Avsnitt

  • How does “smart money” always seem to be ahead of the curve? The world’s most prominent investors, like Warren Buffett, are slowly selling off their assets and moving their positions into cash. Do they know something that we don’t? What are they preparing for in 2025? And is this next economic cycle going to help or hurt average investors? Instead of speculating, M.C. Laubscher, alternative wealth strategist and founder of Cashflow Ninja, will teach you how to think like the wealthy.

    M.C. has noticed more of the “smart money” moving their assets into cash—but why? As with any market cycle, you can make money in the peaks and the valleys, so does now signal a great time to get out of your investments? Not necessarily. I’m talking to M.C. about what drives these economic cycles so you can use the same strategies as the ultra-rich to build your wealth in ANY market conditions.

    M.C. shares what to pay attention to in this cycle, what to do with your cash when waiting on the sidelines, and why the wealthy aren’t scared but are “preparing” for what’s about to come. 

     

    Insights from today’s episode: 

    Why “smart money” is selling off their assets (slowly) and moving into cashUnderstanding economic cycles and how to make money at the top and the bottomEconomic “wild cards” that investors MUST be aware of, especially in 2025 Artificial intelligence, cryptocurrency, and whether or not we’re at the peak How freezing during market volatility will cost you in the long runCan anyone actually time the market?  

    Cashflow Ninja: https://cashflowninja.com/ 

    Get Wealthy for Sure: https://producerswealth.mykajabi.com/get-wealthy-for-sure 

    ShadowStats: https://www.shadowstats.com/ 

    Truflation: https://truflation.com/

  • Do you have the makeup of a serial entrepreneur or successful real estate investor? If you’re looking to time the market and make a quick buck, probably not. But if you’re willing to sacrifice, help others, and play the long game, you might just have what it takes, in which case this episode is for you! Mike and Bo are business partners who have bought over 200 commercial real estate properties and built more than a few dozen businesses from the ground up. Today, I’m talking to them about real estate, self-storage, partnerships, and their many ventures across the last thirty-five years. What has led to their enormous success? They’ve failed. They’ve been broke. But despite all types of challenges and hardships, they’ve stayed true to the “fundamentals” of business. By eliminating ego and greed, prioritizing the customer’s needs, and reinvesting their profits back into their portfolio, Mike and Bo have built a nine-figure empire that most aspiring entrepreneurs only dream of attaining. If you’re just getting into real estate, starting a business, or trying to scale, you CAN’T miss this one. Insights from today’s episode: What Mike and Bo did to build a nine-figure business portfolio from zero Unlocking scalability and opportunity through the power of partnerships Why you DON’T need an exit strategy for your business or property The one investment every person should buy for long-term passive income Why building buy-and-hold businesses always beats “timing the market” The special ability that will allow you to overcome ANY entrepreneurial hardship — Mike and Bo’s Instagram - https://www.instagram.com/mikeandbo/ Text: (928) 605-4335 🎙️ Do you have a great story to share on the AJ Osborne podcasts? Apply here! https://form.asana.com/?k=TGU88eU0bFTFW1iHcckuTA&d=1203571084143207

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  • In today’s episode, I’m breaking down the massive red wave from last night’s election and what it means for investors, business owners, and anyone paying attention to the economy. We’ve got one party in control of the House, Senate, and White House, and this shift is going to impact everything from inflation and interest rates to government spending and market growth. I’ll explain why the Democrats’ campaign didn’t resonate with voters, what policies we might see from the new administration, and where the biggest opportunities and risks lie in this changing landscape. Whether you’re in real estate, investing, or just want to understand how to adapt to the new environment, this episode is packed with insights you won’t want to miss. Tune in and let’s talk strategy.

     
  • In this episode, I’m opening up about my political views for the first time and discussing how U.S. policies shape wealth building, personal finance, and investment strategy. I’ll cover everything from the effects of inflation on generational wealth to the economic divides between states like California and Texas. My goal is to give you a clear look at the economic realities that impact anyone focused on growing wealth, whether you’re an investor, entrepreneur, or just trying to make informed financial decisions.

    Here’s what I’ll be diving into:

    Why federal vs. state policies matter for investorsHow inflation affects wealth differently across generationsKey differences in landlord and business costs between California and TexasPractical advice on finding growth opportunities in today’s financial landscape

    I hope you’ll find these insights useful as you navigate the complexities of the current economy and make your own financial decisions.

