in your IG stories @sofiiasalimova & @inherwalletpodcast, or simply send her a DM! You can also support the production of In Her Wallet Podcast via this link.
Episode resources:Support the show
If this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you!
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Welcome to Episode 59 of the In Her Wallet Podcast! This week Sofiia is bringing you a solo episode covering 6 tips to make the most of Black Friday and holiday shopping. How to avoid buying things 'just because they are on sale', maximize your cash back earned, and navigate the sea of deals seamlessly? Tune in for answers to these questions!
Access Locker Black Friday Cyber Monday Sales GuideGet $30 Cash Bonus When You Join Rakuten via This Link
*Watch this episode in video format on YouTube*
If you like this episode, let Sofiia know! Take a screenshot of this page & tag her in your IG stories @sofiiasalimova & @inherwalletpodcast, or simply send her a DM! You can also support the production of In Her Wallet Podcast via this link.
Episode resources:Support the show
If this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you!
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Welcome to Episode 58 of the In Her Wallet Podcast! This week Sofiia is bringing you a solo episode about how you can prepare to buy your first home in Canada! In this episode, Sofiia walks you through the exact steps to take to prepare to buy your first home, like figuring out what home you can actually afford, getting pre-approved for a mortgage and understanding the government programs designed to help you.
Borrowing capacity calculator
*Watch this episode in video format on YouTube*
If you like this episode, let Sofiia know! Take a screenshot of this page & tag her in your IG stories @sofiiasalimova & @inherwalletpodcast, or simply send her a DM! You can also support the production of In Her Wallet Podcast via this link.
Episode resources:Support the show
If this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you!
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Welcome to Episode 57 of the In Her Wallet Podcast! This week Sofiia is bringing you a solo episode on the topic many of her fellow brides can relate to, but often find it difficult to discuss openly - the cost of weddings! In this episode, Sofiia shares the actual costs of her own wedding, the average budget of a lavish wedding you see on Instagram, and some of the practices her and her partner are using to stay budget conscious while bringing their wedding vision to life.
*Watch this episode in video format on YouTube*
If you like this episode, let Sofiia know! Take a screenshot of this page & tag her in your IG stories @sofiiasalimova & @inherwalletpodcast, or simply send her a DM! You can also support the production of In Her Wallet Podcast via this link.Support the show
If this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you!
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Welcome to Episode 56 of the In Her Wallet Podcast! This week, our host Sofiia is joined by Scheherazade Hasan, Advisor and Associate Portfolio Manager at Wealthsimple, to answer the #1 question they both get: "Where do I start?!" In this episode, we are walking you through the steps that will help you build a solid financial foundation, set achievable goals, and create a roadmap tailored to your unique dreams and aspirations.
Scheherazade Hasan LinkedInTFSA vs. RRSP vs. FHSA ResourceBrown Girl Problems Podcast on Spotify
*Watch this episode in video format on YouTube*
If you like this episode, let Sofiia know! Take a screenshot of this page & tag her in your IG stories @sofiiasalimova & @inherwalletpodcast, or simply send her a DM! You can also support the production of In Her Wallet Podcast via this link.
Key takeaways:
00:00 What we're talking about today
02:28 Get to know Scheherazade Hasan
06:11 Where do I start?
10:33 Paying off debt vs saving for emergency
12:33 How to use sinking funds
15:14 How to avoid diluting your emergency fund
18:40 Key tips for investing
24:48 RRSP vs TFSA vs FHSA
29:54 How to create a financial game plan
36:06 When should I start saving for retirement
40:01 Examples of financial goals
42:42 Scheherazade's resource recommendations
43:52 What is financial freedom to you
45:25 How to connect with Scheherazade
Episode resources:Disclaimer: The views in this recording are the personal views of the Investment Advisor and should not be taken as the views of Wealthsimple Investments Inc. This commentary is provided for general informational purposes only and does not constitute financial, investment, tax, legal or accounting advice nor does it constitute an offer or solicitation to buy or sell any securities referred to. Individual circumstances and current events are critical to sound investment planning; anyone wishing to act on this podcast episode should consult with his or her advisor.
Support the show
If this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you!
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Welcome to Episode 55 of the In Her Wallet Podcast! This week Sofiia is bringing you a short solo episode about paying off your credit card debt (in fact, any type of debt) as efficiently as possible! Tune in to learn about the two things you need to have to set yourself up for success before starting to pay off debt, the golden rule of using credit cards, the 2 proven strategies for debt repayment, and easy-to-follow practices to be a responsible credit card user.
*Watch this episode in video format on YouTube*
If you like this episode, let Sofiia know! Take a screenshot of this page & tag her in your IG stories @sofiiasalimova & @inherwalletpodcast, or simply send her a DM! You can also support the production of In Her Wallet Podcast via this link.Support the show
If this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you!
