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What happens when you swap a traditional home for a 19.5-foot van and hit the open road? Join us as we chat with our lifelong friends, Don and Gae Taylor, who took the leap from their West Seattle life into the world of van living. After years in the software development industry, Don decided it was time for a change, supported wholeheartedly by his wife, Gae. Together, they embarked on an adventure across the U.S. and Canada, sharing with us the emotional rollercoaster of downsizing and the unexpected pause their journey faced during the COVID-19 pandemic.
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Is the Seattle-Metro area real estate Hot? Or Not?
In this episode of 'Getting Your Edge: How to Right-Size, Your Home Life Podcast', hosts Dennis Day and Judy Gratton explore the Seattle metro area's real estate market. They discuss whether it's currently 'hot or not', key statistics from the Northwest MLS, and detailed trends in Snohomish, King, and Pierce Counties. Topics include median price changes, seasonal cycles, and inventory shortages. They highlight challenges like hedge funds, international investors, and short-term rentals impacting housing availability. Despite these issues, the area's robust economy and appeal persist. The episode also emphasizes their boutique real estate group's expertise in downsizing and client-centric services, inviting listeners to reach out for personalized assistance and explore their podcast and YouTube content.We Would Love to Hear Your Feedback!
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Saknas det avsnitt?
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What happens when the walls that have held your family stories begin to close in? Elizabeth Clark-Stern, a seasoned counselor and therapist, joins us to unpack the life-altering emotions tied to downsizing. Together, we navigate the complexity of leaving a long-term home, equating it to the grief of losing a loved one. Amidst the conversation, Judy Gratton shines a light with her heartwarming children's book, inspired by her granddaughters and crows, weaving a narrative that echoes the bittersweetness of letting go and cherishing memories.
As the heart wrestles with the head, we explore the balance of emotional attachments and pragmatic decisions. Elizabeth underscores the need for empathetic listeners who validate pain rather than fix it, while we explore how couples therapy can bridge communication gaps. Practical concerns like home maintenance and financial security become central themes, reminding us of the importance of facing realities. A simple pros and cons list emerges as a tool to discern emotional truths from practical necessities, guiding us through the maze of life transitions.
Shifting identities and evolving family dynamics are laid bare as we draw insights from Richard Rohr's "Falling Upward," contemplating how our attachments to material achievements may be challenged during downsizing. The dialogue extends to family tensions, where children and parents may find themselves at odds. Yet, amidst the upheaval, we discover unexpected joy—renewed connections and community bonds that alleviate loneliness. Through stories of senior communities and outreach programs, we celebrate the invigorating power of connection in life's later stages.We Would Love to Hear Your Feedback!
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Navigating the emotional and logistical maze of downsizing is a daunting process. Discover the secrets to a seamless transition as we chat with Jeff Marks from Seattle Magpies. Jeff walks us through the entire process, from figuring out what to keep and what to sell, to managing the emotional toll of parting with cherished possessions. You'll hear touching stories, like Neil's journey to a retirement home, offering a heartfelt look into the challenges and rewards of downsizing.
Facing a hoarder house situation? Jeff shares invaluable insights on setting realistic expectations and the immense effort required to tackle such homes. With a compelling case study of Bruce, we delve into the tough decisions and strict guidelines necessary to bring order to chaos. Learn practical advice for those who must live through the liquidation process and why it's often best for homeowners to step back during their own estate sales.
Curious about the ins and outs of estate sales? Jeff breaks down how to identify valuable items that can turn a profit and the various alternative options when a full estate sale isn't feasible. From pop-up and private sales to wholesale buyouts, you'll get a comprehensive look at how to manage unsellable items and why donations are often the preferred route. We also touch on the compensation structure for such services and underscore the importance of choosing the right estate sale company to ensure a smooth, efficient process.We Would Love to Hear Your Feedback!
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Can strategic renovations really boost your home's value by 20%? Join us as we chat with Jessica Morrow, the Chief of Staff at Revive, to uncover the game-changing strategies that homeowners can use to transform their financial futures.
She's here to reveal how Revive not only connects homeowners with pre-vetted contractors but also fronts renovation costs, all designed to increase your home’s market value dramatically. You'll learn how skipping pre-sale renovations could mean leaving thousands of dollars on the table, and why downsizing is becoming a major trend, especially in California.
