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  • In Part 2 of Alexa, Yong Zhun, and Joan’s exploration of buyer personas, they discuss Maverick, or rather, “Dallas Maverick”—a high-earning bachelor in his Spring season, seeking a condo for both status and investment. With a $10K-$12K monthly income and a $1.1 mil budget, Maverick faces the dilemma: should he opt for a 1-bedder in the RCR, or aim for a 2-bed, 2-bath unit in the OCR

    The team covers everything from capital appreciation to the rentability of dumbbell layouts, comparing the pros and cons of Sengkang Grand Mall and Jewel at Buangkok, which could be potential areas of interest for Maverick.

    For Maverick, it’s crucial to make the right decisions based on his unique goals—not just follow trends. As the team discusses potential areas like Potong Pasir and Pasir Ris, see what they think would help a persona like Maverick balance his desire for status with sound investment strategies.

    Timestamps:00:00 Intro00:45 Spring Persona introduction04:25 Starting your journey05:06 Affordability07:11 MF Loan07:40 Choices available21:14 Recommended areas for Mavericks25:23 Age is a currency27:40 Summary28:44 Other personas29:45 Outtakes

  • This week on NOTG, Alexa, Yong Zhun, and Joan dive into the life of Charmaine, a typical 35-year-old at the end of her “Spring season”, who’s just trying to get her own place—kind of like Alexa! They chat about singles’ eligibility for HDB flats at this age and navigate through the various stages of property investment.

    They explore Charmaine’s options, from HDB resale flats and 2-room BTOs to 1-bedroom condos. The team breaks down the pros and cons, from mortgage costs and rental income to location and future resale potential. They also highlight the perks of acting early in today’s booming property market.

    Wrapping up, they dive into the nitty-gritty of living with tenants and renovating older flats versus the benefits of a 1-bedder condo. It’s all about making savvy, financially smart choices that fit a single-buyer’s goals and future stability!

    Timestamps:00:00 Intro00:42 Introduction of Spring Persona03:23 Affordability check for most singles05:39 Singles comfortable staying with their parents06:52 BTO Option12:25 BTO Option Comparison view22:09 HDB Resale Option29:36 HDB Resale Option Comparison view34:30 1-Bedder Condo Option38:29 1-Bedder Condo Option Comparison view P141:14 Names stuck in the property45:46 1-Bedder Condo Option Comparison view P250:31 Closing thoughts55:18 Next Episode55:44 Outtakes

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  • In part two of Melvin’s catch-up with The Weeblings, Sara and Aaron talk about how they tackle the high cost of living in Singapore, the significant challenges of saving for a house down payment, and the pervasive influence of social media on financial habits, highlighting how these factors shape their investment strategies.

    Topics include breaking down miles versus cashback, giving tips on using cards like the DBS Women’s World Card and UOB Preferred Platinum Visa. Sara shares valuable tips on maximising rewards, managing multiple credit cards, and, crucially, avoiding the pitfalls of credit card debt.

    The Weeblings address the challenges of the competition for BTO flats, and the impact of rising salaries on small businesses. They also discuss the cooling measures affecting property investments and the shift in housing plans among young Singaporeans, including preferences between BTO and resale flats. More on this concluding episode!

    Timestamps00:00 Intro00:58 Getting recognised01:52 Credit card strategies (Miles/Cashback)06:33 Keep up with credit card rewards07:43 Best credit card for dining08:11 Fear of people copying online content10:30 Debt management12:15 Struggle of getting your first house in Singapore21:16 Live in a HDB forever?23:10 Will Cooling Measures hold prices next year?25:48 Melvin's investment strategy30:16 Future plans of The Weeblings32:36 First YouTube Channel37:28 Advice for young content creators38:36 Candor Cards39:20 What does Aaron want more than anything?43:01 Sara's biggest choice that changed her life?45:35 Closing thoughts46:02 Outtakes

  • In this episode of NOTG, Melvin Lim chats with The Weeblings about their content creation journey, which kicked off during COVID-19. Sarah and Aaron Wee talk about starting with multiple daily posts and eventually finding their groove with financial related content across TikTok, Instagram, and YouTube.

