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  • In this powerful clip of Market Mondays, hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the targeted marketing and massive impact of online gambling on the Black community. Rashad shares eye-opening insights on how billions of dollars have been strategically funneled into promoting online gambling through influential platforms like popular podcasts and celebrities, including Drake and major shows like Joe Button's, Gillian Wallow's, and Shannon Sharpe's.

    Rashad recounts a personal story, highlighting the rapid growth and consequences of online gambling over the past few years. He emphasizes the risks and negative outcomes such as debt, broken homes, and even life-threatening situations in places like jail settings, urging the community to be cautious.

    Furthermore, the hosts discuss how gambling, likened to addictive substances such as alcohol and drugs, can ruin lives and disproportionately target vulnerable, poor, and uneducated Black individuals. Rashad opens up about the history of these tactics, comparing it to the lottery practices of the past that devastated his family and emphasizing the need for a broader conversation and investigation into such predatory practices.

    Troy and Ian add their perspectives on the economic aspects, discussing the financial benefits seen by companies like DraftKings and FanDuel. They advise viewers on the importance of investing in more stable, albeit less glamorous, assets like stocks, real estate, and government contracts, which are often overlooked in favor of more exciting but risky ventures like gambling.

    The conversation aims to shed light on how the most lucrative and stable investments are marketed as boring while riskier, more thrilling industries dominate attention and often yield smaller dividends in the long run.

    Join us for this enlightening discussion as our hosts challenge the status quo and advocate for financial literacy and investment education as a means to empower the Black community. Hit the like button, share your thoughts in the comments, and don't forget to subscribe for more insightful content from Market Mondays!

    *Hashtags:*

    #MarketMondays #OnlineGambling #FinancialLiteracy #BlackCommunity #Investing #PredatoryPractices #DraftKings #FanDuel #Stocks #RealEstate #FinancialEducation #WealthBuilding #GamblingAwareness #InvestSmart #Empowerment



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  • In this powerful clip of Market Mondays, hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the targeted marketing and massive impact of online gambling on the Black community. Rashad shares eye-opening insights on how billions of dollars have been strategically funneled into promoting online gambling through influential platforms like popular podcasts and celebrities, including Drake and major shows like Joe Button's, Gillian Wallow's, and Shannon Sharpe's.

    Rashad recounts a personal story, highlighting the rapid growth and consequences of online gambling over the past few years. He emphasizes the risks and negative outcomes such as debt, broken homes, and even life-threatening situations in places like jail settings, urging the community to be cautious.

    Furthermore, the hosts discuss how gambling, likened to addictive substances such as alcohol and drugs, can ruin lives and disproportionately target vulnerable, poor, and uneducated Black individuals. Rashad opens up about the history of these tactics, comparing it to the lottery practices of the past that devastated his family and emphasizing the need for a broader conversation and investigation into such predatory practices.

    Troy and Ian add their perspectives on the economic aspects, discussing the financial benefits seen by companies like DraftKings and FanDuel. They advise viewers on the importance of investing in more stable, albeit less glamorous, assets like stocks, real estate, and government contracts, which are often overlooked in favor of more exciting but risky ventures like gambling.

    The conversation aims to shed light on how the most lucrative and stable investments are marketed as boring while riskier, more thrilling industries dominate attention and often yield smaller dividends in the long run.

    Join us for this enlightening discussion as our hosts challenge the status quo and advocate for financial literacy and investment education as a means to empower the Black community. Hit the like button, share your thoughts in the comments, and don't forget to subscribe for more insightful content from Market Mondays!

    *Hashtags:*

    #MarketMondays #OnlineGambling #FinancialLiteracy #BlackCommunity #Investing #PredatoryPractices #DraftKings #FanDuel #Stocks #RealEstate #FinancialEducation #WealthBuilding #GamblingAwareness #InvestSmart #Empowerment



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  • In this episode of EYL, hosts Rashad Bilal and Tui dive deep into the promising landscape of Ghana, sharing their personal experiences and insights into the country's investment and entrepreneurial potential. Tui, with his dual perspectives as an American and Ghanaian, paints a vivid picture of why Ghana stands out in Africa and globally. From its safe environment and stable government to a thriving business ecosystem, Ghana presents a host of opportunities for investors and entrepreneurs alike.

    Rashad, originally from the US but deeply connected to Ghana, discusses the dual culture shock he experienced moving between the two countries during his formative years. He emphasizes the wealth of opportunities available in Ghana, which he fully embraced when he moved back in 2019 to join a holding company. In a matter of years, Rashad and his team grew their portfolio from three restaurants to an impressive 150, making them one of the largest franchisees for Pinkberry globally.

    The duo also highlight the high quality of life in Ghana, which caters to middle and upper-middle-class residents, thanks to robust healthcare infrastructure, excellent social amenities, and a blend of cultural and recreational activities. Whether it's exploring the natural beauty of the Cocoon Forest or engaging in the vibrant social scene, there's something for everyone in Ghana.

    Tui delves into his entrepreneurial journey, discussing how he began his venture through entrepreneurship via acquisition. His strategic approach involved partnering with Western brands to learn and implement their processes, scaling up local brands in the process. Today, their enterprises span across 14 African countries, touching various sectors like food service, financial services, gaming, and real estate.

    Join us in this informative episode as Rashad and Tui share actionable insights for aspiring investors and entrepreneurs looking to tap into Ghana's potential while offering themselves as resources for anyone interested in making their mark in Africa.

