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Florida property taxes could drop to 0%. As the state struggles with some of the lowest affordability in the country, with home insurance almost doubling in five years and home prices increasing by more than 50% compared to pre-pandemic pricing, Floridian homeowners have seen their housing costs explode. So, what if they could save thousands of dollars a year by ditching property taxes?
If Florida makes it work, this could open up the floodgates for many other states to pass similar bills. But WILL it work? A significant amount of Florida’s tax revenue comes from property taxes, so will they be efficient enough to work with a tighter budget, or will infrastructure break down due to the massive loss in government funding?
And, if property taxes are eliminated, boosting affordability, could buyer demand surge as well? We ran the numbers, and the potential savings on housing costs are substantial. If Florida proves a successful 0% property tax test case, other states (including yours) could be next.
In This Episode We Cover
Florida’s new legislative push to abolish or reduce property taxes for homeowners
How much homeowners would save every month if their property taxes were eliminated
Can Florida afford to ban property taxes, and which services would be compromised if they did?
States that are most likely to eliminate property taxes if Florida succeeds
Serious side effects of eliminating property taxes and who pays the price
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Sign Up for the On the Market Newsletter
Find an Investor-Friendly Agent in Your Area
How You Can Legally Minimize Rental Property Taxes as Much as Possible
Dave's BiggerPockets Profile
Sources of State and Local Tax Collections
Know Your Numbers BEFORE You Buy with “Real Estate by the Numbers”
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Buyers are finally funneling back to the housing market thanks to recently lower mortgage rates. But, we’ve still got a BIG housing problem to fix—undersupply. What’s President Trump’s plan to put more houses on the map? Freedom cities! By turning federal lands into high-tech hubs for workers, we may be able to solve our housing shortage. Is this possible, or are “freedom cities” just a far-off developer dream? We’re getting into this headline and all the others filling your newsfeed in today’s episode!
Home prices are about to PLUMMET…says one article for a select few property types. While much of this might be clickbait, James does think it’s time to scoop up some sweet property deals on second homes in hot vacation markets. With good value, economic weakness putting pressure on sellers, and long-term upside, this could be a solid move to make!
Want to pay even LESS to a real estate agent? That’s what everyone says, but it doesn’t seem like that’s what everyone wants as Redfin gets bought out by Rocket Companies. Is the low-cost real estate agent model finally about to bite the dust, or could Rocket turn things around, bringing buyers a whole new suite of low-cost services? Stick around; we’re sharing our thoughts!
In This Episode We Cover
Trump’s plan to trade federal lands for “freedom cities” that could increase housing inventory
Fed rate cut update: Should we still expect rate cuts sometime in 2025?
Great news for real estate agents and lenders as sales accelerate thanks to lower interest rates
One type of rental property that could be a killer deal in 2025 (in SOME markets)
The end (or beginning) of Redfin as Rocket Companies buys out the low-cost-agent brokerage
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Sign Up for the On the Market Newsletter
Find an Investor-Friendly Agent in Your Area
Dave's BiggerPockets Profile
Henry's BiggerPockets Profile
James' BiggerPockets Profile
Kathy's BiggerPockets Profile
On The Market 300 - Mortgage Rates Hit 2025 Low as Recession Fears Rise
What Is Trump's New Affordable Housing Plan for Federal Lands?
Existing-Home Sales Accelerated 4.2% in February
5 Types of Homes Expected To Plummet in Value by the End of 2025
What went wrong at Redfin?
Grab Dave’s Newest Book, “Start with Strategy”
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Saknas det avsnitt?
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Real estate is one of the most tax-advantaged investments in the country. With bonus depreciation, opportunity zone investing, 1031 exchanges, and more, investing in real estate is not only the best way to build wealth—it’s the key to tax-free (or deferred) wealth. So, with a Republican-controlled House and Senate, will new tax proposals favoring real estate investments pass?
We’ve got some news that could make 2025 a “game-changer” year for real estate investors. CPA Brandon Hall joins us to break it down.
With numerous proposals floated to restore 100% bonus depreciation, extend opportunity zone investments, and eliminate taxes on tips, overtime, and Social Security, 2025’s tax laws could look very different if these changes pass.
Plus, there’s one huge real estate tax write-off you’re (probably) not taking advantage of. Brandon shares how investors can write off even more during rehabs and renovations, using a specific tax deduction most investors have never heard of.
Find investor-friendly tax and financial experts with BiggerPockets Tax & Financial Services Finder!
In This Episode We Cover
100% bonus depreciation—is it coming back, and when could it go into effect?