    The Weeblings, known by their audience for their goal of a $1 million investment target, dive into what led them into the world of finance and their aim for financial freedom with $2.5 million each by 40—following the 4% rule. They break down their investment strategies, from Aaron’s army days dabbling in crypto and stocks to focusing on value investing and dividends. They also discuss how US monetary policies affect their decisions, particularly when it comes to property investments in Singapore.

    Aaron and Sarah also shared how their family's run-ins with financial scams shaped their approach to money. And on the discussion of scams, they highlight the importance of ethical financial advice and the constant battle with fake social media accounts impersonating them. Stay tuned and see what these siblings have to say about finance!

    Timestamps:

    00:00 Intro00:56 Content scheduling05:54 Is the Weeblings just a side hustle?06:38 Journey to a million dollars09:13 First investment12:48 Advice to fresh graduates for investment14:12 Investing methodology18:08 Following US news21:10 Aaron is fascinated about numbers23:08 Singapore interest rates increase, property prices also increase24:56 The current situation of buying your first property26:18 How Sara manage her money27:28 Fear of money32:10 View of retirement33:11 Their parents got scammed38:38 Fake Weeblings Channel / Telegram scams40:58 Money growing up45:34 Pursuing content creation full-time49:08 Monitising the Weebling brand53:36 View on cryptocurrency55:54 Part 2 teaser56:25 Outtakes

  • In this second part of the four seasons framework discussion, Jesley, Jun Wei, and Melvin Lim dive into the Spring season of property investment—a time when life starts to bloom with new opportunities. Today, we’re focusing on the personas of a typical Singaporean couple at age 33, who are making the big leap from a BTO flat to a condo. Jun Wei’s got some real-world experience here that makes this topic super relatable.

    We’re also taking a closer look at the nuts and bolts of property investments. Jesley and Melvin break down the financial benefits of splitting your investments, and they even bring out PLB’s proprietary ROI calculator to show how you can maximise returns from rental income, manage expenses, and grow your capital gains. They use a real couple’s journey to show exactly how this plays out—because seeing the numbers in action makes all the difference.

    To wrap it up, the team compares different investment strategies, digging into case studies that highlight the differences in rental yield and capital appreciation when you invest in one big condo versus two smaller ones. This is essential stuff for anyone thinking about upgrading their home, balancing the need for more space with the potential for better financial outcomes.

  • NOTG Banter is back! Jesley and Jun Wei, Listing Managers at PropertyLimBrothers, joins Melvin Lim for an engaging discussion focusing on the four seasons framework for property investment, exploring how different stages of life impact investment strategies.

    Seven buyer personas will be examined over the next six months, starting with Wayne and Joanne, a young couple navigating the complexities of their first property purchase. With a combined income of $8,000, they face the common fears and challenges that many first-time buyers experience, such as securing a BTO and dealing with conflicting advice. The team shares case studies and highlights alternative strategies, emphasising the importance of informed decision-making and future planning in property investment.

    Stay tuned for more insights into the financial implications of various property decisions, “rentvesting”, and the strategic importance of layouts and the future competition between properties. They also discuss leveraging bank loans and clarify the legality and sensitivity of the 99-1 ownership scheme for asset progression.

    (00:00:00) Intro(00:00:50) New Launch Convention Recap(00:02:04) 4 seasons of investing in property(00:07:58) Introduction of all personas(00:10:13) Introduction of Wayne & Joanne (Persona A - 1st Time Buyer)(00:16:24) Age 27+ / How long should you wait for a BTO attempt(00:18:51) Case study(00:26:47) "Showing of funds"(00:29:38) 99-1 ("Big Hoo-ha")(00:31:57) 99-1 Things NOT allowed(00:34:12) 99-1 What is allowed(00:35:23) Case study decision / "Rentvesting"(00:40:06) Couples with no kids splitting a property(00:43:22) What if there was no input of $700K?(00:47:15) Consider looking at ECs(00:47:50) What will condos compete on in the future?(00:48:59) Hundred Palms 3-Bedder efficient floorplan layout(00:57:17) Strategy for high-income earners below 35 years old(00:58:16) Persona B - HDB Upgrader Teaser(00:58:45) Outtakes

