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Episode 3105:
Vicki Cook and Amy Blacklock outline powerful strategies to shift from a scarcity mindset to one of abundance, unlocking financial clarity and emotional well-being. Their guidance encourages gratitude, generosity, and mindful living, helping you break free from limiting beliefs and align your lifestyle with your deepest values.
Read along with the original article(s) here: https://womenwhomoney.com/adopting-abundance-mindset-important/
Quotes to ponder:
“No one has ever become poor by giving.”
“Reducing the time you spend connected to the TV or social media will boost your happiness and decrease your desire to waste money.”
“When you get caught up competing with them, you end up with everything they wanted and not what you want.”
Episode references:
Anne Frank quote reference: https://www.goodreads.com/quotes/1905-no-one-has-ever-become-poor-by-giving
Gratitude research - Greater Good Science Center: https://greatergood.berkeley.edu/topic/gratitude/definition
Shoshin (Beginner’s Mind): https://en.wikipedia.org/wiki/Shoshin
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Episode 3104:
Vicki Cook and Amy Blacklock explore how shifting from a scarcity to an abundance mindset can drastically reshape your relationship with money, success, and self-worth. By taking ownership of your decisions and embracing the belief that there’s enough to go around, you’ll unlock a path to greater opportunity, confidence, and financial well-being.
Read along with the original article(s) here: https://womenwhomoney.com/adopting-abundance-mindset-important/
Quotes to ponder:
"Your mindset can affect things like how you learn, manage stress, and handle risk."
"In this paradigm, 'there is plenty out there and enough to spare for everybody.'"
"People who think abundantly have real financial security because they make things happen and go after what they want."
Episode references:
The Obstacle Is the Way: https://www.amazon.com/Obstacle-Way-Timeless-Turning-Triumph/dp/1591846358
The 7 Habits of Highly Effective People: https://www.franklincovey.com/the-7-habits/
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Saknas det avsnitt?
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 3103
Christina Browning dismantles the illusion of credibility surrounding investment news channels, revealing how their focus on sensationalism, jargon, and short-term hype undermines real financial growth. Instead of empowering viewers with sound strategies, these shows promote herd behavior and distract from proven paths like long-term index investing and the FIRE movement.
Read along with the original article(s) here: https://www.ourrichjourney.com/post/the-truth-about-investment-news-channels-dont-fall-for-them
Quotes to ponder:
"Investing News Channels are NOT the answer. Seriously, DO NOT LISTEN TO THEM."
"These shows are entertainment and that’s it!"
"It is impossible to ever accurately and consistently predict the stock market."
Episode references:
The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926
The Intelligent Investor: https://www.amazon.com/Intelligent-Investor-Definitive-Value-Investing/dp/0060555661
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 3102:
Liz of Frugalwoods makes a compelling case for tuning out market noise and focusing instead on the variables you can control, like saving more, earning more, and investing consistently. Her down-to-earth wisdom reminds us that emotional reactions to stock volatility are distractions from the real drivers of long-term wealth: discipline, low fees, and the magic of compounding.
Read along with the original article(s) here: https://www.frugalwoods.com/2016/01/20/why-we-ignore-the-stock-market-and-you-should-too-demystifying-personal-finance-part-4/
Quotes to ponder:
"I’m not going to tell you how to optimize your investments or beat the market or pick that one hot fund - why not? Because I don’t know how to and neither does anyone else."
"My approach to all things in life is to control what I can and to categorically ignore/let go of the things I can’t."
"Pulling in and out of the market when you feel the slightest twinge of panic is a great way to ensure you’ll never make any money from your investments."
Episode references:
FSTVX - Fidelity Total Market Index Fund (now FXAIX): https://www.fidelity.com/mutual-funds/fidelity-funds/overview
Personal Finance Club by Jeremy Schneider: https://www.personalfinanceclub.com
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 3101:
Mike Ballew highlights four major threats to your retirement goals, unexpected health issues, job loss, dependent adult children, and the loss of a partner, and offers clear strategies to stay financially resilient. This article encourages proactive planning and smart boundary-setting, reminding us that while we can't control everything, we can prepare for a lot.