The most commonly missed real estate tax write-off you MUST know about
Tax-free income sources and which types of income could dodge Uncle Sam’s grip
Opportunity zone updates and whether this tax-deferred investment will be renewed
Still doing your taxes? Tell your CPA this BEFORE you file
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Sign Up for the On the Market Newsletter
Find Investor-friendly Tax and Financial Experts
Dave's BiggerPockets Profile
What Is Bonus Depreciation And How Does It Work?
Brandon's BiggerPockets Profile
Work with Brandon’s Team
Top 2025 Tax Strategies For Real Estate Investors
Buy “The Book on Tax Strategies for the Savvy Real Estate Investor”
Jump to topic:
(00:00) - Intro
(01:14) - Bonus Depreciation Update
(08:53) - A Massive Missed Deduction
(12:54) - Tell Your CPA This
(14:29) - Tax Cuts Get Extended?
(18:58) - New Tax Proposals
(20:41) - Renewing Opportunity Zones
(23:04) - When Bonus Depreciation Could Return
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Stocks are struggling, recession fears are ramping up, and investors are starting to worry. The stock market has been falling for weeks, major indexes are down, and new (rapidly changing) tariffs are only making things worse. But what does this actually mean for your investments? Is this just a stock market correction, or could real estate soon suffer the same fate?
Today, we’re breaking down what’s going on in the US economy: why stocks are tanking, how the housing market could react, and what smart investors are doing right now. Should you sell, hold, or shift your stocks into real estate? Dave shares a big move he just made with his own portfolio and why he’s rethinking his investment strategy heading into a potential recession.
With so much uncertainty, you need to know what actually matters (and what doesn’t) for your portfolio. Will falling stock prices inadvertently trigger a real estate boom? Could lower inflation and interest rate cuts save the market? And most importantly—what should you do next? We can’t give you financial advice, but Dave is sharing what he’s doing with his money in this episode.
In This Episode We Cover
Why the stock market is sliding and whether a recession is next
The psychological impact of new tariffs on the economy (and YOUR investments)
The almost unbelievable (and borderline frightening) metric about consumer spending
Why Dave sold a sizable chunk of his stock portfolio (and where that money is going)
How a stock market correction could shake up the housing market
What lower inflation and possible rate cuts could mean for real estate
The key economic signals you NEED to watch over the next few months
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Sign Up for the On the Market Newsletter
Find Investor-Friendly Lenders
Dave's BiggerPockets Profile
Stock Market Volatility Makes Real Estate Look a Whole Lot Better
Invest in Any Market Cycle with “Recession-Proof Real Estate Investing”
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Is the mortgage industry still safe? The Consumer Financial Protection Bureau (CFPB) has been ordered to halt all work while awaiting a new Trump-appointed director. While you may not often hear about this government agency, the CFPB plays a huge role in the mortgage industry and is the reason 2008-style lending practices have not been brought back to the market.
With uncertainty surrounding the CFPB—will it be downsized, shut down, or remain unchanged?—many in the mortgage and real estate industries are concerned about what’s next. Chris Willis, host of The Consumer Finance Podcast, joins the show to share how the Trump administration is thinking of restructuring the CFPB and limiting the scope of its protections.
Will the new CFPB director scale back some of the more inclusive mortgage lending practices or keep them the same? Could your bank account and credit card fees change due to a less strict CFPB directive, and what does this mean for YOU getting your next mortgage? This agency has bigger effects than many Americans realize, so we’re sharing what’s coming next.
In This Episode We Cover
The Consumer Financial Protection Bureau (CFPB) explained, what they do, and how they influence mortgage lending
Why the Trump administration is taking aim at this agency and halting work
The one piece of legislation protecting strict mortgage laws in America (could it be changed?)
The difference between Biden-led and Trump-led CFPB initiatives
How the CFPB affects your mortgages, credit cards, and bank accounts
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Sign Up for the On the Market Newsletter
Find Investor-Friendly Lenders
Dave's BiggerPockets Profile
On The Market 300 - Mortgage Rates Hit 2025 Low as Recession Fears Rise
The Consumer Finance Podcast
Grab Dave’s Newest Book, “Start with Strategy”
Jump to topic:
(00:00) Intro
(00:41) The CFPB Explained
(04:52) Taking Massive Financial Action
(07:48) How the CFPB Affects Mortgages
(09:57) Will Trump Administration End It?