  • Part 2 of Melvin Lim’s chat with Seth Wee from Sethisfy dives into the nitty-gritty of credit card rewards. He breaks down when to go for cashback or miles, explaining the financial logic behind each choice and how you can maximise your credit card benefits. Seth also tackles the opportunity cost of travel rewards and shares pro tips for getting the best bang for your buck.

    But that’s not all—Seth reveals some savvy credit card hacks, like manufactured spending and using intermediary services to supercharge your rewards. He opens up about balancing a full-time job with a side hustle in credit card content creation, giving insights into time management and how to monetise your skills. Plus, he gives advice for young professionals on holistic financial planning and smart investing.

    Seth also looks to the future, sharing his thoughts on the role of AI and tech advancements. He talks about AI potentially surpassing human intelligence and its current use in recommending credit cards, while stressing that human expertise is still crucial for the best advice. All these and more on this concluding episode of NOTG with Seth from Sethisfy!(00:00:00) Intro(00:00:38) Against credit cards(00:02:18) Ways to monitor all your credit cards(00:03:33) Does the amount of credit cards affect credit rating?(00:05:15) Credit card strategies(00:06:10) Miles or Cashback(00:10:06) Not paying for your next flight(00:10:16) Selling off your miles(00:11:31) Credit card hacks / manufactured spending(00:15:55) Managing credit cards(00:17:35) Promos and deals(00:18:50) Sethisfy telegram channel(00:19:46) Monitising Sethisfy YouTube channel(00:20:13) Day job(00:23:21) Advice for fresh graduates(00:25:22) Becoming a content creator(00:26:19) 5 years plan(00:27:19) Other investments(00:29:41) Mentors(00:31:01) Future of AI(00:34:04) Closing thoughts(00:34:41) Outtakes

  • This week on NOTG, Melvin Lim, Co-Founder & CEO of PropertyLimBrothers, chats with Seth Wee from Sethisfy. Seth shares his journey from telemarketer to financial advisor, focusing on how his fee-only model eliminates commission-based conflicts and ensures unbiased advice.

    Seth highlights how his expertise in financial planning complements his personal finance YouTube channel. He provides valuable insights into optimising credit card usage, discussing the best credit cards for cashback and miles, and the importance of staying updated on new offers.

    Seth also shares lessons from his business ventures, including the significance of choosing the right partners and having clear dispute resolution mechanisms. His experience and advice make for a compelling and informative episode.

    (00:00:00) Intro(00:00:40) Education background(00:03:18 Self-employed parents(00:04:17) Sethisfy(00:05:24) Being an insurance agent(00:17:06) Start of Sethisfy Youtube Channel(00:18:00) Commissions of Insurance / Tuition business(00:25:10) Tuition business status(00:28:09) Optimal number of share holders(00:29:42) First blog(00:30:31) Why sign up for a credit card(00:32:00) Best credit cards to get in 2024(00:34:34) Part 2 Teaser(00:34:45) Outtakes

  • If you’re into financial related content, you might have come across our next guest!

    In this episode of NOTG, Melvin Lim speaks to Josh Tan, founder ofThe Astute Parent. Josh shares his journey from starting his YouTube channel in 2015 to becoming a trusted financial advisor. He discusses overcoming self-doubt, scaling his brand, and the importance of consistency in achieving long-term goals.

    Josh elaborates on his distinctive route in financial planning, which began during his undergraduate years and led him to choose a self-employed path. Over time, his focus evolved from basic savings and insurance plans to comprehensive retirement planning, highlighting the importance of aligning one’s online presence with their area of expertise and maintaining consistency in social media messaging.

    Find out more about Josh strategies on managing financial stages, as he shares advice, case studies and lessons from his (failed) entrepreneurial journey, on this episode of NOTG!