    *Hashtags:*

    #EYL #GhanaOpportunities #InvestInGhana #GhanaBusiness #AfricaRising #Entrepreneurship #RashadBilal #Tui #QualityOfLife #BusinessGrowth #EYLMedium #AfricanMarkets #FinancialFreedom #GhanaEconomy #TechInGhana #CulturalExploration #RealEstateInAfrica #FranchiseSuccess #Pinkberry #BurgerKingGhana #AfricanDiaspora #GhanaLiving #AfricaInvestments #AfricanEntrepreneurs #StableGovernance #FutureAfrica

    *Watch Now:*

    Discover the untapped potential of Ghana and learn how to navigate the African business landscape with insights from Rashad Bilal and Tui. Whether you are an investor, entrepreneur, or just curious about life in Ghana, this episode of EYL Medium offers valuable perspectives and practical advice to help you explore new opportunities.

    *Stay Connected:*

    Don't forget to subscribe to EYL for more content on emerging markets, entrepreneurship tips, and insights from successful personalities. Hit the bell icon to get notifications on our latest episodes!

    *Join the Conversation:*

    What interests you the most about investing or doing business in Ghana? Have you had experience living or working in an African country? Share your thoughts and stories in the comments below!

    Thank you for watching! #EYLCommunity #EYLFamily



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  • Welcome back to another insightful clip of Market Mondays! In this clip hosts, Troy Millings and Ian Dunlap, dive deep into the recent movements in Eli Lilly's stock. With a 26% drop from its peak of $972 to $718, many investors are questioning whether this is a cause for alarm or a golden opportunity to buy.

    Ian and Troy break down the situation, examining the factors behind the stock's recent performance. They consider the influence of political lobbying and the potential impact of RFK's policies on the pharmaceutical space. The insight provided includes a crucial lesson on understanding quarterly ranges and recognizing when stock prices revert to their normal range after periods of exuberance.

    Discussing the pharmaceutical giants Eli Lilly and Novo Nordisk, our hosts highlight the strengths of both companies but ultimately favor Eli Lilly for its better management, competitive advantages, and robust product portfolio. Despite recent earnings misses on key products like Zip Hound and Mounjaro, Ian and Troy emphasize that Eli Lilly's diversified portfolio, which includes one of only two Alzheimer’s drugs on the market, solidifies its place as a top-tier company in the industry.

    Troy and Ian also share valuable investment strategies, advising against buying assets near their all-time highs and highlighting the importance of patience and long-term holding. They encourage viewers to do their homework, understand the competitive advantages of top companies, and take advantage of market pullbacks rather than succumbing to fear.

    Towards the end, the discussion turns philosophical, touching on broader themes of financial responsibility, the importance of long-term thinking, and the pitfalls of short-term trading. Ian passionately urges viewers to hold their investments for at least five years to truly reap the benefits and avoid the common mistakes of impulsive selling.

    Whether you are a seasoned investor or just starting on your investment journey, this episode of Market Mondays Medium is packed with practical advice, deep insights, and thought-provoking discussions. Don't forget to like, subscribe, and hit the notification bell to stay updated with all our latest episodes.

    **Hashtags**:

    #MarketMondays #EliLilly #StockMarket #Investing #Finance #Pharmaceuticals #LongTermInvesting #IanDunlap #TroyMillings #InvestmentStrategy #StockAnalysis #BuyTheDip #FinancialEducation #NovoNordisk #WealthBuilding #HoldFor5Years #PoliticalLobbying #AlzheimersDrug #EarningsReport #InvestmentTips #AmericanBusiness



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  • In his first-ever podcast interview, James Harden joins Earn Your Leisure to share an in-depth look at his journey from basketball superstar to a successful entrepreneur. He discusses how his relationship with Jay Z led to the opportunity to join 'The Beard Club' and reveals the story of how he first met Michael Rubin. Harden reacts to Mark Cuban's claim that athletes will eventually earn more than team owners and reflects on the special love he receives from fans in China.

    Harden opens up about the challenges of saying "no" to friends and family and shares insights into his long-standing relationship with Adidas, where he has now taken on the role of elder statesman. He talks about handling business challenges, the creation of J-Harden Wine, and his ambitious plan to turn it into a 9-figure business. Harden also shares his thoughts on analysts’ criticism, the current state of basketball, and why the iconic beard wasn’t intended as a marketing tool.

    In this candid conversation, Harden dives into the evolution of his team, his thoughts on NBA players designing their own shoes, and his admiration for Michael Rubin. He also reflects on his $500K investment in Body Armor, inspired by Kobe Bryant's advice, which led to the company’s $5.6 billion sale seven years later.

    This exclusive interview provides a rare glimpse into the mind of one of basketball’s greatest players as he balances success on the court with thriving business ventures.

    #JamesHarden #EarnYourLeisure #TheBeard #BasketballBusiness #Adidas #BodyArmor #JayZ #MichaelRubin #NBA #JHardenWine #BasketballLegends #AthleteEntrepreneur #SportsBusiness



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  • Welcome to the this clip of EYL, where we dive deep into Ghana's rich historical legacy and untapped potential for investments and business opportunities. Rashad Bilal and Troy Millings host this enlightening conversation with special guest Chaka Bars, who provides a comprehensive overview of Ghana's crucial role in African and Western history, as well as its promising future.

    *Why Ghana Matters:*

    Chaka Bars opens the discussion by highlighting the deep historical ties between Ghana and African descendants in the Western hemisphere. From the era of slave dungeons to the influential leadership of Kwame Nkrumah, who was a pivotal figure in decolonizing Ghana, the country holds an irreplaceable spot in global history.