(15:35) Scaling Back the CFPB
(16:49) These Changes Affect Americans
(20:06) What Investors Must Watch
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Mortgage rates are down, so the housing market should be entering a frenzy…right? Not quite. The buyer’s market seems alive and well, with sellers offering concessions as the housing market visibly “slows.” What’s causing it? New inventory hitting the market? Tariff talks leading to higher housing costs? We’re getting into it all in this episode as we hit on four of last week’s top headlines.
First, how much will a new home cost now that tariffs are in place? With lumber, labor, and material prices all rising, there could be a five-figure added cost per home for homebuilders, making it even more expensive for buyers. Will labor costs continue to rise in 2025 after years of solid growth, or will renovators and flippers finally get relief?
The housing market is slowing down even as we get closer to the spring homebuying season. Home prices are DOWN year-over-year, but one caveat makes this a half-truth. With more inventory hitting the market, buyers could have their pick! And that inventory could grow even greater as mortgage delinquencies start to rise—should we begin to worry? Enough speculation; let’s get into it!
In This Episode We Cover
How much more a new home will cost with the 2025 tariffs now put in place
A worrying statistic about mortgage delinquencies investors must pay attention to
Labor and material cost predictions for 2025: Can they keep rising?
Updated housing inventory metrics and why sellers are struggling, ready to give concessions
Why Henry really needs a hug this week
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Sign Up for the On the Market Newsletter
Find Investor-Friendly Lenders
Dave's BiggerPockets Profile
Henry's BiggerPockets Profile
James' BiggerPockets Profile
Kathy's BiggerPockets Profile
On The Market 301 - Mortgage Rates Fall EVEN Further as “Tariff Tuesday” Triggers Stock Sell-Off
Here’s how tariffs will hit the U.S. housing market
Construction Industry Cost Insights for Q1 2025
Realtor’s February 2025 Monthly Housing Market Trends Report
Mortgage Delinquencies Increase in the Fourth Quarter of 2024
Case-Shiller Index
Grab Henry’s Book, “Real Estate Deal Maker”
Jump to topic:
(00:00) Henry Needs a Hug
(02:23) Homes Could Cost $10K More
(08:04) Construction Prices Rise
(11:36) The Market SLOWS Down
(19:55) Mortgage Delinquencies Are UP
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“Tariff Tuesday” just hit, and the economic ripple effects are already in motion. The stock market saw a significant sell-off, key recession indicators are flashing, and mortgage rates dropped yet again. These shifts could have a major impact on the economy, but will they spill over into real estate? And as an investor, could your costs rise even more?
In this episode, Dave breaks down what actually happened on “Tariff Tuesday,” which tariffs were imposed, and how they could shape the months ahead. We’ll cover how different countries are responding and what this could mean for inflation, the stock market, and what you really want to hear about—mortgage rates. Could rates continue their months-long decline, or are we bottoming out for 2025?
These new tariffs directly affect real estate investors and anyone within the industry, but is Dave changing his investing strategy for 2025? Should you second-guess your stock portfolio and search for more stable assets as the market rollercoaster continues? We’re getting into it in this episode!
In This Episode We Cover
The “recession indicators” going off that have economists and everyday Americans worried
Why mortgage rates are FALLING even though inflation concerns are rising
Whether tariffs will make real estate investing even more expensive (and which homes will be hit the hardest)
The stock market’s “Tariff Tuesday” reaction and what it signals about the economy
Retaliatory tariffs and which countries are firing back at the Trump administration
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Sign Up for the On the Market Newsletter
Find Investor-Friendly Lenders
Dave's BiggerPockets Profile
On the Market 293 - New Tariffs Mean Much More for Mortgage Rates Than You Think
Invest in Any Market Cycle with “Recession-Proof Real Estate Investing"
Sign Up for the On the Market Newsletter
Find Investor-Friendly Lenders
New Tariffs Mean Much More for Mortgage Rates Than You Think
Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-301
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Mortgage rates are now at their lowest point in months, giving homebuyers and real estate investors some much-needed relief. But it isn’t all good news. With lower mortgage rates comes more market volatility, a weaker job market, recession risks, and new inflation fears. A lot is impacting the housing market, and in a time when nothing seems to make sense, Dave is breaking down the logic behind why mortgage rates are falling even as the Fed pauses.
First, let’s talk about the good news: mortgage rates dropping half a percentage point from their three-month high to hit a new 2025 low. This is great news for buying real estate but may signal a bigger, more substantial economic shift. The bad news? Americans are growing fearful of the economy. A recession seems like it’s still in the cards, unemployment is rising, high-paying jobs are getting terminated left and right, and everything costs more.
