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  • SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    We reflect on our medical school experiences, sharing regrets and lessons learned that have shaped our perspectives as practicing doctors. So what medical school mistakes do you regret?

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  • SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    We were in Houston, Texas recently and I did a 2-mile time trial. Let’s just say towards the end I was struggling. Y’all know I have a goal of bench pressing 250 pounds and running a 5K in under 20 minutes. I will keep updating you on my progress.

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  • SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    There's a new bill being discussed that aims to cap federal student loans. We discuss how this move could deepen inequality and disproportionately affect students from less privileged backgrounds. Check out the video for more financial education and how proposed student loan changes could dramatically alter the future of healthcare education and what it means for future doctors!.

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  • SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    We unpack the latest news on a controversial bill that could drastically change higher education by capping federal student loans at $20K per year and a total lifetime limit of $100K.
    While it sounds simple on the surface, the implications are massive and may push students toward private student loans, scholarships, family wealth, and potentially limiting access for those from underrepresented or low-income backgrounds.

    Tune in to hear why this legislation could reshape who gets to pursue higher education in America and the looming student loan crisis.

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  • SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    Nii sits down with Trevor Cabrera, who completed his residency training in General Pediatrics at the University of Texas Health Science Center in Houston and then transitioned to working as an exclusive Locum Tenens provider. Listen in as Dr. Cabrera, also known as The Nomadic Pediatrician, talks about his first locum job, paying off student loans, the lifestyle locum work affords him, and his blog that documents his travels and experiences.

    Things to expect in this episode:

    Trevor discusses why he pivoted to locum workThe early, lean locum daysConsistent locum work and paying off student loansThe lifestyle of a locum, especially the benefitsGrowing through locum work

    Check out The Nomadic Pediatrician Blog: www.thenomadicpediatrician.com

    Additional Dr. Cabrera writings:

    5 ways to make locums housing feel like homeFrom medical school to residency to…locums?Paying off medical school debtThe social life of a locum physician

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    This episode is edited by: Your Podcast Pal

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    Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them outHERE!

  • SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    As we navigate the tumultuous seas of medical education's financial demands, you'll discover the myriad of ways it shapes decisions, lifestyles, and the future of healthcare. Joined by Dr. Love Anani from the Student National Medical Association (SNMA), we're celebrating 60 years of the organization's incredible support for medical students as we dissect the costs from MCAT to residency. Delve into our candid exchange on how the weight of student loans can alter career paths and delay life’s milestones, and learn why choosing a specialty isn't just about passion but often a calculation tinged with economic considerations.

    Imagine a world where your student debt doesn't chain down your aspirations but acts as a springboard to your dreams. You'll see that Dr. Love treats student loans like a utility bill—steady, manageable, and non-crippling. Together with his wife, also a physician, they've crafted a repayment strategy that's ambitious yet grounded. Their aim: to clear their loans without letting them eclipse the joy of their profession or life's pleasures.

    In an era where the price tag on medical education skyrockets without a corresponding leap in resident salaries, we contemplate the ethical quandaries and barriers this creates. The narrative isn't all grim; our discussions on strategic indulgences, the distinction between good and bad debt, and how even the smallest contributions to organizations like the SNMA can ripple into significant impact, will leave you inspired. Join us as we dissect these issues, and more, offering a lifeline of advice and solidarity to those embarking on the noble journey of a medical career.

    Medical student’s loans statistics- https://images.app.goo.gl/gNk2FSPLJP6JuEit8

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  • SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    The hidden power of your CV isn't something they teach in medical school. In this episode we talk about aspects of locum tenens work that every physician should understand before entering this space. Remember: nobody cares about your schedule, finances and career trajectory more than you do.

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  • SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    We tackle a listener question about establishing an LLC in a tax-friendly state while living in high-tax New York City. We discuss the complexities of multi-state taxation, what it's like juggling business entities across state lines and why getting a CPA is necessary.