    Sources:

    - Map Comparisons, kinda fun: http://thetruesize.com/   

     - 4 year change in state wide home prices: https://x.com/ResidentialClub/status/1792269117379989994   

    - Adult Milestones: https://jbrec.com/research/us-demographics-insights-and-strategies/  

    - Men are struggling https://www.profgalloway.com/boys-to-men/  

    -Young Men's Days: https://x.com/profgalloway/status/1684927631806857216/photo/1   

    - Marital Status and Politics: https://www.washingtonexaminer.com/opinion/beltway-confidential/3103191/vance-versus-the-single-woke-females/  

    - Partisan Gap Between men and Women: https://viviachen.substack.com/p/gen-z-gender-wars-dei-for-white-nationalists    

    -Voters by Income: https://www.pewresearch.org/politics/2024/04/09/partisanship-by-family-income-home-ownership-union-membership-and-veteran-status/   

    -Wall Street Journal Article: Millennials Wealthier than Baby Boomers? https://www.wsj.com/personal-finance/millennials-personal-finance-real-estate-50742ffe?utm_campaign=feed&utm_medium=referral&utm_source=later-linkinbio

    Links:

    🎙️ Apply here to be on the AJ Osborne podcast. https://form.asana.com/?k=TGU88eU0bFTFW1iHcckuTA&d=1203571084143207

    📉 Take advantage of today’s market conditions and invest with us: https://cedar.cc/invest

  • Disclaimer: This video contains discussions about hunting and the hunting industry, we understand this may not be suitable for all viewers.

    In this episode, I dive into how I acquired a struggling business in the hunting industry and managed to triple its sales within weeks. With decades of entrepreneurial experience, I share why I believed this acquisition was a great opportunity, despite the company’s mismanagement and debt issues.

    We discuss:

    Identifying business potential beyond the numbers.How trust and aligned incentives are key to a successful partnership.The difference between gross margin and net margin and why it matters.Why growth is essential for business survival.

    I also break down the strategies we used to eliminate barriers to growth and offer insights into my process for structuring deals that create long-term success. If you're interested in learning more, sign up for my newsletter, where I share detailed financials and deeper analysis.

    Listen in to hear the story behind this acquisition, my partnership approach, and lessons learned over years of buying and growing businesses.

    Sign up for my newsletter HERE https://www.selfstorageincome.com/start-podcast 

    Links for my new business!

    www.velvetantlertechnologies.com 

    https://www.youtube.com/@velvetantlertechnologies 

    https://www.instagram.com/velvetantlertechnologies/ 

    Apply here to be a guest on the AJ Osborne podcast! https://form.asana.com/?k=TGU88eU0bFTFW1iHcckuTA&d=1203571084143207 

  • Real estate investors and entrepreneurs: if you pay attention to what today’s guest explains, your wealth, revenue, and successful decision-making will explode. This is something I’ve personally found evidence of while running multiple businesses, and even though it seems simple, it can have profound effects on everything you do. If you get this right, your business will reach new heights, and you’ll have a crystal clear vision of what to do next.

    Today, I’m talking to Sharad Mehta, the founder of real estate technology company REsimpli. You might be surprised to find out that Sharad built this tech company with zero experience in coding and NO tech background. He was a house flipper with over seven hundred fix and flips under his belt, so how did he grow a software company to such heights without having previous experience?

    Simple: data-driven decision-making. It’s the secret sauce behind Sharad’s astounding success, and today, he’s sharing how it’ll take your business to a whole new level. If you have the right data and know which direction you want to go, you can make the best, evidence-based decisions that’ll take the guesswork out of entrepreneurship and leave you with a lot more money. 

    Insights from today’s episode: 

    How real estate tech and data can make you a FAR more successful investor The data-driven decisions that ANY entrepreneur can make to succeed far faster (and more often!)How Sharad build a real estate tech company from scratch with zero coding experience Why being “passive” in your real estate business will cost you severely How to figure out which marketing channels have the highest ROI (so you can double down!)Three pieces of advice every entrepreneur should follow to become more successful

    Email Sharad: [email protected] 

  • For years, I thought every American should be investing. After all, it’s the American dream to work hard, build wealth, own property, and lead your family to financial prosperity. But I’ve changed my tune after recent events, probably for good. I no longer think most Americans can handle the pressure of owning businesses, real estate, or an extensive investment portfolio. So, my question to you is, can you handle what it takes to build something great?

    Over the last few weeks, I’ve seen a “war” on Twitter break out against general partners and real estate operators, with passive investors attacking them for providing sub-optimal returns. Did these general partners do anything wrong, or were they merely acting to defend the asset that provides their investor’s returns? This made me think, “Am I next?”