With all that taken into account, what should YOU, a real estate investor, do right now to ensure you still build wealth regardless of which direction the market moves? Should you lock down a mortgage rate now or wait for even greater interest rate relief? Stick around; Dave is giving a full analysis of today’s economic state.
In This Episode We Cover
A new 2025 mortgage rate LOW as rates drop below the 7% threshold
Why Americans are pinching pennies and fearing for the economy
Is a recession still possible, or are we close enough to a “soft landing”?
How tariffs, inflation, and job losses (NOT the Fed) are moving mortgage rates
What investors should do NOW if they’re under contract (or will be) for their next property
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Sign Up for the On the Market Newsletter
Find Investor-Friendly Lenders
Dave's BiggerPockets Profile
On The Market 290 - Redfin: Tariff Fears Drive Up Mortgage Rates, Throwing 2025 Off-Track
Consumer Confidence Survey
Consumer Sentiment Index - University of Michigan
Invest in Any Market Cycle with “Recession-Proof Real Estate Investing”
Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-300
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Only two months into 2025, Zillow has significantly changed its original housing market prediction. With rising inventory, suppressed buyer demand from high mortgage rates, and sluggish market sentiment, Zillow’s home price forecast has been downgraded. Why the change, and what data is leading Zillow to project little or no home price growth this year? Orphe Divounguy, Senior Economist at Zillow, is on to share.
With a downgraded forecast, the question becomes: is the housing market leveling off, or could we be in store for home price dips? How will rent prices be affected with the massive wave of multifamily construction finally starting to taper off? With less supply coming online, will these units get absorbed, resulting in higher rents for single-family homes?
Have we finally reached the supply-demand equilibrium, putting the housing market on pause? What’s the one thing that could reignite buyer demand and lead to home price appreciation? Or, is this the new normal, and with little interest rate relief in sight, are we headed for years of a stagnant housing market? We’re getting Orphe’s expert take!
In This Episode We Cover
Zillow’s new February 2025 housing market forecast (and the sizable home price forecast downgrade)
Why home prices are stagnating, and the one crucial factor causing this
Mortgage rate predictions and whether we’ll see some real rate relief this year
Single-family and multifamily rent price predictions for 2025 (which will see the most growth?)
What should investors do: sit on the sidelines or capitalize on current conditions?
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Sign Up for the On the Market Newsletter
Find Investor-Friendly Lenders
Dave's BiggerPockets Profile
BiggerPockets Real Estate 1083 - Feb 2025 Housing Market Update: Are Our Predictions Already Wrong?
Zillow Home Value and Home Sales Forecast (February 2025)
Grab Dave’s Book, “Real Estate by the Numbers”
Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-299
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ICE’s February 2025 Mortgage Monitor report is out, revealing new data that may signal a “shift” in the housing market. Could these changes lead housing to bounce back or break down? One worrying metric is beginning to rise, but could it cause a downward spiral for the rest of the housing market? We’re uncovering it all on this episode with ICE’s Andy Walden.
From mortgage delinquencies to interest rate fluctuations, insurance overhauls, and more buyer power, the housing market is changing quickly. We’ll first talk about why a specific subset of homeowners is becoming increasingly delinquent on their mortgage payments. This group makes up a significant portion of the market, but could this uptick trigger a rise in foreclosures?
California’s wildfires became one of the costliest natural disasters in history, and with insurance providers already struggling, you may begin to feel the fiery effects on your next insurance bill regardless of where you live. Finally, some great news for buyers as Andy shares his optimistic forecast for mortgage rates and housing inventory, making it easier for you to buy your next property.
In This Episode We Cover
The worrying housing market metric that could signal distress among homeowners
Whether California’s wildfires could cause your insurance rates to jump
Foreclosure activity and why it isn’t vastly increasing as unemployment rises and inflation melts away spending power
Andy’s 2025 mortgage rate forecast and when rates could fall this year
Why homebuyers could have even better choices come this spring homebuying season
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Sign Up for the On the Market Newsletter
Find Investor-Friendly Lenders
Over 6 Million Americans Are Late on Their Mortgage Payments—Here’s What It Means for Investors
February 2025 Mortgage Monitor
Dave's BiggerPockets Profile
Grab Dave’s Book, “Start with Strategy”
Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-298
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There’s one key housing market factor that leads to home price growth. It doesn’t have to do with interest rates, property taxes, or weather. This single metric is the strongest predictor of your home price rising, staying stagnant, or falling. If you know where this metric is peaking, you can follow a data-driven trail to housing markets that will soon have higher home prices and get in before the masses.