    Timestamps:00:00 Intro00:48 YouTube Channel Journey02:44 Financial Planning Journey04:42 First niche08:40 Mid 20s financial advice12:54 Seasons of life16:17 Approaching retirement20:24 Is their a formula for retirement?22:09 Good habits23:34 Insurance recommendations28:24 Life insurance for kids30:17 Life or Term?32:36 Allocating your cash for Insurance, Investing, Savings, ETC...35:13 Consuming Policies37:07 Residential loan to retirement38:43 Inheriting a big property41:07 Are you too optimistic on real estate?46:12 Sharing personal journey online50:40 Planning your inheritance54:41 Paying off your outstanding debt with your inheritance01:00:00 Remembering cases of customers01:01:28 Current company01:02:17 PromiseLand01:02:24 Why TheAstuteParent?01:06:06 Ice cream business mistakes01:13:58 Meaning of money?01:18:05 The next step01:19:09 Advice for parents01:20:37 Tax planning and stocks01:23:50 What professional skill are you currently working on?01:25:12 What title would you give this chapter in your life?01:26:56 Work life balance01:33:36 Outtakes

  • Welcome back to NOTG whiteboard sessions with Melvin Lim from PropertyLimBrothers! In this episode, Melvin discusses why new launch buyers prefer fresh projects, introducing the 4 seasons (spring, summer, autumn, winter) concept in relation to land acquisition and the 5-year property cycle. He explains how these cycles impact pricing and investment decisions, providing valuable insights for timing your property investments.

    The session highlights the median PSF of non-landed private new sales by region, showing significant price increases and the effects of past en bloc projects. Melvin covers our government’s controlled release of land to manage property prices and discusses the ownership distribution of private properties, emphasising the niche market for condos and apartments. He also explains how cooling measures like SSD and the revised ABSD have increased the average holding period of properties, stabilising the market and reducing quick sales.

    Curious about the future of property prices? Wondering how the decline in en bloc projects and new charges affect the market? Interested in why developers prefer GLS for its cleaner process? Melvin answers these questions and more!

    Timestamps:00:00 Intro00:44 New whiteboard01:11 Whiteboard Session Recap01:40 4 seasons of land acquisition & 5 year cycle04:36 New Launch sales by region05:18 Era of HUDC en block projects06:36 PSF surged to +$400 PSF in 202407:18 Non-Landed supply09:53 Non-Landed ownership distribution10:49 Non-Landed supply changes year-to-year11:14 En blocs are at an all-time low.12:01 Average holding period13:07 Stable supply13:37 +$400 PSF every 5 years16:52 Applying the 4 seasons to the 5-years cycle18:04 Seasons of where to expect new PSF benchmark19:36 Preparation for each season20:16 Summary21:11 Outtakes

  • Join Melvin Lim, Co-founder and CEO of PropertyLimBrothers, as he catches up Dawn Fiona, a.k.a SG Budget Babe! Dawn shares her journey of financial empowerment, having saved $20,000 in just one year on a modest ~$2,000 take-home monthly salary through disciplined savings strategies, not investments.

    What began in 2014 as a blog born out of boredom evolved into a platform focusing on finance, driven by Dawn's passion for writing and client engagement.Despite juggling roles, including teaching tuition to supplement income and covering parental allowances and insurance, Dawn found joy in educating others, viewing it as a passion rather than merely a means to an end.

    In 2022, she transitioned focus to a new business venture, balancing entrepreneurial pursuits with family responsibilities, including teaching tuition even through pregnancy. Dawn's insights on financial literacy for fresh graduates, emphasising debt clearance, emergency savings, and insurance planning, provide valuable guidance for navigating early adulthood challenges. Find out more about what drives and keeps SG Budget Babe driven, on this special episode of NOTG!

