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  • In this episode of the Mind Money Soul podcast, I’m going to be sharing

    In this episode:

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    Download the ULTIMATE annual money planner

    Connect with me on Instagram, on LinkedIn or on TikTok

    Send me an Email

    Book a Money Mindset Exploration Session

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    Get a copy of my FREE Money Date Template

    Join Becoming Debt Free

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  • In this episode of the Mind Money Soul podcast, I’m going to be sharing the psychology of spending.

    I’ve had an absolute ball this summer #noregrets but I can say with confidence that I’ve bought and spent money on things that I definitely don’t need. Let’s be honest - most of us have been here. Our spending habits are closely tied to our mindset, so today we’ll be exploring this connection to help you make positive changes towards financial freedom. Moving from impulsive to intentional spending starts with building a strong connection to your goals and values. When you’re truly aligned with what you want for your future and the deeper reasons behind why you value money, it becomes easier to pause and ask, “does this purchase bring me closer to my goals, or does it pull me further away?” This kind of self-questioning helps you spend more intentionally, prioritizing what truly matters to you.

    Seeing yourself as financially empowered is another powerful mindset shift. When you focus your self-worth and fulfilment on experiences, relationships, and personal growth—not just material goods—you create a sense of value that can’t be taken away. Your self-worth is built on how you view yourself, the way you show up in your relationships, and the impact you have on others, not on the things you own or the way others perceive you. The more in tune you are with yourself, the more you’ll enjoy life without relying on external gratification. Learning to sit with your emotions, knowing you’ll be okay regardless of what you’re feeling, is incredibly powerful. Material things might bring a quick fix but that feeling fades fast. Lasting fulfilment comes from within.

    In this episode:

    What is impulsive spending? How does your belief system impact your spending? How does the reward cycle in our brain work? The influence of society, marketing and social media on our spending habits 6 ways to shift to more conscious spending

    Resources

    Download the ULTIMATE annual money planner

    Connect with me on Instagram, on LinkedIn or on TikTok

    Send me an Email

    Book a Money Mindset Exploration Session

    Get a copy of my FREE Monthly Spending Planner Template

    Get a copy of my FREE Money Date Template

    Join Becoming Debt Free

    Join The Feel Good Investor

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  • In this episode of the Mind Money Soul podcast, I’m going to be sharing why certain behaviours aren't helping you make any financial progress and 5 steps to implement change.

    Tell me, do any of these beliefs or behaviours sound familiar? “Im so shit with money, whats the point in trying?” Maybe you start off the month with the best of intentions and a budget, but you make a small little mistake and the whole plan goes straight out the window. Perhaps you have an ‘all or nothing’ attitude, so you live by extremes and find yourself yo-yo-ing between saving and then splurging it all. Maybe you say things like “I’m a spender, I just can’t help it!”. Or maybe you’re a perfectionist and you think there's a perfect money management process out there where nothing goes wrong and you feel like you haven’t cracked it yet so you keep starting new every month and never make any process. If you relate to any of these, I’m going to be sharing why these behaviours aren't helping you make any financial progress and most importantly how to shift your attitude and energy.

    I’ll be divulging why how you identify is how you will act, how the compound effect shapes your finances and habits over time and 5 ways that you can shift your energy and attitude. Getting honest with your habits, mindset and behaviours and acknowledging how the compound effect can shape your life over a year, and even 10 years, will help you start to make positive change. The quicker you can nip your negative behaviours in the bud and implement positive financial habits with your budgeting and your language, the quicker you’ll be able to create a life of financial freedom, whatever this looks like to you.

    In this episode:

    How you identify is how you will act

    Why these behaviours aren't helping you make any financial change

    How the compounding effect applies to your finances and habits

    What happens if you keep making the same mistakes every month

    5 ways to shift your energy and attitude

    Resources

    Download the ULTIMATE annual money planner

    Connect with me on Instagram, on LinkedIn or on TikTok

    Send me an Email

    Book a Money Mindset Exploration Session

    Get a copy of my FREE Monthly Spending Planner Template

    Get a copy of my FREE Money Date Template

    Join Becoming Debt Free

    Join The Feel Good Investor

  • In this episode of the Mind Money Soul podcast, I’m going to be sharing the harsh reality that you might be wasting your time and money.