What’s the secret metric we’re talking about?
Well, it’s not so much of a secret. This metric is easy to find online and can help you pinpoint markets with the highest potential for price growth. So, if it’s so easy to find, why isn’t every real estate investor using it? Mainly because most investors don’t know how important this metric is.
But today, we’re showing you exactly how to track where home prices could rise, how to pinpoint the neighborhoods within your market that could experience high price growth, and why this easily available predictive metric may change as the economy shifts.
In This Episode We Cover
The number one way of predicting whether home prices will grow in an area
How this metric strongly influences migration and brings more demand to cities
Where to find this data for free and the easy way to predict home price growth
Trends to start watching now that could foretell which cities will rise (and shrink)
How to find the fast-growing (and stable) neighborhoods to invest in within your city
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Find an Investor-Friendly Agent in Your Area
Dave's BiggerPockets Profile
BiggerPockets Daily 1431 - 12 Cities You’ll Regret You Didn’t Invest In 10 Years From Now
Bureau of Labor Statistics
Austin's BiggerPockets Profile
Grab Dave’s Book, “Real Estate by the Numbers”
Jump to topic:
(00:00) #1 “Growth” Metric
(04:01) Could Remote Work Change This?
(08:13) These Jobs Push Prices UP
(11:06) How to Predict Market Moves
(15:45) Trends to Watch
(19:15) Finding Growing Neighborhoods
Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-297
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Is now the time to stop investing and start saving cash instead? As an “asset bubble” balloons larger and larger, every investment is looking overpriced. Homes are at all-time high prices with massive mortgage payments, stock price-to-earnings ratios are reaching dangerous levels, and Bitcoin is hovering around six figures. We constantly talk about how consistently investing in real estate leads to long-term wealth, but is now the time to pause?
J Scott, the author of Recession-Proof Real Estate Investing and expert flipper, multifamily investor, and more, has significantly shifted how he’s using his money. While deals were plentiful before rates rose, they're now much harder to find—and not just in real estate. Who knows which tech and AI stocks will be worthless in a few years and which cryptos will crash?
So, what should you do with your money at this inflection point in the economy? Should you hoard cash and wait for opportunities, or follow the “dollar-cost averaging” advice and invest regularly? Will doing so cause you to miss out on opportunities if the economy begins to shift? We’re asking J his take in this episode!
In This Episode We Cover
J’s current investment portfolio and why he feels he has too much real estate
Exactly what J would do today if he were given $100,000 to invest
The 2025 “asset bubble” that has already formed (will it pop?)
The assets J is selling and why he stresses diversification in a different way
2025 buying opportunities and the major discount you could score on one profitable type of real estate
Why J thinks you should be putting MORE money down on your real estate deals now
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Sign Up for On the Market’s Newsletter
Find Investor-friendly Tax and Financial Experts
Dave's BiggerPockets Profile
BiggerPockets Real Estate 1071 - The Macro Analysis is Clear: Why We Are Reallocating (Away From Stocks) to Real Estate in 2025
J's BiggerPockets Profile
Grab J’s Book, “Recession-Proof Real Estate Investing”
Jump to topic:
(00:00) Intro
(01:32) J’s Investment Portfolio
(04:14) Don’t Buy Real Estate?
(05:56) The 2025 “Asset Bubble”
(09:46) Why J is Selling
(17:31) Timing the Market, Worth It?
(18:38) 2025 Buying Opportunities
(27:06) Buy in Cash OR Hoard Cash?
(33:10) Put MORE Money Down
Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-296
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Interest rates are still rising even three years after the first rate hikes. So what should you do: wait to buy when rates are lower, sell the underperforming properties you have while prices are high, or keep buying in hopes you can refinance? We’re explaining what each of us is doing with our money during this seven-percent rate era, plus how to score a lower rate loan on rental properties most investors overlook.
How is James planning on doubling his money even with high rates? By bringing back a once-popular investing strategy, James is creating a win-win no matter what direction rates go. You can repeat this, too, if you know his plan. Kathy shares how you can lock in a lower mortgage rate by buying new construction, freeing up cash flow all while having close-to-zero maintenance costs.
Henry shares some advice on why now is a solid time to think about selling the properties you don’t love and why high home prices can work in your favor whether you’re flipping, BRRRR-ing, or buy-and-holding.