Read along with the original article(s) here: https://eggstack.com/blog/2021-11-21-Four-Things-That-Can-Derail-Your-Retirement-Plans/
Quotes to ponder:
"Almost half of all current retirees were forced to retire earlier than planned due to unforeseen circumstances such as health issues."
"Instead of saving for retirement, too many parents are providing financial support for adult children who are perfectly capable of supporting themselves."
"Social Security was never meant to be a retiree’s sole source of income and it is woefully inadequate to sustain the typical American lifestyle."
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Episode 3100:
Jackie Beck shares a simple yet powerful mindset shift for tackling overwhelming debt by breaking it down into small, consistent actions, the one-bite method. By focusing on progress over perfection and celebrating every win, even the tiniest payment can spark the momentum needed to achieve lasting financial freedom.
Read along with the original article(s) here: https://www.jackiebeck.com/one-bite-method/
Quotes to ponder:
"You’ve got to celebrate every little bit of progress. And then do it again, ’til one day you’ll have polished off the whole thing."
"You don’t have to see exactly how things will happen in order to make them happen."
"The key to the one-bite method is absolutely to stay focused on your progress so that you keep going."
Episode references:
Thomas Fuller quote: https://www.brainyquote.com/quotes/thomas_fuller_106054
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Episode 3099:
Michelle Schroeder-Gardner offers practical, empowering tips to help you stay motivated while tackling debt and sticking to a budget. By visualizing goals, celebrating small wins, and fostering a mindset of appreciation over consumption, you'll build lasting habits that lead to financial freedom and a more intentional life.
Read along with the original article(s) here: https://www.makingsenseofcents.com/2015/09/how-to-stick-to-a-budget-financial-motivation.html
Quotes to ponder:
"Finding financial motivators will help you continue to work hard towards your goal, even when it seems impossible."
"Making your goal visual is a great way to find motivation."
"You can still enjoy life, do many of the same things you usually do, and so on."
Episode references:
Personal Capital: https://www.personalcapital.com
Mint: https://mint.intuit.com
A Cultivated Nest: https://acultivatednest.com
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 3098:
Nia Shanks explores how the nocebo effect, the harmful counterpart to the placebo, shows up in everyday life when we believe negative outcomes into existence. She reveals how self-limiting beliefs, reinforced by fitness myths and personal narratives, can derail progress and offers a mindset shift that empowers lasting change.
Read along with the original article(s) here: https://niashanks.com/nocebo-effect-thinking-your-way-to-failure/
Quotes to ponder:
"Your thoughts and beliefs can act like a nocebo, leading to poorer outcomes simply because you expect them."
"Being told you’re 'broken' or have to train a certain way can plant seeds of doubt that sabotage your progress."
"You are not fragile, and your body is not a ticking time bomb waiting to explode if you move 'wrong.'"
Episode references:
The Nocebo Effect: https://www.ncbi.nlm.nih.gov/pmc/articles/PMC6534344/
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 3097:
Joshua Fields Millburn challenges the belief that income alone leads to happiness, emphasizing instead the transformative power of daily habits and intentional living. He also addresses the importance of preparing for the inevitable, death, not to live in fear, but to experience greater peace of mind and clarity in the present.
Read along with the original article(s) here: https://www.theminimalists.com/money-habits/ & https://www.theminimalists.com/death/
Quotes to ponder:
"Once we earn $X, we quickly discover that the equation is broken."
"A much better conductor of individual contentment, then, has little to do with money: our daily habits."
"We needn’t be afraid, though just prepared."
Episode references:
LegalZoom: https://www.legalzoom.com/
WikiHow – How to Write a Will: https://www.wikihow.com/Write-a-Will
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 3096:
Michelle Schroeder-Gardner encourages finding a balance between financial goals and enjoying life, especially when dealing with debt. She shares practical strategies for traveling affordably like budgeting, staycations, and using credit card rewards while emphasizing the importance of not adding to your debt in the process.
Read along with the original article(s) here: https://www.makingsenseofcents.com/2017/09/should-you-go-on-vacation-if-you-have-debt.html
Quotes to ponder:
"You can still enjoy life on a budget, but it’s all about having a good balance and seeking out what will work best for your situation."