    I’m going to call you out on this - if you are spending mindlessly, you are wasting your life. Ouch. That’s a killer to hear, I know. When you go to work, whether that is a 9-5, you run your own business or you’re self-employed, you are swapping your time for money. Time is our most valuable asset. Why? It’s a finite resource and we only have so much of it in a day, a week, a month, a year, a lifetime. Unlike money, once you’ve spent it, you can’t get it back or make any more. Which is why you could argue that time is more valuable than money.

    So, if you go to work, swap your time for money and then mindlessly spend that hard earned cash on things that don’t add to your life, then you could say that you are wasting your life. Wealth is the ability to fully experience life, so if you find yourself spending on things that are not going to benefit your health, wealth or future self, or inhibits your ability to experience life to the fullest, then you need to schedule a money date. Get honest; evaluate your spending habits and get connected with your values in order to make conscious choices that support your goals and dream life.

    In this episode:

    Why time is more valuable than money What does the ability to fully experience life mean to you? How poor choices can diminish your health Examples of 2 clients who were "wasting their life" due to their spending habits Mindful spending and assessing your habits: do you spend in line with your values? 3 actionable tips to help you work towards financial freedom

    Resources

    Download the ULTIMATE annual money planner

    Connect with me on Instagram, on LinkedIn or on TikTok

    Send me an Email

    Book a Money Mindset Exploration Session

    Get a copy of my FREE Monthly Spending Planner Template

    Get a copy of my FREE Money Date Template

    Join Becoming Debt Free

    Join The Feel Good Investor

  • In this episode of the Mind Money Soul podcast, I’m going to be sharing what to do if you feel guilty spending your money.

    There are two main reasons you might feel guilty about spending money: either you're not saving or investing enough to progress financially, or you're successfully building wealth but have a poor relationship with money. I’ll be helping you identify the source of your guilt and sharing tips on how to find the perfect balance between saving, investing and enjoying your money.

    Some people save or invest most of their income, waiting for a certain point—like retirement at 60—to enjoy it. But as you age, your time, health, and energy diminish. If you keep waiting to enjoy your money, many of the things you're saving for might not be possible or desirable later in life. It’s crucial to seize opportunities and live in the now. If you wait to spend your money, your habits can become so ingrained that you’ll struggle to shift to a spending mindset later, and you'll keep finding excuses to postpone. That said, don’t spend everything—balance is key. This comes down to improving your relationship with money, budgeting and setting financial goals. The ultimate goal is to achieve financial freedom in order to retire comfortably and enjoy your dream life, but also to spend your money and create memories that will continue to pay dividends and last you a lifetime.

    In this episode:

    Examples of how you might feel guilty spending money The two main reasons behind money guilt Practical tips for overcoming guilt around spending Exploring the emotional side of money and why you deserve to enjoy it The consequences of waiting until retirement to enjoy your money

    Resources

    Download the ULTIMATE annual money planner

    Connect with me on Instagram, on LinkedIn or on TikTok

    Send me an Email

    Book a Money Mindset Exploration Session

    Get a copy of my FREE Monthly Spending Planner Template

    Get a copy of my FREE Money Date Template

    Join Becoming Debt Free

    Join The Feel Good Investor

  • In this episode of the Mind Money Soul podcast, I’m going to be sharing 30 things I learnt at 30.

    This week, I’m celebrating my 31st birthday! I felt compelled to share my own reflections on life, growing older and why your life does NOT end at 30. Like many, I feared this milestone. I entered the pandemic at 27 and felt like I’d been robbed of my prime years (I’m sure many of you can relate to this). So much is geared towards being in your 20’s; experimenting, having fun, experiencing life, not having it all figured out and the reassurance that it’s ok because this is what your 20’s are for. All this does is reinforce the idea that mistakes and messiness outside of your 20’s is not welcome and if you don’t have your shit together in your 30s then you’ve failed. Now that I’m on the other side of 30, I realise how untrue this is. This year I’ve cared less, felt more liberated and free than ever, and I’ve had SO MUCH fun. I’m truly 30, dirty and thriving and it’s going to be an ICONIC decade.