    In this episode, I’m taking time to break down my investing philosophy and explain why my mind has changed about everyday Americans investing. Make no mistake: You CAN build substantial wealth investing in real estate, especially in 2024. But if you’re not ready to take your fair share of bumps, bruises, and scrapes along the way, you might as well just get out now.

    Insights from today’s episode: 

    The latest Twitter “war” against investors and why everyone is up in arms Who should (and definitely should NOT) be investing in 2024 The opportunities that you can take advantage of NOW that most Americans ignoreWhy the middle class is struggling in today’s economy, and why most won’t build wealth Millennials’ profound misunderstanding of how markets and investing work What to do now if you want to get ahead of the masses and the danger you must be prepared to face 
  • After another 80-hour workweek and realizing his kids’ lives were passing him by, Spencer Hilligoss knew he needed to start making passive income. The problem? His time was chained to his tech job’s high pay and long hours. Spencer loved what he did, but the job took away more than he was comfortable with. He hadn’t seen his young son in weeks, and it was eating away at him. He made a plan that wouldn’t be easy to accomplish: build an $8,000/month passive income stream. He gave himself over a decade to achieve it. Thankfully, it took less than half the time.

    Now, Spencer is a full-time passive investor and real estate syndicator, helping others who want to regain their time freedom invest so their money can go further. In today’s episode, Spencer shares his story of leaving a thirteen-year career to venture out into the unknown, regaining his time and investing in truly passive income, and why you DON’T actually want to retire (you really want something else).

    And if you’re interested in passive investing, stick around. Spencer and AJ talk through the CRUCIAL questions you MUST ask before investing in a real estate syndication and how to tell who you’re investing with will pull through on the returns they’re promising you. 

     

    Insights from today’s episode: 

    How to make enough passive income that you can replace your salary and live the way you wantCrucial questions to ask any syndicator BEFORE you invest a cent into their dealsWhy financial literacy is essential to building wealth, and why even most adults don’t have thisThe retirement lie you’re telling yourself and why you don’t really want to vacation foreverHow to start building your financial moat even if you’re a busy professionalDefining your why and how to know whether greed or purpose is driving you

    Invest with Spencer

  • Will the US dollar be replaced? Could we be on the cusp of de-dollarization as more and more countries search for reserve currency alternatives? Is America’s spot as the number one economy in the world up for grabs? Emmanuel Daniel, entrepreneur, advisor, founder of The Asian Banker, and author of The Great Transition, is on the show to discuss the future of the US economy and the global currency battle.

    The US has been the reigning economic world superpower for much of our lives. But slowly, other countries have begun to realize that reliance on the US dollar isn’t always a good thing. The question is: Can they find a viable replacement? Many look to China’s (mostly) strong economy as the answer, but will their pro-manufacturing stance put them in an economic trap? And with the US struggling with homelessness, political unrest, and more, what happens next?

    We’ll get into it all in this episode, plus touch on an actual alternative to the US dollar, why the US’s current turmoil DOESN’T guarantee a decline, and why bringing manufacturing back to the States could create problems most Americans haven’t considered.

    What you’ll learn in today’s show:

    De-dollarization and whether or not the US dollar can be replaced as the world’s reserve currency China’s colossal manufacturing mistake that has trapped its economy The true value of digital currencies and whether the digital dollar will become the normOne often overlooked issue with bringing manufacturing back to the US The crisis of leadership in the US and what MUST change for our country to succeed 

    The Great Transition

    Emmanuel’s Website

    Emmanuel’s YouTube 

  • Nick Lavery, Green Beret and Army Special Forces member, has been shot, blown up, and beaten down. After an insider attack in Afghanistan left him without a leg, Nick wasn’t supposed to return to the Army. He’s had over thirty surgeries, lived with excruciating pain, and had his physical power taken from him. But now, he’s back, and he’s had to adapt, swearing to make those who took from him “regret not killing me.” 

    You’re going through a challenge in your life, too, just like Nick. Business problems, personal problems, physical problems—no matter what you’re dealing with, Nick has advice to share. After pushing through pain that would kill most people and coming back stronger, Nick is now an expert in growing during the most demanding times. Whatever happens in your life, the skills and mindset Nick shares in today’s episode will prove priceless to you in the future.

    Nick dives into how he motivates himself to accomplish the impossible, why choosing your “hard” will help you push through even the toughest walls, the “catalyst” that changed his entire mindset during recovery, and the moves every parent can make to develop a mentally tough, successful child.

