Avsnitt
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Today I talk about what I think love is. What is unconditional love? What does it mean to love ourselves and why is that important? Is there anything we can do to remove our worthiness of being loved?
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I’m still here! It’s been months since I posted an episode. I feel like so much has happened since my last episode. A lot of growth and introspection. I suddenly felt like it was time to record my thoughts this morning and I just started recording right then. I see this podcast evolving a bit from its original vision - but not entirely.
I want to start focusing on a more holistic approach to living life to its fullest and seizing the day beyond just financial success. Building wealth will likely still have a place in the mix, but I want to focus on improving my/our mental game and how we approach life, work, family, friends, and the time we spend with our own mind.
I hope you enjoy where this goes next! I’m not sure myself, but I love having a place to pour out my thoughts, and having a place to put my thoughts engages my mind to start looking around for new things to think and talk about.Click this link to support the Podcast! https://anchor.fm/nobettertime/support
Logo created by Rufus Man (https://www.facebook.com/rufusman101) creator of Yonder Comics (https://www.patreon.com/yondercomics)
Intro song:
Cooking & Food Background Music | ITALIA by Alex-Productions | https://www.youtube.com/channel/UCx0_M61F81Nfb-BRXE-SeVA
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Saknas det avsnitt?
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Have you ever been so overwhelmed by something big, that you never even take the first step? Or maybe you waited way longer than necessary to get started?
That is how I felt before ever buying my first house. It all seemed too complex and impossible to even approach. The truth is, buying a house or refinancing a mortgage is a big and complex process, but I have learned that working with the right people makes it feel simple. That is where today's guest Dylan Tucker comes in. Working with people that understand the complexities of things like the mortgage application process is key to keeping your sanity and also getting the most desirable results.
This truth goes beyond just mortgages. If there is something big we need to do, but many people need to do it, then I guarantee there are resources out there to guide you through it. So get started! Move forward with confidence! You can do it!
Dylan is my personal Loan Officer/broker. Today we talk about how to prepare and approach the mortgage loan pre-approval and application process for first-time home buyers, or those looking to refinance. You can learn more about Dylan at https://www.communitylendinggroup.com/our-team/dylan-tucker/ or you can email him at [email protected]. I hope you enjoy the episode!
Click this link to support the Podcast! https://anchor.fm/nobettertime/support
Logo created by Rufus Man (https://www.facebook.com/rufusman101) creator of Yonder Comics (https://www.patreon.com/yondercomics)
Intro song:
Cooking & Food Background Music | ITALIA by Alex-Productions | https://www.youtube.com/channel/UCx0_M61F81Nfb-BRXE-SeVA
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We don't have to look far to find lessons in the world around us.
My guest Kurtis Hanni specifically finds financial lessons in the world around him. In his podcast "Delve Into Money", he specifically reads non-financial books and finds ways to apply the lessons learned to money and finances. We had such a great conversation around what it takes to set ourselves up for success and how to not get discouraged when we inevitably make mistakes (because mistakes are truly bound to happen). I really love his perspective on life and how he thinks and talks about these important principles. I know you are gonna enjoy it!
Learn more about Kurtis and his podcast by visiting delveintomoney.com
Two books he brings up are "The Psycology of Money" by Morgan Housel and "Tiny Habits" by BJ Fogg
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Logo created by Rufus Man (https://www.facebook.com/rufusman101) creator of Yonder Comics (https://www.patreon.com/yondercomics)
Intro song:
Cooking & Food Background Music | ITALIA by Alex-Productions | https://www.youtube.com/channel/UCx0_M61F81Nfb-BRXE-SeVA
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My guest today is the highly inspiring Howard Dekkers! Howard is the founder of the Howard Dekkers School of Success which can be found by visiting www.HowardDekkers.com. Howard is currently traveling the country in his RV with the sole purpose of spreading education about how to become financially free.