    I’ve rounded up my own list of 30 life lessons I’ve learned along the way, from self-investment to why I’m so here for empowering sex, how a gua sha has quite literally changed my face, and why sometimes being delulu is the solulu. Tune in to hear why your thirties have the potential to be the best years yet, my top life lessons that will change your perspective on age, growth, and self-worth and how to thrive at any age—without the pressure of having it all figured out.

    In this episode:

    Why your life does NOT end at 30

    My experience of empowering sex

    The #1 question you should ask yourself after a date

    The non-negotiable thing I do EVERY morning

    How to be the creator of your own life

    Resources

    Download the ULTIMATE annual money planner

    Connect with me on Instagram, on LinkedIn or on TikTok

    Send me an Email

    Book a Money Mindset Exploration Session

    Get a copy of my FREE Monthly Spending Planner Template

    Get a copy of my FREE Money Date Template

    Join Becoming Debt Free

    Join The Feel Good Investor

  • In this episode of the Mind Money Soul podcast, I’m going to be sharing the emotional, practical, psychological side of sticking to a budget.

    Staying on track of your spending is one of the BIGGEST issues in my community; I want you to know you’re not alone. I’ll be real with you - I have been a master budgeter, but since I started my business, went full time, took a pay cut and made the conscious decision to do more in terms of living my life, budgeting has become more difficult. Money management and mindset is an ongoing journey. I’ve saved £40,000, I’m a money coach AND I’ve struggled to stick to my budget at points too. Have I always stuck to my budget? No. Have I got tricks that help me? Absolutely.

    For a lot of you, the word ‘budget’ will bring up a lot of feelings about sacrifice and compromise but in actual fact, a budget is the tool that gives you freedom in the long run. This is why it’s so important to work past your emotional and psychological traps so you can use a budget to your advantage in order to build financial confidence, achieve financial freedom and expand your abundance mindset.

    In this episode:

    Challenges of adhering to a budget The emotional aspects of managing a budget 4 practical strategies for staying on budget 4 emotional tips for maintaining your budget The long-term advantages of budget consistency

    Resources

    Download the ULTIMATE annual money planner

    Connect with me on Instagram, on LinkedIn or on TikTok

    Send me an Email

    Book a Money Mindset Exploration Session

    Get a copy of my FREE Monthly Spending Planner Template

    Get a copy of my FREE Money Date Template

    Join Becoming Debt Free

    Join The Feel Good Investor

  • In this episode of the Mind Money Soul podcast, I’m going to be sharing 4 practical things you can do to break free from a scarcity mindset and unlock abundance.

    As we say goodbye to our summer of fun and move into autumn, now is the perfect time to check-in on our money mindset. Have you caught yourself recently saying comments like “I’ll never be able to afford that” or “I won’t get that money back”? Language and thoughts like these are tell-tell signs that you have adopted a scarcity mindset. This mindset will hold you back and can lead to poor financial decisions. You might find yourself stuck in a pay check to pay check situation or missing out on amazing opportunities because you’re afraid to let go of your money. You might find yourself not investing in things like stocks, courses, and business opportunities because you’re afraid of losing money. Ironically, this mindset is the thing that holds you back from making moves that will build you wealth over time.

    This is why it’s imperative that you shift to an abundance mindset, if you dream of a life full of financial freedom. With an abundance mindset, you’ll be more likely to make good financial decisions, take strategic risks, invest in your future and make long term decisions that will build real wealth. It’s important to acknowledge where your mindset is at right now, where it could be, and where it’s holding you back, so that you can take action and make massive shifts in your financial freedom. You have the power to take these small steps and you have the capability to learn. The more you learn, the more action you can take, and each day you’ll see how this domino affect will transform your confidence and wealth.

