Avsnitt
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For a 1:1 consultation with Paul - https://askaboutwealth.ie/consultancy
This week, Paul hosts Ger Conalty, Head of Health Insurance Services at SYS, to explain that reviewing health insurance is about more than saving money, it’s about getting the right cover for your needs and life stage.
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For a 1:1 consultation and more - https://askaboutwealth.ie/consultancy
In this episode Paul looks back at 10 years of returns across the four main asset classes and reveals why two of them actually lost money in real terms once inflation is stripped out.
But the real question isn't "what's the best investment?". It's "what's the best investment for me?" Your age, timeframe, existing assets and tax position change the answer completely. And as always, tax is the silent killer of returns.
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Saknas det avsnitt?
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Book a 1:1 consultation with Paul and more: https://askaboutwealth.ie/consultancy
If you would like to get in touch with Steph you can do so here:
Contact: https://expattaxes.ie/
Linkedin: https://www.linkedin.com/in/stephanie-wickham-b4aba13b/
In this weeks episode Paul talks to Steph Wickham, Expat Taxes Founder & Award-Winning International Expat Tax Specialist, about Irish tax for anyone moving to or from Ireland. We cover how residency, ordinary residency and domicile shape your tax exposure, the reach of ordinary residency after you leave, common myths around double tax agreements and much more.
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Start Your Financial Plan - https://askaboutwealth.ie/consultancy
Forget generic figures like "€1 million". Your number depends on being able to answer 5 core questions discussed in this episode. Get these five right, and you have a real target to plan towards.
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For a 1:1 Consultation - https://askaboutwealth.ie/consultancy
Revenue says Irish taxpayers are leaving between €400 and €600 million unclaimed every year. In this episode, I break down the five biggest mistakes I see high earners making, and what to do about each one.
00:00 The Tax Gap
00:52 Pensions vs Mortgage Repayment vs Investing
03:25 Accountants vs Tax Planning
06:23 When to Go Limited
09:43 Estate Planning
12:50 Review The Plan
14:23 Next Steps
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If you would like to get in touch with Sean and his team, you can request an introduction here:
https://askaboutwealth.ie/professionals/mortgage-brokers
In this episode of the Ask About Wealth Podcast, we break down how the Irish mortgage market really works and what borrowers need to know in 2026.
From first-time buyers to switchers and investors, this conversation covers the practical realities behind getting approved, choosing the right lender, and avoiding costly mistakes.
In this episode, we discuss:
- Why using a mortgage broker can give you access to the full market and better outcomes
- The key differences between PAYE, self-employed, and expat mortgage applications
- The hidden costs of a mortgage beyond the interest rate (insurance, fees, structure)
- When and why you should review or switch your mortgage and how much you could save
We also explore how lenders assess income, why limited companies can increase borrowing power, and what current market conditions could mean for interest rates. If you have a mortgage, are planning to buy, or simply want to understand how lending really works in Ireland, this episode will give you a clearer picture of your options.
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Free Tools, Report & Broker Introduction Here - https://linktr.ee/ask.about.property
Most Irish property buyers use mortgages but often miss steps that could save money and improve long-term wealth. This episode shares an eight-step checklist that will help you make the right decisions every step of the way.
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Book a 1:1 Consultation and Financial Plan with Paul - https://askaboutwealth.ie/consultancy
This week, Paul sits down with Shane O' Neill from Swissquote to unpack how custody fees quietly erode your wealth, what a transparent trading fee actually looks like, and how a Lombard loan lets you access cash from your portfolio without selling up or triggering a tax bill.
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Book a 1:1 Consultation and Financial Plan with Paul - https://askaboutwealth.ie/consultancy
Trust funds separate ownership from control and can help protect young or special-needs beneficiaries, keep assets managed responsibly, and support inheritance-tax planning.
The episode compares fixed trusts with discretionary trusts, explains will trusts, and highlights key insights, like capital gains tax on lifetime transfers, CGT uplift on death, and how transferring a home may avoid CGT and affect “Fair Deal” planning.
00:00 Trust Funds Explained
00:52 Why Use a Trust
01:47 Fixed Trust Basics
02:58 Special Needs Planning
05:29 Fixed Trust Tax Perks
06:21 Discretionary Trust
08:09 Trustee Incentives Warning
09:29 Discretion Benefits
10:18 Will Trusts
12:09 Cautions and Tax Traps
13:11 Home Transfers and Fair Deal
14:36 Final Takeaways
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Book a 1:1 Consultation & Financial Plan With Paul:
https://askaboutwealth.ie/consultancy
In this episode of the Ask About Wealth Podcast, Paul speaks with Eoghan O’Hara, Country Head for Raisin Ireland. They discuss why Irish household deposits earn very low interest, and the opportunity presented by the EU-wide deposit guarantee protection.
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Book a 1:1 Consultation & Financial Plan With Paul:
https://askaboutwealth.ie/consultancy
In this episode, we break down why inheritance tax can result in the same wealth being taxed twice, and why doing nothing is often the most expensive option of all.
We cover:
- Why inheritance tax can wipe out over 33% of a family estate, even after a lifetime of income and capital taxes
- The key reasons to consider gifting assets during your lifetime, including protecting today’s thresholds and future growth
- How control can be retained using trusts and family partnerships, while still reducing tax
- Other powerful planning tools, including familial allowances, exempt assets, and Fair Deal planning
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Book a 1:1 Consultation & Financial Plan With Paul:
https://askaboutwealth.ie/consultancy
Get a Free Mortgage Broker Consultation Here:
https://www.askaboutproperty.ie/broker-consultation
You can get in contact with Ray here:
https://raycooke.ie/
This week, Paul is joined by Ray Cooke, CEO of Ray Cooke Auctioneers, to share what he is seeing on the ground in the Irish property market as we move through 2026.