    Insights from today’s episode: 

    Nick’s unbelievable journey from bullied kid to a US Army Green Beret Turning your anger into motivation to accomplish what most think is impossibleKnowing your “why” and why not having one causes so many people to failChoosing the “hard” in your life and why you CANNOT escape pain, but you can become stronger The power of humility and why putting others before yourself leads to greatness Running towards failure, and why those too scared to try will always fail 

    Work with Nick

  • We’re on the cusp of the biggest investment opportunity since the 2008 crash. Investors are fleeing from real estate, scared of its apparent risk, but in a couple of years, they’ll be the same investors wishing they had bought NOW. And this isn’t just theory. We’ve been buying deals at MASSIVE discounts that could make us unprecedented returns over the next few years. The question is, will you take advantage of this opportunity, or will you stay on the sidelines and wish you had made moves?

    Welcome to the AJ Osborne Podcast. Twice a month, I’ll sit down with guests or fly solo to share incredible stories, give my take on today’s economy, and show you how to build wealth the right way. Today, I’m uncovering my real estate portfolio, walking through each investment, and sharing how it’s doing and what has the most opportunity.

    I’ll also give you my exact 2024 plan that I’m using to make SERIOUS wealth-building moves while most investors are stuck in analysis paralysis. Whether you’re a self storage investor, a business owner, or starting from ZERO, today’s episode could help slingshot your wealth to levels you’ve never even imagined. But you need to act fast; we only have a limited window of opportunity before the masses realize what’s happening.

    What you’ll learn in today’s show:

    The 2008-level investment opportunity that I’m taking FULL advantage of this yearMy 2024 investment plan and everything I’m doing in my business to catapult my wealth Why so many real estate investors are too scared to invest and why this is a huge mistakeWalking through my entire investment portfolio, from self storage to businesses and moreWhy you should NOT wait until interest rates fall to invest (it will cost you)When is the time to save and when is the time to spend (and which cycle we’re in now)

    Growing Wealth in Self-Storage 2.0

    Hear Our Interview with Tenant Inc. CEO, Lance Watkins

  • Real estate is a touchy subject: tenants and landlords don't like each other. Tenants believe they are subservient to them, and landlords believe they SHOULD be. Or are the perceptions of each side drastically different than the reality?

    In addition, why is our school system so flawed, that most people aren't taught about the best way to make a living? Not everyone is made for the 9-5 lifestyle. And this is a narrative Steve Trang is passionate about changing it. 

    What if you don't want to be a landlord, and still want financial freedom? 

    Check out Steve's podcast: https://realestatedisruptors.com/ 

    Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest 

    Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism

    Get more free resources here: https://ajosborne.com/

  • Cybersecurity is highly technical. You and I probably would not be able to understand a lot of the terms or systems or coding behind it. But revolutionary improvements come from the practical application of technology. So, how do we leverage the tech available to us in our own personal and professional lives? Is it truly the next step for modern businesses?

    In this episode, we bring on Darren Gallop, CEO & co-founder of Carbide, a company specializing in Information Security. His insight into the new communication age - particularly with the advent of AI - addresses how everyday security and privacy best practices are often difficult for the average human to make sense of.

    Security & privacy are simple ideas, but in practice, they are intensely complex. And businesses today can have very stubborn or "set in their ways" type of leadership. "No, it's my way, or the highway." But that often alienates the employees involved.

    0:00 The Cybersecurity Business

    26:34 AI & Cybersecurity

    Check out Dareen & his company Carbide: https://carbidesecure.com/ 

    Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest 

    Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism

    Get more free resources here: https://ajosborne.com/

  • Avery and her husband had a great idea one day to purchase a home and to rent it out, in hopes that one day, they will be able to help fund their kids' education with the income. They didn't even know this was known as "Real Estate Investing." At the time, there was no such thing as podcasts or courses to talk about this. 

    This idea then morphed into AirBNBs and short-term rentals, and she has been doing it for over a decade. But this asset class has changed dramatically over that time. States are changing laws and imposing regulations, all while the competition is increasing. With all the noise about short-term rentals lately, is it still worth investing in? 

    Stay tuned!

    Follow Avery on Instagram: https://www.instagram.com/theshorttermshop/?hl=en 

    Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest 

    Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism

    Get more free resources here: https://ajosborne.com/

  • Real estate investing has two forms: active and passive. Passive is what most people think of when you say real estate investing, where you buy an asset, and it generates some sort of cashflow for you. Active investing takes this and applies the principles of business, including scale, value-add, management, and more.