In This Episode We Cover
How to still invest in real estate during high interest rates (plus our exact 2025 strategies)
Why now may be the perfect time to sell the properties you’re tired of holding
Better buying opportunities for new builds and how to score a low interest rate on a new property
James’ plan to double his money (and create cash flow) with a refreshed type of BRRRR strategy
The type of loan that has BETTER rates than residential financing (but can be used for rentals!)
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Find Investor-Friendly Lenders
Dave's BiggerPockets Profile
Henry's BiggerPockets Profile
James' BiggerPockets Profile
Kathy's BiggerPockets Profile
BiggerPockets Daily 1263 - Investors: Stop Worrying About Interest Rates—Here’s Why Right Now Is the Time to Buy
Pick Your 2025 Investing Strategy with Dave’s Book, “Start with Strategy”
Jump to topic:
(00:00) Intro
(03:02) Cash Flow Down, Prices Up
(07:58) Better Opportunity to Buy?
(12:26) Double Your Money with BRRRR
(21:24) Lower Rate Loans/Strategies
(26:23) “Debt Swap” Financing
Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-295
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A startup surge is coming, bringing lots of money, jobs, and housing demand with it. But this time, it isn’t Silicon Valley, Seattle, or Miami bringing in the angel investors and seed funding rounds…it’s the Midwest! This is no surprise—with lower home prices, higher affordability, favorable tax environments, and plenty of top universities, the Midwest could become a booming tech economy, but which cities will benefit most?
Austin Wolff is back on the show, bringing the data with him, and he brought Chicago-based investor and agent Dan Nelson to share which cities are the best bet for real estate investors.
We’re tackling the top five Midwest housing markets for startups, going through home prices, job growth, population growth, tax environment, and universities that could produce the educated employees startups rely on. Which markets could see killer appreciation (and cash flow) once this startup boom solidifies? We’re giving you the full list in this episode!
In This Episode We Cover
How the Midwest slowly became a haven for startups and tech companies
What makes a market “startup-friendly” and will lead to bigger business growth
The number one market with affordable home prices and great universities—but there’s one downside to watch out for
Midwest cities where you can still find high appreciation
Is this soon-to-be chip manufacturing city already overhyped by real estate investors?
The three markets we would buy rental properties in
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Find an Investor-Friendly Agent in Your Area
5 Reasons the Midwest is Hands Down the Best Place to Invest
Dave's BiggerPockets Profile
Midweststartups.com
Austin's BiggerPockets Profile
Dan's BiggerPockets Profile
Grab Dave’s New Book, “Start with Strategy”
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Tariffs and trade wars could affect mortgage rates much more than most Americans think. You’ve heard on the news that tariffs on Canada mean higher gas prices, tariffs on Mexico mean a bigger grocery bill, and tariffs on China lead to electronics and appliances becoming even more expensive. However, as a real estate investor or homeowner waiting to refinance, the key number to watch for the impact of tariffs is interest rates.
Today, we’re breaking down how the tariffs will affect you, which prices will rise, which real estate investments will become even more costly, and how interest rates have been held hostage by tariff threats. If tariffs are contributing to the current high mortgage rates, could tariff concessions lead to lower rates? If President Trump can work out deals with trade partners, would this mean a cheaper mortgage payment?
We’re breaking down tariffs, trade wars, rising prices, and how they’ll affect your real estate investments.
In This Episode We Cover
New tariff update: which countries have reached a deal and which are currently tariffed
Why mortgage rates are surprisingly affected by tariffs and trade wars
Who pays the tariffs once they’re in place (most Americans have this WRONG)
A post-tariff inflation prediction and whether we’ll bump back to pandemic inflation levels
Trump’s two primary goals for imposing tariffs on Canada, Mexico, and China
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Find Investor-Friendly Lenders
Dave's BiggerPockets Profile
On The Market 290 - Redfin: Tariff Fears Drive Up Mortgage Rates, Throwing 2025 Off-Track
Know the Numbers BEFORE You Invest with “Real Estate by the Numbers”
Jump to topic:
(00:00) Intro
(03:21) Tariffs Imposed, Now Paused
(05:26) Trump’s Tariff Goal
(07:48) Who Pays the Tariff?
(12:17) Inflation Prediction
(13:19) Which Prices Will Rise?
(16:49) Cars Could Cost Much More
(19:04) China's 10% Tariff Starts Now
(20:24) Big Mortgage Rate Effects
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With evidence of a global recession piling up, Americans have just one question—will we be affected? So far, everything is going well for the US. Job growth continues, unemployment is low, and asset prices are high, but with the global economy becoming increasingly interlinked, could a crash in Europe or Asia pull us down with them? Mark Zandi, Chief Economist of Moody's Analytics, has a contrarian viewpoint that defies the masses.