    Timestamps:00:00 Intro00:33 Start of blogging04:33 Side hustle mindset07:18 Fiona Dawn Cher fitness journey turn into business opportunity10:01 Teaching at home / Falling down the overhead bridge11:47 First finance article went viral13:13 Fresh graduate financial advice (Importance of insurance)14:15 Insurance to get18:27 Cut down debts as fast as possible19:40 Seasons of life29:14 Risk of retrenchment33:33 Will AI replace jobs?37:36 AI Investing39:11 Budgeting in the 20s42:09 Risk of Cryptocurrency42:58 Allocated budget for investing45:25 Knowledge of investing51:58 Checklist before investing55:22 Time analysing stocks / Fear of investing01:01:43 Time to sell a stock01:05:55 Meaning of money01:14:21 Meaning of money in your 40s01:17:08 Dealing with retrenchment01:20:53 Retire at 4501:24:43 Top three books01:28:17 Personal Growth from teaching and writing01:29:50 Work-life balance

  • Yu Rong, Jesley, and Marc from PropertyLimBrothers discuss the current issue of new launch prices being too high, and have sales have remained strong in spite of the high prices. They examine how bank valuations and market forces interact to determine these prices—Jesley describing this interaction as a potential flaw—stressing the importance of informed investment decisions and a deep understanding of market dynamics.

    The team explains the difference between momentum and value investing in real estate. They emphasise the need to ensure new launches have the potential for price appreciation and discuss factors influencing momentum in the property market. They also discuss how different unit types and views (e.g., lake-facing) affect pricing and demand, highlighting the significance of unique architectural features and facilities in driving interest and creating a strong market presence. For more exciting insights, stay tuned to this new launch-focused episode of NOTG!

    Ever considered investing in a new launch but hesitated, afraid of making the wrong choice or feeling overwhelmed by the options? Analyse over 80 projects in just 10 hours at the PLB New Launch Convention 2024 on July 7th, from 10 am to 8 pm @ Suntec City Convention Centre, Hall 404! Get ready for a day packed with 10 speaking sessions, including 6 frameworks shared by industry experts from PropertyLimBrothers, who will provide exclusive PLB frameworks for choosing the right projects.

    Tickets are still available! Sign up here: bit.ly/plbnlc24.

    Timestamps:00:00 Intro03:56 New Launch Convention Sharing07:46 New launches are too expensive?12:14 Momentum Investing14:39 Dairy Farm Residences first launch, not much sales18:14 64 new launches in 1 year21:20 Only new launches will make money?24:24 Resale vs New Launch buying behaviour28:50 This two are 100% guaranteed profitable30:46 Continuing Professional Development (CPD)31:46 2018 Cooling Measure, 11PM announcement35:23 Indicators of when developers will drop prices38:10 Buying the wrong unit by mistake40:05 Feng shui43:16 Floor levels in condos are not important44:20 Sora 80% lake view, which floor level would you select? (Tree Analysis)50:27 One stack, same price (Reverse FOMO Effect)52:25 Purpose of your purchase / Yu Rong is a Value Baller54:45 Facing can give you a 10% to 15% price difference56:50 Choosing the right facing01:03:13 Benchmark PSF01:04:52 Proper floor plans efficiency01:09:15 Selecting the right unit01:13:47 MRT impact to new launches01:17:25 Are MRTs really that important for new projects?01:20:20 "I don't want to be near MRT"01:24:30 Projects to keep a look out01:33:16 Outtakes

  • Today on Nuggets On The Go, Melvin Lim from PropertyLimBrothers speaks to Ming Feng, CEO of Seedly, an online platform focused on helping readers make smarter financial decisions with the right tools and the right mindset. He learns about Ming Feng’s journey from co-founding Dollars And Sense, balancing it with his job as a trader, and transitioning to Seedly as an intern; following which he worked his way up to head of marketing, and currently CEO.

    Find out what motivated this part-time DJ throughout his journey and what drove him to restart his career as an intern at Siddle, as he talks about his interest in growth marketing, Seedly’s evolution from a tech company to a content-driven platform and the importance of adapting to changing content consumption trends, and his thoughts on the future of real estate.