    Today's guest, John Klingelhoets, began investing in real estate a decade ago. But during this process, he found it very beneficial to send letters - direct mail - to help him find more deals. Eventually, the deals started coming in, his friends wanted letters just like his, and it became a direct mail business.

    If you think of real estate as not just an asset, but also a business, you can take advantage of a powerful aspect of capitalism: Business-to-Business sales, or known as B2B. But of course, if the businesses provided services to each other are YOUR businesses, there's much more opportunity to expand into multiple niches at once. 

    So, how can you leverage the power of B2B to grow your real estate portfolio? And can direct mail play a role into it? Find out in this week's episode! 


    Learn more about John and Robot Ink here: https://www.robotinkmarketing.com/ 

    Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest 

    Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism

    Get more free resources here: https://ajosborne.com/

  • Can luck dictate one's success in business? Absolutely. But looking at another's success or luck does not mean that you lose something in exchange. Luck is something I fully believe can be CREATED.

    For example, when I was paralyzed and stuck in a hospital bed, many may say - how is that lucky? That seems like terrible luck. But looking back today, I feel grateful for this experience. It's shaped my new life, my mission, and my day to day. I was stripped away of any self-pride or self-consciousness. This enabled me to take to new heights in my life and business. This podcast is just one of the new beginnings.

    I would never trade this experience. It was SO valuable...in hindsight. Looking back, I had a choice: I could give up, or I could use it to my advantage. 

    When you are faced with overwhelming odds or extremely bad luck, what choice will YOU make? 

    Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest 

    Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism

    Get more free resources here: https://ajosborne.com/

  • 2024 is yet another pivotal election year for the United States. But if we've learned anything from the last few elections, there is a tremendous amount of fearmongering, noise, and propaganda that can result from a journalistic system incentivized by money and clicks.   

    This is why I'm HYPER-aware of anything that intends to change or influence my perceived reality. We all perceive the world differently, right? Is there a right or wrong way to perceive it?   

    When I experienced ICU Delirium, it changed how I looked at the world. Literally. My nerves told me I was standing up, while I was laying down. But my mind created a reality where I was. Ever since, I've been very wary of what the "news" tells me.   

    Are you?

    Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest 

    Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism

    Get more free resources here: https://ajosborne.com/

  • My dad, Ron, lived in a time where mortgage interest rates were 18% - the highest in US history. He assumed he would never be able to own a home, and he would be renting forever. He had friends going down to the bank to get 12% interest on a Certificate of Deposit (CD). It was absolutely bonkers.   

    He was just trying to get started, as a young man. The policies enacted to get things under control was so aggressive that it had lasting consequences for the American economy.  

    But somehow, he survived, and came out on top. And he has seen the lingering effects of various monetary policies: it's not just that one quarter or one year that's affected. Why did this happen, and what did it mean for housing, cost of living, and consumer sentiment?

    Do we REALLY have to choose between high interest rates and high home prices?

    Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest 

    Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism

    Get more free resources here: https://ajosborne.com/

  • The US had a huge role in shaping the world the way we know it today. It's role in international wars, politics, and economics has been astounding, particularly for a country so young. It's done a lot of bad, it's done a lot of good. But with the way the world is today...is the era of "good" over?

    Let's talk about the assumption that the way we perceive the world today is how it always was. Generations today don't share the same experiences as the ones prior - this is known throughout all of human history. 

    What are these trends that are going on today? This is especially important to me because I have kids. This is their future. How can we best understand this tremendous cycle of change that's occurred in the past few decades, what did it produce, and why it's changed. 

    Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest 

    Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism

    Get more free resources here: https://ajosborne.com/

  • Capitalism is a function of money - the economy. It’s all about serving other people. What you can trade, what you can offer or sell, what problem you can solve for a certain price.

    As a society, we put a lot of focus on the consumer side - or “consumerism” - of capitalism. The never ending cycle of making money and spending money. And it impacts us direct in one way or another, whether you are buying goods with your paycheck, or trying to start your own business selling/offering something on the market.

    But you can’t just sell 1 pen and make a ton of money. Certain business are structured in certain ways because they have to in order to scale and make any money.

    So what do we need to understand to actually be benefited by capitalism and not be crushed by it? In this episode, we talk about the dichotomy of capitalism and consumerism, as well as how capitalism enables different levels of businesses.

    Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest 

    Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism

    Get more free resources here: https://ajosborne.com/