    In this episode:

    What is a scarcity mindset? How a scarcity mindset holds you back financially What is an abundance mindset? How abundance shifts your financial perspective: 4 practical things you can do to shift from scarcity to abundance

    Resources

    Download the ULTIMATE annual money planner

    Connect with me on Instagram, on LinkedIn or on TikTok

    Send me an Email

    Book a Money Mindset Exploration Session

    Get a copy of my FREE Monthly Spending Planner Template

    Get a copy of my FREE Money Date Template

    Join Becoming Debt Free

    Join The Feel Good Investor

  • In this episode of the Mind Money Soul podcast, I’m going to be sharing how to improve your credit score.

    At some point in your life you're going to need to borrow money and in order to do so you’ll need a good credit score. Working class people are often taught that borrowing money and consumer debt is bad - largely because of high-interest rates and the fact that it’s often used to purchase depreciating assets - however wealthy people are taught to use debt strategically. They leverage borrowing to grow their wealth, whether through business ventures, student loans, or real estate investments like mortgages.

    If your credit score is low, there are steps you can take to improve it. However, it's important to remember that your credit score isn't everything. While a good score is important if you're planning to buy a house, other financial factors matter too. Remember, your self-worth is not your net worth… or your credit score. If your score is less than ideal, focus on improving it so that you're in a stronger position when you need to borrow in the future.

    In this episode:

    Why credit scores are important How having a good credit score can help you Factors that can negatively affect your credit score 6 things you can do now to improve your credit score

    Resources

    Download the ULTIMATE annual money planner

    Connect with me on Instagram, on LinkedIn or on TikTok

    Send me an Email

    Book a Money Mindset Exploration Session

    Get a copy of my FREE Monthly Spending Planner Template

    Get a copy of my FREE Money Date Template

    Join Becoming Debt Free

    Join The Feel Good Investor

  • In this episode of the Mind Money Soul podcast, I’m going to be sharing the 7 important lessons that I've learnt on my journey about finances.

    One of the greatest lessons I've learnt is that it's important and necessary to take risks. People sometimes say "investing is risky”, but the irony is; saving your money instead of investing is risky and it has major downsides. A lot of us are taught from a young age that saving is the safest option and most of us bring this mindset into adulthood. But the reality is, inflation is eating into the buying power of your money and you are quite literally loosing your hard earned cash. Strategic, calculated risk-taking is not about being reckless; it's about making smart investments that can help you grow your wealth over time. By doing so, you’re not just preserving your money, you’re actively working to increase its value.

    Money is an incredible tool that can enable you to live the life of your dreams. It’s not just about having enough to get by, it’s about using your financial resources to create the lifestyle you desire.Tune in to discover some of the biggest eye-openers I’ve encountered on my financial journey and how you can apply them to your own life to build wealth and become financially free.

    In this episode:

    How to recognise why you shouldn't rely on others for money Why investing is the answer to building wealth, not saving How to understand the importance of taking strategic risks Why you can't budget your way out of a low income The quickest way to undo financial progress (avoid this) How to accept that your financial progress doesn't have a linear trajectory

    Resources

    Download the ULTIMATE annual money planner

    Connect with me on Instagram, on LinkedIn or on TikTok

    Send me an Email

    Book a Money Mindset Exploration Session

    Get a copy of my FREE Monthly Spending Planner Template

    Get a copy of my FREE Money Date Template

    Join Becoming Debt Free

    Join The Feel Good Investor

  • In this episode of the Mind Money Soul podcast, I’m going to be sharing the difference between having a wealthy mindset and a rich mindset.

    Now, you might hear the words 'wealthy' and 'rich' and think they mean the same thing, but when it comes to mindset there is a HUGE difference. I’m going to be breaking down why you want to be adopting a wealth mindset if you want to create a life of financial freedom and happiness. The first step is identifying what wealth means to you and getting really clear on your why. If your answer is 'freedom', what does freedom mean to you? Sometimes we throw out answers that are fluffy and intangible, but we don't actually know what they mean for us. For example, when I think about my version of wealth in the short term, it means being able to travel with my business, grow my investments and afford to live in London whilst still being able to afford to explore the world. My long term idea of wealth is working less, travelling more, being able to look after my health and prioritise wellness, choose how I spend my time, live a certain level of luxury and have financial stability.