In the second part of our episode, we share a Revive life-changing success story—how investing $100,000 in client's home during the pandemic skyrocketed its value and enabled her to retire comfortably. Jessica also offers a glimpse into the future with Revive's groundbreaking Vision AI tool, set to revolutionize the way you analyze your selling options. Plus, hear about unique cases where homeowners decide to stay post-renovation, showcasing the unparalleled flexibility Revive offers. If you’re curious about maximizing your home’s potential and want to hear success stories that could inspire your next move, this episode is for you!We Would Love to Hear Your Feedback!
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In this episode, Dennis and his co-host Judy Gratton discuss the top five reasons why starting the downsizing process sooner rather than later is important.
This episode discusses the financial and practical benefits of downsizing your home during retirement. It covers the costs associated with maintaining a large home on a fixed income and the financial flexibility gained from moving to a smaller or rental property. The current real estate market conditions are also explored, including the difficulties in selling a poorly maintained home. Additionally, the video emphasizes the importance of starting the downsizing process early to maintain control over decisions and avoid burdening family members.
They highlight the importance of reducing the burden on loved ones and finding a balance between preserving memories and practical downsizing.We Would Love to Hear Your Feedback!
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Ep. 47
Imagine seamlessly transitioning into a vibrant retirement community where your physical, mental, and social wellness are all top priorities. Tune in as we chat with Cayce Miller, Sales Manager at Fairwinds Brighton Court in Lynnwood WA, who shares his compelling journey and the innovative Prime Fit Wellness Program that sets this community apart. Cayce reveals how Brighton Court fosters a welcoming culture for new residents and offers flexible care options to accommodate their evolving needs. From engaging events like the Forgotten Spirits gathering to exceptional dining options, he paints a vivid picture of life that’s both fulfilling and fun.
Join us for an inside look at the support systems and amenities designed to make the move to Brighton Court as smooth as possible. Cayce discusses the pivotal role as the moving coordinator and the convenience of month-to-month rent without a buy-in requirement. Explore the array of activities that keep residents connected, from summer festivals to casino nights, and discover how the resident council contributes to the vibrant community spirit. We also delve into trends in senior living, the growing demand for flexible care, and the exciting future offerings at Brighton Court. Whether you're contemplating a move or just curious about retirement community life, this episode is packed with actionable insights and heartwarming stories.We Would Love to Hear Your Feedback!
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We are on vacation this week to chill and relax. But, we'll be back with a new episode filled with valuable and useful information to help you right-size your life soon. Thanks for being a listener. We really appreciate your support.
Dennis and JudyWe Would Love to Hear Your Feedback!
We Would Love to Hear Your Feedback!
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Is clutter driving you crazy and stopping you from making the change you long for? You are not alone! A cluttered household is a natural part of living an American consumer lifestyle and remaining in your home for a long time.
Want to do something about it, but feel overwhelmed by the thought of sorting through all that stuff?
Meet Lisa Hawkinson, our guest for this episode, who turned her love for organizing into a thriving business: "How2getorganized.com". Lisa’s journey is nothing short of inspiring—from being teased as a child for her neatness to overcoming health challenges and helping others bring order to their lives. Learn practical downsizing strategies from Lisa's own experiences, like setting attainable goals, dedicating time, and starting with less emotional items. We'll explore the importance of a supportive friend and the benefits of letting go with a generous heart.
Helping elderly family members downsize can be emotionally challenging. This episode is packed with heartwarming stories and creative solutions for making this process smoother. We discuss the significance of understanding and validating seniors’ feelings, especially when cognitive impairments are in play. From taking photos of sentimental items to creating new ways to honor their memories, Lisa shares invaluable tips on how to make these necessary transitions with compassion and respect. You’ll also hear about the delicate balance required to assist aging parents while honoring their emotional attachments.
Unlock the secrets to an efficiently organized kitchen with Lisa's expert advice. Discover game-changing tips like using Lazy Susans, expandable shelves, and rectangular containers to optimize your space. Lisa introduces her unique touch, reach, walk, and hike strategy to keep your kitchen functional and clutter-free. Plus, learn about the supportive Smooth Organizer community, an affordable resource that offers guidance and accountability for decluttering your home.
Finally, we share success stories like Charlie's journey of preparing his home for sale, emphasizing the power of willingness and supportive companions in achieving a more manageable lifestyle. Tune in to take the first step toward right-sizing your home and life.We Would Love to Hear Your Feedback!