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Welcome to Episode 54 of the In Her Wallet Podcast! This week, we are discussing the hidden costs of household chores (which women tend to do more of) and their profound impact on our financial futures and career paths. Sofiia is joined by Lindsay Sparrow, one of the premiere investment advisors in Alberta at Wellington-Altus Private Wealth. As a Certified Financial Planner (CFP) and a Certified Divorce Financial Analyst (CDFA), Lindsay knows firsthand about the invisible tax that women pay for household labour. In this episode, Sofiia and Lindsay explore practical solutions for achieving a more equitable future.
Lindsay Sparrow Website: https://advisor.wellington-altus.ca/sparrowwealth/Lindsay Sparrow Instagram: https://www.instagram.com/buythelatte/
*Watch this episode in video format on YouTube*
If you like this episode, let Sofiia know! Take a screenshot of this page & tag her in your IG stories @sofiiasalimova & @inherwalletpodcast, or simply send her a DM! You can also support the production of In Her Wallet Podcast via this link.
Key takeaways:
00:00 What we're talking about today
03:21 Get to know Lindsay
08:35 Gender norms around household chores
06:56 Are household chores unpaid work
08:39 What is emotional labour
09:40 Splitting household chores with your partner
12:07 Why we put off hiring help
13:53 If you are a stay at home parent..
16:50 How a prenup can help
18:28 Work from home makes you miss out on...
21:30 How to value your time
29:52 Lindsay's three money tips for women
30:00 What is financial freedom to you
Episode resources:Disclaimer:
The views in this recording are the personal views of the Investment Advisor and should not be taken as the views of Wellington-Altus Private Wealth. This commentary is provided for general informational purposes only and does not constitute financial, investment, tax, legal or accounting advice nor does it constitute an offer or solicitation to buy or sell any securities referred to. Individual circumstances and current events are critical to sound investment planning; anyone wishing to act on this article should consult with his or her advisor.Support the show
If this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you!
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Welcome to Episode 53 of the In Her Wallet Podcast! This week Sofiia is bringing you a solo episode about the 5 smart money moves to make this fall to prevent the overwhelm and avoid the overspend with all the fun stuff happening at this time of the year, like Thanksgiving dinners, Halloween parties, Black Friday deals and, of course, pumpkin spice lattes. Our goal is that after listening to this episode, you leave feeling equipped with knowledge on how to make progress towards building the financial future you deserve without feeling guilty for the seasonal fun that awaits ahead.
*Watch this episode in video format on YouTube*
If you like this episode, let Sofiia know! Take a screenshot of this page & tag her in your IG stories @sofiiasalimova & @inherwalletpodcast, or simply send her a DM! You can also support the production of In Her Wallet Podcast via this link.Support the show
If this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you!
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Welcome to Episode 52 of the In Her Wallet Podcast! This week, we got a question for you: have you ever struggled with keeping money, making it, or even enjoying it? The answer to dealing with any of the above might be simpler than you think - it's our emotional intelligence. In this episode, Sofiia is joined by Leisse Wilcox, a Strategic Business Coach and 2x best-selling author, for a conversation about how emotional intelligence defines our relationship with money.
Leisse Wilcox WebsiteUse code INHERWALLET for $20 off the "Money Loving" course
*Watch this episode in video format on YouTube*
If you like this episode, let Sofiia know! Take a screenshot of this page & tag her in your IG stories @sofiiasalimova & @inherwalletpodcast, or simply send her a DM! You can also support the production of In Her Wallet Podcast via this link.
Key takeaways:
00:00 What we're talking about today
02:45 Get to know Leisse
08:35 What is wealth EQ
11:26 What the Stanley Mug says about you
15:02 How to evaluate your wealth EQ
18:03 This question will improve your relationship with money
20:44 How your earning capabilities are affected by EQ
23:27 I seek change. What should I do?
25:25 Lessie recommended resources
27:50 What is financial freedom to you
Episode resources:Support the show
If this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you!
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Welcome to Episode 51 of the In Her Wallet Podcast! Did you know that Fall season is the time you are most likely to experience burnout at work? In this episode, Sofiia is joined by Arunie Saldhi, a Registered Provisional Psychologist and Workplace Mental Health Expert, for a conversation about early signs of burnout and how women professionals can deal with it whilst building their careers.
Arunie Saldhi WebsiteBrown Girl Problems Podcast
*Watch this episode in video format on YouTube*
If you like this episode, let Sofiia know! Take a screenshot of this page & tag her in your IG stories @sofiiasalimova & @inherwalletpodcast, or simply send her a DM! You can also support the production of In Her Wallet Podcast via this link.
Key takeaways:
00:00 What we're talking about today
02:13 Get to know Arunie
06:20 What is burnout & how it shows up
08:20 Sharing our personal burnout experiences
11:40 How to recognize early stage of burnout
15:30 Work performance and burnout
16:45 How to deal with burnout at work
19:14 Ways to recover from burnout
22:28 Are women more likely to experience burnout
25:25 Gaining control of your life back
29:52 Arunie's final recommendations
31:40 What is financial freedom to you
32:40 Connect with Arunie
Episode resources:Support the show
If this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you!
- Visa fler