    When you have a rich mindset, the focus is on money, materialistic things and numbers, but when you have a wealth mindset, the focus is on health, time, freedom and the ability to choose. Materialistic things fade; it’s ok to want them but if this is your only goal you’re not going to feel fulfilled. Money can’t buy you friendships, love, family, experiences; spending your money on things and items doesn’t last or satiate. Having the habits and rituals of a wealthy mindset will build your wealth over time and create a life financial freedom.

    In this episode:

    How to identify and break down what wealth means to you What a rich mindset looks like What a wealthy mindset looks like How to apply a wealthy mindset to your business and life The value of investing and how to create your dream life How to reverse engineer your big happy goals with a wealthy mindset

    Resources

    Download the ULTIMATE annual money planner

    Connect with me on Instagram, on LinkedIn or on TikTok

    Send me an Email

    Book a Money Mindset Exploration Session

    Get a copy of my FREE Monthly Spending Planner Template

    Get a copy of my FREE Money Date Template

    Join Becoming Debt Free

    Join The Feel Good Investor

  • In this episode of the Mind Money Soul podcast, I’m going to be sharing what to do if you feel like you don't have enough money to start investing.

    People say to me ALL the time: "I want to invest but I don't have enough money”. Now, this is very subjective because one persons "I don't have enough" is another persons "wow, what a lot of money!” I bet that most of you (except those of you who are budgeted down to the penny) have a little bit of money in your monthly spending allowance that you can use to invest. I guarantee that somewhere you are accidentally wasting money. When I say ‘wasting', I mean a combination of spending mindlessly, not being savvy or not paying attention, for example wasting money on subscriptions you don't use. Even if it is £20 a month, this money can make all the difference to your financial future.

    Investing isn't about waiting for lots of money to invest. It's about getting started with what you already have, taking time to get to know your finances by having monthly money dates, and using this knowledge to find money to invest. Most importantly, you want to do this in a way that is judgement free. Why? Placing judgement on your finances is one of the worst things you can do - it creates shame, embarrassment and guilt. You can't shame yourself into better habits, you have to love yourself there. So, if you’ve been wasting £20 on a gym membership you're not using, don’t judge yourself! Shift your mindset and flip it into a positive. You now have £20 to invest and this is just the beginning of building wealth for your life and creating financial freedom. How exciting!

    In this episode:

    Why you should start investing, even if you have just £10

    The impact of investing £20 over 30 years

    How to identify where you are accidentally wasting money

    The importance of having money dates and being judgement free

    How cutting back can help us. get started with better financial habits

    How to adopt an empowering mindset by making conscious choices

    3 ways to make more money so you can invest

    Resources

    Download the ULTIMATE annual money planner

    Connect with me on Instagram, on LinkedIn or on TikTok

    Send me an Email

    Book a Money Mindset Exploration Session

    Get a copy of my FREE Monthly Spending Planner Template

    Get a copy of my FREE Money Date Template

    Join Becoming Debt Free

    Join The Feel Good Investorf

  • In this episode of the Mind Money Soul podcast, I’m going to be sharing the cost of your dream life.

    It might be easy to feel like your dream life is way off. Perhaps it feels overwhelming to think how you’ll actually achieve it, but it might not be as far off as you think. Humans have a tendency to over-inflate and under-inflate in the wrong places. It's similar to how we overestimate what we can do in a day, but underestimate what we can achieve in 5 years. When you apply this concept to your dream life, you’ll quickly learn how it could be just around the corner if you take the right steps to get there.

    The crux of it is; saving is for the short term, but investing is for the long term and THIS is what is going to help you create your dream life. No one ever got a rich lifestyle just from saving, you HAVE to be investing. With investing, you can get to a point overtime where you've created passive income. Imagine this: your money continues to grow whilst you use some of it to live your dream life, until you’re ready to take a step back from work and you can retire and live of your investments as a full time income. Putting math and strategy behind your dream life is fail safe. You have to know what you're working towards. Why? If you aim at nothing, you're going to hit every time. Tune in to today’s episode and take part in the fun exercise to uncover how you can live your dream life. DREAM BIG!