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In Episode 45, Dennis Day and Judy Gratton will help you unlock the secrets to navigating the complex world of home loan interest rates with our special guest, Steve O'Donnell from CMG Financial. This episode promises to transform your understanding of mortgage rates by focusing on what truly matters—the monthly payments. Hear Steve’s expert take on how global events and the bond market impact these rates, and learn practical strategies like qualifying with a rate cushion and innovative options such as "lock and shop" for buyers and special rate lock opportunities for sellers.
Tired of the confusion surrounding jumbo and conventional loans? We've got you covered. Steve breaks down the distinctions between these options, shedding light on loan limits across various counties and the waning appeal of adjustable-rate mortgages (ARMs). Discover creative financing strategies like bundling first mortgages with second equity loans and understand the critical steps of pre-qualification and pre-approval. Whether you're looking to buy, refinance, or downsize, this episode offers invaluable insights to help you make informed decisions.
Planning to downsize or manage your home equity for long-term stability? Steve provides a comprehensive guide on calculating home equity and cash flow, considering retirement plans and liquid assets. We discuss the benefits of bridge loans, home equity lines of credit, and programs like rate rebound refinancing. From handling fluctuating interest rates to seeking personalized financial advice, this episode equips you with the knowledge needed to navigate today’s volatile housing market. Join us for a wealth of expert advice and actionable strategies to optimize your home financing journey.We Would Love to Hear Your Feedback!
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What if you could ensure a smooth transition for a loved one from their longtime home to supportive housing, all while maintaining their dignity and quality of life? Join us as we sit down with Daphne Davis from Pinnacle Senior Placements, who brings 25 years of expertise to this heartfelt conversation. Daphne sheds light on the emotional and logistical hurdles families face during downsizing, emphasizing the necessity of understanding each individual's core values, health needs, and personal preferences. Learn the difference between independent placement agencies and franchises, and discover why a hands-on, personalized approach makes all the difference.
Planning for aging and long-term care can be overwhelming, especially when medical emergencies arise. We stress the importance of open, proactive family discussions to avoid emotional and logistical challenges later. Personal stories illustrate how early conversations can ease difficult decisions, particularly when multiple siblings are involved. Daphne also explores the varying experiences family members might have with an aging parent, especially when cognitive issues are present, and how acknowledging these differences can lead to improved care.
Navigating the intricacies of Medicaid, senior housing, and financial planning is crucial for a secure future. Daphne shares valuable insights on ethical practices in elder care, the differences between private pay and Medicaid clients, and the importance of financial preparedness. From securing Medicaid beds to having a power of attorney, we cover all the essential steps to ensure seniors can age with dignity. We also touch on the emotional aspects of downsizing and the various services available to assist seniors and their families during these transitions, ensuring they can embrace aging with grace and support.We Would Love to Hear Your Feedback!
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Should You Offer a Buyer's Agent Commission When You Sell Your Home?
Dennis Day and Judy Gratton of the Edge Group Team and EXP Realty, offer Five strong reasons why you should.
Are you prepared to navigate the new landscape of real estate in Washington State? This episode promises to equip you with everything you need to know about the recent changes in real estate laws, especially the new mandate requiring written contracts between buyers and their agents. Judy and Dennis uncover the implications of this shift, from how buyers must now directly pay their agents to what sellers should consider when offering commissions to buyers' agents.
We break down five critical reasons why sellers might still want to offer these commissions, highlighting benefits like market perception and smoother transactions.
As we wrap up, we extend our gratitude to our loyal listeners on platforms like Apple and Spotify. Your engagement and support are the driving force behind our podcast. Reflecting on the central themes of gaining an edge and right-sizing your life and home, we encourage you to stay tuned for more practical advice and insightful discussions in our upcoming episodes. Thank you for being an integral part of our community. Until next time, take care!We Would Love to Hear Your Feedback!
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In this episode, our special guest Kevin Anderson, a licensed Medicare Advisor, will walk host Dennis Day through the process of choosing the right Medicare health care plan, just like he would any other client age 64 and 9 months.
Learn the timing for enrolling three months before or after your 65th birthday to avoid coverage gaps, and understand the roles of Medicare Part A and Part B. We'll also discuss the critical steps to setting up your SSA.gov account and the value of supplemental coverage. Whether you're a first-time enrollee or looking to optimize your existing plan, this episode is packed with insights to help you navigate Medicare registration efficiently and effectively.