    *A Rich Trading Legacy:*

    The discussion delves into the ancient trading networks that predated European colonization. Chaka Bars discusses fascinating historical tidbits, such as Mansa Musa and Abu Kari II's transatlantic voyages and the discovery of American substances in the remains of ancient African leaders. The conversation underscores the thriving, long-standing exchanges that occurred between Africa and the Americas long before Columbus.

    *Colonial Exploitation and Resistance:*

    Chaka Bars describes the brutal colonial exploitation of Africa's resources and people, focusing on how Ghana's gold mines and human capital were plundered. He reflects on how the Europeans exploited existing practices of indentured servitude, turning them into the transatlantic slave trade that devastated countless African families.

    *The Year of Return:*

    He explains the significance of Ghana's "Year of Return" in 2019, marking 400 years since the first enslaved Africans arrived in Jamestown. The initiative invited the global African diaspora to reconnect with their ancestral homeland, thus closing a circle that was violently broken centuries ago.

    *Ghana Inspiring Pan-Africanism:*

    The bond between Ghana and the global African diaspora is further explored through the stories of Empress Zewditu of Ethiopia and Marcus Garvey. Empress Zewditu's call for the African diaspora to return home inspired Garvey to create the United Negro Improvement Association (UNIA) and the Black Star Line. These efforts set the stage for future Pan-African movements, including the decolonization wave led by Kwame Nkrumah, who incorporated the black star into Ghana's national flag as a powerful symbol of unity and resistance.

    *Investment and Repatriation:*

    Chaka Bars also discusses contemporary efforts to bolster the connection between Ghana and its diaspora through trade agreements and bilateral relations, such as the one between Barbados and Ghana. He emphasizes the importance of providing legal and economic opportunities to those seeking to return to Ghana, including citizenship, housing, and jobs.

    *A Vision for the Future:*

    With inspiring references to great leaders like Marcus Garvey and Malcolm X, Chaka Bars calls for a united effort to create a thriving, self-sufficient African homeland. He shares personal anecdotes about his involvement in current initiatives, making a compelling case for why now is the perfect time for African descendants to invest in and possibly repatriate to Ghana.

    Join us in this deep dive into Ghana's past and future, and see why it holds the key to a prosperous and united African diaspora.

    *Hashtags:*

    #EYLMedium #Ghana #AfricanHistory #InvestInGhana #YearOfReturn #PanAfricanism #MarcusGarvey #KwameNkrumah #ChakaBars #BlackDiaspora #EconomicOpportunity #EYL #RashadBilal #TroyMillings #Homecoming #BilateralTrade #Decolonization



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  • In this clip of Market Mondays, join hosts Rashad Bilal, Troy Millings, and Ian Dunlap as they sit down with seasoned Bitcoin and cryptocurrency expert Mike Novogratz. They delve deep into the current and future states of Bitcoin, addressing critical questions that every investor should consider.

    *Bitcoin's Cycles and Future Predictions:*

    Rashad opens the conversation asking Mike about Bitcoin's notorious volatility and whether we can expect a future without drastic pullbacks. Mike remarks confidently, predicting that Bitcoin won't dip below $72,000 in the next 18 months, setting sights on a target range between $97,000 and potentially $180,000. He notes that if Bitcoin falls below the projected low, it would indicate something seriously wrong in the market.

    *The Trust Issue of Cryptocurrency:*

    Troy brings up a significant barrier for many potential investors - trust. Mike elaborates on the dominance of stablecoins, particularly Tether (USDT), and dives into the business operations behind it. He also highlights the role of USDC, painting a picture of how stablecoin legislation might unfold in favor of national security interests.

    *Stablecoins and National Security:*

    Mike explains the substantial role stablecoins play in the global economy, predicting that they will become one of the largest holders of U.S. treasuries in the near future. He speculates about the likely legislative push to regulate these coins within the U.S., citing national security as a prime consideration.

    *Inflation and the Bond Market:*

    Ian prompts discussions around broader economic concerns, including the recovery of the bond market and the U.S. debt-to-GDP ratio. Mike provides insights into the complexities of managing national debt through controlled inflation, expressing his hopes and realistic expectations about the future economic landscape. He foresees inflation as a more persistent challenge, given the economic signals from the commodity markets and Bitcoin's performance.

    *Impact of AI on the Economy:*

    A fascinating tangent introduces the transformative potential of artificial intelligence. Mike speculates on how advancements in AI could revolutionize market dynamics, making processes cheaper and more efficient while acknowledging the associated uncertainties and potential risks.

    *Key Takeaways:*

    Mike Novogratz foresees Bitcoin stabilizing above $72,000, with potential growth to $97,000 and even $180,000.Trust remains a significant issue in cryptocurrency investment, with stablecoins like USDT and USDC playing dominant roles.Upcoming stablecoin legislation is likely to favor U.S.-based regulation due to national security concerns.Managing U.S. debt through controlled inflation is tricky but necessary.AI could dramatically alter economic structures, potentially mitigating inflation through increased efficiencies.

    Join us for this in-depth discussion that unravels complex financial mechanisms and offers expert predictions on the future of Bitcoin, stablecoins, and the broader economic environment.

    *Stay Connected:*

    🚀 Subscribe to our channel for more insightful discussions and expert analyses.👍 Like this video if you found the content valuable.🔔 Hit the bell icon to get notified whenever we release a new episode.

    *#MarketMondays #Bitcoin #Cryptocurrency #Stablecoins #Investment #USDT #USDC #Treasuries #Inflation #AI #EconomicTrends*

    Tune in and stay ahead in the financial game with Market Mondays!