    On that note, have you always thought of investing in a new launch condo but find yourself hesitating, afraid of making the wrong choice, or perhaps overwhelmed by the options? Compare 151+ condos in 10 hours at PLB x Seedly New Launch Convention 2024 on July 7th, 10 am - 8 pm! 1 day, 10 speaking sessions with 6 keynotes by industry experts from PropertyLimBrothers, sharing exclusive PLB frameworks for choosing the right condo!

    Early bird tickets now available at $7, and are selling fast!sign up here: bit.ly/plbnlc24

    Timestamps:00:00 Intro01:04 What's like being the Head of Seedly?02:19 Mid-career switch06:02 First job experience07:22 Dollar and Sense10:00 Starting over as an intern11:45 What is Seedly?13:19 Changes of how people consume content16:20 Platforms of Seedly17:33 Target audience20:02 Being in the personal finance industry23:51 Seedly's active members24:41 The switch from tech company to media house28:37 Allocating a budget for marketing29:45 Short form or long form content?30:58 Paid marketing / How to balance marketing?35:14 Is long-term content better?36:38 What's the marketing approach for brand new companies?39:17 Marketing a band45:20 How Ming Feng became a DJ47:12 Key learning points from being a DJ and experience in finance50:41 Making it into the DJ scene53:54 Float therapy56:23 To-do list tips57:11 Positioning in being a personal finance industry58:52 Positioning in being a DJ59:52 What are the worries of working adults in finance space?01:05:17 Optimal age to start planning for retirement01:06:06 Get rich quick mentality01:08:33 Ming Feng investments01:11:59 Two books for business owners01:13:30 Short term satisfaction01:14:45 Card 1: "When was the last time you were proud of yourself?"01:16:35 Card 2: "If you could witness any event from the past, present or future, what would it be and why?"01:19:18 Future plans of Seedly01:21:21 New Launch Convention01:23:11 Outtakes

  • On this episode of NOTG, George, Shawn, and Jesley from PropertyLimBrothers discuss the impact of HDB upgraders on Singapore’s property market, noting the trend of increased condo ownership due to rising HDB prices and a desire for better capital appreciation. They explain how higher borrowing capacity also drives this shift. The team covers loan frameworks, MSR regulations, and property valuations, emphasising strategic property investment’s importance for capital growth. They highlight the value of property ownership in Singapore, where a buyer’s name has become a significant asset.

    Additionally, they share personal regrets and lessons from their property investments, such as not holding onto properties longer or not buying larger properties when possible. They stress considering future needs and the potential benefits of stretching one’s budget for a larger property. Stay tuned for more insights on the challenges of property investment and affordability. Find out about their personal opinions about real estate investment!

    Speaking of condos, have you always thought of investing in a new launch condo but find yourself hesitating, afraid of making the wrong choice, or perhaps overwhelmed by the options? Compare 80+ condos in 10 hours at PLB New Launch Convention 2024 on July 7th, 10 am - 8 pm! 1 day, 10 speaking sessions with 6 keynotes by industry experts from PropertyLimBrothers, sharing exclusive PLB frameworks for choosing the right condo!

    Early bird tickets now available at $7, sign up here: bit.ly/plbnlc24

    00:00 Introduction02:03 Home ownership ratio (Global Comparison)09:23 HDB upgraders16:36 Loaning capability36:47 Healthy monthly mortgage38:36 Searching for a new launch property44:28 Holding a property for too long49:51 Understanding the masterplan and your time horizon56:46 Average PSF for New Launches01:02:22 Efficient layouts01:07:47 Wipe out investment01:22:00 Purchasing power of Singapore household sector01:31:01 Buying too small01:40:15 Buying to the maximum01:50:20 New Launch Convention

  • On this special episode of Nuggets On The Go, we’re joined by Willie Keng, a full-time investor who has guided numerous investors in expanding their dividend portfolios. Previously, an associate director at a prestigious private bank with a solid six-figure income, he often found himself constantly trading his time for a paycheck. His passion for financial markets was undeniable, yet the corporate environment didn’t align with his aspirations.