    In this episode:

    How to work out what your dream life looks like and will cost you An example and breakdown of what you'd need to live a 10K month dream life How to make your money work FOR you so you can live your dream life Why you need to be investing if you want to be financially free

    Resources

    Download the ULTIMATE annual money planner

    Connect with me on Instagram, on LinkedIn or on TikTok

    Send me an Email

    Book a Money Mindset Exploration Session

    Get a copy of my FREE Monthly Spending Planner Template

    Get a copy of my FREE Money Date Template

    Join Becoming Debt Free

    Join The Feel Good Investor

  • In this episode of the Mind Money Soul podcast, I’m going to be sharing what to do if you’re scared to start investing.

    I've had a lot of conversations with 'finance bros' who just talk at me, but recently I had a conversation with a guy who did a really good job at explaining crypto. Initially, I dismissed it, but the more he explained it to me and I gained an understanding, the more I was open to exploring it. It made me realise that the way I initially reacted with fear, is the way a lot of people in my community feel about investing. It's this reaction of "I'm scared, I don't understand it, I don't want to talk about it and therefore it's not for me!"

    This conversation and reaction inspired me to record an episode on how to navigate fear when you're scared of investing. Knowledge is power, especially when it's put into action. You can't just mess around and hope that one day your finances will sort themselves out. It’s important to find out what fuels you in life. Why do you want money? What does wealth mean to you? What does freedom look like to you? You can use this to fuel and drive your motivation to learn. This can be your North Star to guide you to get started with investing. Learning how to work through, reduce and act upon your fear is going to help you create your dream life and actually build wealth.

    In this episode:

    How to uncover what's behind your fear of investing What do do if you're scared of investing because of 'losing money' What to do when you hear horror stories about investing What to do if you're scared of investing because you don't 'know enough' Why you don't need loads of money to start investing

    Resources

    Download the ULTIMATE annual money planner

    Connect with me on Instagram, on LinkedIn or on TikTok

    Send me an Email

    Book a Money Mindset Exploration Session

    Get a copy of my FREE Monthly Spending Planner Template

    Get a copy of my FREE Money Date Template

    Join Becoming Debt Free

    Join The Feel Good Investor

  • In this episode of the Mind Money Soul podcast, I’m going to be sharing the 3 mindsets that you need to have to be a successful investor.

    Your mindset is the foundation for everything you do in life. When it comes to building wealth, you won’t get very far without understanding, embodying and mastering the following mindsets; patience and consistency, embracing risk and adopting an abundance mindset. Patience and consistency are vital because the magic of compound interest depends on time. It’s simple, you can’t rush something that needs patience and strategy to grow. Embracing risk is crucial. No one ever got rich just from saving! Our mind is trying to protect us from the unknown and whilst it might feel like saving is providing you with financial stability, taking no risk at all can really limit building wealth and long term financial growth.

    Adopting an abundance mindset quite literally has the power to transform your life. It’s about shifting your mindset to view investing as opportunity to create your dream life. People who are financially independent, build wealth and invest think about their long term goals, have mastered these 3 mindsets and put their money to work for them. So, if you want to begin thinking like an investor, become financial independent and achieve your big happy goals, tune in!

    In this episode:

    3 mindset shifts you need to become a successful investor Why patience and consistency are the recipe for success Why taking no risk is the biggest risk of all The importance of building an abundance mindset Why you lose time and money when you leave your money in savings

    Resources

    Download the ULTIMATE annual money planner

    Connect with me on Instagram, on LinkedIn or on TikTok

    Send me an Email

    Book a Money Mindset Exploration Session

    Get a copy of my FREE Monthly Spending Planner Template

    Get a copy of my FREE Money Date Template

    Join Becoming Debt Free

    Join The Feel Good Investor

  • In this episode of the Mind Money Soul podcast, I’m going to be sharing my four step method to money mindset mastery.