He didn't start really focusing on building wealth until he was in his late 30s. If you have listened to very many of my episodes, you probably know why that caught my attention! He has come up with a system that just works. You don't have to own your own business or make a huge salary to retire with wealth and live your best life. It really comes down to understanding how investing works, making a plan, and executing on it. That is where Howard's course comes in. He has broken down a path to understanding and building a plan. You can learn more about his message and even try his free 30-minute intro course at his website. Let's get moving! I hope you enjoy the interview. I know I did!
Click this link to support the Podcast! https://anchor.fm/nobettertime/support
Logo created by Rufus Man (https://www.facebook.com/rufusman101) creator of Yonder Comics (https://www.patreon.com/yondercomics)
Intro song:
Cooking & Food Background Music | ITALIA by Alex-Productions | https://www.youtube.com/channel/UCx0_M61F81Nfb-BRXE-SeVA
Music promoted by https://www.free-stock-music.com
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Above The Clouds by | e s c p | https://escp-music.bandcamp.com
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My guest today is an example of success in many areas we would measure it by. Nicole Bremner is a investor, podcaster (The Nicole Bremner Podcast), author, and speaker (among many other things!).
She grew up quite poor in Australia, but found herself highly successful in her early 20s making six figures in the banking industry, but not yet having the skills and understanding in how to manage her money. She is very passionate about teaching her children money management skills from an early age, so they will not find themselves in a similar situation. This is something I am also very passionate about as well.You can learn more about her at nicolebremner.com. I hope you enjoy the show!
Click this link to support the Podcast! https://anchor.fm/nobettertime/support
Logo created by Rufus Man (https://www.facebook.com/rufusman101) creator of Yonder Comics (https://www.patreon.com/yondercomics)
Intro song:
Cooking & Food Background Music | ITALIA by Alex-Productions | https://www.youtube.com/channel/UCx0_M61F81Nfb-BRXE-SeVA
Music promoted by https://www.free-stock-music.com
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Above The Clouds by | e s c p | https://escp-music.bandcamp.com
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I found myself explaining the concept of investing and passive income to my 8-year-old as a way to get him excited to do his jobs to earn money towards his "payday" on Saturday.
He doesn't feel the need to do his jobs since he already has some money. I'm trying to help him understand that if he keeps drinking water from a cup without adding more water, it will eventually be an empty cup. I then tried to help him understand the idea of making more than we spend so our money is growing rather than shrinking. That of course leads to the idea of taking our excess and investing it and having it grow while we sleep. I compared each of his invested dollars as being individual workers that are building more money for him. He then asked me how many "workers" he has in the stock market. He then wanted to know how many I have. I gave him a general answer of "thousands" compared to his roughly 200 workers to give him an idea of the possibilities. This may not have made a dent in his 8-year-old brain, but it sure got ME excited to get more dollar bills employed in the labor of makine me more passive income! I need to start taking more action and executing some of the ideas I have been thinking about! Let's get those dollars working for us!
Click this link to support the Podcast! https://anchor.fm/nobettertime/support
Logo created by Rufus Man (https://www.facebook.com/rufusman101) creator of Yonder Comics (https://www.patreon.com/yondercomics)
Intro song:
Cooking & Food Background Music | ITALIA by Alex-Productions | https://www.youtube.com/channel/UCx0_M61F81Nfb-BRXE-SeVA
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Above The Clouds by | e s c p | https://escp-music.bandcamp.com
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This episode came at a very good time for me. I recorded it back in June and as I edited it today I realized how much I needed to hear what my guest Ron Aguilar (from Utah Valley Videos) had to say about building a business and also what to do when you find yourself burning the candle at both ends. I have been feeling very overwhelmed with all the things I have been taking on and have been reassessing my life and looking to establish more balance. Do I want to keep my side business going? Do I want to keep doing this podcast? All of these things are good things, but I'm questioning if trying to do it all is starting to catch up and affect my life in ways that I'm not super happy with. Ron is so awesome, and an inspiration. I hope you enjoy the conversation!