    Join us as we explore his journey from his days as a materials engineering student to a lucrative corporate career and now to a full-time investor. Learn how he builds robust dividend portfolios, who inspires him and find out the strategies he adopted that have reshaped his life. See how he turned his passion for financial markets into a thriving pursuit of wealth and freedom. Be sure not to miss this enlightening episode!

    If you’re keen to read Willie’s articles and tips on dividends, bonds, and REIT investing, visit: https://www.dividendtitan.com/

  • We’re back with part 2 of New Launch 101! George and Yu Rong talk about the most anticipated new launch condos in 2024. They discuss key factors such as proximity to MRT lines, available amenities, and new launches with potential for lower prices due to low land acquisition costs. Their discussion continues with the importance of layout flexibility in new launch condos—where new launches often offer more bedrooms within the same square footage, providing more options for potential buyers.

    Find out more about the development of new launches in Toa Payoh, where its GLS sites are highly anticipated, and the potential of new launches in the heartlands like Bedok South, Tampines, and Pasir Ris. That being said, learn about the reasons behind price changes by developers. An interesting topic of discussion is Yu Rong’s mall tiers, ranging from basic neighbourhood malls to large, destination malls with unique offerings, and how this could potentially impact the attractiveness of a property.

    All these enriching insights and more on this New Launch 101 episode on Nuggets on the go! Speaking of new launch condos, have you always thought of investing in a new launch condo but find yourself hesitating, afraid of making the wrong choice, or perhaps overwhelmed by the options? Compare 80+ condos in 10 hours at PLB New Launch Convention 2024 on July 7th, 10 am - 8 pm! 1 day, 10 speaking sessions with 6 keynotes by industry experts from PropertyLimBrothers, sharing exclusive PLB frameworks for choosing the right condo! Join 3,000 like-minded new launch buyers to gain exclusive frameworks to secure your dream home.

    Early bird tickets now available at $7, sign up here: bit.ly/plbnlc24

    (00:00:00) Intro(00:00:45) Chuan Park(00:06:07) New launch is a sure hit?(00:12:21) Lego-style construction(00:15:21) Toa Payoh GLS Site(00:18:48) Golden Mile compound(00:22:53) Bagnall Court(00:29:27) New launch surprises(00:30:27) Tiers of Shopping Malls(00:34:16) PLB New Launch Convention(00:35:59) Outtakes

  • New Launch 101! George and Yu Rong talk about all there is to know about new launch condos—their current appeal, how to buy one, its processes and risks, their pros and cons, how to analyse factors such as price comparisons, layouts and locations, buyers’ remorse and more recently, the impact of the GFA harmonisation!

    But before that, the duo shares their thoughts on HDB’s newest resale portal, which aims to provide a more transparent and seamless transaction process for buyers and sellers, which is great news for existing homeowners! However, will it completely rule-out the assistance that a real estate agent could provide? What about when managing complex transactions, such as concurrent buying and selling, and over certain timeframes, or even when talking about portfolio planning?

    All these enriching insights and more on this New Launch 101 episode on Nuggets on the go! Speaking of new launch condos, have you always thought of investing in a new launch condo but find yourself hesitating, afraid of making the wrong choice, or perhaps overwhelmed by the options? Then get ready to compare 80+ condos in 10 hours at PLB New Launch Convention 2024 on July 7th, 10 am - 8 pm! 1 day, 10 speaking sessions with 6 keynotes by industry experts from PropertyLimBrothers, sharing exclusive PLB frameworks for choosing the right condo! Join 3,000 like-minded new launch buyers to gain exclusive frameworks to secure your dream home

    Early bird tickets now available at $7, sign up here: bit.ly/plbnlc24

  • The Whiteboard Series is a new series on Nuggets On The Go, focusing on different segments of real estate and exploring its key points in detail. In this first episode of The Whiteboard Series, Melvin Lim, co-founder and CEO of PropertyLimBrothers talks about all things new launch condos and why these projects remain popular among homebuyers, accounting for about 50% of monthly transactions.