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  • Join hosts Troy Millings and Rashad Bilal in this insightful clip of EYL as they sit down with Moksha Fitzgibbons, a leading voice in the media and creator economy. This week, we delve deep into the dynamics of the creator economy and its sustainability. Is it really a recession for creators, as some claim? With a flood of creators entering the space, how do the few at the top continue to thrive while others struggle to monetize their content?

    Moksha Fitzgibbons shares his expert insights on how successful creators find their niche and deliver value to their audiences, ultimately attracting brand deals with major companies like Samsung and Ray-Ban. He emphasizes the importance of designing high-quality content to break through the saturated media market, despite the barrage of everyday content on platforms like Instagram, TikTok, and YouTube.

    Rashad Bilal raises thought-provoking questions on whether the overwhelming sea of content is overshadowing genuinely valuable content, much like the declining quality observed in music genres such as hip-hop. Moksha offers a balanced viewpoint, acknowledging the increase in access and creativity these platforms provide, while stressing the importance of maintaining high standards and ethical journalism.

    The discussion also covers the role of critical journalism in the age of citizen journalism and the need for journalists who adhere to ethical standards. Moksha argues for the necessity of trustworthy journalists to provide critical analysis, as opposed to flattery-filled content with no critical depth.

    Troy Millings steers the conversation towards how media companies stay youthful and relevant in their content creation. Moksha highlights the importance of youth perspective and finding fresh talent to stay ahead of the curve. He shares compelling stories about discovering new talent organically, from behind-the-camera producers to on-screen stars, illustrating the dynamic strategies at play in their organization.

    If you're navigating the challenges of the creator economy or simply intrigued by its rapidly evolving landscape, this episode is a must-watch. Gain valuable insights, learn from expert opinions, and understand what's critical for thriving in this unprecedented time of infinite content.

    *Hashtags:*

    #EYLMEDIUM #CreatorEconomy #MokshaFitzgibbons #ContentCreation #BrandDeals #Journalism #MediaTrends #YouTube #TikTok #Instagram #Influencers #HighQualityContent #EthicalJournalism #NewTalent #ComplexMedia

    Don't forget to like, comment, and subscribe to our channel for more enlightening discussions and expert insights every week! Hit the bell icon to stay updated with our latest videos.



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  • Invest in Ghana NOW! How to Buy a Home Join us for an unmissable episode of Earn Your Leisure as we uncover the incredible opportunities waiting in Ghana with the groundbreaking Sanbra City project! This visionary 400-acre real estate development offers a unique chance for investors and aspiring homeowners to enter the African market, build wealth, and take part in a transformative venture in Ghana.

    In this episode, we’ll be joined by an inspiring lineup of guests, including Kwame Blay, Tuyee Yeboah, Alvin Nana Kwame Bekoe, and Chakabars, who are all experts in business, real estate, and investment in Africa. Together, we’ll dive deep into the process of buying a home in Ghana, navigating the local market, and discovering the powerful business opportunities within Sanbra City. This episode is your comprehensive guide to understanding why now is the time to invest in Africa, how the Sanbra City project could change the game, and what steps you need to take to get involved.

    From practical insights to big-picture potential, our guests will walk you through the ins and outs of property ownership, investment strategies, and the untapped wealth-building possibilities in Ghana. Whether you're new to investing or a seasoned entrepreneur, this episode is packed with valuable information to help you make informed decisions, leverage Ghana’s growing economy, and participate in the future of African real estate.

    Don’t miss this chance to learn how you can own a piece of Africa’s emerging market and why Ghana is quickly becoming one of the top destinations for international investment. Be ready to tune in, take notes, and get inspired to make moves!

    Sanbra City Website: https://sanbracityghana.com/ (https://sanbracityghana.com/)

    #EarnYourLeisure #SanbraCity #InvestInGhana #AfricaRealEstate #GhanaInvestment #BuyAHomeInGhana #WealthBuilding #AfricaBusiness #EYL #GhanaOpportunity #InvestInAfri

    ca #RealEstate #GlobalInvesting



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  • Welcome back to another insightful clip of Market Mondays! Today, we’re diving deep into the dramatic and historic collapse of Super Micro Computer Inc. (SMCI). From peaking at a staggering $122 to plummeting down to $26, SMCI’s decline offers a wealth of lessons for investors and tech enthusiasts alike.

    *Key Points Covered:*

    1. *The Fall of SMCI:*

    Host Rashad Bilal introduces the episode by highlighting the shocking descent of SMCI’s stock price and the company’s current struggles, including talks of delisting.

    2. *Overhype of AI and Market Realities:*

    Troy Millings brings up a crucial point about the fears around the overhyping of artificial intelligence and how it may have led many to invest unwisely in companies like SMCI.

    3. *Learning from the Past:*

    Ian Dunlap emphasizes a timeless lesson: there is no “Nvidia killer.” He stresses the importance of investing in leading companies that genuinely drive the GDP of America rather than seeking alternatives that might not hold up.

    4. *Factors Behind SMCI’s Downfall:*

    The hosts collectively unpack the reasons behind SMCI’s decline, particularly their problematic financial reporting and the inability to file necessary documents correctly, which led to external auditors like Ernest & Young stepping away.

    5. *SMCI's Clientele and Partnerships:*

    Despite SMCI’s issues, they still boast significant clients like Microsoft and AMD. Troy discusses the implications of these partnerships and the critical role SMCI plays in accelerating NVIDIA’s GPUs.