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Today's guest is Jeremy Nicolaides. I have been excited about his episode ever since I recorded it! Jeremy is the founder of www.goldenoctopillar.com where he helps people become free financially and find more happiness by building passive income streams. You do not have to wait until you retire before you have wealth and freedom! Our time is the most valuable thing we have, so why not spend as much of it doing the things you love and bring you the most purpose and joy? Find your right path and find more meaning and happiness. I hope you enjoy this conversation!
We also talk about the book "The One Thing" by Gary Keller which is a great book that I am currently in the middle of. That can be found on Amazon HERE
Click this link to support the Podcast! https://anchor.fm/nobettertime/support
Logo created by Rufus Man (https://www.facebook.com/rufusman101) creator of Yonder Comics (https://www.patreon.com/yondercomics)
Intro song:
Cooking & Food Background Music | ITALIA by Alex-Productions | https://www.youtube.com/channel/UCx0_M61F81Nfb-BRXE-SeVA
Music promoted by https://www.free-stock-music.com
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Today's guest is Jason Baller the co-host of the Sprinkled with Hope podcast. Today we discuss the things he has learned from his guests in the 100+ episodes they have recorded over the past year or so. He has noticed some recurring themes and truths that have come up across all those interviews. He has noticed that success is often tied to a person's ability to be humble and grateful. Being humble enough to ask for help in improving and then showing gratitude for the help we receive really goes a long way.
Jason is also now offering two separate courses on their podcast's website. you can learn more by going to: https://sprinkledwithhope.com/training-courses
I hope you enjoy the conversation. I know I did!
Click this link to support the Podcast! https://anchor.fm/nobettertime/support
Logo created by Rufus Man (https://www.facebook.com/rufusman101) creator of Yonder Comics (https://www.patreon.com/yondercomics)
Intro song:
Cooking & Food Background Music | ITALIA by Alex-Productions | https://www.youtube.com/channel/UCx0_M61F81Nfb-BRXE-SeVA
Music promoted by https://www.free-stock-music.com
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My guest today is Kaulana Shum, someone that I have known since the Summer of 2004. He has made quite a name for himself in software sales and sales leadership. He tells his story of taking risks and pivoting throughout his life and career. He has bought homes in various cities and states as his work has moved him to new locations. He has learned things along the way. Things have gone his way, and some mistakes were made, but the learning never stopped. Everything we experience, but particularly failure, is an opportunity for learning and growth! I know you will like this one!
Click this link to support the Podcast! https://anchor.fm/nobettertime/support
Logo created by Rufus Man (https://www.facebook.com/rufusman101) creator of Yonder Comics (https://www.patreon.com/yondercomics)
Intro song:
Cooking & Food Background Music | ITALIA by Alex-Productions | https://www.youtube.com/channel/UCx0_M61F81Nfb-BRXE-SeVA
Music promoted by https://www.free-stock-music.com
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Above The Clouds by | e s c p | https://escp-music.bandcamp.com
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Today's guest is the amazing Betsy Jorgensen! She discusses the things she has learned as she has made her way upwards in various large companies during her career so far. She has found herself doing things she did not originally expect like managing people and negotiating contracts with vendors.
Even if you do not see yourself staying where you are, or even doing what you are doing forever, it's still important to learn how to make the most of your opportunities, especially when negotiating starting salaries and raises. Understanding how things work behind the scenes at companies in general, and learning how things work at your current company is very important to not leaving anything on the table when the time comes to negotiate.
Click this link to support the Podcast! https://anchor.fm/nobettertime/support
Logo created by Rufus Man (https://www.facebook.com/rufusman101) creator of Yonder Comics (https://www.patreon.com/yondercomics)
Intro song:
Cooking & Food Background Music | ITALIA by Alex-Productions | https://www.youtube.com/channel/UCx0_M61F81Nfb-BRXE-SeVA
Music promoted by https://www.free-stock-music.com
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Above The Clouds by | e s c p | https://escp-music.bandcamp.com
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Today I talk to Todd Bauerle (a returning guest!) about the power of awareness. No matter where we are in life, we always have room for more growth. Being aware of what we really want - truly getting to the core of it required awareness to cut through the white noise and distractions and doubts. If we want something we need to manifest it first in our minds.