    Stay tuned for an in-depth sharing on what you should know about New Launch condos. Melvin covers 11 key factors that attract buyers to new launches – the TOP Effect, Third Exit Audience, Popularity With Tenants, and Progressive Payment, just to name a few. Melvin also talks about one of the key processes of purchasing a new launch in Singapore, highlighting the importance of addressing defects before starting renovations, in view of the 1-year Defect Liability Period.

    Find out more about these terms and understand why new launches continue to be popular, beyond just being brand new products. Tune in to hear what Melvin has to say about new launch condos in this week’s focused episode of Nuggets On The Go!

    Want to be part of the discussions about all things real estate? Feeling a bit FOMO? Then join our NOTG Telegram community at t.me/notgpod, where like-minded individuals discuss everything about Singapore property. The NOTG team is inside the chat to answer all your questions too!

    (00:00:00) Intro(00:02:00) TOP Effect(00:11:01) Third Exit Audience(00:12:23) SSD(00:14:11) Progressive Payment(00:16:59) Renovation(00:20:40 Defect Warranty(00:21:42) One Year Delayed Instalment(00:22:28) No COV(00:25:59) New 99 year lease(00:29:28) New Design & Tenants Popularity(00:29:44) Closing thoughts(00:30:04) Outtakes

  • The NOTG team continues their discussion with infrastructure development and its influence on property investment decisions. This week, they focus on regional developments, beginning with the impact of the cancelled high-speed rail project between Malaysia and Singapore and the premature hype it generated. They also explore the potential of Woodlands, highlighting the notable appreciation in property prices there over the past few years.

    In an interesting segment, Melvin raises a few scenarios to the rest about investing in properties in neighbouring countries, given the appeal of foreign properties with lower entry barriers, their lower value, and the advantage of Singapore’s stronger currency. Tune in to hear what Joan, Grayce, and George have to say on this very interesting episode of Nuggets On The Go!

    Want to be part of the discussions about all things real estate? Feeling a bit FOMO? Then join our NOTG Telegram community at t.me/notgpod, where like-minded individuals discuss everything about Singapore property. The NOTG team is inside the chat to answer all your questions too!

    (00:00:00) Average Joe(00:00:44) Jurong's Potentials(00:11:14) Woodlands' future (MRT to JB)(00:21:50) Would you buy Malaysia properties? (Singapore - Malaysia MRT Connection)(00:28:38) Currency risk investing in foreign countries(00:32:29) "Buy for what"(00:44:18) Investing in a stable country(00:48:36) Outtakes

  • This week, the NOTG team discusses the URA Master Plan and how it can guide property investment decisions. They highlight the importance of understanding different plot zones and the development potential, as well as plot ratios determining the density of developments that might impact properties with previously unblocked views, which, in turn, could affect desirability and eventually their value.

    Regarding the URA Master Plan, the talk of the town for the longest time has been the development of the Greater Southern Waterfront. Is it considered overhyped? Is it still too far down the road for sellers to factor it into their property’s selling quantum? What will the future hold for that area? What about other upcoming projects like the Long Island project?

    Tune in as Melvin Lim, George, Grayce, and Joan from PropertyLimBrothers delve deep into the URA Master Plan, Land Plots, Government Land Sales, EC plots, and the foreseeable future development in Singapore Real Estate! Hear what they think about these factors and their impacts!

    (00:00:00) Intro(00:00:36) Investing too early into a masterplan(00:08:43) Planning your future according to the Singapore's master plan(00:10:40) 2014 vs 2019 Master Plan(00:12:47) How to read the URA master plan(00:18:35) Master plan may change(00:20:59) NOTG team preferences(00:23:34) Living near schools(00:27:39) Bayshore genius master plan(00:29:47) Goverment land sales(00:34:02) Long Island master plan(00:38:19) Greater Sourthern Waterfront is it overhyped?(00:44:38) HDBs near Reflections at Keppel Bay(00:46:58) Teaser(00:47:25) Outtakes