    6. *Future of SMCI:*

    With crucial financial reports pending and the impending risk of delisting, the future remains uncertain for SMCI. The hosts speculate about the possible shake-ups in the company’s leadership and how this might affect their market standing.

    7. *Alternative Investment Insights:*

    As a potential alternative, Troy suggests keeping an eye on Dell as a new target should Nvidia decide to pivot away from SMCI.

    8. *Trust in Financial Reporting:*

    Ian underscores the importance of accurate financial reporting and trust in business, citing how SMCI’s alleged dishonest practices could severely impact their credibility and future partnerships.

    9. *Economic and Market Indicators:*

    Rashad hints at a broader discussion on finance and market indicators, touching upon upcoming content and interviews, including a notable conversation with the team at Business Untitled.

    Join us as we dissect these events, providing you with actionable insights and takeaways. Understanding the intricacies of SMCI’s collapse is not just about witnessing a company’s downfall but about learning essential investment principles and being cautious about market hype.

    Whether you’re an experienced trader or just starting your investment journey, this episode of Market Mondays is filled with valuable information that can help guide your decisions in the complex world of stocks and technology.

    *Remember to like, subscribe, and hit the notification bell so you never miss an episode. Let us know your thoughts in the comments – what do you think about the SMCI collapse? Do you agree with our analysis?*

    *Hashtags:*

    #MarketMondays #Investing #StockMarket #SMCI #SuperMicro #TechStocks #NVIDIA #AIInvesting #FinancialReporting #InvestmentAdvice #TechIndustry



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  • Welcome back to another clip of Market Mondays, where our hosts Ian Dunlap, Rashad Bilal, and Troy Millings dissect the most pressing issues and trends in the world of finance and investment. In this episode, we analyze the insights shared by billionaire investor Mike Novogratz, focusing on his investment strategies and market predictions.

    Mike Novogratz, who made headlines with his appearance at Invest Fest and on Market Mondays, reveals why he considers U.S. debt his biggest concern. He emphasizes the importance of hedging against inflation and shares his top investment picks, including cryptocurrencies like Bitcoin and Solana, precious metals like gold, and tech stocks. However, he also warns of an impending tech crash, drawing parallels with past market downturns.

    The team delves into the potential of gold reaching $10,000 and discusses realistic price targets and investment strategies, including the utility of ETFs like GLD for investing in gold. They also explore the crucial role tech stocks play in driving the U.S. economy and the sustainability of this trend.

    Ian Dunlap offers a forecast, predicting a dramatic pullback in tech stocks by 2027, pointing to various economic indicators such as the debt-to-GDP ratio and the issues plaguing startups, private equity, and commercial real estate. Warren Buffett's recent moves, including Berkshire Hathaway's hefty cash reserves and tech stock sell-offs, are scrutinized for what they might imply about future market conditions.

    Join us for a comprehensive discussion that covers everything from the present investment landscape to future market corrections. Don't miss out on these invaluable insights from the brilliant minds of Market Mondays.

    If you find this content useful, please like the video, subscribe to our channel, and hit the notification bell so you never miss an update. Share your thoughts and questions in the comments below—let's keep the conversation going!

    #MarketMondays #Investing #Finance #MikeNovogratz #Crypto #Bitcoin #Solana #Gold #TechStocks #InvestmentStrategy #StockMarket #EconomicTrends #WarrenBuffett #BerkshireHathaway #USDebt #InflationHedge #IanDunlap #RashadBilal #TroyMillings #InvestmentTips #FinancialLiteracy #WealthBuilding

    Tune in next week for more insights and stay updated with the latest in financial markets and investing trends.

    ---

    Explore previous episodes and a wealth of financial conversations on our channel. Whether you're a seasoned investor or just starting, Market Mondays is here to guide you with expert analyses and actionable advice. Let's navigate the market highs and lows together, making informed decisions to secure a prosperous financial future.

    Thank you for watching and being a part of our community



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  • In this clip of "Black Out with Ian & Rashad," we dive deep into investment strategies that can help you navigate and capitalize on the new political landscape. Rashad Bilal and Ian Dunlap break down the financial opportunities in cryptocurrency, Tesla, and financial stocks, amidst the backdrop of a pro-crypto administration. 🤖💸

    Join us as we discuss:

    **Bitcoin & Altcoins**: Why the recent surge in cryptocurrency is just the beginning and what you need to know to ride this wave. 🌊**Tesla**: The obvious pick. With Elon Musk’s influence, learn why Tesla remains a strong investment and how it could slam-dunk financial performance. 🏎️**Deregulated Banks & Financial Stocks**: How deregulation under the new administration can favor financial institutions and what this means for bank stocks. 📈**Defense & Aerospace**: Projected growth in military spending and how companies like Lockheed Martin can benefit. ✈️**Energy Sector**: Potential opportunities in oil, natural gas, and coal as deregulation looms. ⛽**Tech Titans**: CEOs like Mark Zuckerberg and Tim Cook who have publicly aligned with the administration, and the potential impact on stocks like Microsoft and Meta. 📲**Housing Market**: Inflation and its impact on home prices—why waiting might cost you more in the long run. 🏡

    *Stock Picks to Watch:*

    Bitcoin (BTC), Solana (SOL), Ethereum (ETH), Tesla (TSLA), Lockheed Martin (LMT), Microsoft (MSFT), Meta (META)

    *Discussion Highlights:*

    [00:00:28] Bitcoin & Altcoins: Why they’re favored and expected to rise.[00:01:28] Tesla: Why it remains a strong pick and Elon Musk’s role.[00:02:11] Financial Stocks: The impact of deregulation.[00:02:53] Defense & Aerospace: The potential for growth.[00:04:11] Housing Market: Why prices may continue to rise.