Todd has a FREE 5-day masterclass that from July 26th - 30th 2021 called "the Secret to Abundant Living", and he wants you to join him! You can learn more and register by going to bauerleconsulting.mykajabi.com/the-secret-to-abundant-living right now! I know you will enjoy this one!
Click this link to support the Podcast! https://anchor.fm/nobettertime/support
Logo created by Rufus Man (https://www.facebook.com/rufusman101) creator of Yonder Comics (https://www.patreon.com/yondercomics)
Intro song:
Cooking & Food Background Music | ITALIA by Alex-Productions | https://www.youtube.com/channel/UCx0_M61F81Nfb-BRXE-SeVA
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Today's guest is Camille Neilsen, owner of U Dance Studio in Lehi, Utah. Her story is so interesting as she went from growing up studying and dancing ballet, to becoming a dance fitness teacher using Zumba and hip hop for gyms and others dance and fitness businesses.
When she moved back to Utah from Washington state 2 years ago, she decided to go for it and start her own dance fitness studio, which has since evolved to other types of dance disciplines. Her story is so relatable, as she has learned to be confident and own her endeavor. That confidence can take some work to find at times, but it is within all of us!
You can learn more about and even take classes from her or one of her teachers by visiting utahdanceandfitness.com
Click this link to support the Podcast! https://anchor.fm/nobettertime/support
Logo created by Rufus Man (https://www.facebook.com/rufusman101) creator of Yonder Comics (https://www.patreon.com/yondercomics)
Intro song:
Cooking & Food Background Music | ITALIA by Alex-Productions | https://www.youtube.com/channel/UCx0_M61F81Nfb-BRXE-SeVA
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Do the letters HSA mean anything to you? If not, then this episode is for you! If you know what an HSA (Health Savings Account) is, then there is a decent chance there are some aspects of an HSA as a retirement vehicle that you are not aware of, or could use a reminder.
The HSA is a very powerful tool with great tax benefits. Today I get into it with Jonathan Gawrych who you may remember from previous episodes. The HSA is one of the first things you can do to start building retirement wealth if you are not already doing it. If you do not have the option with your current health insurance plan, it is something to consider moving forward, especially if your company is setup to also contribute to your HSA if you have one. I hope you enjoy this episode!
You can learn more about what an HSA is at https://www.healthcare.gov/glossary/health-savings-account-hsa/
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Cooking & Food Background Music | ITALIA by Alex-Productions | https://www.youtube.com/channel/UCx0_M61F81Nfb-BRXE-SeVA
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Does the skill of budgeting feel like something that has eluded you? Do you put it down on paper and it looks so good, but then at the end of the month your actual spending looks nothing like your plan? When it comes down to it, it is hard to say no to things we want, especially if we don't have enough confidence in our ability to stick to our budget in the first place. Having a realistic budget and sticking to it is possibly the most important first step to building wealth and executing our plans for building wealth. Today I speak with Erik Donohoo about budgeting and specifically using the " You Need a Budget" or "YNAB" app for budgeting. This is just one powerful tool we both love for budgeting but is of course not the only way to go. The important thing is to come up with a budget and sticking to it, and not beating yourself up when you don't. Feeling like a failure and not pivoting when we make financial mistakes doesn't get us closer to where we want to be either. I hope you enjoy!
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Logo created by Rufus Man (https://www.facebook.com/rufusman101) creator of Yonder Comics (https://www.patreon.com/yondercomics)
Intro song:
Cooking & Food Background Music | ITALIA by Alex-Productions | https://www.youtube.com/channel/UCx0_M61F81Nfb-BRXE-SeVA
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Above The Clouds by | e s c p | https://escp-music.bandcamp.com
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Do you feel like investing and building wealth is only for the brightest and most elite? I used to feel that way too. We do not have to feel like we are on the outside of an arena where only the professionals can play the game. With a little information and direction, we can find public arenas/courts/fields to play the game. It still takes work and your skills will improve with time, but you need to get on the court and start playing ASAP!