Explore the critical differences between HMO and PPO plans, and discover why UnitedHealthcare's extensive network might be your best bet, especially if you're in Washington state. We highlight the often-overlooked benefits of acupuncture, chiropractic, dental, and vision care, and provide strategies for coordinating benefits with your employer’s plan to minimize out-of-pocket expenses. Kevin shares his expert advice on avoiding common Medicare pitfalls and the benefits of consulting a seasoned Medicare agent. Tune in for a thorough understanding of Medicare and actionable tips to tailor the best plan for your needs.
Kevin Anderson
Licensed Medicare Advisor
360-355-6555
[email protected]We Would Love to Hear Your Feedback!
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Unlock the secrets to financial stability in times of economic uncertainty with Gary Kawano of Success Lending, who sheds light on the intricacies of blended interest rates. If downsizing your home in a fluctuating interest rate market seems daunting, Gary's insights will guide you through the haze of mortgages, credit cards, and car loans, revealing how each contributes to your financial well-being. Delve into a world where understanding your debt cost is not an option but a necessity for making empowered property sales decisions.
This episode is a treasure trove of wisdom for anyone looking to refine their debt strategy or simply comprehend the actual price of their liabilities. We discuss real-world scenarios that bring the concept of blended interest rates to life, demonstrating how selling property and settling debts can dramatically alter the affordability of a new home—even when higher interest rates loom. Gary also introduces a specially crafted tool that promises to become an indispensable part of your financial toolkit. Don't miss out on this opportunity to gain a holistic perspective on debt and discover how a strategic approach to downsizing could be the smartest move you make this year.We Would Love to Hear Your Feedback!
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Episode 41.
Unlock the secrets of financial well-being with Gary Kawano of Success Lending as he shares his expert insights on Blended Interest Rates. This is a crucial exercise for anyone contemplating down-sizing.
With thirty years in the mortgage industry, Gary shares a wealth of knowledge to our latest podcast episode. He skillfully breaks down why keeping an eye on your overall financial health extends well beyond your mortgage rate. Through relatable client stories, we showcase how a comprehensive financial snapshot can be the deciding factor for down-sizers in today's economic climate.
Our discussion with Gary doesn't just illuminate the technicalities of blended rates; it's also a treasure trove of strategies for managing personal debt. Whether you're wrestling with the decision to refinance or seeking ways to balance savvy financial choices and immediate cash flow needs, our conversation addresses the broader housing market trends that affect your wallet. With resources tailored to complement our discussion linked with the episode, you'll have the tools at your fingertips to navigate the often perplexing world of personal finance. Tune in for an episode packed with actionable advice to take a comprehensive look at your overall finances, that could be the catalyst for your next smart move.
Check out our Youtube version: https://youtu.be/p7G8qHb-zuc
Gary Kawano
Producing Area Manager | NMLS #455499
Direct: | (760) 809-1597
Mobile: | (760) 809-1597
[email protected]
Licensed In: AZ, CA, CO, FL, TN, TX, WAWe Would Love to Hear Your Feedback!
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Unlock the mysteries of title insurance with the guidance of Jayne Boyle from Stewart Title, our expert for this week's "Getting Your Edge" podcast. As we navigate the twists and turns of home ownership and downsizing, we promise you'll come away with a sturdy shield of knowledge to protect your real estate investments. Jane not only demystifies the difference between title and escrow but also sheds light on the often overlooked coverage nuances of title insurance. Her insights into the one-time payment for lifelong security is like discovering a hidden insurance superpower, crucial for anyone facing the complexities of downsizing with tranquility.
Ever stumbled upon unexpected costs when closing on a property? Our discussion with Jayne Boyle is akin to having a navigational beacon through the foggy waters of real estate transactions. We explore the intricate process behind closing costs, from the settlement statements for buyers and sellers to the proactive steps taken by title officers to untangle potential property encumbrances. Moreover, Jane provides a peek into the underwriting and negotiation processes, enabling you to better comprehend what's at stake and how to manage any property disputes that may arise.
As we wrap up, the conversation turns to the pivotal role of title insurance in combating fraud and clerical calamities. Jane relays an eye-opening account of a clerical error that could have spelled disaster for a homeowner and illustrates how title insurance comes to the rescue. We also dispel the mysteries of title theft and the continuous protection title insurance offers long after your mortgage is cleared. For those caught in a tangle of family property transfers or quitclaim deeds, fear not. We are ready to help you secure or reinstate your title insurance. So, reach out for a consultation, as we're eager to ensure your passage to safe and secure homeownership is as smooth as possible.
Jayne Boyle
Stewart Title and Escrow - Everett WA
Business Development Manager
[email protected]
1-425-344-5426We Would Love to Hear Your Feedback!