But Mark has bigger worries than a global recession taking down the US economy. We could be our own worst enemy as “tinder” for an interest rate fire begins to pile up, and the bond market may be more than ready to light it. Even with President Trump’s push for lower interest rates and the Fed pausing rate cuts, could we see mortgage rates fly up higher, defying the system meant to keep them in check?
Plus, what does DeepSeek’s entry into the AI race mean for the US economy? Could this cheaper, sleeker AI bring serious competition not only to the US AI market but also to chip manufacturers whose stock prices have been carrying the market to record highs? It’s a lot to unpack, but Mark does a phenomenal job laying it all out.
In This Episode We Cover
Whether the US’s strong economy could falter during the next global recession
DeepSeek’s threat to the US tech market and whether we’re facing another “dot-com bubble” scenario
Why interest rates are scarily close to rising again as the bond market gets increasingly frustrated
The catalyst for home prices to drop with so many “locked-in” homeowners
Are stocks way too overvalued with price-to-earnings ratios at record highs?
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Find Investor-Friendly Lenders
Dave's BiggerPockets Profile
On the Market 285 - Bond “Vigilantes” Hold Interest Rates Hostage as Rate Cut Hopes Shrink
Mark’s X/Twitter
Grab the Book, “Recession-Proof Real Estate Investing”
Jump to topic:
(00:00) Intro
(00:44) An “Exceptional” Economy, But…
(04:53) Tariffs Could Cost Us
(08:13) Why America is Winning
(10:46) Global Recession?
(12:44) Massive Interest Rate Risk
(20:23) Could Home Prices Fall?
(23:30) DeepSeek Changes AI Race
Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-292
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Which real estate trends could make you wealthier in 2025? Every year, it’s something new. A few years ago, it was short-term rentals, then mid-term rentals and multifamily investing took over. Now, the housing market has changed once again, and those same real estate investing trends aren’t so hot. So, what can you invest in NOW that gives you the highest return on the market before other investors realize it?
Today, we’re touching on three housing market trends that will skyrocket in 2025. Two of these are investing strategies that are making savvy investors serious money, and one is something EVERY single investor (and homeowner) must be aware of, or you could be stuck with a property bleeding money.
We’ll talk about the increase in “density” investing exploding demand for one often-overlooked type of asset, what to do when your cash flow is low in the wake of rising expenses, and why the silver tsunami may become the cash flow tsunami for one specific property.
In This Episode We Cover
The one investment property that can make you $10,000 - $15,000 per MONTH in cash flow (it’s way smaller than you think)
Why local governments are pushing investors to build “dense” housing units
Is cash flow dead as expenses rise and rents stay stagnant?
Why smart investors are selling some of their properties that don’t meet THIS criteria
When James says to NOT build an ADU (or DADU) on your property
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Find Investor-Friendly Lenders
Dave's BiggerPockets Profile
Henry's BiggerPockets Profile
James' BiggerPockets Profile
Kathy's BiggerPockets Profile
BiggerPockets Daily 1334 - A Wave of Zoning Law Changes Could Have Huge Impacts for Investors and Housing—Here’s What You Need to Know
Grab Dave’s Book “Start with Strategy”
Jump to topic:
(00:00) Intro
(00:38) "Density" Investing with DADUs
(10:54) Is Cash Flow Dead?
(19:08) Assisted Living Demand Explodes
Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-291
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Could Trump’s proposed tariffs be the reason for the recent rise in mortgage rates? Could this slow the housing market and cause affordability to get worse? What happens if rates stay higher for longer and more homebuyers get kicked out of the market? We’re talking to Redfin’s Chen Zhao about how tariffs will affect you and the surprising findings from a new homeowner survey foreshadowing something none of us wanted to see about housing inventory.
Tariffs could change many things: they could increase construction costs for houses, lead to higher inflation and higher mortgage rates, or put jobs back into American communities. Does the market believe the Trump administration will go forward with their flat tariff for most countries? Or will they pick and choose specific exporters within specific countries to tack a tariff onto?
Plus, why are sixty percent of homeowners planning NOT to sell their homes in the near future or…ever? If higher mortgage rates remain, will all those homeowners with low mortgage rates stay put without downsizing or moving, locking up housing inventory tighter than it currently is? It’s possible, potentially leading to long-term declines in real estate prices. But don’t worry, Chen breaks down the entire timeline.