Click this link to support the Podcast! https://anchor.fm/nobettertime/support
Logo created by Rufus Man (https://www.facebook.com/rufusman101) creator of Yonder Comics (https://www.patreon.com/yondercomics)
Intro song:
Cooking & Food Background Music | ITALIA by Alex-Productions | https://www.youtube.com/channel/UCx0_M61F81Nfb-BRXE-SeVA
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Above The Clouds by | e s c p | https://escp-music.bandcamp.com
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Have you ever felt like life is falling apart all around you? Sometimes we can have a string of "bad luck", and how we react really makes all the difference in the world.
Today's guest Cary Judd had a much worse 2020 than most (and that is saying a lot considering the global circumstances in 2020), and the way he processed his grief was to start something new. He took on a new challenge that starting opening doors he didn't even realize existed before. He is now about to leave for Iceland where he will ride an electric skateboard over 800 miles! Yes, you read that right! Soon you will be able to watch a documentary chronicling this journey. You will have to watch to learn more, but trust me, it's worth it!
You can learn more about the documentary here https://www.youtube.com/watch?v=Ax6TYxHS1_U
and on Instagram at https://www.instagram.com/caryjudd/
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Find where you can subscribe by visiting www.nobettertimepodcast.com
Logo created by Rufus Man (https://www.facebook.com/rufusman101) creator of Yonder Comics (https://www.patreon.com/yondercomics)
Intro song:
Cooking & Food Background Music | ITALIA by Alex-Productions | https://www.youtube.com/channel/UCx0_M61F81Nfb-BRXE-SeVA
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I have been reading a really excellent book call "The Simple Path the Wealth" by J L Collins (https://amzn.to/2U1y8S0). And it really has gotten my wheels turning on how I could better approach my investing journey.
I have been using Betterment as a way to invest in various funds, but I've realized that the Vanguard VTSAX - Vanguard Total Stock Market Index Fund (https://bit.ly/3qjhWaJ), is a really great fund that encompassed about 3,700 US businesses that is self-cleansing by removing the failed companies in the stock market from the fund over time. It has a great history of good performance that is low maintenance from an investor's perspective and has low fees (0.04% which is quite low as I understand it). I talk about why I have decided to move my money from Betterment into Vanguard, and why I am done playing the individual stock game via Robinhood (mostly done at least lol). Check it out and let me know what you think! I would love to hear feedback on what you do or do not agree with from my conclusions and on my new strategy moving forward.
I also get into my plans to start moving a bit into staking with crypto. Still very fresh and new to this whole idea too, so that will be interesting and fun to explore and discover.
I of course am not a financial advisor and am simply on a path of learning and wealth building. Let's do it together!
Click this link to support the Podcast! https://anchor.fm/nobettertime/support
Logo created by Rufus Man (https://www.facebook.com/rufusman101) creator of Yonder Comics (https://www.patreon.com/yondercomics)
Intro song:
Cooking & Food Background Music | ITALIA by Alex-Productions | https://www.youtube.com/channel/UCx0_M61F81Nfb-BRXE-SeVA
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Above The Clouds by | e s c p | https://escp-music.bandcamp.com
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When it comes to the world of freelance and side hustles, few people know it better than Jordan Mazziotti owner of Mazziotti Design (https://www.mazziottidesign.com) and JMazz Digital (https://www.jmazzdigital.com/). He has been doing creative work for companies and his clients for the better part of two decades, and his ability to build lasting relationships and turn them into partnerships is very impressive. We discuss how he got to where he is and his new focus on creating avenues of passive income. You do not want to miss this one!
Click this link to support the Podcast! https://anchor.fm/nobettertime/support
Logo created by Rufus Man (https://www.facebook.com/rufusman101) creator of Yonder Comics (https://www.patreon.com/yondercomics)
Intro song:
Cooking & Food Background Music | ITALIA by Alex-Productions | https://www.youtube.com/channel/UCx0_M61F81Nfb-BRXE-SeVA
Music promoted by https://www.free-stock-music.com
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Above The Clouds by | e s c p | https://escp-music.bandcamp.com
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