    We’re cutting through the noise to give you actionable insights. If you’re looking to make informed investment decisions during these turbulent times, this episode is a must-watch. Please like, comment, and subscribe for more in-depth discussions and timely market analysis. 🤝💡

    *Hashtags:*

    #Bitcoin #Crypto #Tesla #Finance #Investment #MarketAnalysis #StockMarket #ElonMusk #Microsoft #Meta #Deregulation #HousingMarket #DefenseStocks #FinancialNews #IanAndRashad #BlackOutPodcast

    Thank you for tuning in! Make sure to hit the bell icon 🔔 to get notified when we drop new episodes! 📅

    ---

    Disclaimer: The opinions expressed in this podcast are for informational purposes only and do not constitute financial advice. Please consult with a financial advisor before making any investment decisions.



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  • In this clip of EYL, Rashad Bilal delves into the intricacies of the restaurant business and why it's often considered one of the most challenging ventures to succeed in. Through relatable analogies and practical advice, Rashad breaks down the core reasons behind the high failure rates in the restaurant industry and offers insightful solutions for budding restaurateurs.

    Rashad kicks off the discussion by highlighting the numerous expenses associated with starting and running a restaurant. From securing a retail space and outfitting it with industrial kitchen equipment to maintaining sanitation and hiring staff, the initial capital required can be quite daunting. Moreover, he explains how fluctuating income streams, combined with consistently high expenses, often lead to the downfall of many restaurants.

    One of the core solutions Rashad offers is the concept of the Minimum Viable Product (MVP). Instead of diving headfirst into a full-fledged restaurant, he suggests starting with a ghost kitchen—a cost-effective approach that gained popularity during the COVID-19 pandemic. Ghost kitchens allow aspiring restaurateurs to rent industrial kitchen space and focus solely on food preparation for delivery services like Uber Eats, thus significantly minimizing initial costs and risks.

    Rashad also emphasizes the importance of diversifying income streams within one business rather than juggling multiple ventures. For restaurants, he outlines seven potential revenue streams:

    1. Dining-in

    2. Delivery services (e.g., Uber Eats)

    3. Cooking classes

    4. Online cooking podcasts and videos

    5. Merchandise sales

    6. High-ticket coaching sessions for aspiring restaurateurs

    7. Selling branded food items, such as spices and sauces

    By leveraging these varied income sources, restaurant owners can create a more sustainable and resilient business model.

    Throughout the episode, Rashad provides a wealth of practical tips and actionable advice, making it an invaluable resource for anyone looking to thrive in the restaurant industry or any other high-stake business. If you're an entrepreneur aiming to diversify your skills, manage your business more effectively, or simply understand the complexities of the restaurant world, this episode is a must-watch.

    Tune in to gain a deeper understanding of how to navigate the challenging yet rewarding landscape of the restaurant business, and don't forget to like, comment, and subscribe for more insights from EYL Medium.

    *Hashtags:*

    #EYL #Entrepreneurship #RestaurantBusiness #GhostKitchen #SmallBusiness #StartupAdvice #IncomeStreams #BusinessTips #CookingClasses #Podcasting #Merchandise #OnlineBusiness #RashadBilal #EYLMedium



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  • In this exclusive interview, we sit down with Moksha Fitzgibbons, the President of Complex, for a behind-the-scenes look at one of the most influential media brands in pop culture today. Moksha dives deep into the inner workings of Complex, from the evolution of ComplexCon—an event that blends music, fashion, and culture like no other—to the complexities of guiding a company that’s changed ownership three times. He shares what it takes to keep Complex relevant and innovative in an industry that’s constantly shifting.

    We also explore the larger landscape of digital media and how Complex has navigated the challenges of a rapidly changing market. From staying true to its brand values to adapting to new platforms and technologies, Moksha offers insights into the strategies and mindset that have helped Complex maintain its position as a leader in media. This conversation sheds light on the future of media, the impact of ownership changes, and the vision guiding Complex forward.

    Whether you're interested in media, business, or pop culture, this is a conversation you don’t want to miss. Tune in for a rare glimpse into the world of Complex and gain valuable insights on the present and future of the media landscape!

    #ComplexMedia #MokshaFitzgibbons #ComplexCon #MediaLandscape #MediaIndustry #ComplexInterview #DigitalMedia #MediaBusiness #ContentCreation #PopCulture #ComplexNews



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  • Join us as Jemele Hill and Tim Scott dive into the ultimate debate: Who’s the best choice for president, Trump or Kamala Harris? We cover their views on key issues shaping America, from the economy to healthcare, social justice, and beyond. Tune in for a thought-provoking discussion that breaks down where each cand

    idate stands—and what it means for the future of the country!



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  • Welcome to another insightful clip of EYL! In this clip, hosted by Rashad Bilal and Troy Millings, we are joined by financial experts Carter Cofield and George Acheampong Jr. to discuss critical strategies in planning for your children's financial future.

    Planning for your child's future is one of the essential responsibilities of parenthood. Whether you're looking to save for college, insurance, or other future investments, there are numerous ways to set up your children for success. Our guests break down these financial strategies into simpler terms, making it easier for you to understand and implement them.

    *Key topics covered in this episode:*

    1. **Custodial Accounts**: Discover how setting up custodial brokerage accounts can provide long-term benefits for your children and why starting from a young age offers a significant advantage due to the compounding effect over time.

    2. **Life Insurance for Kids**: Learn about the benefits of taking life insurance policies on your kids while they are young and healthy. This approach could offer them financial stability early in life.