"To take a vacation, you should never take on debt. Taking on debt to travel will just dig your debt hole even deeper."
"Vacations are great and all, but taking on debt to go on them is 99.999999% of the time not worth it."
Episode references:
Gusto Payroll: https://gusto.com/
Chase Sapphire Preferred: https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred
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Episode 3095:
Brian Tracy breaks down the habits and mindset shifts that separate those who only look rich from those who are rich. Learn how adopting long-term thinking, discipline, and a focus on wealth-building behaviors can lead to true financial independence - regardless of your current income.
Read along with the original article(s) here: https://www.briantracy.com/blog/financial-success/look-rich-or-be-rich-develop-a-millionaire-mindset-to-achieve-financial-independence-wealthy-people/
Quotes to ponder:
“People who look rich often have little or no money saved. They work to earn and then spend everything on the outward appearance of success.”
“People who are really rich are more concerned with building and maintaining wealth over time than with showing it off.”
“You become what you think about most of the time. If you think about financial independence and becoming wealthy, you begin to do the things that will make it a reality.”
Episode references:
The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474
Think and Grow Rich: https://www.amazon.com/Think-Grow-Rich-Landmark-Bestseller/dp/1585424331
Rich Dad Poor Dad: https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612681131
The Richest Man in Babylon: https://www.amazon.com/Richest-Man-Babylon-George-Clason/dp/1505339111
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Episode 3094:
Wanderer shares powerful insights from Chautauqua UK, revealing how financial healing starts with self-forgiveness. When we release the shame of past money mistakes, we unlock the clarity and creativity needed to move forward and take control of our financial future.
Read along with the original article(s) here: https://www.millennial-revolution.com/build/why-you-have-to-forgive-yourself/
Quotes to ponder:
"Let’s pretend that whoever screwed up in the past was a different person, and that person’s gone now."
"The only thing that matters is what you do starting now."
Episode references:
Camp FI: https://campfi.org
EconoMe Conference: https://www.economeconference.com
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Episode 3093:
Julianna Poplin explores the often-overlooked tension between simplicity and frugality, sharing her journey from obsessive bargain hunting to more mindful consumer habits. She encourages listeners to consider the true cost of “cheap” purchases, including time, stress, and clutter, and offers reflective questions to help find a balance that aligns with their values.
Read along with the original article(s) here: https://www.thesimplicityhabit.com/how-to-balance-simplicity-and-frugality/
Quotes to ponder:
"You are going to pay with something. It will typically either be time or money."
"Frugality ceases to be an asset when you are buried under a pile of bargain items."
"It isn’t frugal to buy unnecessary items no matter how inexpensive they were."
Episode references:
The Minimalists (Joshua Fields Milburn quote): https://www.theminimalists.com/
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 3092:
J.D. Roth challenges the notion that paying off debt requires extreme austerity, advocating instead for a balanced, sustainable approach. By gradually building frugal habits and allowing room for joy, you can make progress toward financial freedom without feeling deprived or overwhelmed.
Read along with the original article(s) here: https://www.getrichslowly.org/should-repaying-debt-be-an-obsession/
Quotes to ponder:
"You paid off $35,000 in debt in just over three years. Does that mean you were balls-to-the-wall dedicated and had no frills and were dour-faced the whole time?"
"Most people who leap from a lifestyle of deficit-spending to one of extreme frugality find the waters very, very cold."
"Yes, thrift and frugality are important tools to meeting your financial goals. But I believe it's important to develop sustainable financial goals."
Episode references:
Frugalwoods blog: https://www.frugalwoods.com
Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766
The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474
Mr. Money Mustache blog: https://www.mrmoneymustache.com
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 3091:
A Purple Life reflects on how car ownership once symbolized freedom in traffic-choked Atlanta, only to become a stressful time sink that fueled a lifelong commitment to living carfree. By designing a life around walkability, public transit, and intentional limits, she highlights the financial and mental freedom that can come from rejecting car culture entirely.
Read along with the original article(s) here: https://apurplelife.com/2018/07/24/carfree-for-life/
Quotes to ponder:
"Every. Single. Day. This is when I learned I never wanted to own a car or have a car commute again."