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  • SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    Balancing a job while preparing for medical school can feel like an impossible task. It's a rocky terrain many pre-meds must navigate. We start off with Dr. Nii giving his own story of being rejected from med school twice and how he changed his strategy and later got accepted. We then lay out practical strategies for pre-meds juggling work and study. So whether you're working while studying or facing other challenges on your medical school journey, tune in and take some notes.

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  • SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    Join us as we address a question from Jay on how to balance working while studying. Through personal stories and actionable advice, we explain why your medical school dreams remain within reach with strategic planning and unwavering determination.

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  • SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    Prepare to be captivated by our deep dive into Ryan Coogler's ambitious film "Sinners" that delivers stunning visuals, powerful performances, and weaves themes of racism, colonialism, and religious tension into a horror framework.

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  • SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    Our discussion stems from a shocking case of obstetrical abuse where an attending deliberately created a fourth-degree laceration on a Black patient who had just delivered her baby without complications, solely so a resident could practice the repair.

    We go deep into how medical training can sometimes cross serious ethical boundaries and remaining silent when witnessing unethical practices doesn't just harm patients, it erodes one's own moral foundation and perpetuates a culture where abuses can continue unchecked.



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  • SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    We dive into the crucial financial knowledge gap in medical education and share powerful insights from our session at the Student National Medical Association's annual conference. We also talk about why the journey from pre-med to medical leadership positions showcased at this conference reminds us all why mentorship matters so profoundly in medicine.

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  • SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    Join us for a discussion about prenuptial agreements among physicians as we reveal why we ultimately decided against a prenup in our marriage.

    We also reflect on a recent presentation at the Student National Medical Association conference where we educated medical students about physician income streams and financial literacy topics missing from traditional medical education.

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  • SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    Join us for a Q&A session with Dr. Jim Dahle, the founder of The White Coat Investor. We asked him questions on various topics like, whether doctors are white collar or blue collar workers, PSLF, Locums and real estate investment timing.

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  • SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    The financial landscape for physicians has never been more complex. Student loan strategies have become particularly challenging with policy changes occurring almost weekly. For those pursuing Public Service Loan Forgiveness, the advice remains steady: stay the course. PSLF was established through Congressional legislation rather than executive action and would require another act of Congress to dismantle. Our conversation then shifts to debt vs investment with rising interest rates.

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    Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at www.setforlifeinsurance.com

  • SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    According to The White Coat Investor, the fastest path to build wealth and attain financial independence as a doctor is through building a rental empire. Physicians face unique challenges when building wealth through real estate while balancing demanding careers and family life. This conversation explores the crucial decision points that determine success or frustration when doctors invest in properties.

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  • SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    Drawing from personal experience, buying a home during residency remains a significant financial gamble. If you're a medical student approaching residency and considering buying your first home, contemplating a real estate investment, or reevaluating your financial protection strategy, this episode provides the unfiltered truth you need to be able to make decisions aligned with your financial goals.

    FREE DOWNLOAD - 7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locums

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  • SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    Dr. Jim Dahle, the founder of White Coat Investor joins us in sharing candid insights on real estate investment for physicians, challenging common home ownership myths and helping doctors align investment strategies with their lifestyle goals. Our conversation then shifts to the recent disruptions to student loan forgiveness programs, and the changing dynamics of physician employment. Are doctors "white collar" or "blue collar" workers?

    We discuss:

    0:00:00 Introduction

    0:03:44 Syndication - Is it good or bad?

    0:05:30 Should you rent or buy as a resident?

    0:13:35 Balancing real estate investing and being a doctor.

    0:32:07 Current policy proposals impacting student loan forgiveness programs like PSLF.

    0:43:14 Advise on mortgage interest rates and investing.

    0:48:55 Is being a doctor a blue collar or white collar job?

    0:50:18 Quick Q&A session with The White Coat Investor



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  • SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    In this raw, unfiltered conversation we take personal turns to address how we dealt with discrimination in medicine. From being questioned about academic achievements to facing targeted harassment during training.

    We also talked about pursuing locums which is an alternative practice model for physicians. So whether you're a medical student navigating a challenging educational environment, a resident weighing employment options, or an attending physician contemplating a career pivot, this episode delivers honest guidance from us and how we did it.

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