    3. **529 Plans**: George and Carter discuss the advantages and limitations of 529 educational savings plans, including the latest updates that allow converting them to Roth IRAs.

    4. **Hiring Your Kids**: Carter introduces a lesser-known but highly effective strategy of hiring your children in your business as a means of tax efficiency and skill education, setting them up with substantial sums in Roth IRAs by the time they turn 18.

    5. **Asset Allocation**: Gain valuable insights into asset allocation, with recommendations on saving, spending, and investing percentages for different income brackets. George highlights the importance of increasing your Savings rate as your income grows to expedite your financial independence.

    *Special Quotes from the Episode:*

    "The number one thing in investing that you have in your favor is time." - George Acheampong Jr."Retirement is not an age, it is a number. The faster we get you there, the faster you can do whatever you want." - Carter Cofield

    Tune in to this episode of EYL Medium to get comprehensive advice on setting your children up for a financially successful future. Whether you're a new parent or planning to be one, this episode is packed with expert advice and actionable insights that can help you make smarter financial decisions.

    *Make sure to like, comment, and subscribe to stay updated with our latest content!*

    Hashtags:

    #EYLMedium #FinancialPlanning #ChildrensFuture #Investing #CustodialAccounts #LifeInsurance #529Plans #HiringYourKids #AssetAllocation #FinancialIndependence #MelaninMoney #TaxTips #BusinessStrategies #FinancialLiteracy



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  • Welcome to another enlightening clip of EYL! Today, we dive deep into the crucial topic of estate planning with our esteemed guests, Melanin Money, Carter Cofield, and George Acheampong Jr., guided by our hosts Ian Dunlap and Rashad Bilal. Understanding the difference between a trust and a will can be overwhelming, but it's essential for effective estate management and wealth preservation.

    *Key Highlights:*

    0:00 - *Episode Introduction*

    Ian opens the conversation about the significance of estate planning and the general confusion around trusts and wills.

    0:17 - *Unpacking Wills and Trusts*

    George Acheampong Jr. explains the fundamental differences between a will and a trust, emphasizing the control and flexibility that a trust offers.

    1:57 - *Revocable vs. Irrevocable Trusts*

    Carter Cofield elaborates on the tax benefits of a revocable trust and why it can be a powerful tool for avoiding probate court. He also shares insights into the specific scenarios where an irrevocable trust might be necessary.

    4:33 - *Real-life Examples and Tax Implications*

    Case studies like Chadwick Boseman’s estate highlight the potential pitfalls of not having a proper trust in place. Carter explains the crucial tax advantages and how a revocable trust can save heirs from heavy tax burdens.

    5:16 - *Life Insurance and Family Wealth*

    Rashad brings up the strategy of buying life insurance policies on family members. George and Carter discuss how this approach, often overlooked in their community, can significantly contribute to generational wealth.

    6:44 - *The Importance of Disability Insurance*

    George shares a personal story about a health scare and the vital role of disability insurance in securing one's income during unforeseen circumstances.

    9:26 - *Business Partnerships and Insurance*

    The guests discuss the necessity of having life insurance and buy-sell agreements within business partnerships to ensure continuity and financial security.

    10:15 - *Structuring Business for Tax Efficiency*

    Carter provides valuable advice on the optimal business structures to maximize tax deductions and protect partnerships from financial discrepancies.

    This clip is filled with invaluable insights, practical advice, and real-life examples that can guide you in making informed decisions about estate planning, whether for personal or business needs. Don't miss out on this opportunity to learn from the experts and ensure that you and your loved ones are financially secure for generations to come.

    ---

    *🔔 Don't forget to like, subscribe, and hit the notification bell to stay updated with our latest episodes!*

    #EstatePlanning #TrustsVsWills #GenerationalWealth #FinancialFreedom #EYL #MelaninMoney



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  • In this week's episode of *Earn Your Leisure*, we sit down with entrepreneur David Shands to break down the journey from a 9-to-5 employee to a 6-figure entrepreneur. David shares insights on what it takes to make six figures, defining it as earning between $100,000 and $999,000 annually and examining the difference between gross income and net income.

    We dive into the essentials of launching a successful business, covering **Product, Price, and Promotion**:

    **Product**: Whether you're offering a tangible product or a service, it should be easy to produce, deliver, and pay for. More importantly, it must solve a real problem for customers, going beyond just being a good idea.

    **Price**: Set a price that provides at least three times the perceived value. Through effective storytelling, position your price at a level that feels comfortable for you, and consider recurring revenue models to reach your income goals.

    **Promotion**: Gain visibility through hustle or leverage. From social media strategies to email and text marketing, discover ways to expand your reach and share your offerings with a larger audience.

    Don’t miss this comprehensive guide on how to escape the 9-to-5 and start building a business that brings financial freedom!

    #EarnYourLeisure #DavidShands #Entrepreneurship #SixFigures #9to5ToEntrepreneur #SmallBusiness #FinancialFreedom #ProductPricePromotion #BusinessGrowth #SideHustle #InvestInYourself



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  • In this week’s episode of Market Mondays, we are thrilled to sit down with the U.S. Secretary of Education, Miguel Cardona. Join host Rashad Bilal as he dives deep into the pressing issues facing our education system today. This episode covers a broad range of vital topics, including the controversial debate around dismantling the Department of Education, the critical role of equity in education, and the systemic challenges impacting black and brown communities.