    Today’s episode is slightly different as I’m sharing a recent conversation where I was interviewed by Anita Anello, a fellow business owner, coach, successful software executive and mom dedicated to helping women enjoy more time, money and freedom. We dive into all things money mindset, your relationship with money, financial freedom and understanding your financial habits.

    I’m a big believer that the way you think and feel about money will be your reality with your money. All the decisions that you make about money come from a place of emotion which we then justify with logic. We all have a money mindset (the unique beliefs and attitudes you have towards money that impact the way you earn, save and spend money) and we all have a money story (your belief system made up of individual, societal, religious, cultural and generational beliefs). These both shape the way you view money and how it works in the world. It’s important to remember that you have the power to change your money story and cultivate a positive, empowering and abundant mindset. Tune in to today’s episode for my 4 step method…

    In this episode:

    How to understand your money story and money mindset The psychology of money: why money is emotional The difference between growth mindset vs. fixed mindset Your relationship with money: survival, spending and success Step 1: Bring awareness to your money story, get curious! Step 2: Believe that you can change, acquire a growth mindset Step 3: Change your language around money, it’s powerful Step 4: Techniques to build and strengthen your abundance mindset

    Resources

    Connect with Anita Anello

    Download the ULTIMATE annual money planner

    Connect with me on Instagram, on LinkedIn or on TikTok

    Send me an Email

    Book a Money Mindset Exploration Session

    Get a copy of my FREE Monthly Spending Planner Template

    Get a copy of my FREE Money Date Template

    Join Becoming Debt Free

    Join The Feel Good Investor

  • In this episode of the Mind Money Soul podcast, I’m going to be sharing how you can create your dream life. We’re celebrating the 100th episode of Mind Money Soul!

    In line with this milestone, I decided to go through some of my old journals from the past decade. It was wild (and emotional) to reflect on my journey and I wanted to share my 10 biggest lessons in the hope that it reminds you just how possible it is to have WHATEVER you want, even if right now it doesn’t feel achievable. I’m a big believer that no matter who you are, you can create your dream life. We were given dreams for a reason. If you have a dream and you can imagine it, then you can have it. Everything gets created twice, first in our mind and second when you put it out into the world. The version you have in your mind is important, it’s powerful and it’s possible.

    If you really want something, you can change your life. If you work hard, use your willpower, practise discipline, try different things and embody that future version of yourself, one day you'll find you're living your initial dream. This is why being present is so important. Time is going to pass anyway, so why not try and create the life you want, go after your dreams and embody that version of yourself, because along the way you’re going to hopefully enjoy the journey and find that you've created a life for yourself that is bigger and better than you ever imagined.

    In this episode:

    Celebrating our 100th episode of Mind Money Soul

    Top 10 reflections and lessons from my old journals

    The power of big thinking: how to create your dream life

    The world is abundant, you can have ANYTHING you dream of

    Mindset, motivation and inspiration to help you achieve your dream life

    Resources

    Download the ULTIMATE annual money planner

    Connect with me on Instagram, on LinkedIn or on TikTok

    Send me an Email

    Book a Money Mindset Exploration Session

    Get a copy of my FREE Monthly Spending Planner Template

    Get a copy of my FREE Money Date Template

    Join Becoming Debt Free

    Join The Feel Good Investor

  • In this episode of the Mind Money Soul podcast, I’m going to be sharing exactly what to do if you're struggling to hit your financial goals.

    We all go through ebbs and flows of staying on track towards our big happy goals. One moment you could feel like the ultimate savings Queen and the next minute you could be splashing the cash like there’s no tomorrow without absolutely no motivation to save. Take it from me, I’ve been saving on and off for over 14 years. Since I was 16, I’ve gone through amazing periods where I’ve felt unstoppable and other times where it’s felt really tough.

    I’m almost certain that you too can relate to the highs and lows of saving. Maybe you are playing small and not saving consistency. Maybe you are self-sabotaging and constantly dipping into your savings. Maybe you keep overspending and have nothing left to even save. All these things will leave you feeling like you’re not progressing towards your goals. So, today I’m sharing my top 5 tips to help you stay motivated towards your financial dreams and aspirations, including how to identify your issues and goals, how to get emotionally connected to them, and the practical actions to save and track your progress.