In this episode, we discuss:
- Why are good properties selling quickly, and what buyers must have to be ready
- The reality of supply and demand, and why stock exists but still feels scarce
- Why landlords are leaving the market and what that means for rents and tenants
- Residential vs commercial property, yield expectations, and how investors should think about risk
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Book a 1:1 Consultation & Financial Plan With Paul:
https://askaboutwealth.ie/consultancy
You can get in touch with Graham here:
https://hanlonandco.com/
In this episode of the Ask About Wealth podcast, we are joined by Graham Hanlon, a seasoned solicitor with over 30 years of experience. The discussion covers essential topics in financial planning, including the intricacies of probate law, the validity and impact of prenuptial agreements, and the importance of business agreements.
Gain valuable insight into managing wealth and the legal planning involved.
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Book a 1:1 Consultation & Financial Plan With Paul
https://askaboutwealth.ie/consultancy
In this episode, we provide a checklist of actions business owners and individuals can take before December 31, 2025, to maximise tax benefits. Key topics include clearing out company profits, utilising tax credits and allowances, maximising contributions to retirement schemes, and understanding the implications of capital gains tax and EIIS investments.
Learn practical tips for leveraging pension contributions, tax-efficient bonuses, subsistence allowances, and tax loss harvesting. This guide offers valuable insights to help you minimise tax liabilities and optimise financial planning for the future.
00:00 Introduction: Maximising Your Tax Benefits
00:26 Clearing Out Your Profit: Why and How
05:23 Utilising Small Benefit Exemptions (SBE)
08:13 The Power of Pensions
13:51 Understanding Subsistence Allowances
19:02 Capital Gains Tax: What You Need to Know
23:50 Employment Investment Incentive Schemes (EIIS)
26:42 Conclusion: Effective Tax Planning
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Book a 1:1 Consultation & Financial Plan With Paul
https://askaboutwealth.ie/consultancy
Get Unbiased Property Guidance and a Free Mortgage Consultation
https://linktr.ee/ask.about.property
This week, we're joined once again by Aidan McLoughlin, Group Managing Director of ITC, to discuss the upcoming changes to pensions in Ireland and to help you better navigate these Changes.
We discuss the significant recent change announced on August 15, which restricts transfers out of pension schemes post-normal retirement age (NRA), leading to lost benefits for members unaware of the change. Aidan also sheds light on the importance of seeking independent financial guidance to maximise pension benefits. This episode is a must-watch for anyone looking to optimise their pension schemes and stay informed about market changes.
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Book a 1:1 Consultation & Financial Plan With Paul
https://askaboutwealth.ie/consultancy
Get Unbiased Property Guidance and a Free Mortgage Consultation
https://linktr.ee/ask.about.property
You can contact Jacquelyn and learn more about The Journey here:
https://thejourney.ie/
In this episode, we are delighted to welcome Jacquelyn Dunne, solicitor at Dunne Solicitors and the creator of The Journey. Join us as we discuss the importance of having a will, explain who inherits what under intestacy laws, and the consequences of not having proper succession planning in place.
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Book a 1:1 Consultation & Financial Plan With Paul
https://linktr.ee/askaboutwealth
Get Unbiased Property Guidance and a Free Consultation
https://linktr.ee/ask.about.property
You can learn more about Gavin here:
https://gavinjgallagher.com/
In this episode of the Ask About Wealth Podcast, we welcome back Gavin J Gallagher, a seasoned property investor, coach, and mentor, as well as the presenter of the Behind the Facade podcast. We discuss significant changes coming to the property market, including the impact of the nationwide Rent Pressure Zone system, challenges for landlords, and upcoming regulations affecting property investments.
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Book Your 1:1 Consultation & Financial Plan
https://linktr.ee/askaboutwealth
Get Unbiased Expert Property Guidance
https://linktr.ee/ask.about.property
You can learn more about Michael and the F.I.R.E. movement here
https://www.firepodcast.ie/
In this episode of the Ask About Wealth Podcast, we welcome Michael Houghton, a prominent figure in the FIRE (Financial Independence Retire Early) movement.
Michael shares his personal journey to becoming financially independent through strategic saving and investing. He talks about initial struggles, learning about financial independence, avoiding lifestyle inflation, and the role of property investments. Michael also discusses the importance of financial education, the pitfalls of bad advice, and how to balance work, life, and financial goals.
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Book Your 1:1 Consultation & Financial Plan
https://linktr.ee/askaboutwealth
Get Unbiased Expert Property Guidance
https://www.askaboutproperty.ie/
Understanding the Employment Investment Incentive Scheme (EIIS)
In this episode of the Ask About Wealth podcast we discuss the Employment Investment Incentive Scheme (EIIS). We delve into what EIIS tax breaks entail, the varying rates of tax relief, and the intricacies of investing in EIIS funds.
This episode provides essential insights for investors looking to make informed decisions about EIIS investments and understand the broader implications of such schemes.
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Book Your 1:1 Consultation & Financial Plan
https://linktr.ee/askaboutwealth
Get Unbiased Expert Property Guidance
https://www.askaboutproperty.ie/
In this episode of the Ask About Wealth Podcast, we dive into the 2026 budget with a focus on high earners and business owners. Key topics include income tax, changes to entrepreneurial relief, updates on research and development allowances, deemed disposal rates, and benefits of electric vehicles (EVs).
We also discuss the impact of VAT rate changes on the hospitality sector. Learn how these aspects of the budget will affect your financial planning and wealth accumulation. Stay informed and discover legitimate ways to reduce your tax liabilities!
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- Visa fler