    Secretary Cardona opens the discussion by addressing the potential consequences of dismantling the Department of Education, particularly for marginalized communities. He underscores the importance of the Department in ensuring equity and holding institutions accountable. "If the Department of Education is not doing their job to make sure that special education equity happens, racial equity happens, to make sure that public education is a right, not something that you pay for... we're going to have a system of the have and have nots," says Secretary Cardona.

    Rashad and Secretary Cardona also delve into the complex structure of the U.S. education system. While Secretary Cardona shares his multifaceted experience—from being a principal to a state commissioner—he explains the federal role in distributing funds and enforcing civil rights laws. He elaborates on the challenges of ensuring educational equity across states and districts with varying resources and policies.

    A particularly enlightening segment of the conversation centers around the concept of education reform—how to bridge the gap between schools in affluent communities and those in lower-income areas. Rashad probes the idea of overhauling the education system to be more centralized, questioning whether it could level the playing field for all students. Secretary Cardona responds thoughtfully, emphasizing the need for equity and local accountability while cautioning against the risks of federal overreach.

    "I don't want the federal government telling every school system what to do... I want to make sure that I'm fighting for equity, for evolution, for outcomes of results," Secretary Cardona articulates, stressing the importance of maintaining a balance between oversight and local autonomy.

    The episode also touches on hot-button issues like curriculum content and the politicization of education. Secretary Cardona warns of the dangers of removing critical historical narratives such as African American history and discriminating against students based on their sexual orientation. He calls for active engagement and vigilance from the public to uphold the values of equity and inclusion in the education system.

    Finally, Secretary Cardona’s call to action is clear: "People got to get active, they got to get engaged, and they got to start speaking up for what they believe to be the values of this country." This episode is a must-watch for anyone passionate about the future of education and the fight for equitable and inclusive learning environments.

    Don’t miss out on this insightful conversation! Make sure to like, comment, and subscribe for more impactful discussions on Market Mondays.

    Hashtags:

    #MarketMondays #Education #SecretaryCardona #PublicEducation #EquityInEducation #EducationReform #RacialEquity #CivilRights #AmericanRescuePlan #EducationalPolicy #InclusiveEducation



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  • Welcome back to another insightful episode of Market Mondays! 💼 In this installment, Rashad Bilal and Ian Dunlap dive deep into eight dividend stocks that should be on your radar as we move through 2025. 🎯

    Timestamps:

    00:00 - Introduction

    00:07 - Chevron: Worth the Investment?

    01:04 - Verizon: A Reliable Choice?

    01:43 - Pfizer: Potential for Growth?

    02:30 - UPS: Long-Term Investment?

    02:56 - T. Rowe Price: Underrated Gem?

    03:35 - CVS: Past its Peak?

    04:52 - Kraft Heinz: To Buy or Not to Buy?

    05:51 - Sirius XM: Warren Buffett's Move?

    Featured Stocks:

    1. *Chevron (CVX)* 🌍💧

    Known for its strong long-term returns, Chevron has had a rocky year but is expected to bounce back. Rashad discusses the price points at which this stock becomes a worthy investment.

    2. *Verizon (VZ)* 📶

    A utility-type stock that pays a solid dividend, Rashad and Ian talk about why this company is a buy below $34 and how it fits into a diversified portfolio.

    3. *Pfizer (PFE)* 💊

    Despite some management issues and the loss of exclusive rights to key drugs, Pfizer still holds promise, especially if you can get it at the right price points: $24, $15.46, or $23.10.

    4. *UPS (UPS)* 📦

    A great stock for long-term holds, UPS remains a stable investment option, although the sector's competitiveness needs consideration.

    5. *T. Rowe Price (TROW)* 📈

    Known for its decent dividends and being a stalwart in the financial space, Rashad expresses his approval for this stock, especially if it dips to $100 or below.

    6. *CVS (CVS)* 🏥

    Once a pandemic darling, CVS is now struggling. It's a potential buy only if it drops to $31. Rashad warns against chasing dividends in underperforming companies like this one.

    7. *Kraft Heinz (KHC)* 🍔

    A controversial pick, mainly due to concerns about product quality. Rashad and Ian discuss why this may not be the best dividend stock for your portfolio.

    8. *Sirius XM (SIRI)* 📻

    Mystery surrounds Warren Buffett's significant stake in this company. Rashad and Ian debate possible reasons behind this intriguing investment, while also questioning its growth potential.

    Key Takeaways:

    *Price Points Matter:* Whether it's Verizon at $34 or UPS at $124, knowing the right price points can make or break your investment strategy.*Sector Leaders vs. Followers:* Rashad insists that you should aim to invest in sector leaders like Nvidia rather than laggards just for the sake of dividends.*Management Concerns:* Companies like Pfizer show that poor management can severely impact stock value, making due diligence crucial.*Future Uncertainties:* Stocks like CVS and Sirius XM demonstrate the importance of considering future market conditions and competition before investing.

    Join us as we dissect why these companies are worth a closer look and how to navigate the complexities of dividend investing in the current market climate. Whether you are a seasoned investor or just starting, Market Mondays has you covered with the insights you need to make informed decisions.

    Don't forget to like, share, and subscribe for more weekly market insights! 📈🔔

    Related Videos:

    *Investing in Tech Stocks for 2023**Should You Buy Real Estate Now?**Top 5 Crypto Picks for the Next Bull Run*

    #MarketMondays #DividendStocks #Investing #StockMarket #FinancialFreedom #Chevron #Verizon #Pfizer #UPS #TRowePrice #CVS #KraftHeinz #SiriusXM #WarrenBuffett #InvestSmart #StockTips

    Tune in to level up your investing game! 🌟



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