    In this epsiode:

    Why you might be struggling to commit to your financial goals

    My top 5 tips to help you stay motivated towards your big happy goals

    The importance of becoming emotionally connected to your goals

    How to identify if your self-sabotaging behaviour is hindering you

    How to become more consistent with your savings

    What to do if you're overspending each month

    How to successfully save towards your financial goals

    Resources

    Download the ULTIMATE annual money planner

    Connect with me on Instagram, on LinkedIn or on TikTok

    Send me an Email

    Book a Money Mindset Exploration Session

    Get a copy of my FREE Monthly Spending Planner Template

    Get a copy of my FREE Money Date Template

    Join Becoming Debt Free

    Join The Feel Good Investor

  • In this episode of the Mind Money Soul podcast, I’m going to be sharing how you can fluctuate and transition between spending and saving and what you can do to find balance.

    You’ll go through phases in your life where sometimes you’ll be spending more than you’re saving, and vice versa, depending on where you’re at in your life, your goals and priorities. I don’t know about you, but right now, it’s summer 2024 and I can safely say I’m in my spending era. I’m having a good time, making memories, enjoying my money and living my best life. That said, I’m a big believer that you can always return to a healthy balance between saving, spending and investing.

    When it comes to finding balance, it can be so easy to fall off the wagon and even easier to beat ourselves up about it, but we can’t shame ourselves into better habits. When it comes to the question “how much should I be saving and spending”, there is no right or wrong answer and it’s going to look different for everyone. You can gain clarity around what balance means to you by reverse engineering and mapping out your financial and big happy life goals. It’s important to remember that spending money is always going to be a part of living your life, but it’s not healthy to live pay check to pay check. As much fun as you can have spending your money, the stress of not having money saved or invested can be greater and cancel out the fun. This is why the balance is so important; ensuring that you’re continually feeding your emergency fund, and that you’ll be safe and secure if you ever were to lose your income, but also saying yes to opportunities and living life to the fullest.

    In this epsiode:

    Why you can fluctuate between a spending and saving era What it looks like to be in a spending era in summer 2024 What should you do be doing with your money? How to find a healthy balance and step back into saving and investing Find your motivation and gain clarity on your big happy life goals

    Resources

    Download the ULTIMATE annual money planner

    Connect with me on Instagram, on LinkedIn or on TikTok

    Send me an Email

    Book a Money Mindset Exploration Session

    Get a copy of my FREE Monthly Spending Planner Template

    Get a copy of my FREE Money Date Template

    Join Becoming Debt Free

    Join The Feel Good Investor

  • In this episode of the Mind Money Soul podcast, I’m going to be sharing the top 5 ways to make free money.

    Who doesn’t love free money?! In this episode, I dive into some smart ways to get the most out of your money, starting with the Lifetime ISA. Find out how you can get free cash from the government just by opening a Lifetime ISA, and learn about its perks and limitations. I also reveal a key industry secret: the benefits of a Stocks & Shares Lifetime ISA, and why it’s a great tax-efficient way to save and grow your money.

    Tune in as we explore various other money-making strategies. Learn how to boost your finances using referral schemes, and discover cashback and reward sites and apps that let you earn money while you shop. Yes, you heard that right—you can actually get paid to shop online! I also talk about the importance of paying into your workplace pension and how switching your current account, banks, or utility providers can score you up to £200. So, if you’re looking to make some extra cash, don’t miss this episode!

    In this epsiode:

    Why you should open a Lifetime ISA How to utilise cash back and reward websites - get paid to shop! Why you're missing out if you're not paying into your workplace pension Earn up to £200 by switching your current account, bank or utility provider How to make the most out of referral schemes

    Resources

    Download the ULTIMATE annual money planner

    Connect with me on Instagram, on LinkedIn or on TikTok

    Send me an Email

    Book a Money Mindset Exploration Session

    Get a copy of my FREE Monthly Spending Planner Template

    Get a copy of my FREE Money Date Template

    Join Becoming Debt Free

    Join The Feel Good Investor