In This Episode We Cover
Trump’s tariffs and the effect they’re having on mortgage rates
Redfin’s shocking new homeowner survey that points to more locked-up inventory
Is a real estate price correction coming? Why prices could slump after rising
Whether or not the market thinks Trump will go forward with vast tariff proposals
Why interest rates could stay higher for longer than many of us expected
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Find Investor-Friendly Lenders
Dave's BiggerPockets Profile
BiggerPockets Daily Podcast 1263 - Investors: Stop Worrying About Interest Rates—Here’s Why Right Now Is the Time to Buy
Redfin: More Than One-Third of Homeowners Say They’ll Never Sell
Grab Dave’s Book, “Real Estate by the Numbers”
Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-290
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The housing market is changing. Some once-hot markets are showing signs of becoming buyer's markets, giving you a better opportunity to snag your next real estate deal. With days-on-market growing but underlying fundamentals looking strong, this could be one of the best times to buy houses in cities that have phenomenal long-term potential but haven't heated up again to become seller's markets.
Why not skip the competition and buy in great markets beginning to cool? Today, we share some of the best markets to buy in, with the biggest investment opportunities. Data scientist Austin Wolff is back to talk about the "coldest" markets that have the best buying potential and some affordable cities that still have below-average home prices but well above-average housing market metrics.
We're talking about why these buyer's markets are suddenly emerging, Dave's favorite "cold" market with serious potential, Kathy's famous money-making market seeing massive job growth, and what to look for when buying in these (temporarily) chilled housing markets.
In This Episode We Cover
The new buyer's markets that boast solid housing market fundamentals
Why some of the nation's top markets are seeing days-on-market rise
Have homeowners finally accepted this new normal and are ready to sell?
Kathy's number one tip when buying and rehabbing older homes
The neighborhoods Dave's looking to buy in (long-term rent growth potential)
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Find an Investor-Friendly Agent in Your Area
Grab the Housing Market Data from Today’s Show
Dave's BiggerPockets Profile
Kathy's BiggerPockets Profile
Austin's BiggerPockets Profile
Know the Numbers Before You Buy with “Real Estate By the Numbers”
Jump to topic:
(00:00) Intro
(02:15) Why Housing is “Thawing”
(05:24) Signs Your Market is Slowing
(11:00) Buyer’s Markets Emerge
(15:19) New Buyer’s Markets
(21:10) Dave's Favorite “Cold” Market
(23:40) Do This Before Buying
Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-289
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We’ve got great news for investors, agents, lenders, and first-time homebuyers: housing inventory is about to rise…big time. After years of limited inventory, with homebuyers fighting tooth and nail to get into just about any home, the tide is finally turning. Rick Sharga from CJ Patrick Company brings new data and insight to the show, sharing why we could return to pre-pandemic housing inventory levels by the end of 2025.
Why is that good news for so many of us? Because home prices could slow, if not drop, in some markets as buyers get a better selection of houses to choose from. Those “locked-in” owners with rock-bottom interest rates have waited long enough to sell, and 2025 could be the time they put their homes on the market. But if a new wave of inventory hits the housing market, are we at risk of a home price correction or a crash?
Rick shares what the data shows and why investors are so pessimistic about the current housing market, even with the inventory forecasts looking so good. Will foreclosures rise again as consumer debt hits an all-time high? Could more off-market deals be in the pipeline in 2025? We’re asking Rick and getting answers to all those questions in today’s show.
In This Episode We Cover
A historic housing inventory rebound and why this is great news for buyers, agents, and lenders
Whether home prices will grow, stabilize, or crash with so much new inventory coming online
The new Investor Sentiment Survey and why optimism fell off a cliff in Q4 2024
The single-biggest worry for rental property investors in 2025 and why it may get worse
How to still find motivated sellers even with foreclosures at low levels
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Find an Investor-Friendly Agent in Your Area
Dave's BiggerPockets Profile
BiggerPockets Real Estate Podcast 1065 - It’s About to Get Good! (2025 Housing Market Predictions)
CJ Patrick Company
Investor Sentiment Survey
Grab Dave’s New Book, “Start with Strategy”
Jump to topic:
(00:00) Intro
(01:15) Housing Inventory to Rebound in 2025
(06:27) Home Price Growth to Slow
(08:45) Could Home Prices Crash?
(15:43) Investor Sentiment Falls
(21:53) Top Rising Cost for Rentals
(27:27) Foreclosure Deals?
Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-288
Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email [email protected].
Learn more about your ad choices. Visit megaphone.fm/adchoices - Visa fler