"It felt like I was staring into the abyss of my commuting future."
"I’ll happily substitute owning a car with a mix of public transit, walking and using the sharing economy."
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Episode 3090:
Brian Gardner challenges the busyness and clutter that dominate modern life, inviting readers to embrace a simpler, more intentional existence. By clearing the physical and mental "sidebars" that distract us, he reveals how life becomes more meaningful, spacious, and aligned with what truly matters.
Read along with the original article(s) here: https://nosidebar.com/life-without-sidebars/
Quotes to ponder:
"A life with no sidebars is about making space for what really matters by getting rid of everything that doesn’t."
"Busyness isn't a badge of honor, it’s a barrier to connection, creativity, and joy."
"Instead of checking off boxes, I want to be present for my life."
Episode references:
Soulful Simplicity (Book): https://www.amazon.com/Soulful-Simplicity-Courtney-Carver/dp/0143130684
Be More with Less: https://bemorewithless.com
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 3089:
Kevin of Financial Panther reminds us that real success, whether in finances, personal growth, or business, comes from playing the long game. With patience, consistency, and a focus on compounding effort over time, even modest daily actions can lead to remarkable outcomes. His reflections encourage listeners to build resources, pursue passion projects with endurance, and reject the myth of overnight success.
Read along with the original article(s) here: https://financialpanther.com/the-long-game-always-wins/
Quotes to ponder:
"If you give yourself enough time, you can achieve almost anything."
"$30 per day might not seem like much money, but 30 years is a long time to do anything."
"Spending over 5 years doing anything is as close to a guaranteed recipe for success as you can get in our world."
Episode references:
The Bullet Journal Method by Ryder Carroll: https://www.amazon.com/Bullet-Journal-Method-Meaningful-Productive/dp/0525533338
EconoMe Conference: https://www.economeconference.com
Real Vision: https://www.realvision.com
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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 3088:
Chris Reining breaks down the mindset and math behind determining how much money you really need to achieve financial independence. By focusing on spending rather than income, he offers a simple yet powerful framework that puts long-term freedom within reach - no matter your current salary.
Read along with the original article(s) here: https://chrisreining.com/how-much
Quotes to ponder:
"You don’t need to be a millionaire, you just need enough money so you don’t have to work."
"Financial independence has nothing to do with how much you earn, and everything to do with how much you spend."
"The lower your spending, the less you need to save. That’s the secret."
Episode references:
Mr. Money Mustache: https://www.mrmoneymustache.com
Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766
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Episode 3087:
Chris from KeepThrifty shares how living like a student during a well-paying internship taught him a powerful lesson: spending should be driven by values, not income. By focusing on tracking expenses, prioritizing long-term goals over short-term indulgences, and finding joy in low-cost experiences, he shows how financial freedom becomes more achievable - no matter how much you earn.
Read along with the original article(s) here: https://www.keepthrifty.com/earn-like-a-boss-spend-like-an-intern/
Quotes to ponder:
"Your spending can (and should) be independent of your income."
"It’s not deprivation if you’re prioritizing something better."
"That which gets measured gets managed."
Episode references:
The More of Less: https://www.amazon.com/More-Less-Minimalist-Living-Discover/dp/1601427964
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Episode 3086:
Chris of KeepThrifty shares practical, tested strategies for growing your income faster than inflation averaging 8% annually over 15 years by becoming a high-value team member. Learn how to lead with purpose, invest in your own development, support your team, and tackle the tough jobs no one else wants, all of which set you up for financial freedom.
Read along with the original article(s) here: https://www.keepthrifty.com/earn-like-a-boss-spend-like-an-intern/
Quotes to ponder:
"Decisions are easier, priorities are clearer, and everyone just seems to work together better."
"You need to keep learning and growing."
"Improving your team helps your company a lot and you even more."
Episode references:
Crucial Conversations: https://www.amazon.com/Crucial-Conversations-Talking-Stakes-Second/dp/0071771328
The Obstacle Is the Way: https://www.amazon.com/Obstacle-Way-Timeless-Turning-Triumph/dp/1591846358
Start with Why: https://www.amazon.com/Start-Why-Leaders-Inspire-Everyone/dp/1591846447
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