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Unlock the wisdom of Nathan Phillips, the innovative CEO steering the North Shore Senior Center, as we unravel the tapestry of services revolutionizing senior care. From vibrant fitness classes to critically-needed social services, this center isn't just a beacon for those in their golden years but a lifeline for individuals from 12 to 109, including young people with disabilities. Nathan walks us through the center's rich history and the incredible volunteer spirit that breathes life into every program, ensuring that whether it's through a food pantry or medical equipment lending, support is always within reach.
The world is changing, and so are the faces of our seniors. With lifespans extending and the 'senior' label now spanning generations, Nathan sheds light on how centers like North Shore pivot to cater to this diversity. We tackle ageism head-on, discussing its impact on seniors' roles in the workforce and the broader economy. As we emerge from the isolation shadowed by the pandemic, Nathan shares the integral ways in which the center fosters connection and engagement, fortifying the community against the solitude that too often accompanies aging.
Technology isn't just for the youth, and Nathan proves that with anecdotes of seniors mastering the digital world. The North Shore Senior Center stands out as a model of inclusivity, offering caregiver support and wellness programs that address the holistic needs of this evolving demographic. From the Pants Wellness program's success stories to the personalized assistance from social workers, Nathan paints a picture of a senior center that's as diverse as the community it serves. Culturally specific programs ensure that no one is left behind, honoring the center's commitment to every individual's dignity—making this episode a heartwarming narrative of resilience and community.We Would Love to Hear Your Feedback!
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Elder Scam Prevention Resources are listed at the bottom of the descriptions and the end of the Transcript.
DOJ's Elder Justice Initiative Financial Exploitation – https://www.justice.gov/elderjustice/financial-exploitation DOJ's Elder Justice Initiative Senior Scam Alert – https://www.justice.gov/elderjustice/senior-scam-alertFederal Trade Commission's Consumer Alerts – https://consumer.ftc.gov/consumer-alertsAARP Fraud Watch Network –
Unlock the secrets to shielding our seniors from financial predators with Kaitlin Cooke, a former federal prosecutor turned guardian of elder justice. Through her seasoned lens, we investigate the disturbing increase in scams swindling the elderly and dissect the psychological and demographic factors making our senior loved ones prime targets. Our dialogue illuminates the dark corners of government imposter tricks, mystery shopper setups, and the frightening ease with which these swindlers weave their deceitful webs. Learn how to spot the danger signs and employ robust strategies to fortify our treasured elders against these fraudulent onslaughts.
Kaitlin and I dissect the multifaceted nature of scam awareness and prevention, offering a guide to validating unexpected offers and preserving trust without falling victim to manipulation. The conversation traverses the emotional devastation left in the wake of these crimes and the paramount importance of reporting to authorities to aid in prosecution. As we unveil why many victims remain silent, we emphasize the collective responsibility to raise alarm bells and equip society with the tools to counteract these threats. Join us as we empower listeners with knowledge and resources that not only protect the vulnerable but strengthen the fabric of trust within our communities.
Finally, we chart the course for safeguarding against the most sinister of online frauds, navigating the labyrinth of international call center scams that exploit the trusting nature of their victims. Hear firsthand the strategies that can prevent financial disaster and support the healing process for those ensnared by scammers. With an empathetic yet vigilant approach, we offer a lifeline through avenues for reporting fraud and highlight the long-term financial ramifications for the unsuspecting. This episode is a must-listen, equip yourself and your loved ones with the shield of awareness to confront the faceless adversaries lurking in the digital shadows.
Where to Get EducatedWe Would Love to Hear Your Feedback!
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Four million people will turn age 65 in 2024. Eventually, most of us have to downsize. In this episode we will discuss the beginning of Judy's Downsizing Adventure, with real stories. We explore the fears and concerns that often hold homeowners back from making the leap to a smaller home. Through personal anecdotes and expert advice, listeners gain a deeper understanding of the sentimental attachments and practical challenges that come into play. From tackling the fear of letting go to envisioning a more manageable lifestyle, we uncover strategies to overcome procrastination and embrace the freedom that downsizing can bring. Tune in as we discuss the emotional side of downsizing and how to navigate this significant life transition with confidence.
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This episode is an extension of part 1: 5 clues you real estate agent is working for a commission, and not you. In episode one who described how you can tell if your agent is really working for you or a commission. In part 2, Judy and Dennis describe the qualities and actions you will see if your agent is truly working for you.
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- Visa fler
